1. finance
2. personal finance
3. lending
4. student loans

Why Singapore?
• Singapore is a safe city with a low crime rate and a stable political environment. The
cleanest Country.
• 74.2% of Singapore population is Chinese & 9.2% is Indian.
• Strategically located at the heart of Asia,Singapore is only approx. 5 hours away
from India.
• HUB of Business in Asia ‐ Fertile ground for Banking & Service Industry.
About Singapore
• Almost every MNC has its Asia‐Pacific Head Office in Singapore making it easier
for students to find jobs. i.e., Home to more than 7000 MNC’s.
• Growing steadily at more than 5% rate for many decades with strong links to US,
EU, China, India & Japan.
• The 25th best highly developed nation with state‐of‐art transport system & 3G
telecom network that’s second only to USA.
• Singapore is a nation built by immigrants and it still welcomes all who are keen to
play a part in its economic development.
Education System
After 10th Standard ‐
• Diplomas (6 months to 12 months)
• Bachelors (3 years to 3.5 years)
After 12th Standard ‐
• Diplomas ( 6 months to 12 months)
• Bachelors (2 years to 3 years)
After Bachelors ‐
• PG Diplomas (12 months to 14 months)
• Masters (1 year to 2 years)
Types of Institutes in Singapore
• Universities: Singapore has its 4 Universities offering UG and PG degree programs.
National University of Singapore
Nanyang Technological University
Singapore Management University
Singapore University of Technology and Design
• Polytechnics: Singapore has 5 polytechnics which offer broad based training for
students inclined towards practice oriented studies at the diploma level.
• Private Education Organizations : There are more than 300 private Educational
institutions in Singapore. Most of them have accreditation with renowned
international universities from countries such as Australia, UK and USA.
Intakes
Some Institutes have three Intakes, some have four and some have Rolling
Intakes, thereby recruitment to Singapore is possible throughout the year, for
students as well as for associates.
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Part Time & Full Time work in Singapore
International students are normally not permitted to work part time during their
studies.However, they can apply for a work permit after their studies are completed
and they find a job. There are a few exceptions to this rule.
Incase the students are enrolled in a course that has a built in internship the students
can work during that time.
On a case to case basis student can get 1 month extension + 1 additional extension of
15 days is possible.
Full time work after completion of studies :
For a Bachelor Graduate the salary range can vary from S$ 1800 to S$ 2500
per month For a Masters Graduate the salary range can vary from S$ 2000 to S$ 3000
per month
Cost of Living in Singapore
Expenses
Accommodation
Per Month
S$200 ‐ S$500
Food
From S$300
Transportation
From S$80
Telecommunications
From S$30
Other Expenses
S$50 ‐ S$200
Expenses per Month
Total Expenses per Year
From average of
From average of
Price varies on type of
accommodation,
facilities provided and
the number of
people sharing
Based on 3 meals a day
at S$10
Varies on type of
transportation
Varies with usage and
promotional
packages subscribed
Depends on individual
lifestyle
S$650‐750/month
S$8,400/Year (4 Lacks
per Year)
Universities/ Institutes we represent
• James Cook University (JCU)
• SIM Global Education
• Kaplan Higher Education Academy
• Management Development Institute of Singapore (MDIS)
• Raffles College of Higher Education
• Nanyang Institute of Management
• East Asia Institute of Management (EASB)
Salient Features of KC represented Institutions
James Cook University‐ its an Australian university having a Singapore Campus
• JCU Singapore has two campuses.
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• All courses are registered with the Council for Private Education and their
operations are governed by EduTrust.
Popular Courses
• MBA ‐ Duration 1 Year or 16 months
• Master of Education ‐ Duration 16 months
• Master of Information Technology ‐ Duration 1 year
• Bachelor programs in Psychology, Business, marketing, tourism, information
technology, and environmental science ‐ Duration 2 years.
Intakes: March, July, October
Entry Requirement:
55%‐60% in Bachelors degree (any stream), no work experience required.
IELTS / TOEFL not required if studied through English medium.
Admission after 11th is possible for Bachelor’s.
SIM Global Education
The SIM Group comprises three learning institutions ‐
SIM University, SIM GE (Global Education) and SIM Professional Development.
• SIM was founded in 1964, & is leading provider of private tertiary and professional
training.
• All courses are registered with the Council for Private Education and their
operations are governed by EduTrust.
• SIM have collaboration with highly acclaimed universities in Australia, UK, USA
and Switzerland.
• SIM Global Education has following accreditation partners for Singapore
campus:
Australia
• RMIT University
• University of Wollongong
Switzerland
• IMI International Hotel Management Institute, Switzerland
United States of America (US)
• University at Buffalo, The State University of New York
United Kingdom (UK)
• The University of Sheffield
• The University of Warwick
• University of Birmingham
• University of London
• The University of Manchester
• University of Southampton
• University of Stirling
Intakes: Quarterly intakes depending upon the course.
Popular Courses
• Diploma programs (1.5 Years) in Social Science, International Business,
Management, Accounting.
• Undergraduate programs (3 Years) in Arts & Social Science, Business, IT &
Computer Science.
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• Masters Programs (1 Year) in Digital Marketing, Engineering Business
Management and Logistics & Supply chain management.
Entry Requirement: Bachelor’s‐ 60‐70% in class 12th
Master’s‐ 58%‐60% in Bachelors degree (any stream), no work experience required.
IELTS / TOEFL not required if studied through English medium.
Kaplan Higher Education Academy
・Kaplan is one of the largest global, diversified education companies established
under Private education Act.
・Kaplan has following accreditations partners for Singapore campus:
• Northumbria University, UK
• Murdoch University, Australia
• Royal Holloway, University of London, UK
• University College Dublin, Ireland
• University of Portsmouth, UK
Popular Courses
Awarded Bodies:
・Murdoch university, Australia
• Bachelor in Arts | Commerce | Communication | Science (16‐28 months)
• MBA‐ Awarded by Murdoch University, Australia (16 months)
・Northumbria University, UK
• Bachelor of Arts (16 months)
• Master of Science (15 months)
・Royal Holloway, University of London
• Bachelor of Science (18 months)
・University College Dublin, Ireland
• Bachelor of Science (18 months)
• Master of Science (12 months)
Popular Courses
・University of Portsmouth, UK
• Bachelor of arts (18 months)
Kaplan Higher Education Academy, Singapore
• Diploma in Accountancy studies |Commerce |Communication |IT (8 months)
Intakes ‐ Rolling Intakes
Management Development Institute of Singapore
• The Management Development Institute of Singapore (MDIS), founded in 1956, is
Singapore’s oldest not‐for‐profit professional institute for lifelong learning.
• MDIS programmes are accredited by top ranked Australian, France, UK and US
universities.
• The MDIS Residence @ Stirling is the very first Hostel in Singapore to be awarded
the Green Mark Gold Plus Award.
Popular Courses
MBA ‐ Duration 12 to 15 months, 2 different
MBA’s from 2 different Universities.
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Awarded by:
1. University of Bradford, UK : Bachelor's Degree
(First Class) + 3 years Work Experience required.
2. University of Sunderland, UK : Bachelor's Degree,
No Work Experience required.
Master of International Business‐Grenoble Graduate School of Business,
France : Bachelor's Degree (First Class or Higher Second Class)
Other Courses
• Bachelor of Engineering (Hons) in Electrical and Electronic Engineering (3 years)
• Bachelor of Engineering (Hons) in Mechanical Engineering (3 years)
• BBA (International Business /Marketing) (Admission after 10th is possible)
• Master of International Tourism and Hotel Management (12 months)
Intakes ‐ January, September & Rolling Intakes for some courses.
Nanyang Institute of Management
Nanyang Institute of Management (Nanyang), established in 2001 has five schools ‐
• School of Business
• School of Tourism & Hospitality
• School of Engineering
• School of Early Childhood Education
• School of Language.
Popular Courses
• Bachelor of Hospitality (BOH) (3 years)
• Diploma & Advance Diploma in Tourism & Hospitality (With 6 Months Paid
Internship) (14 Months)
• Diploma in Construction Engineering. (24 months)
• Advanced Diploma in Management. (8 months)
Intakes ‐ Rolling Intakes.
Raffles College of Higher Education
• Raffles Education Corp is the biggest education group in South East Asia, New
Zealand, and Australia.
• Located at a very prime location, city center.
Popular Courses
• 3 Years Bachelor Degree & 1 Year Master Degree & Advanced Diploma In
Design Courses:
Fashion Design | Interior Design | Graphic Design |Digital Media | Animation |
Games Design | Product Design | Jewellery Design
• 3 Years Bachelor Degree & 1 Year Master Degree in Commerce Courses:
Fashion Marketing & Management |Fashion Communication & Journalism|
Retail Management | DesignManagement
Intakes ‐ Jan, April, July & October.
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East Asia Institute of Management (EASB), Singapore
East Asia Institute of Management (EASB) is a premier private institute of tertiary
education in Singapore with more than 3,500 students from over 30 countries,
including India and China.
• EASB is registered with the Council for Private Education (CPE), an organization
under the Singapore Ministry of Education.
• EASB curriculum adopts the structure of the UK University Credit Accumulation
Transfer Scheme (CATS), a framework that enables the student to obtain advance
standing into bachelor degree programs with more than 30 universities in
the UK, Australia and New Zealand
• EASB has following accreditations partners for Singapore campus:
United Kingdom (UK)
• Aston University
• Edinburgh Business School of Heriot‐Watt University
• Sheffield Hallam University
• Queen Margaret University
• Cardiff Metropolitan University
• University of London (International Programs)
• Intakes: Rolling intakes
Popular Courses
• Diploma (9 months) & Advance Diploma programs (9‐12 months) in Business
Management,
Hospitality Management, Accountancy, Banking & Finance and Logistics &
Operations Management.
• Undergraduate programs (1 Year) in Business Management, Hospitality
Management, Accountancy, Banking & Finance and Logistics & Operations
Management.
• Master Programs (1 Year‐ 18 months) in Business Management, Hospitality
Management,Accountancy, Banking & Finance and Logistics & Operations
Management.
Application process for Singapore Institutions
Mode of Application:
• James Cook University‐ Soft Copy
• Management Development Institute of Singapore‐ Soft Copy (At times they may ask
for hard Copy also).
• Raffles College of Higher Education ‐ Soft Copy as well as Hard Copy
• Nanyang Institute of Management‐ Soft Copy
• East Asia Institute of Management‐ Soft Copy (At times they may ask for Hard
Copy also).
• Kaplan Higher Education Academy‐ Soft Copy
Time for Offer Letter ‐ Approx. 1 ‐ 2 Weeks
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Documents Required:
• Application Form duly filled.
• Non‐refundable application Fees ( To be paid with the Application‐ SIM‐ S$267.5,
MDISS$ 297.5, JCU‐S$250, Raffles‐S$535, KHEA‐S$481.50 + S$642(admin fee),
EASB‐ SG$ 374.50 , To be paid along with Visa Application‐ Nanyang ‐ S$428,)
• Photocopy of applicant's valid passport pages showing his/ her particulars..
• Notary attested / Certified copy of Educational documents: Mark sheet and
Certificates.
• Proof of English (Letter from School / University or IELTS or TOEFL Score Card.)
• Statement of purpose (For MBA & Maters programme only)
• Updated resume (For MBA programme only)
Singapore Student Pass (Visa)
Documents required:
• 4 Passport size photograph in white background.
• All supporting documents of foreign languages MUST be officially translated into
English.
• ICA‐IMM16 Form : Applicant’s signature MUST match with passport.
• ICA‐V36 Form :To declare all applicant’s educational and working history. To
submit all supporting documents. All gaps to be filled.
• Applicant’s Passport : Expiry date must be more than 6 months.
• Applicant’s Birth Certificate: Both parents’ names & applicant’s name must be spelt
exactly the same as the names shown in applicant’s passport.
• Affidavit of Name (if applicant’s name in BC differs with passport).
• Applicant’s Marriage/Divorce Document (if married/divorced).
• Applicant/Parent’s Valid Bank Statement/s:
Diploma ‐ Rs. 10 Lacks, PG Diploma ‐ Rs. 10 Lacks
Bachelors ‐ Rs. 10 Lacks, Masters ‐ Rs. 15 Lacks
• One day old funds will also be sufficient and Bank documents must not be issued
more than 3 months before.
• Student must submit full documents preferably 4 weeks before course
commencement date.
• University/ College will lodge student pass application electronically with ICA
(Immigration & Checkpoint Authority)
• Associate to ensure student signs on every single page of both the Student Contract
& Advisory Note. Associate to scan back to us scan copy of signed documents.
• It will take 3‐4 weeks to process student pass application.
• Once application is successful ICA issues approval letter.
• After receiving approval letter student has to pay 1st instalment of tuition fees.
• After receiving payment University will issue IPA letter .
• University generally allows one weeks extension in case of delay in Visa.
• IPA letter is valid for 10‐15 days.
• The student can book his ticket and can reach Singapore on the basis of IPA.
• After reaching Singapore, the student needs to do medical check up. The student can
do the same from India or from Singapore.
• After submitting the Medical check‐up report along with all the original documents
to ICA, ICA will issue student pass.
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Student Pass Accepted Funds & Finances
Acceptable financial documents are:
• Bank Statement
• Loan Approval Letter
• Fixed Deposits
• Bank Balance certificate (Savings A/c)
Funds to be shown ‐ tuition fees + living expenses for 1st year of study
・Average living expenses per month = SGD 700
・Generally, parents and siblings are the only acceptable sponsors for financial
purposes.
Some private institutions are flexible regarding acceptable sponsors.
Case studies
Fact of the case : Student completed Bachelor’s in Commerce, having 3 years of
work experience, Applied for Graduate Diploma Management in New Zealand,
got rejection after interview by Visa Officer due to mismatch of information
provided by the employer.
Solution provided : Suggested to apply for PG Diploma Hospitality Management
in Nanyang Institute of Management, Singapore. Student applied for the same
and got offer letter and applied for visa ( student pass).
Outcome: Student got the visa ( IPA) within 3 weeks.
Facts of the case : Student completed Class 10th with CGPA 5.4 ( Grade C+), Age
16 Yrs, No IELTS, want to go abroad for higher studies.
Solution provided : Suggested to apply for BBA International Business+
Foundation Degree + Diploma at MDIS, Singapore (Total course duration 30
months). Student applied for the same and got offer letter and applied for visa
( student pass).
Outcome: Student got the visa ( IPA) within 5 weeks.
Interactive Questions:
1. Why you would suggest Singapore to the student?
• Singapore is a safe city with a low crime rate and a stable political environment. The
cleanest Country.
• 74.2% of Singapore population is Chinese & 9.2% is Indian.
• Strategically located at the heart of Asia, Singapore is only approx. 5 hours away
from India.
• HUB of Business in Asia ‐ Fertile ground for Banking & Service Industry.
2. Is admission after 10th possible in Singapore? If yes, what are the options
available?
Yes, admission after 10th Standard is possible in Singapore. we can
suggest the student:
• Diploma (6 months to 12 months of duration)
• Bachelor’s (3 years to 3.5 years of duration)
The institutions which we can suggest the student in this case are:
• SIM Global Education
• Management Development Institute of Singapore (MDIS)
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• Nanyang Institute of Management
3. What are the types of institutions available in Singapore?
There are 3 types of institutions available in Singapore:
1. 4 Universities offering UG and PG degree programs
2. 5 polytechnics
3. More than 300 private Educational institutions
4. What are the work rights for international students in Singapore?
International students are normally not permitted to work part time during their
studies. However, they can apply for a work permit after their studies are completed
and they find a job. There are a few exceptions to this rule.
In case the students are enrolled in a course that has a built in internship the students
can work during that time.
5. Can the student with class 11th can get admission for Bachelor’s course?
Admission after 11th is possible for Bachelor’s in James Cook University.
• The student has to take a foundation programme for 8 months for the students after
class 11th which will lead them to the bachelors degree which will be for 2 years.
This is applicable for all the bachelors programme.
6. How many years old funds are accepted in Singapore?
One day old funds will also be sufficient and Bank documents must not be issued
more than 3 months before.
7. Who lodge the student pass application in Singapore?
University/ College will lodge student pass application electronically with ICA
(Immigration & Checkpoint Authority)
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