Sample pension certificate 2014: front page Swiss Life sample foundation Anycompany Ltd, Anytown Kopienvermerk Swiss Life AG CH/UXX-PXSX / 47030 Personal/confidential Mr John Smith Sample address Personal pension certificate for Mr John Smith valid as of 13.01.2014 Reason for issue: Receipt of vested benefit All amounts in CHF 1 General information Contract no. XXXXXX Group of insured persons 001 General Portfolio Insured person's no. 756.XXXX.XXXX.XX Date of birth 03.01.1955 Level of employment 100.00% 2 Retirement savings Retirement savings as at 01.01.2014 Interest credit of 01.01.2014 - 13.01.2014 Deposit (Vested benefit) 13.01.2014 Retirement credits of 01.01.2014 - 13.01.2014 Retirement savings on 13.01.2014 Declared annual salary Qualifying salary savings component Qualifying salary risk component 78 975.00 54 405.00 54 405.00 Mandatory portion Total 192 209.00 96.10 0.00 327.70 192 632.80 245 698.00 118.35 1 793.80 327.70 247 937.85 Vested benefits entitlement on 13.01.2014 192 632.80 247 937.85 Maximum possible purchase of missing contribution 0.00 years as at 13.01.2014 Prepayments for home ownership are to be repaid prior to purchase. Further useful information and the legal requirements are available at www.swisslife.ch/... Applicable interest rate for the period concerned • for mandatory portion • for supplementary portion X.XXX% X.XXX% Lump sum 3 Retirement benefits At the age of 65 on 01.02.2020 380 034.05 At the age of 64 on 01.02.2019 362 057.15 At the age of 63 on 01.02.2018 344 475.75 At the age of 62 on 01.02.2017 327 281.20 At the age of 61 on 01.02.2016 310 465.00 At the age of 60 on 01.02.2015 294 018.90 Other retirement benefits (as percentage of retirement benefits drawn as pension) • Retirement person's children's benefit 20% • Spouse's/unmarried partner's pension in event of death after retirement 60% • Orphan's benefit in event of death after retirement 20% or Pension 25 075.95 22 970.75 21 060.65 19 318.45 17 722.60 16 255.25 Interest rate used to calculate retirement capital (non-guaranteed): X.XXX% The rates used to convert retirement savings into a pension and the currently valid interest rates are available at www.swisslife.ch/.... 1/2 Sample pension certificate 2014: back page Contract XXXXXX Insured person's no. 756.XXXX.XXXX.XX Mr John Smith, born on 03.01.1955 4 Financing early retirement Purchase sum for early retirement At the age of 64 on 01.02.2019 At the age of 63 on 01.02.2018 At the age of 62 on 01.02.2017 At the age of 61 on 01.02.2016 At the age of 60 on 01.02.2015 Please refer to pension fund regulations for details on financing. 5 Disability benefits Annual disability income (waiting period 24 month) Annual disabled person's children's benefit (waiting period 24 month) Waiver of contributions (waiting period 3 month) The benefits shown correspond to a degree of disability of 100% Disability benefits are payable until 31.01.2020 at the latest. 6 Benefits in event of death prior to retirement Annual spouse's/unmarried partner's pension Annual orphan's benefit Lump-sum death benefit in addition to a spouses / partner’s pension Lump-sum death benefit if no spouse's / unmarried partner's pension is due 7 Financing Savings contribution Risk contributions, cost and additional legal contributions Annual contribution Monthly contribution 1/12 8 General Information Vested benefits at 50 Transferred vested benefits due to divorce/dissolution of registered partnership (repurchases taken into account) Prepayments for home ownership (with repayments offset) Maximum possible prepayment for home ownership as at 13.01.2014 Pledging for home ownership: no 9 10 Administrative Board Notes Maximal 20 806.75 52 010.20 83 100.25 114 221.75 145 498.15 In case of accident In case of illness 0.00 0.00 18 669.90 3 734.00 In case of accident In case of illness 0.00 0.00 247 937.85 11 201.95 3 734.00 0.00 247 937.85 247 937.85 Employee Total 4 887.60 1 368.00 725 000.00 6 255.60 521.30 9 775.20 2 736.00 325 000.00 12 511.20 1 042.60 Mandatory portion Total 725 000.00 725 000.00 153 522.00 25 000.00 40 000.00 113 522.00 725 000.00 125 000.00 Chairman/President: John Doe, Anytown Employee representative Employer representative John Smith, Anytown Vorname Name, Adresse, PLZ/Ort Vorname Name, Adresse, PLZ/Ort Vorname Name, Adresse, PLZ/Ort John Doe, Anytown Vorname Name, Adresse, PLZ/Ort Vorname Name, Adresse, PLZ/Ort Vorname Name, Adresse, PLZ/Ort Further information is available at: www.swisslife.ch/... The values shown are based on currently valid assumptions and are for information purposes only. Please refer to your pension regulations and the pension plan on which this pension certificate is based for details of your entitlement to benefits and when they become due. If you have any questions, please contact First Name Surname, tel. 043 284 XX XX. 944 095 – 01.2014 Issued by Swiss Life on 14 February 2014 on behalf of your employee benefits institution. 2/2