000001 SAMPLE A SAMPLE 333 E WETMORE RD 4TH FLOOR TUCSON, AZ 85705 Pharmacy 1 123 Main St Tucson, AZ 85718 1235551234 Pharmacy 2 456 Main St Tucson, AZ 85705 4565557890 Pharmacy 3 123 Somewhere St Tucson, AZ 85715 3215553216 Pharmacy 4 123 Somwhere Else Rd Tucson, AZ 85713 1231231234 Pharmacy 5 123 Aloha Cir Tucson, AZ 85714 3213214321 WALGREENS DRUG STORE 1415 W River Rd Tucson, AZ 857045829 5202932713 ALBERTSONS PHARMACY 5085 N La Canada Dr Tucson, AZ 857041508 5206960325 WALGREEN DRUG STORE 1351 W Prince Rd Tucson, AZ 857053114 5208877154 WALGREENS DRUG STORE 3180 N Campbell Ave Tucson, AZ 857192302 ADDITIONAL REASONS FOR DISCLOSURE We may use or disclose health information about you in providing you with treatment alternatives, treatment reminders, or other health-related benefits and services. We also may disclose such information in support of: Plan Administration – to your employer, when we have been informed that appropriate language has been included in your plan documents, or when summary data is disclosed to assist in bidding or amending a group health plan. Research – to researchers, provided measures are taken to protect your privacy. Business Associates – to persons who provide services to us and assure us they will protect the information. Industry Regulation – to state insurance departments, boards of pharmacy, U.S. Food and Drug Administration, U.S. Department of Labor and other government agencies that regulate us. Law Enforcement – to federal, state and local law enforcement officials. Legal Proceedings – in response to a court order or other lawful process. Public Welfare – to address matters of public interest as required or permitted by law (e.g., child abuse and neglect, threats to public health and safety, and national security). DISCLOSURE TO OTHERS INVOLVED IN YOUR HEALTH CARE We may disclose health information about you to a relative, a friend, the subscriber of your health benefits plan or any other person you identify, provided the information is directly relevant to that person’s involvement with your health care or payment for that care. For example, if a family member or a caregiver calls us with prior knowledge of a claim, we may confirm whether or not the claim has been received and paid. You have the right to stop or limit this kind of disclosure by calling the toll-free Member Services number on your ID card. If you are a minor, you also may have the right to block parental access to your health information in certain circumstances, if permitted by state law. You can contact us using the toll-free Member Services number on your ID card – or have your provider contact us. USES AND DISCLOSURES REQUIRING YOUR WRITTEN AUTHORIZATION In all situations other than those described above, we will ask for your written authorization before using or disclosing personal information about you. If you have given us an authorization, you may revoke it at any time, if we have not already acted on it. If you have questions regarding authorizations, please call the toll-free Member Services number on your ID card. Your Legal Rights The federal privacy regulations give you the right to make certain requests regarding health information about you. You may ask us to: § Communicate with you in a certain way or at a certain location. For example, if you are covered as an adult dependent, you might want us to send health information to a different address from that of your subscriber. We will accommodate reasonable requests. January 1, 2004 SAMPLE A SAMPLE 333 E WETMORE RD 4TH FLOOR TUCSON, AZ 85705 Dear SAMPLE A SAMPLE Welcome to the Aetna Rx Savings CardE, a Medicare-Approved Drug Discount Card designed to help you save money on prescription drugs. Your membership is effective the first day of the month following receipt of the attached member ID card. Please note that, while the Aetna Rx Savings Card is approved by Medicare, it is not a Medicare benefit. The Aetna Rx Savings Card is not intended to replace prescription drug benefits obtained through participation in insurance plans, such as a Medicare Advantage plan (formerly Medicare+Choice), a Medigap policy, Medicaid, or an employer or retiree plan. Be sure to review all the materials in this packet for important information, including: n n n n n Membership ID Card: Provides you with access to discounts on all brand-name and generic prescription drugs except those excluded by the Centers for Medicare & Medicaid Services (CMS). Pharmacy Directory: Lists Aetna Rx Savings Card preferred pharmacies where you can purchase your discounted prescription drugs and, if you qualify, use your Additional Assistance Credit of up to $600. Member Handbook: Explains how the Aetna Rx Savings Card works. Discount Drug List: Lists the top 100 prescription drugs used by people eligible for Medicare, which you will also receive at a discount. Notice of Privacy Practices: Describes how medical information about you may be used and disclosed and how you can get access to this information. In order to receive discounts through your card, your prescription must be filled at any Aetna Rx Savings Card pharmacy nationwide. For a list of Aetna Rx Savings Card pharmacy locations in other areas, or to receive discounted prescription drug pricing, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322), Monday through Friday, 8 a.m. to 4:30 p.m. For more information about Medicare benefits and services, call 1-800-MEDICARE (1-800-633-4227). TTY users may call 1-877-486-2048. Thank you for enrolling in the Aetna Rx Savings Card. Sincerely, Aetna Rx Savings Card Discounts vary by drug. Contact the Aetna Rx Savings Card to find out if your prescription drug is covered and the discounted price. Medical Security Card Company is the Aetna Rx Savings Card Administrator. 30 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 7P-40329 (4/22/04) 3 How Aetna Uses and Discloses Personal Information In order to provide you with insurance coverage or discount programs, we need personal information about you, and we obtain that information from many different sources – particularly your employer or benefits plan sponsor, other insurers, HMOs or third-party administrators (TPAs), and health care providers. If you are enrolled in the Aetna Rx Savings Card, Aetna may not use or disclose personal information about you to market other products or services that are not related to the Aetna Rx Savings Card. In administering your health benefits and providing mail-order pharmacy services, we may use and disclose personal information about you in various ways, including: Health Care Operations: We may use and disclose personal information during the course of running our health business – that is, during operational activities such as quality assessment and improvement; licensing; accreditation by independent organizations; performance measurement and outcomes assessment; health services research; and preventive health, disease management, case management and care coordination. For example, we may use the information to provide disease management programs for members with specific conditions, such as diabetes, asthma or heart failure. Other operational activities requiring use and disclosure include administration of reinsurance and stop loss; underwriting and rating; detection and investigation of fraud; administration of pharmaceutical programs and payments; transfer of policies or contracts from and to other health plans; facilitation of a sale, transfer, merger or consolidation of all or part of Aetna with another entity (including due diligence related to such activity); and other general administrative activities, including data and information systems management, and customer service. Payment: To help pay for your covered services, we may use and disclose personal information in a number of ways – in conducting utilization and medical necessity reviews; coordinating care; determining eligibility; determining formulary compliance; collecting premiums; calculating cost-sharing amounts; and responding to complaints, appeals and requests for external review. For example, we may use your medical history and other health information about you to decide whether a particular treatment is medically necessary and what the payment should be – and during the process, we may disclose information to your provider. We also mail Explanation of Benefits forms and other information to the address we have on record for the subscriber (i.e., the primary insured). In addition, we make claims information contained on our Aetna NavigatorTM health site and telephonic claims status sites available to the subscriber and all covered dependents. We also use personal information to obtain payment for any mail-order pharmacy services provided to you. Treatment: We may disclose information to doctors, dentists, pharmacies, hospitals and other health care providers who take care of you. For example, doctors may request medical information from us to supplement their own records. We also may use personal information in providing mail-order pharmacy services and by sending certain information to doctors for patient safety or other treatment-related reasons. Disclosures to Other Covered Entities: We may disclose personal information to other covered entities, or business associates of those entities for treatment, payment and certain health care operations purposes. For example, we may disclose personal information to other health plans maintained by your employer if it has been arranged for us to do so in order to have certain expenses reimbursed. 4 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 29 Para recibir esta notificación en español por favor llamar al número gratuito de Member Services (Servicios a Miembros) que figura en su tarjeta de identificación. This Notice of Privacy Practices applies to Aetna’s insured health benefits plan, the Aetna Rx Savings CardE, and its mail-order pharmacy. It does not apply to any plans that are self-funded by an employer. Your employer will be able to tell you if your plan is insured or self-funded. If your plan is self-funded, you may want to ask for a copy of your employer’s privacy notice. This notice describes how medical information about you may be used and disclosed and how you can get access to this information. Please review it carefully. Aetna1 considers personal information to be confidential. We protect the privacy of that information in accordance with federal and state privacy laws, as well as our own company privacy policies. This notice describes how we may use and disclose information about you in administering your benefits, and it explains your legal rights regarding the information. When we use the term “personal information,” we mean financial, health and other information about you that is nonpublic, and that we obtain so we can provide you with insurance coverage or discount programs. By “health information,” we mean information that identifies you and relates to your medical history (i.e., the health care you receive or the amounts paid for that care). This notice will become effective on May 3, 2004. 1 For purposes of this notice, “Aetna” and the pronouns “we, “us” and “our” refer to all of the HMO and licensed insurer subsidiaries of Aetna Inc., including the entities listed on the last page of this notice, as well as our mail-order pharmacy. These entities have been designated as a single affiliated covered entity for federal privacy purposes. 28 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Table of Contents Welcome to the Aetna Rx Savings CardE ..........................................................................................7 Aetna Rx Savings Card Description .....................................................................................................7 Additional Assistance Credit ...........................................................................................................7 § How to Qualify for an Additional Assistance Credit .......................................................................8 § Applying for an Additional Assistance Credit.................................................................................8 § Using an Additional Assistance Credit ...........................................................................................8 Pharmacies that Accept the Aetna Rx Savings Card......................................................................9 § Filling Prescriptions When Traveling ..............................................................................................9 Aetna Rx Savings Card Discount Drug List ...................................................................................10 Annual Enrollment Fee .................................................................................................................10 Discount Prices on Prescription Drugs ..........................................................................................11 Aetna Rx Savings Card Mail-Order Pharmacy..............................................................................11 Your Aetna Rx Savings Card Membership ........................................................................................11 Disenrolling from the Aetna Rx Savings Card .............................................................................12 Enrolling in a New Medicare-Approved Drug Discount Card.....................................................12 § Annual Coordinated Election Period ............................................................................................12 § Special Election Period ................................................................................................................12 Penalties for Disenrolling Outside of the Annual Coordination or Special Election Periods ...13 Reapplying for a New Medicare-Approved Drug Discount Card ...............................................13 Aetna Rx Savings Card Service Area .............................................................................................13 Other Services from Aetna .................................................................................................................14 What to do if You Have Problems or Complaints ............................................................................14 How to Help Protect Yourself and Medicare from Fraud ................................................................15 Frequently Asked Questions ..............................................................................................................15 Glossary ...............................................................................................................................................17 6 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Welcome to the Aetna Rx Savings CardA We are pleased to welcome you as a member of the Aetna Rx Savings Card, a Medicare-Approved Drug Discount Card. While approved by Medicare, the Aetna Rx Savings Card is not a Medicare benefit. It is not intended to replace prescription drug benefits you may currently receive through insurance plans such as Medicare Advantage (formerly Medicare+Choice) plans, Medicare supplement insurance plans (also known as “Medigap”), or employer or retiree plans. Rather, the discount prices you receive through the Aetna Rx Savings Card will be in addition to prescription coverage you may receive under your current Medicare Advantage or Medigap plan. For example, if your current Medicare Advantage plan offers unlimited generic prescription drug coverage with a copay, but no brand-name coverage, you may continue to pay your copay for generic drugs. And, with the Aetna Rx Savings Card, you will also have access to savings on covered brand-name drugs. This handbook explains: § how you can access savings on prescription drugs through the Aetna Rx Savings Card; § your rights and responsibilities as an Aetna Rx Savings Card member; § our responsibilities to you. The information in this booklet is valid from June 1, 2004, through December 31, 2005, or until we no longer offer the Aetna Rx Savings Card, whichever comes later. Aetna Rx Savings Card Description The Aetna Rx Savings Card is designed to help you save money on brand-name and generic prescription drugs at any Aetna Rx Savings Card pharmacy nationwide, or through the Aetna Rx Savings Card mail-order pharmacy. To access your member discount, simply present your prescription and member ID card at any Aetna Rx Savings Card pharmacy. If you are purchasing prescriptions other than those excluded by the Centers for Medicare & Medicaid Services (CMS), you will automatically receive Aetna’s negotiated discount or the pharmacy’s customary price, whichever is lower. To replace a damaged or lost member ID card, please call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). ADDITIONAL ASSISTANCE CREDIT If you meet specific income requirements, Medicare may provide you with an Additional Assistance Credit of up to $600 per year to help pay for prescription drugs obtained through the Aetna Rx Savings Card. This credit is not a replacement for any current prescription coverage you may have, so you should not cancel your current drug coverage if you qualify for an Additional Assistance Credit. 26 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 7 How to Qualify for an Additional Assistance Credit You may qualify for an Additional Assistance Credit if: Name Dosage Discounted Price Per Unit* § you do not have other health insurance with any prescription drug coverage (except a Medicare Advantage plan or a Medigap policy); and Metformin HCL 500mg tablet $0.4578 Metoprolol 50mg tablet $0.3538 § your income is no more than $12,569 if you are single, (or, in Alaska, no more than $15,701; in Hawaii, no more than $14,445); or Paroxetine HCL 20mg tablet $2.2466 § your income is no more than $16,862 if you are married (or, in Alaska, no more than $21,074; in Hawaii, no more than $19,386); this includes your income and your spouse’s income. Potassium CL 10meq cap SA $0.2423 Prednisone 5mg tablet $0.0321 Propoxy-N/APAP 100-650 tab $0.3719 Propranolol 20mg tablet $0.2241 Ranitidine 150mg tablet $1.0140 Spironolactone 25mg tablet $0.3000 Sulfamethoxazole/TMP DS tab $0.5871 Terazosin 5mg capsule $1.5413 Timolol 0.5% gel/solution $5.4740 Tramadol HCL 50mg tablet $0.5389 Trazodone 50mg tablet $0.3674 Triamterene/HCTZ 37.5/25 CP $0.3177 Trimox 500mg capsule $0.2474 Verapamil 240mg tablet SA $1.0010 Warfarin Sodium 5mg tablet $0.5413 § you have Medicare Part A and/or Part B; and If you qualify for an Additional Assistance Credit, you will be eligible as long as the Medicare-Approved Drug Discount Card exists (through December 31, 2005, or to the end of the program, whichever is later). However, if you are found to have provided fraudulent information on your enrollment form, or you leave the Aetna Rx Savings Card and are not eligible to enroll in another Medicare-Approved Drug Discount Card, you will no longer be eligible for an Additional Assistance Credit. If you qualify for an Additional Assistance Credit, Medicare will also pay the annual enrollment fee for your Medicare-Approved Drug Discount Card. Applying for an Additional Assistance Credit To apply for an Additional Assistance Credit, you will need to fill out a form similar to the enrollment form you used to apply for the Aetna Rx Savings Card. The form asks questions about your current health care coverage and your income level. To obtain a form or learn more about applying for an Additional Assistance Credit, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). You may also call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. Using an Additional Assistance Credit An Additional Assistance Credit may only be used at pharmacies that accept the Aetna Rx Savings Card. Aetna will manage this credit for you. Every time you get a prescription filled using your Aetna Rx Savings Card, you can ask the pharmacist to inform you of your current Additional Assistance Credit amount. You may also obtain this information by calling Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). As long as you are an Aetna Rx Savings CardE member, any Additional Assistance Credit amount you do not use in 2004 will be available to you in 2005. For example, if you have $90 remaining as of December 31, 2004, you will be able to add it to your 2005 amount for a total Additional Assistance Credit of up to $690. And as long as you have an Additional Assistance Credit, you will be required to pay coinsurance when using your Aetna Rx Savings Card. The amount you pay will depend on your annual income* level: § if you are single and your annual income for 2004 is no more than $12,569 (or, in Alaska, no more than $15,701; in Hawaii, no more than $14,445), your coinsurance will be 10 percent of the cost of your prescription drugs. 8 TOP 50 GENERIC DRUGS (METFORMIN HCL – WARFARIN SODIUM) Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). * Discounts vary by drug and region. Contact your pharmacist or Member Services to find out the discounted price for your prescription drugs. The above list of drugs is subject to change. It includes discounted retail pharmacy pricing obtained on February 4, 2004. The Aetna Administrator will update the CMS website (www.medicare.gov) weekly with its drug pricing information. You may also call 1-800-MEDICARE (1-800-633-4227) for more information. TTY users should call 1-877-486-2048. Aetna Rx Savings Card is a prescription drug discount card that is approved by Medicare but is not a Medicare benefit. Aetna Rx Savings Card is not intended to replace prescription drug benefits obtained through participation in insurance plans, including a Medicare Advantage plan (formerly Medicare+ Choice), a Medigap policy, Medicaid, or an employer or retiree plan. Medical Security Card Company is the Aetna Rx Savings Card Administrator. “Aetna” is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies. Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 25 TOP 50 GENERIC DRUGS (CEPHALEXIN – MECLIZINE) § if you are married and your annual income (plus your spouse’s income) is no more than $16,862 (or, in Alaska, no more than $21,074; in Hawaii, no more than $19,386), your coinsurance will be 10 percent of the cost of your prescription drugs. Name Dosage Discounted Price Per Unit* Cephalexin 500mg capsule $0.7968 Clonidine HCL 0.1mg tablet $0.1404 Digitek– 125mcg tablet $0.1836 Digoxin 125mcg tablet $0.1836 Diltiazem HCL 240mg cap SA $1.7430 Doxazosin Mesylate 4mg tab $0.6493 Doxycycline 100mg capsule $0.8013 Enalapril Maleate 10mg tab $0.6968 Fluoxetine 20mg capsule $1.7343 Folic Acid 1mg tablet $0.0663 Furosemide 40mg tablet $0.1037 Gemfibrozil 600mg tablet $0.7718 Glipizide Er 5mg tablet $0.3460 Glyburide 5mg tablet $0.5615 Aetna Rx Savings CardE pharmacies in your area are listed on the inside cover of this packet. You may also use Aetna Rx Savings Card pharmacies nationwide. To request a list of pharmacies in other areas, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Hydrochlorothiazide 25mg tb $0.0674 If you are currently using an unlisted pharmacy and you are: Hydrocodone/APAP 5/500 tab $0.1280 Isosorbide MN 30mg tab SA $0.9483 § Native American and using a pharmacy that is owned or operated by the Indian Health Service, Indian tribes, or urban Indian organizations; or Klor-Con 10meq tablet $0.2599 § a resident in a skilled nursing facility or other nursing facility; Klor-Con M20 tablet $0.4497 Levothroid 100mcg tablet $0.2346 Levoxyl 50mcg tablet $0.3106 Lisinopril 10mg tablet $0.6461 Lisinopril-HCTZ 20/12.5 tab $0.7796 Meclizine 25mg tablet $0.0717 * Discounts vary by drug and region. Contact your pharmacist or Member Services to find out the discounted price for your prescription drugs. § if you are single and your annual income is no more than $9,310 (or, in Alaska, no more than $11,630; in Hawaii, no more than $10,700), your coinsurance will be 5 percent of the cost of your drugs. § if you are married and your annual income (plus your spouse’s) is no more than $12,490 (or, in Alaska, no more than $15,610; in Hawaii, no more than $14,360), your coinsurance will be 5 percent of the cost of your drugs. Once your total Additional Assistance Credit has been used, you will continue to receive your member discount when using your Aetna Rx Savings Card at designated pharmacies. * Income includes retirement and disability benefits, plus any other sources you would include in your adjusted gross income for tax purposes. PHARMACIES THAT ACCEPT THE AETNA RX SAVINGS CARD To receive your member discount, or use an Additional Assistance Credit (if you qualify), you must fill your prescriptions at a pharmacy that accepts the Aetna Rx Savings Card. you may obtain more information by calling Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). You may also call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. If you reside in an assisted living facility, you should speak with a facility representative to find out if and how you may use the Aetna Rx Savings Card to receive prescription drug discounts. Filling Prescriptions When Traveling When traveling, be sure to use Aetna Rx Savings Card pharmacies so you can take advantage of your member discount and Additional Assistance Credit (if you qualify). To avoid paying full retail price at a pharmacy that does not accept the Aetna Rx Savings Card, you can locate Aetna Rx Savings Card pharmacies near your travel destination by calling Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Before traveling, it’s also a good idea to plan ahead and pack an adequate supply of your prescription drugs. 24 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 9 AETNA RX SAVINGS CARD DISCOUNT DRUG LIST Aetna has provided you with a printed list of the top 100 prescription drugs used by people eligible for Medicare, as well as their proper dosages, on page 21. These drugs are offered at a discount through the Aetna Rx Savings Card. Information on other prescription drugs available at discount prices with the Aetna Rx Savings Card can be obtained by calling Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). The list is divided into two sections: § Brand-Name Drugs: Drugs that are produced and sold under the names created by the companies that manufacture them. § Generic Drugs: Drugs that are produced and sold under their chemical names. Generic drugs must meet the same FDA standards for safety and effectiveness as their brand-name counterparts, which means they must: § contain the same active ingredients as the brand-name equivalent; § have the same amount of active ingredients as the brand-name equivalent; § carry the same label information as the brand-name equivalent. And, while some generic drugs may be identical to their equivalent brand-name counterpart, they usually cost less. Aetna Rx Savings Card pharmacies must inform you of the price difference between a brand-name prescription drug and its generic equivalent, if available. If the prescription drug your doctor prescribes is excluded by the Centers for Medicare & Medicaid Services (CMS), you will pay the pharmacy’s full retail price. To avoid doing this, you or your physician, on your behalf, may call the Aetna Rx Savings Card toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322) to confirm whether your prescription is covered. If not, your physician may then determine if a drug that is covered may be effective for your condition. Name Dosage Discounted Price Per Unit* Neurontin 300mg capsule $1.3015 Nexium 40mg capsule $4.1231 Norvasc 5mg tablet $1.4536 Plavix 75mg tablet $4.0038 Pravachol 20mg tablet $2.9006 Premarin 0.625mg tablet $0.8990 Prevacid 30mg capsule DR $4.1958 Protonix 40mg tablet EC $3.3660 Synthroid 100mcg tablet $0.4421 Toprol XL 50mg tablet SA $0.6886 Vioxx 25mg tablet $2.6520 Xalatan 0.005% eye drops $20.5498 Zetia 10mg tablet $2.3763 Zithromax 250mg Z-pak tab $7.2497 Zocor 20mg tablet $4.2126 Zoloft 50mg tablet $2.5287 TOP 50 GENERIC DRUGS (ALBUTEROL – CARBIDOPA/LEVO) Important note: Prescription drugs and prices covered by the Aetna Rx Savings Card discount are subject to change. To ensure you have the most recent information, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Name Dosage Discounted Price Per Unit* Albuterol 90mcg inhaler $0.8823 Allopurinol 300mg tablet $0.4302 ANNUAL ENROLLMENT FEE Amitriptyline HCL 25mg tab $0.2202 If you enrolled in the Aetna Rx Savings Card program and did not qualify for an Additional Assistance Credit, you were required to pay a $30 annual enrollment fee. In 2005, you may be required to pay another annual enrollment fee up to $30. We will notify you later this year about whether you will be required to pay a 2005 enrollment fee and, if so, how much it will be. Amoxicillin 500mg capsule $0.2399 Atenolol 50mg tablet $0.5151 Captopril 25mg tablet $0.5424 Carbidopa/Levo 25/100 tab $0.5201 If you qualify for and receive an Additional Assistance Credit, Medicare will pay your annual enrollment fee for you. Important note: If you fail to pay your annual enrollment fee, Aetna has the right to automatically disenroll you from the Aetna Rx Savings Card. 10 TOP 50 BRAND-NAME DRUGS (NEURONTIN – ZOLOFT) Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). * Discounts vary by drug and region. Contact your pharmacist or Member Services to find out the discounted price for your prescription drugs. Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 23 TOP 50 BRAND-NAME DRUGS (AMBIEN – MIRALAX) DISCOUNT PRICES ON PRESCRIPTION DRUGS Name Dosage Discounted Price Per Unit* Ambien 10mg tablet $2.7011 Aricept 10mg tablet $4.5640 Avapro 150mg tablet $1.5075 Bextra 10mg tablet $2.9019 Celebrex 200mg capsule $2.7404 Celexa 20mg tablet $2.3864 Ciprofloxacin HCL 500mg tab $5.2580 Combivent 1 inhaler $3.9241 AETNA RX SAVINGS CARD MAIL-ORDER PHARMACY Coreg 6.25mg tablet $1.6314 Coumadin 5mg tablet $0.7863 Cozaar 50mg tablet $1.4622 Detrol LA 4mg capsule $2.9113 You may also use the Aetna Rx Savings Card mail-order pharmacy to order discounted prescription drugs through the mail. Once your order is placed, the Aetna Rx Savings Card mail-order pharmacy will deliver your prescription drugs right to your door in seven business days. To place an order or inquire about a delayed shipment, please call the Aetna Rx Savings Card mail-order pharmacy toll free at 1-866-612-3862 (for the hearing impaired, call TDD: 1-888-339-7322). Diovan 80mg tablet $1.5436 Diovan HCT 160/12.5mg tab $1.8065 Evista 60mg tablet $2.4907 Flomax 0.4mg capsule SA $1.8239 Fosamax 70mg tablet $16.9180 Glucotrol XL 5mg tablet SA $0.4298 Glucovance 5/500mg tab $1.0054 Hyzaar 50-12.5 tablet $1.4622 Lanoxin 125mcg tablet $0.1674 Levaquin 500mg tablet $9.3014 Lexapro 10mg tablet $2.0350 Lipitor 10mg tablet $2.2738 Lotensin 20mg tablet $1.0278 Lotrel 5/20mg capsule $2.0846 Miralax powder $0.0725 * Discounts vary by drug and region. Contact your pharmacist or Member Services to find out the discounted price for your prescription drugs. 22 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). The amount you pay when you pick up your prescription will vary according to the type of prescription drug you purchase. You will usually pay a lower price when you receive a generic drug, and your pharmacist is required to tell you if there is a price difference between a brand-name drug and the equivalent generic drug. Remember, if you go to a pharmacy that does not accept the Aetna Rx Savings Card, you will not be able to use your discount to purchase your prescription or use your Additional Assistance Credit (if you qualify). The Aetna Rx Savings Card covers all brand-name and generic prescription drugs except those excluded by the Centers for Medicare & Medicaid Services (CMS). For a list of the top 100 prescription drugs used by people eligible for Medicare, see page 21. For a list of Aetna Rx Savings CardE pharmacies, please call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Please note that prescription drug prices are subject to change and may vary by pharmacy, geographic location or enrollee. When purchasing covered prescriptions with your Aetna Rx Savings Card, you will automatically receive Aetna’s negotiated discount or the pharmacy’s customary price, whichever is lower. To compare Aetna’s negotiated discount with that offered by other Medicare-Approved Drug Discount Cards, visit www.medicare.gov and select the “Medicare Price Comparison” tool. Your Aetna Rx Savings Card Membership Your membership in the Aetna Rx Savings Card is effective from the date of your enrollment until either December 31, 2005, or we no longer offer the Aetna Rx Savings Card, whichever comes later. In 2005, you will receive information about how to transition into Part D, a prescription benefit that will be added to the Original Medicare plan in 2006. It is anticipated that you will be able to enroll in the new Medicare Part D benefit as early as January 1, 2006. Members may only be enrolled in one Medicare-Approved Drug Discount Card, such as the Aetna Rx Savings Card, at a time. You may, however, be enrolled in other drug discount cards that are not Medicare approved. For more information, including finding out which drug discount cards are Medicare approved, call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. Or visit www.medicare.gov and select “Prescription Drug and Other Assistance Programs.” Important note: If you are a member of a Managed Care plan, such as a Medicare Advantage plan (formerly Medicare+Choice), and it offers an Exclusive Medicare-Approved Drug Discount Card, you will automatically be enrolled in that card. If you do not want the Medicare Advantage (formerly Medicare+Choice) exclusive card, you must call your plan’s Customer Service department. If you disenroll from your Managed Care plan’s exclusive card, you will not be eligible to enroll in another Medicare-Approved Prescription Drug Discount Card. Call your Managed Care plan’s Customer Service department for more information. Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 11 DISENROLLING FROM THE AETNA RX SAVINGS CARD While you may disenroll from the Aetna Rx Savings CardE program at any time, certain restrictions may apply (see “Enrolling in a New Medicare-Approved Drug Discount Card,” below). To disenroll, you are required to send a letter or email stating your reason for disenrollment. Your letter should be sent to Aetna Administrator, 333 E. Wetmore Rd., 4th Floor, Tucson, AZ 85705. Your email should be sent to [email protected]. CAN I SAVE MORE WHEN I BUY GENERIC DRUGS? Aetna Rx Savings Card members can save money when purchasing generic prescription drugs versus brand-name prescription drugs. Example: Type Name Dose Quantity Price ENROLLING IN A NEW MEDICARE-APPROVED DRUG DISCOUNT CARD Brand Name: Glucovance 5/500mg tablet 30 $29.82 Annual Coordinated Election Period If you wish to enroll in another Medicare-Approved Drug Discount Card, you may do so during the Annual Coordinated Election Period from November 15 through December 31, 2004. If you do so, both your disenrollment from the Aetna Rx Savings Card and your enrollment into the new Medicare-Approved Drug Discount Card will be effective on January 1, 2005. Any Additional Assistance Credit amount you may have left when you disenroll from the Aetna Rx Savings Card will automatically transfer to your new Medicare-Approved Drug Discount Card. In addition, if you receive an Additional Assistance Credit, Medicare will pay any annual enrollment fee charged by your new card. If you do not receive an Additional Assistance Credit, your new card may charge you an annual enrollment fee. Generic Equivalent: Glyburide 5mg tablet 30 $15.85 Special Election Period If you disenroll from the Aetna Rx Savings Card at any other time for one of the special reasons listed below, you will be given a Special Election Period and will be allowed to enroll in another Medicare-Approved Drug Discount Card at any time until the program ends, or December 31, 2005, whichever is later. You will qualify for a Special Election Period only if: § you move out of the Aetna service area; or § you enter or leave a skilled nursing facility (such as a nursing home); or You Save: $13.97 (47%) It’s important to note that generic drugs must meet the same FDA standards for safety and effectiveness as their brand-name counterparts, which means they must: § contain the same active ingredients as the brand-name equivalent; § have the same amount of active ingredients as the brand-name equivalent; § carry the same label information as the brand-name equivalent. To determine how much you might save by purchasing a specific generic prescription drug, consult your pharmacist. For more information about generic drug pricing, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Top 100 Prescription Drugs Used by People Eligible for Medicare The Aetna Rx Savings Card provides a variety of discounts for various days’ supplies and quantities of prescription drugs. If you receive 30 tablets of 40mg Accupril, for example, you will pay the following: § you enroll in, or disenroll from, a Medicare Managed Care plan, such as a Medicare Advantage plan (formerly Medicare+Choice), that offers a Medicare-Approved Drug Discount Card; or Name Dose § Aetna stops offering this discount card. Accupril 40mg tablet For example, if you move outside of the Aetna Rx Savings Card service area and would like to enroll in a new Medicare-Approved Drug Discount Card, you must disenroll from the Aetna Rx Savings Card and request a Special Election Period. During this Special Election Period, you will be able to enroll in a new card with a service area that includes your new address. If one of these situations applies to you, you can enroll in a new Medicare-Approved Drug Discount Card at any time until the program ends, or December 31, 2005, whichever is later. Any Additional Assistance Credit amount you may have left when you disenroll from the Aetna Rx Savings Card will automatically transfer to your new Medicare-Approved Drug Discount Card. In addition, if you receive an Additional Assistance Credit, Medicare will pay any annual enrollment fee charged by your new card. If you do not receive an Additional Assistance Credit, your new card may charge you an annual enrollment fee. Quantity 30 x Discounted Price Per Unit $1.1959 = Total Discounted Price $35.88 TOP 50 BRAND-NAME DRUGS (ACCUPRIL – AMARYL) Name Dosage Discounted Price Per Unit* Accupril 40mg tablet $1.1959 Actonel 35mg tablet $15.5078 Advair 250/50 diskus $2.2827 Allegra 80mg tablet $2.2382 Alphagan P 0.15% eye drops $7.7458 Altace 5mg capsule $1.3596 Amaryl 4mg tablet $1.0700 * Discounts vary by drug and region. Contact your pharmacist or Member Services to find out the discounted price for your prescription drugs. 12 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 21 What Prescription Drugs Does the Aetna Rx Savings Card Cover? The Aetna Rx Savings Card offers discounts on all brand-name and generic prescription drugs except those excluded by the Centers for Medicare & Medicaid Services (CMS). CMS excluded drugs include, but are not limited to: § those used for anorexia, weight loss or weight gain; § those used to promote fertility; § those used for cosmetic purposes or hair growth; § those used for the symptomatic relief of cough and colds; § prescription vitamins and mineral products, except prenatal vitamins and fluoride preparations; § nonprescription drugs; § outpatient drugs for which, as a condition of sale, the manufacturer requires associated test or monitoring services be purchased exclusively from the manufacturer or its designee; § Barbiturates; PENALTIES FOR DISENROLLING OUTSIDE OF THE ANNUAL COORDINATED OR SPECIAL ELECTION PERIODS If you enroll in a Medicare Managed Care plan, such as a Medicare Advantage plan (formerly Medicare+Choice), that offers an Exclusive Medicare-Approved Drug Discount Card to its members, you will no longer be eligible for, and will be automatically disenrolled from, the Aetna Rx Savings Card. Your disenrollment from the Aetna Rx Savings Card will take effect on the last day of the month prior to your new Medicare Advantage plan’s effective date and you will be eligible for a Special Election Period. During this Special Election Period, you will be automatically enrolled in your Managed Care plan’s Exclusive Medicare-Approved Drug Discount Card. If you decide that you do not want to enroll in your Managed Care Plan’s Exclusive Medicare-Approved Drug Discount Card, call your plan’s Customer Service Department and ask not to be enrolled. If you choose not to enroll in your Medicare Managed Care plan’s card, however, you will not be eligible to enroll in another Medicare-Approved Drug Discount Card. Call your Managed Care plan’s Customer Service Department for more information. If you disenroll from the Aetna Rx Savings Card outside of the Annual Coordinated Election Period and you do not qualify for a Special Election Period, you will be automatically disqualified from enrolling in any Medicare-Approved Drug Discount Card program and will lose any unused Additional Assistance Credit amount you may have left. REAPPLYING FOR A NEW MEDICARE-APPROVED DRUG DISCOUNT CARD § Benzodiazepines. To access your member discount when purchasing drugs that are not excluded by CMS, simply present your prescription and member ID card at any Aetna Rx Savings CardE pharmacy nationwide. You will automatically receive Aetna’s negotiated discount or the pharmacy’s customary price, whichever is lower. Please note that discounts may vary based on pharmacy, geographic location or enrollee. For your information, we’ve listed the top 100 prescription drugs used by people eligible for Medicare, along with their most frequently prescribed doses and our discounted price per unit, on pages 21 through 25. The list is divided into two sections: the first lists the 50 most frequently purchased brand-name prescription drugs; the second lists the 50 most frequently purchased generic prescription drugs. For more information about Aetna Rx Savings Card discount drugs, to find out if a specific drug is covered, or to determine the price of a drug, please call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322), Monday through Friday, 8 a.m. to 4:30 p.m. WHERE CAN I FIND UP-TO-DATE DRUG PRICING? The Aetna Rx Savings Card offers discounts on all brand-name and generic prescription drugs except those excluded by CMS. To obtain the most up-to-date discount prices, including Medicare price comparison information, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD:1-888-339-7322) or visit www.medicare.gov. If you disenroll from the Aetna Rx Savings Card during 2004 and wish to enroll in another Medicare-Approved Drug Discount Card for 2005, you will be required to reapply. If you think you are eligible to receive an Additional Assistance Credit, you must apply or reapply for the credit. You may also be required to pay a new annual enrollment fee if you do not qualify for the Additional Assistance Credit. If you reapply and are considered eligible for a new Medicare-Approved Drug Discount Card during the Annual Coordinated Election Period, the earliest effective date of that card, and receipt of any Additional Assistance Credit (if you qualify), will be January 1, 2005. If you reapply for an Additional Assistance Credit later than March 31, 2005, your credit will be prorated. For example: Eligibility Date Amount Medicare Will Pay Jan. 1 - March 31, 2005 $600 April 1 - June 30, 2005 $450 July 1 - Sept. 30, 2005 $300 Oct. 1 - Dec. 31, 2005 $150 Important note: If you disenroll during 2005, and are not eligible for a special enrollment period, you will be ineligible for enrollment in any Medicare-Approved Drug Discount Card and will not qualify for any Additional Assistance Credit. AETNA RX SAVINGS CARDE SERVICE AREA To be an Aetna Rx Savings Card member, you must reside in Aetna’s service area, which includes all 50 states and Washington D.C. If you move to a location outside of the Aetna Rx Savings Card service area you will be disenrolled. If you wish to enroll in a new Medicare-Approved Drug Discount Card, you will qualify for a Special Election Period. 20 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 13 Other Services from Aetna In addition to prescription drug discounts and the opportunity to receive an Additional Assistance Credit through the Aetna Rx Savings Card, Aetna is pleased to provide our members the following services at no additional cost: § Vitamin AdvantageF: A program that allows enrollees to save on the purchase of over-the-counter vitamins and nutritional supplements. These products are available through special arrangements with three vendors: Amerifit, Inc., InterNatural and WebVitamins, Inc. To access this additional benefit please visit www.aetna.com/products/natural_al_99.html. § Aetna InteliHealth’s Drug Resource Center: A web-based resource that provides enrollees with access to important medication information, including an “Ask the Pharmacist” option. To access this additional benefit please visit www.intelihealth.com. Aetna, in conjunction with Aetna Rx Savings CardE pharmacies, will also provide you with drug utilization evaluation information at no additional cost. This includes notifying Aetna Rx Savings Card pharmacies of potential drug therapy conflicts, including medication errors and adverse drug reactions from prescriptions you receive through the Aetna Rx Savings Card. The immediate identification and resulting intervention of these potential conflicts will result in a higher quality of care for you. For more information, talk to your pharmacist or call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). What to do if You Have Problems or Complaints If, at any time, you have concerns or problems related to the Aetna Rx Savings Card, you have the right to file a “grievance” or complaint. For example, you may file a grievance if: § you have a problem calling Aetna Rx Savings Card Member Services; § you are unhappy with the service from Aetna or an Aetna Rx Savings Card pharmacy; § one of the Aetna Rx Savings Card pharmacies: > fails to sell you a prescription drug at or below the advertised discount price. Prescription drugs and prices covered by the Aetna Rx Savings Card are subject to change. To ensure you have the most recent information, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322); > will not apply the balance of your Additional Assistance Credit or fails to inform you of the Additional Assistance Credit amount you have left; > does not charge you the lower of the Aetna negotiated discount or the pharmacy’s customary price; > fails to inform you of the difference in price between your brand-name prescription drug and a generic equivalent, if available. 14 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Medicare-Approved Drug Discount Cards: Cards offered by Aetna or other entities to help people with Medicare save money on their prescription drugs. These cards are not offered by the Medicare program. Medicare Managed Care Plan: Available in some areas of the country, most Medicare Managed Care plans offer health care coverage only when you go to doctors, specialists, or hospitals on the plan’s list or network. Some plans must cover extras, like prescription drugs. Through a Medicare Managed Care plan, your health care costs may be lower than they would be with the Original Medicare plan. Medicare Prescription Drug Benefit (Part D): In 2006, Medicare will offer a prescription drug benefit, called Part D, as part of the Medicare program. Until 2006, Aetna and other private companies are offering drug discount cards that have been approved by Medicare. In 2006, the Medicare prescription drug benefit will replace the Medicare-Approved Drug Discount Cards. Medigap Policy: A Medicare supplement insurance policy sold by private insurance companies to fill the “gaps” in the Original Medicare plan. Except in Massachusetts, Minnesota, and Wisconsin, there are 10 standardized plans, labeled Plans A through J. Medigap policies only work in conjunction with the Original Medicare plan. Special Election Period: If you disenroll from the Aetna Rx Savings Card for one of the special reasons listed below, you will be given a Special Election Period and will be allowed to enroll in another Medicare-Approved Drug Discount Card any time until the program ends or December 31, 2005, whichever comes later. You will be given this Special Election Period only if: § you move out of the Aetna Rx Savings Card service area; or § you enter or leave a skilled nursing facility (such as a nursing home); or § you enroll in, or disenroll from, a Medicare Managed Care Plan; or § Aetna stops offering the Aetna Rx Savings Card. For more information about complaints or grievances, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322), Monday through Friday, 8 a.m. to 4:30 p.m., or write to us at: Aetna Rx Savings Card, Aetna Administrator, 333 E. Wetmore Rd., 4th Floor, Tucson, AZ 85705. You may also contact Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. If you file a complaint, Aetna must be fair in how we handle it. We cannot discriminate against you or mistreat you because you made a complaint. How to Help Protect Yourself and Medicare from Fraud If you believe you were not charged the correct price for a prescription drug, or if you believe your Additional Assistance Credit was applied toward a prescription you never obtained, contact the pharmacist or Member Services at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). If you are not satisfied after speaking with the pharmacist or Aetna, and you still suspect fraud, you should call the Office of the Inspector General for the Department of Health and Human Services, which investigates health care fraud, toll free at 1-800-HHS-TIPS (1-800-447-8477). Frequently Asked Questions What is the Aetna Rx Savings Card? Medicare is contracting with private companies that voluntarily agree to offer Medicare-Approved Drug Discount Cards, such as the Aetna Rx Savings Card, which provide members with access to savings on covered prescription drugs when using designated pharmacies. Who is eligible for the Medicare-Approved Drug Discount Card? To qualify for a Medicare-Approved Drug Discount Card, you: § must have Medicare Part A and/or Medicare Part B; and § cannot have outpatient prescription drug coverage under Medicaid (sometimes called Medical Assistance). For more information on the eligibility criteria for this card, call Member Services at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). You may also call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. Aetna Rx Savings Card is a prescription drug discount card that is approved by Medicare but is not a Medicare benefit. Aetna Rx Savings Card is not intended to replace prescription drug benefits obtained through participation in insurance plans, including a Medicare Advantage plan (formerly Medicare+Choice), a Medigap policy, Medicaid, or an employer or retiree plan. Discounts vary by drug. Contact the Aetna Rx Savings Card to find out if your prescription drug is covered and the discounted price. 18 Who is eligible for an Additional Assistance Credit? If you meet specific income requirements you may be eligible to receive an Additional Assistance Credit of up to $600 per year from Medicare to help pay for prescriptions obtained through the Aetna Rx Savings Card. To qualify for an Additional Assistance Credit, you must: § have Medicare Part A and/or Part B; and Medical Security Card Company is the Aetna Rx Savings Card Administrator. § not have other health insurance with any prescription drug coverage (except a Medicare Advantage plan [formerly Medicare+Choice] or a Medigap policy); and “Aetna” is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies. § have an income that is no more than $12,569 if you are single (or, in Alaska, no more than $15,701; in Hawaii, no more than $14,445), or $16,862 if you are married (or, in Alaska, no more than $21,074; in Hawaii, no more than $19,386; this includes your income and your spouse’s income). Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 15 For more information on the eligibility criteria for an Additional Assistance Credit, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). You may also call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. Will I save on all of my prescription drugs with the Aetna Rx Savings Card? The Aetna Rx Savings Card covers all brand-name and generic prescription drugs except those excluded by the Centers for Medicare & Medicaid Services (CMS). For a list of the top 100 prescription drugs used by people eligible for Medicare, see page 21. How will I know if the Discount Drug List changes? To find out more about prescription drugs covered in this program and their current prices, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322), or access an online listing at www.medicare.gov. Please note that the drug prices provided through the Aetna Rx Savings Card have a date indicating when they last changed and when they may change again. What if my doctor changes my prescription(s) after I sign up? If your doctor prescribes a drug that is not covered by the Aetna Rx Savings Card, or, if your doctor changes your prescription(s) after you sign up, you or your physician, on your behalf, may call the Aetna Rx Savings Card toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322) to confirm whether your prescription is covered. If not, your physician may then determine if a drug that is covered may be effective for your condition. Can I go to any pharmacy? In order to get discount prices through the Aetna Rx Savings Card, or to use an Additional Assistance Credit (if you qualify), you must fill your prescriptions at any Aetna Rx Savings CardE pharmacy nationwide. Aetna has included a list of designated pharmacies in your area (based on your zip code or county) on the inside cover of this packet. For a list of Aetna Rx Savings Card pharmacies in other areas, call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). (See page 9 for more information.) Can I switch from the Aetna Rx Savings Card to another Medicare-Approved Drug Discount Card? You may disenroll from the Aetna Rx Savings Card at any time. To disenroll, send a letter or email stating your reason for disenrollment. Your letter should be sent to Aetna Administrator, 333 E. Wetmore Rd., 4th Floor, Tucson, AZ 85705. Your email should be sent to [email protected]. Depending on your reason for disenrolling, you may not be able to enroll in a new Medicare-Approved Drug Discount Card right away. If you qualified for an Additional Assistance Credit, you may also lose any remaining amount. (See page 13 for more information.) What if I have a complaint about Aetna? If you have concerns or problems related to the Aetna Rx Savings Card, or you are unhappy with Aetna’s service, you may file a complaint (or “grievance”) by calling Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322), Monday through Friday, 8 a.m. to 4:30 p.m. You can also call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. (See page 14 for more information). 16 Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). What should I do if I need a prescription filled in an emergency? If you need to have a prescription filled in an emergency, please be sure to keep a receipt of the prescription. As soon as you are able, you should call Member Services for more information at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). How can I get more information? For help or more information about the Aetna Rx Savings Card, you may: § Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322), Monday through Friday, 8 a.m. to 4:30 p.m. § Write to us at: Aetna Rx Savings Card, Aetna Administrator, 333 E. Wetmore Rd., 4th Floor, Tucson, AZ 85705. § Send us an email at [email protected]. § Visit our web site at: www.aetna.com. § Call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. § Visit www.medicare.gov and select “Prescription Drug and Other Assistance Programs.” Glossary Aetna Rx Savings CardE Pharmacy: An Aetna Rx Savings Card pharmacy is contracted to offer Aetna Rx Savings Card members the ability to purchase drugs at a discount. Aetna Rx Savings Card members who also qualify for an Additional Assistance Credit can only use this credit at an Aetna Rx Savings Card pharmacy. Annual Coordinated Election Period: The period from November 15 to December 31, 2004, during which you may switch from one Medicare-Approved Drug Discount Card to another, with changes taking effect January 1, 2005. Brand-Name Drugs: Drugs that are produced and sold under the names created by the companies that manufacture them. Discount Drug List: The discount drug list includes the top 100 prescription drugs used by people eligible for Medicare (see page 21), which you can receive at a discount through the Aetna Rx Savings Card. To learn more about how the Aetna Rx Savings Card can help you access discounts on all brand-name and generic prescription drugs, except those excluded by the Centers for Medicare & Medicaid Services (CMS), call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). Generic Drugs: Drugs that generally cost less than their brand-name counterparts, yet have the same active ingredient formula and are rated by the Food and Drug Administration (FDA) to be as safe and effective as brand-name drugs. Grievance: A complaint you may have about the Aetna Rx Savings Card or the way Aetna Rx Savings Card pharmacies are serving you. Medicaid: A joint federal and state program that helps with medical costs for some people with low incomes and limited resources. Medicaid programs vary from state to state, but most health care costs are covered if you qualify for both Medicare and Medicaid. Questions? Call Member Services toll free at 1-866-895-1649 (for the hearing impaired, call TDD: 1-888-339-7322). 17 FRONT BACK XX/XX/XXXX 000001 XXXXX XXXXXXXXXX SAMPLE A SAMPLE
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