1. No category

Network Partner List
Mundial Seguros (Globus Network)
No
 

Antigua
Pan American Life Insurance Group
No
 

2
Argentina
Zurich
Yes
 

Aruba
Pan American Life Insurance Group
No
 

Australia
TAL Ltd.
No
 3 
Australia
AIA
No
 3 

2
-
BBB+ S&P
4th

-
Not available
3rd

-
A, Fitch
n.a.
-
AA-stable, S&P
*
1st
-
A, Fitch
n.a.
2 AA-stable, S&P
3rd

-
-
Austria
Zürich Versicherungs-Aktiengesellschaft
Yes
 

-
Bahrain
Zurich Life Insurance Company Ltd.
Yes
 

-
Barbados
Pan American Life Insurance Group
No
 

Belgium
Vivium
No
 
 2** 2**
Benin
L'Africaine des Assurances (Globus Network)
No


Bolivia
La Boliviana Ciacruz Seguros
No
 

Bonaire
Pan American Life Insurance Group
No
 

-
Market Position
(by Gross
Premium)
Angola
-
Financial Strength
Rating + Agency

Retirement
Group Life
No
Medical
Fully owned
Salama (Globus Network)
Worker's
Compensation
Network Partner
Algeria
Disability
Country
Accident (AD&D)
Note: Whilst every effort is made to ensure that this list is regularly updated, the information contained therein
is subject to change on a daily basis. Zurich Financial Services and its associated companies therefore bear no
responsibility for any inaccuracies or misrepresentations as a result of these changes.



-
AA-stable, S&P
AA-stable, S&P
2 *
AA-stable, S&P
*
-
A, Fitch
2 Not rated
-
Not available
2 Aa2bo, Moody´s
-
5th
6th
n.a.
3rd
1st
1st
A, Fitch
n.a.
AA-stable, S&P
2 *
9th
Brazil
Zurich Brasil Seguros
Yes
 

Brunei
AIA
No
 

Bulgaria
Bulstrad Life Vienna Insurance Group
No
 


Burkina Faso
Sonar (Globus Network)
No

-


Burundi
Bicor (Globus Network)
No

-


Cameroun
Activa (Globus Network)
No

-


Canada
Industrial Alliance Insurance & Financial Services
No
 3 

-
AA+, S&P
4th
Chad
SAFAR (Globus Network)
No



-
Not available
n.a.
Chile
Chilena Consolidada Seguros de Vida S.A.
Yes
 


China
AIA
No
 


2 *
2 AA-stable, S&P
2nd
1st
-

-
AA-stable, S&P
1st
VIG: A+stable,
2 S&P
4th
-
A GCR
1st
-
Not available
2nd
2 A GCR
AA-stable, S&P
3rd
6th
11th
Colombia
Compaña de Seguros Bolivar S.A.
No
 


AA+, Duff &
2 Phelps
Congo Brazzaville
Assurances Générale du Congo (Globus
Network)
No



2 Not available
Costa Rica
Pan American Life Insurance Group
No
 


-
A, Fitch
n.a.
Curaçao
Pan American Life Insurance Group
No
 


-
A, Fitch
n.a.
Czech Republic
ING Životní pojištonvna N.V.
No
 

2
Denmark
Nordea Liv & Pension
No
 
Dominica
Pan American Life Insurance Group
No
 


-
A, Fitch
n.a.
Ecuador
Pan American Life Insurance Group
No
 


-
A, Fitch
2nd
El Salvador
Pan American Life Insurance Group
No
 


-
A, Fitch
3rd
Page 1 / 5
-

2 AA-, S&P
2nd
2 AA-, S&P
4th
Financial Strength
Rating + Agency

Finland
Fennia Life Insurance Company Ltd.
No
 

France
AG2R La Mondiale
No
 3 
Gabon
ASSINCO (Globus Network)
No

Germany
Zurich Deutscher Herold Lebens-versicherungs
AG
Yes
 

Ghana
Activa (Globus Network)
No


2**
-
Not available
3rd
Grenada
Pan American Life Insurance Group
No
 


-
A, Fitch
3rd
Guatemala
Pan American Life Insurance Group
No
 


-
A, Fitch
4th
Guinea Conakry
Activa (Globus Network)
No



Honduras
Pan American Life Insurance Group
No
 


-
-
-
-




-
Not available
Market Position
(by Gross
Premium)
 
Retirement

No
Medical
Group Life
No
Ergo Life Insurance SE Eesti filiaal
Worker's
Compensation
Fully owned
Accident (AD&D)
Network Partner
L'Africaine des Assurances (Globus Network)
Estonia
Disability
Country
Equatorial Guinea
3rd
-
2 A+, S&P
2nd
-
2 BBpi S&P
8th
2 A-, Fitch
4th


-
-
A GCR
4th
AA-stable, S&P
2 *
6th
2 Not available
3rd
-
A, Fitch
1st
-
AA-stable, S&P
*
3rd
Hong Kong
Zurich Life Insurance Company Ltd.
Yes
 

Hong Kong
AIA
No
 


2 AA-stable, S&P
1st
Hungary
ING Nationale-Nederlanden Insurance Co.
No
 

2
2 A-, S&P
1st
India
AIA Tata
No

-

India
ICICI Lombard
No
-
-

India
ICICI Prudential Life insurance Company
No
 
-
Indonesia
AIA
No
 

Ireland
Zurich Life Assurance plc
Yes
 3
Israel
Harel Insurance Company
No
 
-
-
-


2 AAA-, Fitch
2nd
2 AA-stable, S&P
3rd
AA-stable, S&P
2 *
4th

2 Not rated
3rd

AA-stable, S&P
*
AA-stable, S&P
2 *
BBB Bloomfield
2 Invest
-
-
9th
2nd


-
AAA-, Fitch
-
-
2 AA-stable, S&P
Italy
Zurich Insurance Ireland Ltd. (branch Italy)
Yes
Italy
Zurich Investment Life Spa
Yes
 
Ivory Coast
La Loyale (Globus Network)
No

Japan
Nippon Life
No
 
Jordan
Jordan Insurance Company
No
 


Kenya
Jubilee (Globus Network)
No



2 A AMBest
n.a.
Latvia
Ergo Life Insurance SE Latvijas filiale
No
 

2
2 AA-, S&P
7th
Lithuania
Ergo Life Insurance SE
No
 

2
2 AA, S&P
2nd
Luxembourg
La Baloise Vie
No
 
2
-
2 A- stable, S&P
Macau
AIA
No
 


2 AA-stable, S&P
1st
Madagascar
ARO (Globus Network)
No



2 AA GCR
1st
Malaysia
AIA
No
 


-
AA-stable, S&P
3rd
Mali
Lafia (Globus Network)
No

-


-
Not available
n.a.
Mauritania
NASR (Globus Network)
No

-


-
Not available
n.a.
Mauritius
Mauritius Union Assurance (Globus Network)
No

-


-
Not available
n.a.
-
AA-stable, S&P
*
13th
-
-
-
-
-


-
-
-
1st
B++ (FSR)
Mexico
Zurich Vida Compañia de Seguros S.A.
Yes
 

Monaco
AG2R La Mondiale
No
 

Morocco
Zurich Compagnie Marocaine d'Assurances
Yes
 
2
2
Mozambique
Global Alliance Seguros (Globus Network)
No



2 A GCR
n.a.
Netherlands
AEGON Schadeverzekering NV & AEGON
Levensverzekering NV
No
  (2)
-
2 AA-, S&P
1st
New Zealand
AIA
No
 

-
Niger
NIA (Globus Network)
No

-

Nigeria
Leadway (Globus Network)
No

-

Page 2 / 5
-

2 AA-stable, S&P
6th


2 A-, Fitch
-
AA-stable, S&P
*
-
AA-stable, S&P
6th

-
Not available
2nd

-
BB- AMBest
3rd
Panama
Pan American Life Insurance Group
No
 

Peru
RIMAC International Seguros
No
 

Phillipines
Philam Life
No
 

Poland
Ergo Hestia S.A.
No
 

-
2
2

2


2 AA-stable, S&P
3rd
-
BBBpi (S&P)
-
A, Fitch
2 BBB (IFS)
3rd
4th
2nd
-
AA-stable, S&P
-
A+, S&P
10th
-
AA-stable, S&P
*
5th
4th
1st
Yes
 

Pan American Life Insurance Group
No
 


-
A, Fitch
AG2R La Mondiale
Yes
 


-
A-, Fitch
Russia
Ergo Life
No
 

Rwanda
Sonar (Globus Network)
No

-


Sao Tome & Principe
SAT (Globus Network)
No

-


Senegal
Salama (Globus Network)
No
-


Senegal
La Senegalaise Vie (Globus Network)
No

-

Sierra Leone
Activa (Globus Network)
No

-


-
Not available
n.a.
Singapore
AIA
No
 


-
AA-stable, S&P
1st
Portugal
Zurich Companhia de Seguros Vida S.A.
Puerto Rico
Reunion Island
-
2 2**
Market Position
(by Gross
Premium)

Financial Strength
Rating + Agency
 
Retirement
 
No
Medical
Group Life
No
Tryg Forsikring A.S.
Worker's
Compensation
Fully owned
Accident (AD&D)
Network Partner
Nordea Liv Norge
Norway
Disability
Country
Norway

-
-
2
11th
2 Not available
2nd
-
Not available
n.a.
-
BBB+ S&P
n.a.
2 Not available
n.a.
AA-stable, S&P
2 *
Singapore
Zurich Singapore
Yes
 

-
Slovakia
ING Životná poistovna, a.s.
No

-

-
-
AA-, S&P
4th
Slovenia
Zavarovalnica Tilia d.d.
No

-

-
-
Not available
9th
South Africa
Alexander Forbes Life
No
 

-
2 Not rated
8th
South Korea
AIA
No
 

-
2 AA-stable, S&P
9th

-
 

-
No
 


-
A, Fitch
4th
Pan American Life Insurance Group
No
 


-
A, Fitch
4th
Pan American Life Insurance Group
No
 


-
A, Fitch
4th
Pan American Life Insurance Group
No
 


-
A, Fitch
4th
Spain
Zurich Insurance Ireland Ltd. (branch Spain)
No
Spain
Zurich Vida Compañía de Seguros y Reaseguros
Yes
St. Kitt & Nevis
Pan American Life Insurance Group
St. Lucia
St. Maarten
St. Vincent
-
-
2**
AA-stable, S&P
*
AA-stable, S&P
2 *
-
 3 
AA-stable, S&P
2 *
AA-stable, S&P
*
14th
14th
Switzerland
Zürich Lebensversicherungsgesellschaft
Yes
Switzerland
Zurich Versicherungsgesellschaft
Yes
Taiwan
AIA
No
 


Tanzania
Jubilee (Globus Network)
No



2 Not available
Thailand
AIA
No
 


2 AA-stable, S&P
Togo
Fidelia Assurances (Globus Network)
No



-
Not available
6th
Trinidad & Tobago
Pan American Life Insurance Group
No
 


-
A, Fitch
4th
Tunisia
Comar (Globus Network)
No



-
Not available
n.a.
Turkey
Anadolu Hayat Emeklilik
No
 


-
-
-
 ***
UAE
Zurich Life Insurance Company Ltd.
Yes
 

Uganda
Jubilee (Globus Network)
No


-
United Kingdom
Zurich Corporate Risk
Yes
 3 
USA
UNUM
No
 3 (2)
USA
USA Zurich US, Accident & Health
Yes
USA
Zurich American Life Insurance Company
Venezuela
Zurich Seguros S.A.

1
1
Yes
 3 
2
Yes
 
Page 3 / 5
-

-

-
-
2
-
-
5th
AA-stable, S&P
2 Not rated
-
5th
n.a.
1st
1st
AA-stable, S&P
*
2 AA GCR
AA-stable, S&P
2 *
A2 good,
Moody's
AA-stable, S&P
*
AA-stable, S&P
*
AA-stable, S&P
*
1st
5th
1st
1st
Yes
Page 4 / 5

-



-
  4
-
-
Market Position
(by Gross
Premium)
No
Zurich Life Insurance Company Ltd.

Financial Strength
Rating + Agency
Professional Life
Expat programs
-
Retirement
Zambia
-
Medical
Group Life
 
No
Worker's
Compensation
Fully owned
No
Phoenix (Globus Network)
Accident (AD&D)
Network Partner
AIA
Zambia
Disability
Country
Vietnam
-
AA-stable, S&P
4th
-
AA GCR
n.a.
-
Not available
n.a.
AA-stable, S&P
2 *
1st

available, poolable and cedable
1
available and cedable, Not poolable
2
available, Not poolable, Not cedable
-
Not available
*
the rating relates to the Group's insurance financial strength rating for Zurich Insurance Company Ltd. ; February 2012
**
medical is offered through specialized partners, e.g.:
- Belgium - DKV
- Portugal - Medis
MSP11149 (134021A02) (2/12) ZCA
- Spain - Sanitas
***
with some legal restrictions
()
under negotation
Note 3
Short Term Disability also offered
Note 4
AD, ADIS and AD&D are offered as a rider to Group Life but Not as stand-alone
Zurich Employee Benefits Network is a business name of Zurich Life Insurance Company Ltd.
Zurich Life Insurance Company Ltd provides life insurance products.
Registered in Switzerland number CH-020 3 927.869-4.
Registered office: Austrasse 46, 8045 Zurich, Switzerland.
Telephone +4144 628 2828 Telefax +4144 628 8745 www.zurichinternational.com
Zurich Life Insurance Company Ltd is part of the Zurich Financial Services Group which has
a representation in more than 50 countries.
Calls may be recorded or monitored in order to offer additional security, resolve complaints
and for training and quality purposes.
Page 5 / 5