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Headed South for the
Winter? Let us know
Dividends 3rd Quarter 2014
The Board of Directors has declared dividends on the following types of
accounts. Dividend Rates are per annum:
Dividend Minimum
Account RateAPYBalance
Savings0.10%0.10%
Organizational0.10%0.10%
Ultimate Rewards Checking* 0.05%
0.05%
IRA0.25%0.25%
Vacation Savings
0.10%
0.10%
Holiday Savings
0.10%
0.10%
$5.00
None
None
None
None
None
APY is accurate as of the last dividend declaration date. Fees could reduce the earnings
on the account. The rate may change after the account is opened. * Earn up to 1.00%
APY on your first $5,000 when you meet certain qualifications. Call us for the details.
Minimum balance of $5,000 needed to earn the 1.00% APY.
Locations, Hours, Services
Angola Branch 3845 Angola Road
Toledo, OH 43615
419-381-2323
Fax: 419-381-2341
Toll-Free: 866-381-2323
Email: [email protected]
Hours
Mon. - Thurs.
Friday
Saturday
Elm Street Branch
3384 Elm Street
Toledo, OH 43608
419-726-1539
Fax: 419-726-8444
Hours
Mon. - Thurs. 9 a.m. - 4:30 p.m.
Friday
9 a.m. - 6 p.m.
SaturdayClosed
Lobby: 9 a.m. - 4:30 p.m.
Drive-thru: 9 a.m. - 5 p.m.
Lobby: 9 a.m. - 5:30 p.m.
Drive-thru: 9 a.m. - 6 p.m.
Lobby: 9 a.m. - 12 p.m.
Drive-thru: 9 am - 1 p.m.
Shared Branches
Bank nationwide at credit unions displaying this logo. Complete list of
locations at www.EducaCU.com
Online Banking, Mobile Banking, Bill Payer 24: www.EducaCU.com
ATM Banking
Use ATM services without paying surcharges
at numerous credit union branches through the
Alliance One and MoneyPass networks.
Find locations at: www.atmallianceone.org and www.moneypass.com
Special Closings
Columbus Day: Monday, Oct. 13
Veterans’ Day: Tuesday, Nov. 11
Thanksgiving Day:Thursday, Nov. 27
Christmas Eve: Wednesday, Dec. 24 (Close at Noon)- ELM office closed all day.
Christmas Day: Thursday, Dec. 25
New Year’s Eve: Wednesday, Dec. 31 (Close at Noon)- ELM Office closed all day.
New Year’s Day: Thursday, Jan. 1, 2015
We need your winter address
so that we may send your
statements to the right location.
Please send your “winter”
address, the effective dates,
and a phone number with
your signature at the bottom
to: Educational Community
Alliance Credit Union, 3845
Angola Road, Toledo, OH
43615. Or, fax your request
to 419-381-2341. Providing
the correct address keeps
important items from being
returned.
Did you know:
You can access your account
statements quickly and easily
via computer? Just sign up
for e-Statements in Online
Banking. For more information
call us at 419-381-2323.
Luv Your Credit Union?
Tell Us How Much and
Earn a Reward if We Use
your Story or
Testimonial
Do you have something great
you want to share about
YOUR credit union? Write a
brief testimonial, include your
name, phone number, and
email address. Leave it at
either branch, email it to: info@
EducaCU.com or mail it to:
ATTN: Marketing Dept., 3845
Angola Rd., Toledo, OH 43615.
If we print your testimonial in
our newsletter, use it on our
website or FaceBook page,
we’ll give you a $25 Visa gift
card.
Fall 2014
International Credit Union Day:
OCTOBER 16, 2014
International Credit Union (ICU) Day® has been
celebrated on the third Thursday of October since
1948. The day is recognized to reflect upon the
credit union movement’s history and to promote
its achievements. It is a day to honor those who
have dedicated their lives to the movement,
recognize the hard work of those working in the credit union industry and show members our appreciation.
This year’s ICU Day will take place on Oct. 16, 2014. Its theme, “Local Service. Global Good.,” emphasizes
credit unions’ positive impact in their communities and around the world.
In support of this year’s theme, we encourage you to “give service” by participating in a local service project—
donate time to a local school, church or charity during the month of October. As a way of “giving service” our
employees will volunteer at Stewart Academy for Girls (TPS) and assist with Finances 101 at Bowling Green
State University. If you are interested in a volunteer opportunity, contact the United Way of Greater Toledo,
Metroparks, Humane Society, Red Cross or a similar organization.
~ Source: www.woccu.org/events/icuday
Celebrate International Credit Union Day 2014
On Thursday, Oct. 16, from 9 a.m. - 4 p.m., stop by one of our branches to enjoy refreshments, give-aways* and
special product offers. There’s Something for everyone:
• Youth (2 yrs. - 12 yrs.): Enter our coloring contest. Coloring sheet is available in your account statement,
in the branches and on our website. One lucky winner will receive a Toys ‘R Us gift card. Return sheet to
a branch by Oct. 13. Include: child’s name, parent/guardian name, and daytime phone number so we can
notify the winner.
• Youth (13 yrs. - 17 yrs.): Enter Essay contest. Prepare a one page response to the following question,
“Why should credit unions support charitable causes?” One teen will be selected to win a $25 Visa gift card.
• Adults (18 yrs. & older): Take advantage our auto loan special! Finance a new or used auto loan with
us and get a .25% rate discount off our already great low rates.**
•
FREE DOCUMENT SHREDDING: bring in old, unwanted documents for secure, confidential shredding by
our document destruction vendor—All Shred. We will accept unwanted documents Oct. 13 - 18.
* While supplies last
** Auto loan must be financed by November 1, 2014. Interest rate as low as 2.49% (2.79%) Annual Percentage Rate (APR), when you
qualify. The APR is based on a $20,000 loan for 72 months and a $75 loan processing fee. Longer terms available on loan amounts of
$30,000 or more; ask for the details. Minimum term = 24 months. Minimum loan amount = $2,000. A .25% rate discount will be given to
members who have direct deposit and automatic loan payment with the credit union. Refinanced auto loans must currently be with another
financial institution. Current Educational Community Alliance CU loans are not eligible for special financing offer. For further details, call our
loan department at 419-381-2323.
Support Children’s Miracle Network (CMN):
Federally Insured by NCUA
During the week of ICU Day: Oct. 13 - 18, we will collect donations to support our local children’s hospital—
St. Vincent Mercy Medical Center. Your generous contributions will be greatly appreciated. On Oct. 16, you’ll
see our staff in jeans because they made donations to support CMN.
Your Money
Holiday Gift Giving
Avoid the Inactivity Fee
Save yourself time and unnecessary stress this
holiday season. Give the perfect gift—a VISA gift
card! Stop by an Educational Community Alliance CU
branch and choose from a variety of card themes. Put
$10 to $1,000 on the card for spending. Why stop with
just one card? Buy several cards for gift exchanges
at work or in your social club, or give them as gifts to
your hair dresser, manicurist, or barber. For a small
fee of $2.50 per card, you’re well on your way to
finishing your holiday shopping. Cards can be used
almost anywhere Visa is accepted.
When accounts lie dormant without being “touched”
the entire year, an inactivity fee of $5 is assessed.
Members who have not completed at least one
transaction on their account during 2014 will see
a $5 fee charged to their account on December
31. If the current account balance is less than $5
(which means we are unable to assess the entire
inactivity fee), the account will be “zeroed out” and
closed. To avoid the inactivity fee or account closure,
make a deposit or conduct some transaction on the
account(s), prior to December 31, 2014.
In Action
Thanks for your Donations: Back-to-School Supply Drive
Speedy, our credit union mascot, was excited to deliver your donated school supplies to Principal
Korenowski and the wonderful students at McKinley Elementary School (which received the most votes
as the school to receive the donations). Thanks for your donations! Thanks for your votes!
Educational Community Accepts the ALS Ice Bucket Challenge
Being TPS Proud...
Do you recognize this familiar “Cat in the Hat?”
Our Credit Union leaders accepted the ALS (ice
bucket) challenge issued by Glass City Federal
Credit Union. CEO, Beth Carpenter, and staff
took the plunge and our Board of Directors was
all too happy to do the honors of pouring the ice
cold water. After completing the challenge, we
challenged members to make a donation to the
cause. Thank you for your generosity. On behalf
of the Board, Staff and our awesome members,
we are making a donation to the ALS foundation.
Dr. Romules Durant “was
in character”, acting as
the Cat in the Hat, during
Literacy Night at Beverly
Elementary school. His
smiling companions are
Ramya (a student at
Beverly) and her younger
brother, Brandon
IT’s HERE:
New ATM at the Angola Branch
Stop by and get cash at your convenience!
Employees Having fun during the installation
Big Winners in the Credit Union Switch and Save Sweepstakes
In partnership with several other local credit unions,
Educational Community Alliance CU ran the Switch
and Save Sweepstakes from Oct. 2013 through June
2014. The goal of the sweepstakes was to educate the
community about the benefits of banking with a credit
union and ultimately get them to switch from their current
banking institution (big bank) to a credit union. TV spots
ran on channel 13 abc and community members could visit
the 13 abc website to actually enter for a chance to win
cold hard cash! A monthly winner was selected to win $100
from October 2013 through June 2014 (for a total of $900).
Three grand prize winners were selected from a random
drawing held in June. The winners were awarded a total of
$3,000 and were as follows: 1st place ($1,500)- Barbara
B., 2nd place ($1,000)- Kim W., and 3rd place ($500),
Michelle S. Congratulations again!
Happy Holidays from your Friends at the Credit Union
We Are TPS Proud: New Teacher Academy
Thank you to the organizers of this year’s New Teacher Academy for allowing us to share
information about YOUR credit union. It was our privilege to share the benefits of banking
with us, provide give-away items, including Visa gift cards. Congratulations to all of the
winners.
Remember: Membership is open to anyone employed in the education industry, so go ahead and invite your
colleagues to join today. Once you are a member, your immediate family may also join. If you are interested in
joining, or would like more information, please call us at 419-381-2323 or visit us at www.EducaCU.com.
Speedy Visits Stewart Academy for Girls during Family Fun Night