_ Medicare Workshop Wednesday, October 29th 2014 9:15 am - Social 9:30 to 10:30 am - Program Guest Speaker Kimberly Murnane MEDICA Sales Executive Location Hermantown Federal Credit Union 4477 LaVaque Rd. Hermantown, MN 55811  The ins and outs of Medicare can often be difficult and confusing. To help you make informed decisions, join us to learn: • What Medicare is • Medicare Plan Types • Enrollment Periods  RSVP: Please RSVP by Friday, October 24th to Neill Atkins at 218-740-2284 or [email protected] Hosted by: Hermantown Federal Credit Union Neill Atkins Financial Advisor of Cetera Advisor Networks LLC Hermantown, MN 55811 218-740-2284 RSVP required as seating is limited. We look forward to seeing you there! Neither Medica, nor its representatives are legal or tax advisors. In addition, Medica does not provide advice or recommendations. The investments you choose should correspond to your financial needs, goals, and risk tolerance. For assistance in determining your financial situation, please consult an investment professional. Medica is not affiliated with Hermantown Federal Credit Union. Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Hermantown Federal Credit Union and Cetera are not affiliated companies. Investments are not FDIC insured. Investments are not a deposit or other obligation of Hermantown Federal Credit Union. Investments are not guaranteed by Hermantown Federal Credit Union, may lose value, and are not insured by the federal government agency.