1. No category

Halifax Intermediaries
Product Guide
Customers with smaller loans will typically pay less over the
product life if they select products with smaller fees, despite
the higher interest rates payable.
For the use of mortgage intermediaries and other
professionals only.
Contact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
005CABFor the use of mortgage intermediaries
and other professionals only.
Product changes
Changes to our product range effective from Friday 14th November 2014.
New business
• 2 year fixed 85-90% LTV homemover and first time buyer (FTB) rates increased by 0.20% and £500
cashback removed (FTB only)
o Affordable Housing (Shared Equity/Shared Ownership) products unchanged.
• End and complete by dates extended across the range
o End dates extended to 31 March of relevant year
o Complete by dates extended to 30 June 2015 across the range and New Build and Affordable Housing
complete by dates extended to 30 September 2015.
005CABContact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
Halifax Intermediary Rate Guide
14th November 2014
FTB
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Additional Info
Product Code
2.09
31/03/2017
£1,499
£200,000
£1,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH180
Repayment and Interest Only
2.19
31/03/2017
£999
£0
£1,000,000
0
60
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH166
Repayment and Interest Only
2.59
31/03/2017
£0
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH186
Repayment and Interest Only
30 June 2015
FAH249
Repayment and Interest Only
30 June 2015
FAH171
Repayment and Interest Only
£500 Cashback
2.24
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
2.39
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.5% to 31/03/2017
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH203
Repayment and Interest Only
£500 Cashback
2.64
31/03/2017
£1,499
£200,000
£1,000,000
75
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH250
Only available when taken on a repayment basis
2.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH172
Only available when taken on a repayment basis
£500 Cashback
30 June 2015
FAH204
Only available when taken on a repayment basis
£500 Cashback
2 year
3.19
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
2.89
31/03/2017
£1,499
£200,000
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH251
Only available when taken on a repayment basis
Not available for New Build
30 June 2015
FAH205
Not available for New Build
Only available when taken on a repayment basis
£500 cashback
3.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
3.44
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH206
Not available for New Build
Only available when taken on a repayment basis
£500 cashback
4.24
31/03/2017
£1,499
£200,000
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH144
Only available when taken on a repayment basis
Not available for New Build
4.39
31/03/2017
£999
£0
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH145
Not available for New Build
Only available when taken on a repayment basis
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH146
Not available for New Build
Only available when taken on a repayment basis
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH187
Repayment and Interest Only
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH188
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH207
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH208
Repayment and Interest Only
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH189
Only available when taken on a repayment basis
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH190
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH209
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH210
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH247
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH248
Only available when taken on a repayment basis
4.79
3.14
3.34
3.65
3.85
3.90
31/03/2017
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£750,000
85
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
0
0
60
60
75
5 year
4.10
4.36
4.56
5.14
5.34
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
75
80
£1,000,000
80
£750,000
85
£750,000
85
Tracker
First Time Buyer
Product Type
2 year
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.89
+1.39
31/03/2017
£999
£0
£1,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH167
Repayment and Interest Only
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH211
Repayment and Interest Only
2.49
+1.99
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH168
Only available when taken on a
repayment basis
2.74
+2.24
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH212
Not available for New Build
Only available when taken on a
repayment basis
£500 cashback
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
First Time Buyer
Product Type
Rate(%)
2.69
2 year
2.99
3.29
Until
31/03/2017
31/03/2017
31/03/2017
Fee
£1,499
£1,499
£1,499
Available between
£1,000,000
£1,000,000
£1,000,000
£5,000,000
£5,000,000
£2,000,000
Min LTV (%)
0
0
60
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH191
Only available when taken on a repayment basis
70
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH192
Only available when taken on a repayment basis
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH193
Only available when taken on a repayment basis
New Build
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
2.49
31/03/2017
£999
£0
2.89
31/03/2017
£0
£0
£500,000
2.69
31/03/2017
£999
£0
£500,000
£500,000
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
0
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH194
New Build Cases Only
Repayment and Interest Only
0
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH195
New Build Cases Only
Repayment and Interest Only
0
75
3% to 31/03/2016
1.5% to 31/03/2017
30 September 2015
FAH173
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH213
New Build Cases Only
Repayment and Interest Only
2 year
3.09
31/03/2017
£0
£0
£500,000
0
75
3% to 31/03/2016
2% to 31/03/2017
3.09
31/03/2017
£999
£0
£500,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH196
New Build Cases Only
Only available when taken on a repayment basis
3.49
31/03/2017
£0
£0
£500,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH197
New Build Cases Only
Only available when taken on a repayment basis
14th November 2014
HMV
Fixed
Homemover
Product Type
2 year
Rate(%)
Available between
Until
Fee
2.09
31/03/2017
£1,499
£200,000
2.19
31/03/2017
£999
£0
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£1,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH180
Repayment and Interest Only
£1,000,000
0
60
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH166
Repayment and Interest Only
2.59
31/03/2017
£0
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH186
Repayment and Interest Only
2.24
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH249
Repayment and Interest Only
2.39
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH174
Repayment and Interest Only
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH214
Repayment and Interest Only
2.64
31/03/2017
£1,499
£200,000
£1,000,000
75
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH250
Only available when taken on a repayment basis
2.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH198
Only available when taken on a repayment basis
3.19
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH199
Only available when taken on a repayment basis
30 June 2015
FAH251
Only available when taken on a repayment basis
Not available for New Build
2.89
31/03/2017
£1,499
£200,000
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
3.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH215
Not available for New Build
Only available when taken on a repayment basis
3.44
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH216
Not available for New Build
Only available when taken on a repayment basis
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH144
Only available when taken on a repayment basis
Not available for New Build
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH147
Not available for New Build
Only available when taken on a repayment basis
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH148
Not available for New Build
Only available when taken on a repayment basis
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH187
Repayment and Interest Only
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH188
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH207
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH208
Repayment and Interest Only
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH189
Only available when taken on a repayment basis
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH190
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH209
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH210
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH247
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH248
Only available when taken on a repayment basis
4.24
4.39
4.79
3.14
3.34
3.65
3.85
3.90
31/03/2017
31/03/2017
31/03/2017
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£1,499
£999
£0
£999
£0
£999
£0
£999
£200,000
£0
£0
£0
£0
£0
£0
£0
£750,000
85
£750,000
85
£750,000
85
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
0
0
60
60
75
5 year
4.10
4.36
4.56
5.14
5.34
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
£1,000,000
£750,000
75
80
80
85
£750,000
85
Tracker
Homemover
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.89
+1.39
31/03/2017
£999
£0
£1,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH167
Repayment and Interest Only
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH175
Repayment and Interest Only
2.49
+1.99
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH200
Only available when taken on a
repayment basis
2.74
+2.24
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH176
Not available for New Build
Only available when taken on a
repayment basis
2 year
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Homemover
Product Type
2 year
Rate(%)
Until
Fee
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
2.69
31/03/2017
£1,499
£1,000,000
£5,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH191
Only available when taken on a repayment basis
3.09
31/03/2017
£1,499
£1,000,000
£5,000,000
0
70
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH201
Only available when taken on a repayment basis
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH202
Only available when taken on a repayment basis
Complete by
Product Code
Additional Info
3.39
31/03/2017
£1,499
Available between
£1,000,000
£2,000,000
60
New Build
Fixed
Homemover
Product Type
Rate(%)
2.49
Until
31/03/2017
Fee
£999
Available between
£0
£500,000
Min LTV (%)
0
Max LTV (%)
ERCs
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH194
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH195
New Build Cases Only
Repayment and Interest Only
2.89
31/03/2017
£0
£0
£500,000
0
60
3% to 31/03/2016
2% to 31/03/2017
2.69
31/03/2017
£999
£0
£500,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 September 2015
FAH217
New Build Cases Only
Repayment and Interest Only
3.09
31/03/2017
£0
£0
£500,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH218
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH169
New Build Cases Only
Only available when taken on a repayment basis
30 September 2015
FAH170
New Build Cases Only
Only available when taken on a repayment basis
2 year
3.09
31/03/2017
£999
£0
£500,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
3.49
31/03/2017
£0
£0
£500,000
75
80
3% to 31/03/2016
2% to 31/03/2017
14th November 2014
Homebuyer Special (Help to Buy Mortgage Guarantee Scheme)
Fixed
Homemover
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
5.19
31/03/2017
£999
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
5.59
31/03/2017
£0
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
Product Code
Additional Info
30 June 2015
HTB247
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
30 June 2015
HTB248
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Complete by
Product Code
Additional Info
Complete by
2 year
Fixed
First Time Buyer
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
5.19
31/03/2017
£999
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
HTB243
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
£500 cashback
5.59
31/03/2017
£0
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
HTB244
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
£500 cashback
2 year
Existing Customers Moving Home
THESE PRODUCTS ARE AVAILABLE FOR EXISTING HALIFAX & BOS MORTGAGE CUSTOMERS FOR TOP UP WHEN PORTING ONLY
These products are not available to Consent to Lease customers
Fixed
Homemover Only
Product
Type
Available between
Rate(%)
Until
Fee
3.79
31/03/2017
£1,999
£1,000,000
4.19
31/03/2017
£1,999
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
£7,500,000
0
60
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH185
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
£7,500,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH165
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
2 year
14th November 2014
REM
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£1,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH177
Repayment and Interest Only
£250 Cashback
£0
£1,000,000
0
60
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH219
Repayment and Interest Only
£250 Cashback
£0
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH220
Repayment and Interest Only
£250 Cashback
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH181
Repayment and Interest Only
£250 Cashback
2.39
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH178
Repayment and Interest Only
£250 Cashback
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH221
Repayment and Interest Only
£250 Cashback
2.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH222
Only available when taken on a repayment basis
£250 Cashback
3.19
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH223
Only available when taken on a repayment basis
£250 Cashback
2.89
31/03/2017
£1,499
£200,000
£1,000,000
75
85
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH252
Only available when taken on a repayment basis
£250 Cashback
3.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH224
Only available when taken on a repayment basis
£250 Cashback
3.44
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH225
Only available when taken on a repayment basis
£250 Cashback
3.29
31/03/2020
£999
£0
£1,000,000
0
60
30 June 2015
FAH226
Repayment and Interest Only
3.49
31/03/2020
£0
£0
£1,000,000
0
60
30 June 2015
FAH227
Repayment and Interest Only
3.73
31/03/2020
£999
£0
£1,000,000
60
75
30 June 2015
FAH228
Repayment and Interest Only
3.93
31/03/2020
£0
£0
£1,000,000
60
75
30 June 2015
FAH229
Repayment and Interest Only
4.04
31/03/2020
£999
£0
£1,000,000
75
80
30 June 2015
FAH230
Only available when taken on a repayment basis
4.24
31/03/2020
£0
£0
£1,000,000
75
80
30 June 2015
FAH231
Only available when taken on a repayment basis
4.44
31/03/2020
£999
£0
£1,000,000
80
85
30 June 2015
FAH232
Only available when taken on a repayment basis
4.64
31/03/2020
£0
£0
£1,000,000
80
85
30 June 2015
FAH233
Only available when taken on a repayment basis
Rate(%)
Until
Fee
2.04
31/03/2017
£1,499
£200,000
2.19
31/03/2017
£999
2.59
31/03/2017
2.24
5 year
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
Tracker
Remortgage and Remortgage use own conveyancer
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
1.89
+1.39
31/03/2017
£999
£0
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
0
60
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH234
Repayment and Interest Only
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH235
Repayment and Interest Only
30 June 2015
FAH236
Only available when taken on
a repayment basis
30 June 2015
FAH179
Only available when taken on
a repayment basis
0
2 year
2.49
+1.99
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
2.74
+2.24
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
1.75% to 31/03/2017
Large Loans - Repayment
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£5,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH182
Only available when taken on a repayment basis
£1,000,000
£5,000,000
0
70
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH183
Only available when taken on a repayment basis
£1,000,000
£2,000,000
60
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH184
Only available when taken on a repayment basis
Rate(%)
Until
Fee
2.79
31/03/2017
£1,499
£1,000,000
3.29
31/03/2017
£1,499
3.59
31/03/2017
£1,499
14th November 2014
Self Build
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
2 year
5.59
31/03/2017
£999
£0
£1,000,000
Min LTV (%) Max LTV (%)
0
75
ERCs
Complete by
Product Code
Additional info
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
SBL008
Repayment and Interest Only
£500 Cashback
Affordable Housing - Shared Equity and Shared Ownership Schemes
FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
ERCs
Complete by
Product Code
Additional Info
3.24
31/03/2017
£999
£0
£150,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH242
Only available when taken on a repayment basis
Cannot be mixed and matched
3.64
31/03/2017
£999
£0
£150,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH243
Only available when taken on a repayment basis
Cannot be mixed and matched
4.24
31/03/2017
£999
£0
£150,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH244
Only available when taken on a repayment basis
Cannot be mixed and matched
5.64
31/03/2017
£999
£0
£150,000
80
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH245
Not available for New Build
Only available when taken on a repayment basis
Cannot be mixed and matched
Min LTV (%) Max LTV (%)
2 year
Help to Buy 'Equity Loan' Shared Equity Scheme
FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
2 year
3.94
31/03/2017
£0
Available between
£0
£150,000
Min LTV (%) Max LTV (%)
0
75
ERCs
Complete by
Product Code
Additional Info
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH246
Only available when taken on a repayment basis
Cannot be mixed and matched
14th November 2014
Product Transfers
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £0 - £149,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
2.34
31/01/2017
£0
£0
£149,999
0
60
3% to 31/01/2016
1.5% to 31/01/2017
31 December 2014
FAH114
2.54
31/01/2017
£0
£0
£149,999
60
75
3% to 31/01/2016
1.5% to 31/01/2017
31 December 2014
FAH115
2.89
31/01/2017
£0
£0
£149,999
75
85
3% to 31/01/2016
1.75% to 31/01/2017
31 December 2014
FAH116
2.14
31/01/2017
£999
£0
£149,999
0
60
3% to 31/01/2016
1.2% to 31/01/2017
31 December 2014
FAH119
2.34
31/01/2017
£999
£0
£149,999
60
75
3% to 31/01/2016
1.5% to 31/01/2017
31 December 2014
FAH120
2 year
2.69
31/01/2017
£999
£0
£149,999
75
85
3% to 31/01/2016
1.75% to 31/01/2017
31 December 2014
FAH121
3.29
31/01/2019
£0
£0
£149,999
0
60
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAH117
3.74
31/01/2019
£0
£0
£149,999
60
75
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAH118
85
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG653
31 December 2014
FAG654
3.98
31/01/2019
£0
£0
£149,999
75
4.49
31/01/2019
£0
£0
£149,999
85
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
4.49
31/01/2019
£0
£0
£149,999
95
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG655
60
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAH122
75
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAH123
85
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG658
31 December 2014
FAG659
31 December 2014
FAG660
4 year
3.19
3.64
3.89
31/01/2019
31/01/2019
31/01/2019
£999
£999
£999
£0
£0
£0
£149,999
£149,999
£149,999
0
60
75
4.39
31/01/2019
£999
£0
£149,999
85
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
4.39
31/01/2019
£999
£0
£149,999
95
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £150,000-£299,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
2.14
31/01/2017
£0
£150,000
£299,999
0
60
3% to 31/01/2016
1.1% to 31/01/2017
31 December 2014
FAH124
2.34
31/01/2017
£0
£150,000
£299,999
60
75
3% to 31/01/2016
1.1% to 31/01/2017
31 December 2014
FAH125
2.69
31/01/2017
£0
£150,000
£299,999
75
85
3% to 31/01/2016
1.3% to 31/01/2017
31 December 2014
FAH126
1.94
31/01/2017
£999
£150,000
£299,999
0
60
2.5% to 31/01/2016
1% to 31/01/2017
31 December 2014
FAH129
2.14
31/01/2017
£999
£150,000
£299,999
60
75
2.75% to 31/01/2016
1% to 31/01/2017
31 December 2014
FAH130
2 year
2.49
31/01/2017
£999
£150,000
£299,999
75
85
3% to 31/01/2016
1.2% to 31/01/2017
31 December 2014
FAH131
3.09
31/01/2019
£0
£150,000
£299,999
0
60
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAH127
3.54
31/01/2019
£0
£150,000
£299,999
60
75
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAH128
85
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG669
31 December 2014
FAG670
3.78
31/01/2019
£0
£150,000
£299,999
75
4.29
31/01/2019
£0
£150,000
£299,999
85
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
4.29
31/01/2019
£0
£150,000
£299,999
95
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG671
60
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAH132
75
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAH133
85
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAG674
31 December 2014
FAG675
31 December 2014
FAG676
4 year
2.99
3.44
3.69
31/01/2019
31/01/2019
31/01/2019
£999
£999
£999
£150,000
£150,000
£150,000
£299,999
£299,999
£299,999
0
60
75
4.19
31/01/2019
£999
£150,000
£299,999
85
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
4.19
31/01/2019
£999
£150,000
£299,999
95
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
Product Transfers - Large Loans
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £300,000 - £499,999
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.84
31/01/2017
£999
£300,000
£499,999
0
60
2.5% to 31/01/2016
0.9% to 31/01/2017
31 December 2014
FAH134
2.04
31/01/2017
£999
£300,000
£499,999
60
75
2.5% to 31/01/2016
0.9% to 31/01/2017
31 December 2014
FAH135
85
3% to 31/01/2016
1.1% to 31/01/2017
31 December 2014
FAH136
31 December 2014
FAH137
2.39
4 year
Until
31/01/2017
£999
£300,000
£499,999
75
2.89
31/01/2019
£999
£300,000
£499,999
0
60
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
3.34
31/01/2019
£999
£300,000
£499,999
60
75
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAH138
85
4% to 31/01/2016
3% to 31/01/2018
1.75% to 31/01/2019
31 December 2014
FAG682
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG683
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG684
3.59
4.09
4.09
31/01/2019
31/01/2019
31/01/2019
£999
£999
£999
£300,000
£300,000
£300,000
£499,999
£499,999
£499,999
75
85
95
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £500,000 - £7,500,000
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.79
31/01/2017
£999
£500,000
£7,500,000
0
60
2.25% to 31/01/2016
0.9% to 31/01/2017
31 December 2014
FAH139
1.99
31/01/2017
£999
£500,000
£7,500,000
60
75
2.5% to 31/01/2016
0.8% to 31/01/2017
31 December 2014
FAH140
85
3% to 31/01/2016
1% to 31/01/2017
31 December 2014
FAH141
60
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAH142
31 December 2014
FAH143
2.34
2.84
4 year
Until
31/01/2017
31/01/2019
£999
£999
£500,000
£500,000
£7,500,000
75
£7,500,000
0
3.29
31/01/2019
£999
£500,000
£7,500,000
60
75
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
3.54
31/01/2019
£999
£500,000
£7,500,000
75
85
4% to 31/01/2016
3% to 31/01/2018
1.5% to 31/01/2019
31 December 2014
FAG690
95
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG691
120
4% to 31/01/2016
3% to 31/01/2018
2% to 31/01/2019
31 December 2014
FAG692
Max LTV
(%)
ERCs
Complete By
Product Code
60
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAH047
4.04
4.04
31/01/2019
31/01/2019
£999
£999
£500,000
£500,000
£7,500,000
£7,500,000
85
95
Further Advances
These products are not available for customers on Consent to Lease
Please note the loan availability is based on the additional borrowing amount.
Further advance applications will not be permitted within 6 months of completion of the original mortgage.
Fixed
Product Type
Rate(%)
4.89
2 year
Until
31/01/2017
Fee
£0
Available between
£10,000
£50,000
Min LTV (%)
0
4.89
31/01/2017
£0
£10,000
£50,000
60
75
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAH048
4.89
31/01/2017
£0
£10,000
£50,000
75
80
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAH049
Rate(%)
Until
Fee
Max LTV
(%)
ERCs
Complete By
Product Code
Fixed - Large Loans
Product Type
2 year
Available between
Min LTV (%)
3.98
31/01/2017
£0
£50,000
£2,000,000
0
60
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAG294
3.98
31/01/2017
£0
£50,000
£2,000,000
60
75
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAG295
80
3% to 31/01/2016
2% to 31/01/2017
30 April 2015
FAG323
3.98
31/01/2017
£0
£50,000
£2,000,000
75
Withdrawn Products - 13/11/2014
HTB154
HTB155
HTB156
HTB157
HTB158
HTB159
HTB160
HTB161
FAG012
FAG013
FAG014
SBL005
FAG086
FAG087
FAG461
FAG534
FAG535
FAG544
FAG545
FAG548
FAG549
FAG552
FAG554
FAG556
FAG557
FAG558
FAG559
FAG560
FAG563
FAG564
Acquisition
FAG567
FAG568
FAG574
FAG576
FAG577
FAG580
FAG581
FAG600
FAG601
FAG974
FAG975
FAG976
FAG977
FAG979
FAG980
FAG982
FAG983
FAG984
FAG985
FAG986
FAG987
FAG990
FAG991
FAG992
FAG993
FAG994
FAG995
FAG996
FAG997
FAG998
FAG999
FAH000
FAH001
FAH002
FAH003
FAH004
FAH005
FAH006
FAH008
FAH009
FAH010
FAH011
FAH013
FAH014
FAH015
FAH016
FAH017
FAH018
FAH019
FAH020
FAH021
FAH022
FAH023
FAH024
FAH025
FAH026
FAH027
FAH028
FAH029
FAH030
FAH031
FAH032
FAH033
FAH034
FAH035
FAH036
FAH037
FAH038
FAH039
FAH040
FAH041
FAH045
FAH046
FAH053
FAH054
FAH055
FAH056
FAH057
FAH066
FAH068
FAH070
FAH113
FAH112
FAH105
FAH106
FAH107
FAH108
FAH109
FAH110
FAH111