FARMERS SAVINGS BANK Serving our Neighbors & Friends since 1907 November 2014 Quarterly Newsletter Please join us for our Customer Appreciation Meal Thursday, November 20, 2014 Starmont High School Café From 5pm to 7pm Serving Brats & BBQ Pork Sandwiches Kevin was one of eight lucky winners who won a Sony Blu-Ray player in our Cash Back Checking and Bonus Checking Promotion. All the convenience of your local branch in the palm of your hand! - Check Balances - Transfer Funds - Make Loan Payments - View Transaction Details Free Mobile Banking App: Data or Carrier Charges May Apply “Thank you so much and you all are wonderful employees at Farmers Savings Bank. Your bank is really special to all account holders, including me. You just made my day!” - Kevin, Strawberry Point Open a Cash Back Checking or Bonus Checking just like Kevin! Cash Back Checking Bonus Checking Get Cash Back on Debit Card Purchases* Monthly bonus and Nationwide ATM Refunds** To earn cash back & ATM Refunds, each qualification cycle: To earn interest & ATM Refunds, each qualification cycle: Have at least 15 debit card purchases post and settle Have at least 15 debit card purchases post and settle Be enrolled and log into online banking Be enrolled and log into online banking Be enrolled and receive e-statements Be enrolled and receive e-statements Maintain a daily balance of $.01 Maintain a daily balance of $.01 *Minimum to open is $25. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $15 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Nationwide ATM fees incurred during qualification cycle will be reimbursed up to $20 (up to $4.99 per single transaction) if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 of higher. Fees may reduce earnings. Transfers between accounts do not count as qualifying transactions. Maximum of two accounts per social security number. **Qualifications, limits, and other requirements apply. See financial institution for details. Save Postage, Save Time & Pay Your Bills Online Farmers Savings Bank Now Offers ONLINE BILL PAY! Online Bill Pay allows customers to: Receive & pay your bills securely online, all in one place Make payments directly from your checking account Track payment history and account balances at a glance Receive helpful email or text reminders when bills are due Save money each month on stamps and checks Guard against identity theft by receiving and paying bills through a secured online account instead of through unsecured postal mail Sign up for Bill Pay online at www.farmerssavingsbank.com Trouble finding the perfect Christmas gift? We have the solution! Give a VISA Gift ® Visa® Gift Cards are available at all Farmers Savings Card! Bank locations. Gift Cards make ideal gifts for Christmas, birthdays, graduations, weddings, or just because! Visit with a Customer Service Representative for details about this great gift! *Fees may apply. November Sunday, November 2nd *Daylight Saving Turn your clocks back at 2am *Edgewood Locker’s Deer Open House Edgewood Businesses Open House Weekend *St. John’s Congregational Church of Garber Soup & Sandwich Lunch 10:30am to 1pm Sunday, November 9th Elkport/Garber Community Club Senior Citizen’s Thanksgiving Dinner at Community Center Serving lunch at Noon Tuesday, November 11th In observance of Veteran’s Day all FSB offices will not be open. Edgewood-Colesburg and Starmont fifth graders were excited to begin their Money Island journey this Fall! Money Island is an online money management game that teaches students how to make the most of their financial future. Farmers Savings Bank employees visited with the students about financial literacy, savings goals, budgeting, and how a bank works. The students received their Money Island Manifests and began their journey to becoming a Money Island Financial Guru. Farmers Savings Bank, teachers and the students will celebrate with an in class Pizza Party upon program completion! Saturday, November 15th Elkport/Garber Community Vendor Craft Show at the Community Center Thursday, November 20th Fall Customer Appreciation Meal Starmont Café Serving from 5pm to 7pm This year Farmers Savings Bank Christmas Club Members saved Saturday, November 22nd Aurora Christmas Open House over $189,000! Christmas Club Historical Society, Comet Center & Country Ala Mode members earn higher interest while enjoying the ease and convenience of spreading their Christmas budget into manageable monthly deposits. Sunday, November 23rd Arlington Firemen’s Breakfast Serving from 8am-12:30pm Arlington Fire Station Thursday, November 27th HAPPY THANKSGIVING! December Ask a Customer Service Representative for details and sign up today! Friday & Saturday Dec. 5th & 6th Christmas Cookies at all FSB offices! Saturday, December 6th Strawberry Point Berry Merry Christmas Stock images provided by www.freedigitalphotos.net Contact Dale at 563-856-2525 for details or a full color brochure on our upcoming GEM Club Trips! Saturday, December 6th Edgewood—Santa and Kids Events & Shopping Saturday, December 13th *Soup Luncheon at Little Star Daycare Arlington, Serving 11am-1pm Santa at the Fire Station at 1:30pm *Colesburg Commercial Club Toy Drawing, Ham & Turkey Drawing-10am Bake Sale-9:30am Thursday, December 25th MERRY CHRISTMAS! Colesburg Office Wednesday, December 31st Business day cutoff is 2pm at all offices. All FSB offices will be closing at 2pm. 205 Main Street PO Box 127 Colesburg, IA 52035-0127 Phone: 563-856-2525 Elkport/Garber Office 100 Grandview Road Elkport, IA 52044 Phone: 563-255-2525 Strawberry Point Office 130 West Mission Street Strawberry Point, IA 52076 Phone: 563-933-2525 January 2015 Member FDIC Bankline 1-888-856-5432 or 563-856-5432 www.farmerssavingsbank.com Arlington Office Aurora Office 747 Main Street Arlington, IA 50606 Phone: 563-633-3855 401 Main Street Aurora, IA Phone: 319-634-3855 Thank you for allowing Farmers Savings Bank to be Your Bank! Thursday, January 1st HAPPY NEW YEAR! Monday, January 19th In observance of Martin Luther King Jr. Day all FSB offices will not be open. Monday, January 26th Colesburg Comm. Club Soup Supper Lone Pine Country Club from 5pm-7pm Signup Today! April 13-19, 2015 1 Nashville/Memphis Trip This trip includes a visit to Churchill Downs, a Grand Ole Opry Show, City Tours, Graceland & more. Cost- $1,775 per person DOUBLE. For more info, Call Dale at 563-856-2525. POSTAL CUSTOMER COLESBURG IA Farmers Savings Bank 205 Main Street PO Box 127 Colesburg, IA 52035-0127 PERMIT NO. 21 PAID US POSTAGE PRSRT STD
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