Broward Sheriff’s Office - 2014 Coventry Health Care of Florida, Inc.

Coventry Health Care of Florida, Inc.
Schedule of Benefits
HMO Focused Deductible Open Access
Broward Sheriff’s Office - 2014
Referrals are not required for Covered Services
Annual Hospital Deductible per calendar year: Individual / Family
applies to all inpatient and outpatient services at hospital
Maximum Copayment per calendar year: Individual / Family
(includes copayments and deductible including prescription drug copayments)
Maximum Lifetime Benefit
Annual Pharmacy Deductible (per calendar year)
Annual Pharmacy Benefit Maximum (per calendar year)
Preventive Care Services
Adult Wellness Care (includes annual physical exams, prostate cancer screening and colon
cancer screening, eye exams, health education and counseling and immunizations, and
annual well-woman exams, prenatal care, Pap smears, elective sterilization for women)
Child Preventive Care (includes well child and well baby exams and immunizations)
Routine mammography (based on established guidelines)
Physician Services
Primary Care Physician (PCP) office visits
Specialist office visits
(office visit includes lab tests, x-rays, hearing and vision screening and outpatient surgery)
Non-Surgical Spine and Back services
Limitation: 20 visits per calendar year
Podiatry services
Allergy injections at a PCP or Specialist office
Maternity Postnatal Care

in a physician’s office

in a Sub-Specialty office
Hospital Services
$300 / $600
$2,000 / $4,000
Unlimited
$0
Unlimited
Member Responsibility
Covered at 100%; No deductible
Covered at 100%; No deductible
Covered at 100%; No deductible
Member Responsibility
$15 copay
$30 copay
$15 PCP; $30 Specialist
$15 PCP; $30 Specialist
No copay after deductible
One time $30 copay
$30 copay
Member Responsibility
Inpatient hospital facility services (includes pre-admission testing, room and board,
rehabilitative services, diagnostic tests, x-rays, operating & recovery room, intensive &
special care units, general nursing care, anesthesia, prescribed drugs, radiation therapy &
chemotherapy, surgeon services, anesthesiologist services, specialist consultation, physician
visits, human organ transplants)
Labor and delivery in a hospital or birthing center
After Hospital Deductible: $100/day for the first 1-5 days
Inpatient Neonatal Intensive Care Unit (NICU) (admission and subsequent inpatient care)
After Hospital Deductible: $100/day for the first 1-5 days
Outpatient Medical Services
Outpatient Diagnostic Services

at Hospital

at an Outpatient Diagnostic Center

in a Physician’s office
Outpatient Surgery (including physician and facility services)

at Hospital

at Ambulatory Surgical Center

in a Physician’s office
Twenty three hour hospital admissions for medical observations, diagnostic or surgical stays
Radiation and chemotherapy

at Hospital

at Freestanding Facility
Mental Health, Alcohol & Substance Abuse Services
Mental health care
 Inpatient Treatment
 Outpatient Treatment
Alcohol and substance abuse care
 Inpatient detoxification
 Inpatient rehabilitation treatment
 Outpatient rehabilitation treatment
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After Hospital Deductible: $100/day for the first 1-5 days
Member Responsibility
After Hospital Deductible: $80 copay
$30 copay
No additional copay
After Hospital Deductible: $150 copay
$100 copay
No additional copay
After Hospital Deductible: No copay
After Hospital Deductible: $30 copay
$30 copay
Member Responsibility
After Hospital Deductible: $100/day for the first 1-5 days
$30 copay
After Hospital Deductible: $100/day for the first 1-2 days
After Hospital Deductible: $100/day for the first 1-2 days
$30 copay
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Special Kinds of Care
Emergency Services

In hospital emergency room In the service area ((waived if admitted)

In hospital emergency room Outside the service are (waived if admitted)

In a physician’s office

Ambulance service to hospital
Urgent Care Center
Convenience Care Clinic Services
Outpatient physical, speech and occupational therapy (short and long term)
Limitation: 60 visits per therapy type; per calendar year

at Hospital

at Freestanding Facility
Outpatient cardiac and respiratory therapy

at Hospital

at Freestanding Facility
Dialysis treatment (outpatient)

at Hospital

at Freestanding Facility
Home Health Care
Hospice Care
Limitation: 210 days maximum lifetime benefit
Skilled Nursing Facility Care
Elective sterilization for Males

at Hospital
 at Freestanding Facility
Circumcision

in a Hospital prior to postnatal discharge

in a Physician’s office

in a Hospital after postnatal discharge
Intrauterine Device (device, insertion, removal)
Infertility related services; Limited to $15,000 Benefit Maximum

in an Office

in a Hospital
Elective Abortions
Durable medical equipment; other external orthotics and prosthetics
Second medical and surgical opinion

Participating Provider

Non-Participating Provider
Testing for Learning Disabilities (for children 5 years and older)
Insulin
Diabetic supplies (includes glucose monitors, test strips, lancets, etc.)
Hearing Aids (other than cochlear)
Services Provided by Rider or Endorsement
Prescription Drugs (*)

At Participating Pharmacy per 30-day supply – Tier 4 Self-injectables: $250 per month
out-of-pocket limit (except for diabetic supplies).
Member Responsibility
$200 copay
$200 copay
$15 PCP; $30 Specialist
No copay
$30 copay
$15 copay
After Hospital Deductible: $30 copay
$30 copay
After Hospital Deductible: $30 copay
$30 copay
After Hospital Deductible: $30 copay per treatment
$30 copay per treatment
No copay
No copay
$50/day for the first 1-2 days of each admission
After Hospital Deductible: $200 copay
$200 copay
No additional copay
$15 PCP; $30 Specialist
Same as outpatient surgery
Covered at 100%; No deductible
$30 copay
After Hospital Deductible: $100/day for the first 1-5 days
Not covered
No copay
$15 PCP; $30 Specialist
40% of Allowed Amount
$200 copay
Applicable copay per prescription
No copay; No deductible
Not covered
Member Responsibility
Tier 1 - $10;MO: $20
Tier 2 - $25; MO: $50
Tier 3 - $50; MO: $100
Tier 4 – 20%; MO: not applicable
$15 copay

Mail Order (MO) 90-day supply
Vision care - at a participating Optometrist

Refractive eye exams
Preventive Dental Care
Refer to Dental Schedule of Benefits
* If you or your physician requests a brand name medication when a generic is available, you must pay 100% of the difference in price between the generic
and brand name medication, plus the applicable brand copayment.
PCP referrals are not required to obtain Covered Services; however certain Covered Services require Prior Authorization. Please refer to the Certificate of
Coverage for further detail on Prior Authorization requirements.
Services must be rendered within the Coventry network. Coventry participating physicians and providers have contracted with Coventry to provide care to our
members.
This schedule is provided for information only; it does not contain complete details of the Plan which are available only in the Certificate of Coverage and it
does not constitute an Agreement.
This plan has exclusions and limitations and terms under which the plan may be continued in force or discontinued.
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