Want Niche Capabilities? You’ll Want A Unique Company

It’s important to partner with a company that’s well-versed in your line of work.
After all, every industry has a unique set of risks and differentiators. And if you’re a
small business owner, having access to someone who is receptive to the specific,
yet ever-changing needs of your business can make all the difference.
AmTrust, Warrantech’s parent company, places a deliberate focus on delivering
quality programs and services to businesses in underserved niche markets. With a
staff of business developers, underwriters and account managers who are
experienced, dedicated and client-focused, they strive to develop strong
partnerships to ensure that your business plans are expertly executed, fully
licensed and well-designed for your particular industry.
Small Commercial Business
Specifically targeting small businesses, AmTrust has crafted its commercial package
insurance offering to provide coverage for niche audiences such as: lumber,
restaurants, automotive service centers, financial institutions, inland marine,
commercial agriculture and much more.
By combining leading technology, proprietary online business submission software
and a deep understanding of each market, AmTrust reduces risk, produces
efficiencies and provides effective loss control for its clients. AmTrust services small
businesses with the same concern and attention to detail expected by large
businesses, treating policyholders with the individual attention that they deserve.
Specialty Program
At its core, the program business provides risk funding arrangements to a small
group of targeted program business clients dedicated to the long-term proposition of
shared risk and shared rewards. The risks to which these policyholders are exposed
require in-depth knowledge of the industry segments in which they operate.
Underwriting often entails customized coverage, loss control and claims services, as
well as risk-sharing mechanisms. Underwriting expertise is the core competency of
this specialized business unit.
AmTrust partners with MGAs and claims administrators to originate and manage
this book of business. They target sophisticated small- and middle-market
businesses, such as retail and wholesale operations, service operations and nonprofit organizations. The coverages offered consist primarily of workers’
compensations, general liability, commercial auto liability and property insurance.
Specialty Risk and Extended Warranty
Warrantech’s extended warranty coverage focuses on automotive and consumer
product clients, offering accidental damage, mechanical breakdown and related
risks, while AmTrust’s specialty risk coverage targets the categories of consumer
and commercial goods, auto, involuntary employment and travel/purchase
benefits.
By serving as both underwriter and third-party administrator of our warranty
programs, including our own full-service, state-of-the-art call center, we are
uniquely positioned to simplify purchasing and help protect the integrity of our
clients’ brands.