Benefits Summary 2014 Benefit Health Insurance: Choice of three health plan options with varied levels of cost sharing. Coverage available for spouses, civil union partners & children. Dental Insurance: Choice of PPO & DHMO plan options. Coverage available for spouses, civil union partners & children. Vision Benefit: Two vision plan options. Coverage available for spouses, civil union partners and children. Health Savings Account: Pre-tax savings account to cover eligible medical, dental & vision expenses. Employer contribution based on employee/family coverage tier. Health Care Flexible Spending Accounts: Pre-tax spending account to cover eligible medical, dental & vision expenses. Retirement Savings Plan 403(b) All employees eligible to contribute to pre-tax retirement savings plan. Hospital will match contributions up to a maximum of 5% of eligible earnings. Vested in hospital matching contributions after three years of service. Employee Life Insurance: Hospital paid basic life insurance of one times annual base salary. Employee paid coverage available up to a total of four times annual base salary. Dependent Life Insurance: Employee paid coverage available for spouse, civil union partner and children. Accidental Death & Dismemberment: Employee paid coverage available for employee, spouse, civil union partner and children. Paid Time Off (PTO): 29 days accrued per year for new employees to be used for holidays (7), vacation, personal illness (in conjunction with short-term disability) & other eligible time off. PTO accrued based on hours worked. Short-Term Disability: Hospital paid coverage. 60% weekly pay replacement for a maximum of 26 weeks. Long-Term Disability: Hospital paid coverage equal to 60% of monthly pay replacement. Option to purchase additional coverage of 66 2/3% pay replacement. Employee Assistance Program (EAP): Available for employee, dependents, spouse/partner & extended family. The EAP provides confidential access to a variety of resources to help deal with personal issues. Wellness Advantage Program: A wide variety of options are available to support & reward healthy activities & behaviors. Access to flu shots, condition management programs, health coaching & education. Help at Hand: In-house concierge service for employees, available Monday through Friday. January 2014 Eligibility Standard benefit eligibility: All regular full-time & part-time employees budgeted to work 40 or more hours per pay st period, coverage is effective the 1 of the month following 30 days of employment. Standard benefit eligibility. Standard benefit eligibility. Limited to employees enrolled in a high deductible health plan. (Must meet IRS eligibility guidelines). Standard benefit eligibility. All employees are eligible to participate. New Hires are st automatically enrolled 1 of the month following 30 days of employment. Standard benefit eligibility. Standard benefit eligibility. Standard benefit eligibility. All regular full-time & part-time employees budgeted to work 40 or more hours per pay period are eligible to utilize the benefit after 90 days of employment. (Holidays during first 90 days). Standard benefit eligibility. All regular full-time & part-time employees budgeted to work 40 or more hours per pay period. Coverage effective after 1 year of benefit eligibility. All employees are eligible. All employees are eligible. All employees are eligible. Benefit Dependent Care Flexible Spending Account: Pre-tax employee spending account to cover eligible dependent child &/or adult care expenses. Hospital provides matching contribution of up to $100/month to participating employees. Back-Up Family Care Program: Provides temporary care for your children & adult/elder family members to allow you to get to work. Program utilizes a network of local contracted home health care agencies & drop in care centers. Child Care Referral Service: Free online referral service to various providers through Lifeworks. Adoption Assistance: Reimbursement of $5,000 per child to help offset eligible adoption expenses. College Coaching: Resources available to assist employees & their families with college planning including the selection, application & financial processes. "Bright Start" 529 College Savings Program: Employees can contribute to a college savings account through direct deposit. (State of Illinois program) Tuition Assistance: Up to $5,000 of monetary assistance per year for your professional development. (Pro-rated for parttime employees). Pre-Tax Transit Benefit Option: Pre-Tax commuter benefit option available to cover public transportation and parking costs for commuting to/from work. Parking: Parking arrangements available in various garages. Availability may be limited. Shuttle Service: Available from all major train stations for a discounted fee. Financial Planning: Resources available to support education, counseling & assistance with financial matters. Healthcare Associates Credit Union: Offers checking & saving accounts, loans & credit cards. Computer Purchase: Discount program available for computer products. Payroll deduction loan option available. Long Term Care Program: Employees can purchase discounted, portable individual long term care insurance. Voluntary Benefit Programs: Employees can purchase a number of discounted, portable insurance products (auto, home, health, pet, etc.) Hospital Discount: 50% discount off Lurie Children’s hospital charges after insurance has been applied. Other Discounts: Restaurants, hotels, cell phones, amusement parks, wedding invitations, movie tickets, etc. Employee Referral Program: Reward program for referring applicants who are hired to work at Lurie Children’s. Eligibility Standard benefit eligibility. Available to all employees. Hospital provides up to 10 days of back-up care per calendar year (co-payment required). Resources available through Employee Assistance Program. All employees & their family members are eligible. All regular employees budgeted to work 40 or more hours per pay period. Eligible after six months of employment. Resources available through Employee Assistance Program. All employees & their family members are eligible. All employees are eligible. All regular employees budgeted to work 40 or more hours per pay period. Eligible after six months of employment. Standard benefit eligibility. All employees are eligible. All employees are eligible. Resources available through Employee Assistance Program. All employees & their family members are eligible. All employees are eligible. All regular full-time & part-time employees budgeted to work 40+hours per pay period. Eligible after six months of service. All employees are eligible. All employees are eligible. All employee dependent children are eligible. All employees are eligible. All employees are eligible. Please Note: This summary describes highlights of Lurie Children’s benefit options. Complete details may be found in the plan documents. If there is a conflict between this summary & the legal documents, the legal documents will govern. Lurie Children’s reserves the right to change or end benefit options at any time. January 2014