Please consider your ADVERTISERS on pages 1 2 7 8 9 10 15 16 FIRST TIME TOURS indicated by OTD (Original Tour Date) TOUR SHEET DEADLINE is Monday at 11 a.m. 16 december 2014 Get Your Clients Fully Pre-Approved! Easy Process Great Rates Fast Closings Phone: (650) 866-3000 www.bankerspreferred.com 1860 El Camino Real, Suite 106 Burlingame, CA 94010 APMC NMLS #1850 The Tour Sheet is available ONLY to REALTORS® who are MLS Subscribers. A variety of home financing solutions to meet your needs Shaveta Sareen Sr. Mortgage Loan Officer, VP NMLS ID: 483455 650-645-8807 Office [email protected] Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC. Equal Housing Lender. ©2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. ARHSCYE3 HL-113-AD 00-62-1616D 10-2013 Toni Burrows Senior Account Executive Cellular: 1-650-787-4876 E-mail: [email protected] Fax: 1-800-344-4726 Orders/Service: 1-800-831-8200 The Real Choice in NHD Risk Management SM www.hiscohw.com • www.thedisclosurereport.com PROPERTY MANAGEMENT SERVICES • Referral Fees Paid • 850 Woodside Way, San Mateo • (650) 696-8200 • www.samcar.org/Advertising • AD RESERVATIONS [email protected] The home mortgage partner you can trust. Home Equity Conversion Mortgage For Home Purchase Available NOW! MARK LINTON, Mortgage Loan Originator Security 1 Lending is offering seniors the ability to purchase their principal residence through the HECM for Purchase Program. 650.776.2856 [email protected] NMLS #: 693925 usbank.com/mortgage EQUAL HOUSING Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage and Deposit products are offered by U.S. Bank National Association, U.S. Bank Member FDIC. ©2014 Call today for information! LOOKING FOR INSURANCE? • They must be at least 62 years of age • They retain the title to their home • No monthly mortgage payment required • FHA insured loan We Represent a Selection of –A- Rated Companies Personal, Friendly & Reliable Service for You Business – Home – HO-6- Rental Properties – and more! www.cresciinsurance.com Phone: 415-346-5403 STEVEN CRESCI INSURANCE AGENCY 544 GOLDEN GATE AVE. SAN FRANCISCO, CA 94102 License # 0600587 SM HECM for Purchase Specialist Reverse Mortgage Consultant NMLS #545774 [email protected] | ReversebyKathy.com Office: 650-299-9477 Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive, Spring, TX 77373. NMLS #107636. Loans will be made or arranged pursuant to CA Department of Business Oversight Residential Mortgage Lending Act License #4131074. Homeowner remains responsible for paying property taxes, required insurance and home maintenance. More Caliber Home Loans financing in today’s Connecting you to local home loan Non-Agency Non-Agency Non-Agency Non-Agenc guidelines to include expertise Non-Agency will allow more qual Mortgage Program Mortgage Program Mortgage Mortgage Program Pro Mortgage Program competitive parame Raffi Soghomonian Tes Vicente Mortgage Loan Officer NMLS ID 726250 1840 Gateway Drive Suite 175 San Mateo California 94404 T 650-425-6738 F 855-446-6202 C 650-255-4488 [email protected] Kathy Affeltranger Kathy Affeltranger Ad 3.5" X 4.25"BW092014.indd 1 10/1/14 2:06 PM underwriting and pro Sr. Mortgage Loan Officer, VP NMLS ID: 483480 650-591-8830 Mobile [email protected] for their situation. More Options for Your Borrowers! More Options for Your Borrowers! More Options Options for Your for Your Borrower Borro More Options forMore Your Borrowers! ■ Purchase M pncmortgage.com/tesvicenteCaliber Home is happy to offer qualified borrowers ahappy variety choices when looking for home Bank America, N.A. and the other business/organization mentioned inoffer this advertisement are notwhen affiliated; each CaliberLoans, HomeInc. Loans, Inc.of is happy to offer qualified a variety of choices looking forwhen home Caliber Home Caliber Loans, Home Inc. isLoans, happy Inc. toborrowers is offer qualified toof borrowers qualified a borrowers variety of achoices variety of choices looki swcCareySchool1409.eps Kindness • 1 isqualified independently responsible for a thevariety products and it offers. Bank oflooking America, N.A., FDIC. our ■ Cash Out R Caliber Home Loans, Inc. is happy tocompany offermarket, borrowers ofservices choices when forMember home financing in today’s competitive with our Non-Agency Mortgage Program. We Non-Agency are expanding financing in today’s competitive market, with Non-Agency Mortgage Program. We are expanding our financing infinancing today’s competitive in today’s competitive market, with market, our Non-Agency withare our Program. Mortgage WeProgram are ex Equal Housing Lender. ©2009 Bank ofour America Corporation. Credit and collateral subjectMortgage to approval. Terms ■ Maximum L financing in today’s competitive market, with our Non-Agency Mortgage Program. We are expanding our guidelines to include programs currently offered by Agency and Government which and conditions apply.those Thisthan is not ainclude commitment to than lend. Programs, rates, terms andoffered conditions are programs, subject to change guidelines to more include more programs those currently offered by Agency and Government programs, which guidelines tothan guidelines include more to programs more programs those currently than those currently by Agency offered and by Government Agency and Gove prog without notice. ARHSCYE3 HL-113-AD 00-62-1616D 10-2013 guidelines include more programs than those currently offered by Agency and Government programs, product which offers ■ 5/1 and 7/1 willtoallow more qualified borrowers towill achieve the dream homeownership. Our Non-Agency will allow more qualified borrowers to achieve theof dream of homeownership. Our Non-Agency product offers will allow more qualified allow more borrowers qualified toborrowers achieve the to dream achieve ofthe homeownership. dream of homeownership. Our Non-Agency Our No pr Non-Agency will allow more qualified borrowers to achieve the dream of homeownership. Our Non-Agency product offersthat our ■ Maximum L Mortgage Program competitive parameters, while meeting all of the Ability toAbility Repay (ATR) guidelines. We are confident competitive parameters, while meeting allparameters, of the to Repay (ATR) Weto are confident that our competitive competitive parameters, while meeting while all of meeting the Ability all guidelines. oftothe Repay Ability (ATR) Repay guidelines. (ATR)We guidelines. are confid W ■ FICO 640 competitive parameters, meeting all of the Ability to your Repay (ATR) guidelines. We are confident that underwriting andwhile processing guidelines will match qualified borrowers with products that areour thewith best fit best underwriting andunderwriting processing guidelines willand match your qualified borrowers withour products that areproducts the fit prod underwriting and processing guidelines processing will guidelines match will qualified match your borrowers qualified borrowers with that ar eyour are expanding guidelines to include R e s p e c t • R e s p o n s i bunderwriting i l i t y for their andsituation. processing guidelines will match your qualified borrowers with products that are the best fit moreOptions programs than Borrowers! those currently for their situation. for their situation. for their situation. Non-Agency More for Your Specializing in Mortgage Program for their situation. offered by Agency and Government programs, Elementary Education • Pre-Kindergarten which will allow more qualified borrowers to Name Ted Oberso Since 1928 through 5th Grades Title Senior Loan O achieve them dream of homeownership. AdvanA t adge o usr oA Nfd oovnua-rn A tN ge nnAc-d o v asn toaf ge Avge m aoge sy oP afrnn otcg a uyra ge r PN srooo ngf-ra Aoge u rnNc o y nP-rAoge g ra n cm yNMLS# P r o g575719 ra m • Differentiated Instruction A d v a n t a ge s More o f o u r NOptions o n - A ge n c y P r o g ra m for Your Borrowers! Phone 408-910-48 More Options for Your Borrowers! ■ Rate DTI up toDTI 50% ■ Purchase Money, Rate Term • Student to Teacher Ratio of 10:1 ■looking to 50% ■ Purchase Money, Rate Term ■ DTI up to 50% ■forDTI up to 50% ■ Purchase ■ Purchase Rateborrowers Term Term Caliber Home Loans, Inc. toMoney, offer qualified variety of choices when looking home Caliber Home Loans, Inc. isMoney, happy to is offerhappy qualified a variety of choicesborrowers when foraup home Phone# 2 650-378-1 financing in today’s competitive market, with our■ Non-Agency Mortgage Program. We are expanding our DTI up 50% ■ Purchase Money, Rate Term ■to Escrow Waivers allowed ■ Cash Out Refinance to $500,000 financing in today’s market, with our Non-Agency Mortgage Program. We are expanding our ■programs, Escrow allowed ■ Cash Out Refinance to $500,000 EmailWaivers Address ted.ob Escrow Waivers ■ Escrow allowed allow ■competitive Cash Out to $500,000 ■ Cash Out Refinance toRefinance $500,000 • Diverse Student Body guidelines to include more programs than those currently offered by Agency and Government which Waivers■ will allow more borrowers to achieve the ■ dream of homeownership. Our Non-Agency product offers guidelines toqualified include more programs than those currently offered by Agency and Government programs, which Escrow Waivers allowed ■ Cash Out Refinance to $500,000 Address 951 M ■ First Time homebuyers allowed ■ Maximum Loan Amount: $2 Million ■$2 First Time homebuyers allowed ■ Maximum Loan■ Amount: $2■ Million ■ First Time ■ homebuyers FirstStreet Time homebuy allowed Maximum Loan Amount: Million Maximum Loan $2(ATR)Million competitive parameters, while meeting allAmount: of the Ability to Repay guidelines. We are confident that our • Specialist Courses for All Students in Caliber Home Inc. happy toqualified offerborrowers qualified borrowers variety choices will allow more borrowers to achieve theof dream of when homeownership. Our Non-Agency product offers Caliber Home Loans, Inc. Loans, happy toisoffer qualified a variety ofaborrowers choices when looking forlooking home for home City, State, Zip San M underwriting and processing guidelines will match your qualified with products that are the best fit allowed ■ First Time homebuyers ■ Maximum $2is Million ■ Interest Only ■ 5/1Loan and 7/1 ARMs Science, Technology, Spanish, French, ■expanding Interest Only our■We ■ Amount: 5/1 andcompetitive 7/1 ARMs Interest Only ■ that Interest Only ■ 5/1 and 7/1 ARMs ■with 5/1 7/1 ARMs financing today’s competitive market, ourand Non-Agency Mortgage Program. We are expanding for their situation. competitive parameters, while meeting allProgram. of the Ability to Repay (ATR) are confident our financing in today’s in market, with our Non-Agency Mortgage We are ourguidelines. Website HTTP Caliber Inc. LTV is happy to offer qualified borrowers a variety of choices when looking for home ■offered Interest Only 5/1 and 7/1 Loans, ARMs Library, Music, Art and Physical ■ Education ■ No Prepayment Penalty ■Home Maximum 85% guidelines to include more programs those currently by Agency and Government programs, which underwriting andthan processing guidelines will match your qualified borrowers with products that are ■ theNo bestPrepayment fit ■ No Prepayment ■ Maximum LTV 85% ■Penalty No Prepayment Penalty Pen ■ Maximum LTV 85% ■ Maximum LTV 85% guidelines to include more programs than those currently offered by Agency and Government programs, which financing in today’s competitive market, with our Non-AgencyA dMortgage Wen care our v a n t a ge s oProgram. f o u r N o n -Age y P roexpanding g ra m ■ Prepayment Penalty ■ Maximum LTV 85% will allow moreborrowers qualified borrowers to achieve the dream ofNo homeownership. Our Non-Agency product offers for their situation. ■ FICO 640 will allow more qualified to achieve the dream of homeownership. Our Non-Agency product offers • Before-and-After School Programs ■ FICO 640 ■ FICO 640 ■ FICO 640 8/11/14 3:58 PM Non-Agency Mortgage Program Non-Agency Non-Agency Non-Agency Mortgage Program Mortgage Program Mortgage Program W Caliber Home Loans, Inc. is happy to offer qualified borrowers a variety of choices when looking for home financing in today’s competitive market, with our Non-Agency Mortgage Program. We are expanding our guidelines to include more programs than those currently offered by Agency and Government programs, which will allow more qualified borrowers to achieve the dream of homeownership. Our Non-Agency product offers competitive parameters, while meeting all of the Ability to Repay (ATR) guidelines. We are confident that our Non-Agency Mortgage Program underwriting and processing guidelines will match your qualified borrowers with products that are the best fit for their situation. Ad vantages of ou r Non-Agen cy Program ■ Purchase Money, Rate Term ■ Cash Out Refinance to $500,000 More Options for Your Borrowers! More Options for Your Borrowers! More Options for Your Borrowers! ■ Maximum Loan Amount: $2 Million ■ 5/1 and 7/1 ARMs ■ Maximum LTV 85% ■ FICO 640 ■ DTI up to 50% ■ Escrow Waivers allowed ■ First Time homebuyers allowed ■ Interest Only ■ No Prepayment Penalty Name Ted Oberson Title Senior Loan Officer NMLS# 575719 Phone 408-910-4833 Phone# 2 650-378-1297 Email Address ted.oberson@caliberHomeLoans Street Address 951 Mariner's Island Blvd.Suite 300 City, State, Zip San Mateo,CA.94404 Website HTTP://caliberhomeloans.co/toberson • Active Parents Association guidelines to include more programs than those currently byTerm Agency and Government which ■ DTI up programs, to 50% ■ Purchaseoffered Money, Rate while meeting all toof$500,000 the Ability(ATR) to Repay (ATR) guidelines. We arethat confident parameters,parameters, while meeting Ability to Repay guidelines. We allowed are confident our that our ■ FICO 640 competitivecompetitive ■ Escrow Waivers ■ all Cashof Outthe Refinance will allow more qualified borrowers to achieve the dream of homeownership. Our Non-Agency product offers Ted Oberson | 408-910-4833 | 650-378-1297 First Time homebuyers allowed Maximum Loan Amount: $2 Million underwriting and processing will match yourborrowers qualified■with borrowers withthat products are underwriting and processing guidelines■ guidelines will match your qualified products are thethat best fitthe best fit ■ Interest ■ 5/1 andto 7/1Repay ARMs A d v a n t We age s confident o f Only our N o nour - A g e n c y P r o g ra m competitive parameters, while meeting all of the Ability (ATR) guidelines. are that Caliber Home Loans, Inc., 3701 Regent Boulevard, Irving, TX 75063 (NMLS #15622). 1-800-401-6587. Copyright©2014. All Rights Reserved. Equal Housing Lender. For real estate and lending professionals only and not for distribution to consumers. This document is not an “advertisement” as defined in 12 CFR 226.2(a)(2). This communication may contain information that is privileged, confidential, legally privileged, and/or exempt from disclosure under applicable law. Distribution to the general public is prohibited. for their situation. No Prepayment Penalty ■ Maximum LTV 85% • Accredited by the California Association of for their situation. Loanwith Officer | ■NMLS# 575719 [email protected] underwriting and processing guidelines will match your qualifiedSenior borrowers products that are the best| fit ■ FICO 640 Oberson ■ DTI up to 50% ■ Purchase Money, Term Independent Schools (CAIS) and theName Ted Name Ted Oberson Name Ted Oberson Name TedRate Oberson for their situation. Title Senior Loan Officer ■ Escrow Waivers allowed ■ Cash Out Refinance to $500,000 Western Association of Schools Nameand Ted Oberson Title Senior Loan Officer Title Name Senior Title Loan Officer Senior Loan Officer ATed dsOberson v aonf to au ge our N c ymP ro g ra m A d v a nTitle t a■ge r sN o fn -Age no c yn -Age P ro gnra ■ First Time homebuyers allowed Maximum Senior Loan Officer Loan Amount: $2 Million NMLS#Loan 575719 Title Senior Officer 575719 Colleges (WASC) NMLS# NMLS# NMLS# 575719 NMLS# 575719 575719 NMLS# Phone 575719 ■ 5/1 and 7/1 ARMs Phone 408-910-4833 408-910-4833 DTI up to 50% Rate Term Phone■ Purchase 408-910-4833 408-910-4833 A d■Money, vPurchase a n t a Phone ge sMoney, o f Phone# ou r2 N o nPhone -Age n c y 408-910-4833 P ro g mup to■50% ■ra DTI Rate Term 650-378-1297 Caliber Home Loans, Inc., 3701 R only and not for distribution to legally privileged, and/or exemp ■ Interest Only ■ No Prepayment Penalty ■ Maximum LTV 85% 2 Phone# 650-378-1297 ■ Escrow Waivers allowed Cash Phone# Out to Refinance to $500,000 Phone Phone# 408-910-4833 650-378-1297 TOUR DATES (RSVP REQUIRED) 2 650-378-1297 Phone# 2 650-378-1297 ■ Escrow Waivers allowed ■2 Cash Out■Refinance $500,000 ■ FICO 640■ DTI up to 50% ■ Purchaseted.oberson@caliberHomeLoans Money, Rate■Term Address ■ homebuyers First Time homebuyers Maximum Loan $2 Million 2 Email 650-378-1297 First Time allowed allowed ■ Maximumted.oberson@caliberHomeLoans Loan Amount: $2Amount: Million Email Email Address Email Address ted.oberson@caliberHomeLoans Address■ted.oberson@caliberHomeLoans Thursday, OctoberPhone# 9, 2014 ■ Escrow Waivers allowed ■ Cash Out 951 Refinance to $500,000 Streetted.oberson@caliberHomeLoans Address Island Blvd.Suite 300 ■ InterestIsland Only ■951 5/1 and 7/1 ARMs ■ Island Interest Only 5/1Mariner's and 7/1 ARMs Email Address Street ■ Address Mariner's IslandStreet Blvd.Suite 300 Street Address 951 Mariner's Address 951 Mariner's Blvd.Suite 300 Blvd.Suite 300 Wednesday, October 15, 2014 ■ First Time homebuyers allowed ■ Maximum Loan Amount: $2 MillionLTV 85% ■ No Prepayment Penalty Maximum City, State, Zip State, San Mateo,CA.94404 Prepayment Penalty ■ Maximum 85% Street Address 951City, Mariner's Island Blvd.Suite 300 Zip City, Zip ■LTV San Mateo,CA.94404 City, State, SanState, Mateo,CA.94404 Zip■ No San Mateo,CA.94404 Name Ted Oberson ■ Interest Only ■ 5/1 and 7/1 ARMs ■ FICO 640 Tuesday, OctoberCity, 28, 2014 Website HTTP://caliberhomeloans.co/toberson ■ FICO 640 HTTP://caliberhomeloans.co/toberson State, Zip SanWebsite Mateo,CA.94404 Website Website HTTP://caliberhomeloans.co/toberson HTTP://caliberhomeloans.co/toberson Title Senior Loan Officer ■ No Prepayment Penalty ■ Maximum LTV 85% NMLS# 575719 Website HTTP://caliberhomeloans.co/toberson Thursday, November 6, 2014 ■ FICO 640 Phone 408-910-4833 Phone# 2 650-378-1297 Wednesday, November 19, 2014 Ted Oberson Name Ted Name Oberson Email Address ted.oberson@caliberHomeLoans Title Senior Loan Officer Title 3701 Senior LoanBoulevard, Officer Tuesday, December 2, 2014 Caliber Home Loans, Regent Irving, TX 75063 (NMLSTX #15622). 1-800-401-6587. Copyright©2014. All Rights Reserved. Equal Housing Equal Lender. For realLender. estate For andreal lending professionals Street Address 951 Mariner's Island CaliberInc., Home Loans, Inc.,575719 3701 Regent Irving, 75063 (NMLS #15622). 1-800-401-6587. Copyright©2014. All Rights Reserved. Housing estate and lending professionals CaliberBoulevard, Home Loans, Inc., Caliber 3701 Home Regent Loans, Boulevard, Inc.,Blvd.Suite 3701 Irving, Regent TX 300 75063 Boulevard, (NMLS #15622). Irving, TX1-800-401-6587. 75063 (NMLS #15622). Copyright©2014. 1-800-401-6587. All Rights Copyright©2014. Reserved. Equal All Rights Housing Reserved. Lender. Equal For real Housing estate Len an NMLS# NMLS# 575719 only and not for distribution to consumers. This document is not an “advertisement” as defined in 12 226.2(a)(2). This226.2(a)(2). communication may contain information that is privileged, Name Ted Oberson City, Zip San Mateo,CA.94404 only and not for distribution to consumers. This document isto not an asCFR defined 12 CFR This communication may contain thatconfidential, ismay privileged, confidential, only and notState, for distribution only and not consumers. for“advertisement” distribution This document to consumers. is not in an This “advertisement” document is not as an defined “advertisement” in 12 CFR 226.2(a)(2). as defined This ininformation 12 communication CFR 226.2(a)(2). Thiscontain communication information may that conta is legallyInc., and/or exempt from disclosure under applicable law.applicable Distribution to Distribution the general isReserved. prohibited. Phone 408-910-4833 Caliber Loans, 3701 Regent Boulevard, Irving, TX 75063 (NMLS #15622). 1-800-401-6587. Copyright©2014. Allpublic Equal Housing For real estate and Wednesday, December 10,Home 2014 Phone 408-910-4833 legally privileged, and/or exempt from disclosure under law. toRights the general public is prohibited. legally privileged, and/or legally exempt privileged, from disclosure and/or exempt under from applicable disclosure law. Distribution under applicable toLender. thelaw. general Distribution public istoprohibited. the lending general professionals public is prohibited. Titleprivileged, Senior Loan Officer Website HTTP://caliberhomeloans.co/toberson only and not for distribution to consumers. This document is not an “advertisement” as defined in 12 CFR 226.2(a)(2). This communication may contain information that is privileged, confidential, Phone# 2 650-378-1297 Phone# 2 650-378-1297 575719 legally privileged, NMLS# and/or exempt from disclosure under applicable law. Distribution to the general public is prohibited. Wednesday, January 7, 2015 Address ted.oberson@caliberHomeLoans Email AddressEmail ted.oberson@caliberHomeLoans Phone 408-910-4833 Email Address ted.oberson@caliberHomeLoans Street Address 951 Mariner's Island Blvd.Suite 300 City, State, Zip San Mateo,CA.94404 Website HTTP://caliberhomeloans.co/toberson YOUR AD HERE! Caliber Home Loans, Inc., 3701 Regent Boulevard, Irving, TX 75063 (NMLS #15622). 1-800-401-6587. Copyright©2014. All Rights Reserved. Equal Housing Lender. For real estate and lending professionals only and not for distribution to consumers. This document is not an “advertisement” as defined in 12 CFR 226.2(a)(2). This communication may contain information that is privileged, confidential, legally privileged, and/or exempt from disclosure under applicable law. Distribution to the general public is prohibited. RATES www.samcar.org/advertising RESERVATIONS [email protected] Street Mariner's Island Street Address 951 Address Mariner's951 Island Blvd.Suite 300Blvd.Suite 300 Phone# 2 650-378-1297 City,San State, Zip San Mateo,CA.94404 State, Zip Mateo,CA.94404 Caliber Home Loans, Inc., 3701 Regent Boulevard, Irving, TX 75063 (NMLS #15622). 1-800-401-6587. Copyright©2014. All Rights Reserved. Equal Housing Lender. For real estate and lending professionals Email Address City, ted.oberson@caliberHomeLoans only and not for distribution to consumers. This document is not an “advertisement” as defined in 12 CFR 226.2(a)(2). This communication may contain information that is privileged, confidential, Website HTTP://caliberhomeloans.co/toberson HTTP://caliberhomeloans.co/toberson Street Address Website 951 Mariner's Island Blvd.Suite 300 legally privileged, and/or exempt from disclosure under applicable law. Distribution to the general public is prohibited. City, State, Zip San Mateo,CA.94404 Website HTTP://caliberhomeloans.co/toberson www.careyschool.org One Carey School Lane San Mateo, CA 94403 Main (650) 345-8205 Admissions (650) 345-4410 Home Loans, Inc., 3701Irving, Regent Irving, TX 75063 (NMLS #15622). 1-800-401-6587. Copyright©2014. Rights Reserved. Equal Lender. For realprofessionals estate and lending professionals Caliber Home Loans,Caliber Inc., 3701 Regent Boulevard, TXBoulevard, 75063 (NMLS #15622). 1-800-401-6587. Copyright©2014. All Rights Reserved. All Equal Housing Lender. For Housing real estate and lending only and not for distribution to consumers. This is not an “advertisement” defined inThis 12 CFR 226.2(a)(2). This may contain information that is privileged, confidential, only and not for distribution to consumers. This document is not an document “advertisement” as defined in 12 CFRas 226.2(a)(2). communication maycommunication contain information that is privileged, confidential, legallyexempt privileged, exempt from disclosure under applicable law.general Distribution general public is prohibited. legally privileged, and/or fromand/or disclosure under applicable law. Distribution to the publictoisthe prohibited. Caliber Home Loans, Inc., 3701 Regent Boulevard, Irving, TX 75063 (NMLS #15622). 1-800-401-6587. Copyright©2014. All Rights Reserved. Equal Housing Lender. For real estate and lending professionals only and not for distribution to consumers. This document is not an “advertisement” as defined in 12 CFR 226.2(a)(2). This communication may contain information that is privileged, confidential, legally privileged, and/or exempt from disclosure under applicable law. Distribution to the general public is prohibited. SAMCAR Tour Sheet w w w .mlslistings.com Tour Date Tuesday, December 16, 2014 Date as of 12/15/2014 12:02:05 PM Standard Tour hours are 9:30 to 1:30; All-day Tours are from 9:30 to 4:30 unless otherw ise noted. N.B. Underlined Addresses Indicate a First Time Show ing for that Property A Chevron (») before and after («) an address indicates a price reduction of 5.0% or greater. Burlingame 11 81441382 REDWOOD CITY 1 81444645 335 RW H1 3709 Country Club DR Class: 1 CS:Glennan $1,549,000 AP:(650) 222-2327 OTD: BDRMS: 4 /BTHRMS: 2 /0 Lot size:7848 Sq.Ft. 1830 4 bedroom 2 bath, single level property and flat back yard. Treats served 2 81439521 336 TODAY1 1375 EDGEW OOD RD Class: 1 CS:Scenic Dr $2,998,000 LA:Laura Bertolacci AP:(650) 597-1818 OTD: 11/18/2014 12:00:00 BDRMS: 5 /BTHRMS: 5 Lot AM /1 size:10980 Sq.Ft. 4003 Gorgeous Gated Custom Villa! Separate Pool House, W ine Room, A/C, 2 FamRms 3 81434000 336 CBR3 121 SPRINGDALE W Y Class: 1 CS:Cordilleras $1,999,000 AP:(650) 596-5422 OTD: 9/23/2014 12:00:00 BDRMS: 6 /BTHRMS: 5 Lot AM /1 size:26700 Sq.Ft. 5200 SAN CARLOS 4 81444728 351 CS: SGKC011 954 Sunset Drive Class: 1 $1,395,000 LA:Carl Segelke TODAY1 466 1436 Drake Avenue Class: 1 LA:Mary Bee AP:(650) 343-9999 OTD: BDRMS: 5 /BTHRMS: 3 /0 13 81444791 MSPI2 467 CS:Mills 1448 Laguna AVE AP:510-862-1820 Lot size:5040 LA:Michael Amaroli 14 81440206 472 CS:Ashton APR10 2156 TROUSDALE DR Class: 1 1302 Notre Dame AVE Sq.Ft. 1970 $979,000 Status: 1 AP:(650) 596-5425 Lot size:7872 15 81444568 CBR4 320 Vallejo DR 31 Class: 1 Sq.Ft. 1500 16 81428098 603 2001 Hastings Shore LN $649,000 Status: 1 OTD: BDRMS: 2 /BTHRMS: 2 /0 AP:(650) 685-7681 Lot size:168569 Sq.Ft. 988 Vacant-Go direct. Please remove shoes. Unit # is same as address (2001). 7 81444631 378 1 Chart Lane Class: 1 CS:Genoa OTD: TODAY1 $899,000 AP:650-799-2204 BDRMS: 3 /BTHRMS: 2 /1 Lot size:0 Sq.Ft. 1610 3 Bed/2.5 bath tri-level tow nhome w ith attached garage and extra storage. CBR3 393 BHHS1 343 Catamaran ST Class: 1 CS:Beach Park Blvd $928,000 Status: 1 LA:Andy Gan OTD: BDRMS: 3 /BTHRMS: 2 /1 AP:(650) 922-3168 Lot size:1963 Sq.Ft. 1340 All day. Beautiful W inston Village end unit in Foster City. Offer on W ed. Foster City 9 81444626 395 CS:Catamaran 108 Carnoustie DR $1,557,000 Status: 1 LA:Philip W atson AP:(650) 345-9702 BDRMS: 4 /BTHRMS: 3 Lot /0 size:6332 Sq.Ft. 3178 HALF MOON BAY 17 81444784 CS:Carmel APR11 854 Ferdinand AVE Class: 1 $849,000 Status: 1 LA:Kirsten H Jaeb OTD: BDRMS: 4 /BTHRMS: 3 /0 AP:(650) 504-1469 Lot size:5750 Sq.Ft. 1810 Unique, w ell-maintained El Granada home! Moss Beach FOSTER CITY 8 81444619 Sq.Ft. 1352 Carnoustie phase 2 release! Brilliant new homes in Ocean Colony - Open until 1 621 Status: 1 LA:Haifa Khoury AP:(650) 558-6886 Lot size:266734 Class: 1 6 81444723 LA:Danielle Petty $649,000 Half Moon Bay OTD: 8/5/2014 12:00:00 AM CS:Redw ood Shores Parkw ay Sq.Ft. 1520 Status: 1 LA:Jeff Lamont CS:Fairw ay Class: 1 AP:(650) 245-7856 Stunning SF Bay View s*Spacious 3Br/2Ba*Laundry in the Unit*Lunch Served First time offered in 48 years. Needs TLC 370 $1,560,000 OTD: 11/18/2014 12:00:00 BDRMS: 3 /BTHRMS: 2 Lot AM /0 size:8400 REDWOOD CITY CBR4 Sq.Ft. 2008 Status: 1 LA:Molly Mausser 5 81444691 OTD: BDRMS: 4 /BTHRMS: 2 /0 Lot size:3900 Open 10-1...Totally remodeled. A must see! Bright, open floorplan! 480 LA:Helen Cross $1,890,000 AP:(650) 400-6501 OTD: BDRMS: 3 /BTHRMS: 3 /0 OTD: BDRMS: 3 /BTHRMS: 2 /0 Class: 1 Sq.Ft. 2950 Status: 1 CS:Frontera CS:Folger/Arbor Lot size:6000 Class: 1 BELMONT 362 $2,998,000 Status: 1 MILLBRAE Open house Rain or Shine!! 9:30 - 1:30 CBR6 Sq.Ft. 1180 DFT! This beautifully remodeled home is open all day, offers as they come! Status: 1 OTD: BDRMS: 3 /BTHRMS: 2 /0 AP:(650) 740-3218 Burlingame Status: 1 LA:Deborah Chelini LA:Alisa Ruiz-Johnson BURLINGAME CS: Status: 1 $4,500 Status: 1 OTD: 12/9/2014 12:00:00 BDRMS: 2 /BTHRMS: 1 Lot AM /0 size:5450 12 81444725 Redwood City 2120 CARMELITA AV Class: 5 CS:Vancouver Status: 1 LA:Camilo Perez MCGR2 466 18 81440074 AMSI1 151 ALTON AV 630 Class: 1 CS:Beach LA:Scott F. Russell $1,395,000 Status: 1 AP:(415) 447-2020 OTD: 11/18/2014 12:00:00 BDRMS: 4 /BTHRMS: 2 Lot AM /1 size:8400 Sq.Ft. 2820 10am-12PM PACIFICA JPDA1 151 Ketch Class: 1 LA:Janet Davis $1,595,000 Status: 1 AP:(650) 596-8882 19 81444569 652 CBR87 Class: 1 1269 ALICANTE DR Status: 1 $699,888 CS:Catamaran LA:Janet Davis OTD: BDRMS: 5 /BTHRMS: 3 /0 AP:(650) 596-8882 Lot size:8075 Sq.Ft. 2560 Lunch Served & Open until 2:00pm 10 81438373 400 CBR3 Class: 1 CS:Sea Spray Lane CS:LINDA MAR BOULEVARD LA:Bill Haskins OTD: BDRMS: 3 /BTHRMS: 2 /0 AP:(650) 359-4904 Lot size:9480 Sq.Ft. 1540 Original ow ners offer this exceptional value. Great view s of Montara Mtn. 840 SEA SPRAY LN #103 $748,847 Status: 1 LA:Donna Marie Baldw in AP:(650) 558-4242 OTD: 10/28/2014 12:00:00 BDRMS: 2 /BTHRMS: 2 Lot AM /0 size:621905 Sq.Ft. 1233 20 81444692 662 CS:Inverness PREC1 621 Hickey BLVD C Class: 1 LA:Roseann Garza OTD: BDRMS: 2 /BTHRMS: 1 /1 $565,000 Status: 1 AP:(650) 440-3115 Lot size:924 Sq.Ft. 1150 2 Bed, 1.5 Bath, Ocean View from Deck & Master Bed! Detached Garage! Must see Building a Secure Future THE RIGHT LOAN. THE RIGHT RATE. THE RIGHT TEAM. 30 YEARS EXPERIENCE IN LENDING OVER 2 BILLION IN FUNDED LOANS FIVE QUICK CLOSINGS & GREAT SERVICE ON YELP! It is my commitment to help our clients choose the home financing that fits their unique needs and financial situation. I will ensure that you are informed of the loan’s progress each step of the way and I am always available to answer any questions that either you or your clients may have. For fast approvals and a smooth, stress-free home financing experience, contact Michael Haigh of W.J. Bradley today. MICHAEL HAIGH Branch Manager NMLS. 200819 Direct 415.269.4461 [email protected] FACEBOOK.COM/MICHAELHAIGHTEAM © 2014 W.J. Bradley Mortgage Capital, LLC. 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government. ; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RML No. 4131002 and under the California Finance Lenders Law CFLL No. 603 K495 No Cost Home Loans Available With Ascend Mortgage Your Community Brokerage Become an Ascend Mortgage Preferred Realtor 1 Give your buyers Ascend Reward Credits* Towards their Closing Costs 2 3 Close on time with the Ascend Mortgage Closing Guarantee** Utilize our marketing materials to help you sell We Make the Loan Process Easy and Quick! Contact a Mortgage Consultant for details: 1-877-212-4010 [email protected] Visit Us Online at: www.AscendMortgage.com *Ascend Reward Credits are available on all purchase transactions closed with Ascend Mortgage. Minimum loan amount is $250,000. For every dollar borrowed, Ascend Mortgage will credit ½ a percent towards your buyers closing costs. Speak with a Mortgage Consultant for details. **Ascend Mortgage if at fault for delaying your buyers loan to close will pay the principal, interest, taxes, and insurance per diem for the delay in closing your buyers loan. Speak with a Mortgage Consultant for details. As c en d Mortg a g e | 3 0 W 3 9 th Ave S ui te 1 0 4 | S a n M ateo , CA 9 4 4 0 3 Licensed by the Bureau of Real Es tate LIC# 01491399 N MLS# 238056 Ready to Buy? Take the Stearns PremierPath™ to a faster loan pre-approval ® You want to get to the closing table as soon as possible. Financing your home with Stearns® PremierPathTM is a great way to get there. Mark Harrison Stu Ford Sales Manager NMLS# 447696 Direct: 650.759.5936 [email protected] Mortgage Loan Originator NMLS# 873575 Direct: 214.789.5008 [email protected] Stearns® PremierPathTM offers you a fast pre-approval in two business days or less! If we miss our deadline, you’ll receive a $500 credit at closing*. Kamna Mittal Lilia Ledezma Present us with a completed loan application and all supporting documents†, and you’ll learn if you qualify in just two business days. Mortgage Loan Originator NMLS# 926641 Direct: 650.515.9961 [email protected] Han Kim Mortgage Loan Originator NMLS# 316017 Direct: 650.307.6675 [email protected] Mortgage Loan Originator NMLS# 1199105 Direct: 650.771.1237 [email protected] 1900 S. Norfolk St. Suite 350 San Mateo, CA 94403 Branch NMLS# 1190351 www.stearnshomeloans.com/sanmateo *In order to qualify for the $500 credit that is applied towards the borrower's closing costs, the following terms and conditions must be satisfied: (i) borrower provides all necessary pre-approval loan documentation as requested by Stearns, receipt of which is confirmed in writing by Stearns; (ii) Stearns fails to provide a conditional pre-approval letter to the borrower within two business days of confirming receipt of all documentation; (iii) borrower ultimately qualifies and closes the home loan through Stearns, after clearing any additional documentation requirements and property-type conditions. † Supporting documents includes 1 month of pay stubs, W2 forms for the last two years, and other documentation that substantiates borrowers’ income and debt obligations derived from assets, self-employment and any other documentation that Stearns requires. This is not a commitment to lend. Program restrictions apply. Stearns Lending, LLC offers many loan products. Stearns Lending, LLC is a California Limited Liability Company headquartered at 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707. (800) 350-LEND (5363) Company NMLS# 1854. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA# 4130495; This information is accurate as of August 26, 2014. © 2014 Stearns Lending, LLC All Rights Reserved. SHL448. We are HISCO, the home warranty experts. For more than 35 years, we’ve provided homeowners and real estate professionals with comprehensive coverage and a common sense service approach. Our Promise: Never pay a service fee unless we actually make a repair To learn more about us or to try our simple ordering system, visit hiscohw.com. Toni Burrows Senior Account Executive [email protected] 650-787-4876 800-831-8200 | hiscohw.com We want to help make your clients’ homeownership dreams a reality. Citibank offers you: n World-class fulfillment services. Our on-time closing guarantee* proves our commitment to quality service. n Access to both conventional and unique portfolio mortgage products. n The opportunity to create a customer-centric relationship. Our model is customizable to fit your needs and will be the cornerstone of our relationship. n An advantage to you in your market with Citibank’s strong global brand. n An experienced team to work exclusively on home purchase transactions. To learn more about working with Citibank, please contact: Phillip Braga Home Lending Officer 650.619.1885 [email protected] NMLS# 483450 Kathy Liu Home Lending Officer 415.200.6677 [email protected] NMLS# 410091 Randall Tom Home Lending Officer 650.743.7789 [email protected] NMLS# 633699 Joanna Burns Home Lending Officer 650.454.9030 [email protected] NMLS# 726272 Nirmalya Modak Home Lending Officer 408.829.0041 [email protected] NMLS# 633685 Vera Tom Home Lending Officer 650.743.8887 [email protected] NMLS# 633642 Terms, conditions and fees of accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Offer cannot be combined with any other mortgage offer. * If your client is purchasing a home, we guarantee to close by the date specified in the purchase contract, unless prohibited by federal law*, and further provided that the date is at least 30 days after the application date and the date of the purchase contract. If the loan fails to close on time due to a delay by Citibank, your client will receive a credit towards closing costs of $1,500. Offer not available for refinance loans, co-ops, unapproved condos, residences under construction, community lending loans, and government loans. In Texas, the credit may not result in your client receiving cash back. (*Federal law requires certain disclosures be delivered to the borrower at least 3 business days before consummation. The guarantee to close does not apply if such disclosures are required and the closing is delayed due to the 3 business day waiting period.) © 2014 Citibank. Citibank, N.A., Equal Housing Lender, Member FDIC. NMLS# 412915. Citi, Citibank, and Citi with Arc Design are registered service marks of Citigroup Inc. ONE SMART MOVE DESERVES ANOTHER Find me at our new office 155 Bovet Road Suite 750 San Mateo, CA 94402 Now that EverBank’s opened a home lending office nearby, I’m just an arm’s length away. So when the time’s right, clients can tap into my local market knowledge and overall lending expertise to get through the process easily, well-informed and most importantly, with the mortgage that’s in line with their financial picture. After all, financing a home is a big decision and no doubt, you want a lender who gets it. IT’S ALL ABOUT YOU I’m here to make sure it all goes off without a hitch and give 110% every step of the way so that closing happens smoothly and without any surprises. KEEPING THE BOTTOM LINE TOP OF MIND EverBank offers a multitude of loans with a variety of terms. Whether the goal is to keep payments low or secure financing for a large amount or complex situation, I’m sure to have a fitting solution. NEARBY AND IN THE KNOW With over 25+ years in San Mateo, I know lending and the area first-hand. When it's time to talk, visit me at our new office. �Contact me to learn more Call 650.445.0165 © 2013 EverBank. All rights reserved. 12ERM0187.1 Contact me to learn more Bob Carrie Branch Manager 650.445.0165 [email protected] www.everbank.com/bcarrie NMLS ID: 583059 GIVE YOUR LISTING A COMPETITIVE ADVANTAGE INTRODUCING THE SELLER’S EDGE PROGRAM For sellers, buying and selling a home can be a complex and expensive transaction - having the right partnership can help ensure a seamless transition. The Seller’s Edge Program was designed to provide your client with an advantage for selling their home and peace of mind during their next purchase. The program rewards your client for offering concessions by providing a rate lock and receipt of up to $595 off closing costs.* Lock the Rate With our SecureLock Program, your client can lock the interest rate before a property is identified or built.* Receive up to $595 off closing costs.* Cash-in Your client receives up to $595 off closing costs.* Kelly Trueb Loan Officer Stand Out from the Rest Sellers who offer concessions attract more buyers. Work with Us Contact me to secure financing of your client’s next purchase. Co-Branding opportunity available. YOUR NAME HERE. 650.302.4000 cell [email protected] NMLS #340780 *CERTIFIED RESTRICTIONS MAY APPLY. NO CASH VALUE. CLOSING COST CREDIT MAY NOT BE REDEEMED AS CASH BACK. FINANCING PROVIDED BY AMERICAN PACIFIC MORTGAGE CORPORATION. Call me for an appointment! SAMCAR CALENDAR LIKE SAMCAR ON FACEBOOK facebook.com/samcar.fans FOLLOW SAMCAR ON TWITTER @SAMCARInfo VISIT SAMCAR.ORG Whether you’re on the go with only your phone in hand or sitting at your desk, as long as you have Internet access you have SAMCAR information at your fingertips with your Association’s web site. Find details for the following . . . CLASSES www.samcar.org/education EVENTS FIND SAMCAR ON GOOGLE+ plus.google.com/+SamcarOrg TOUR MEETINGS 8:30 a.m. Combined Tour ONLY First Tuesday of each month PIASC, 100 North B Street San Mateo 8:30 a.m. Central Tour SAMCAR, 850 Woodside Way San Mateo 8:30 a.m. South Tour Veterans Memorial Building 1455 Madison Avenue Redwood City 8:30 a.m. North Tour www.samcar.org/events SSF Municipal Building 33 Arroyo Drive South San Francisco Relay newsletter 9 a.m. Half Moon Bay Tour SAMCAR Classes and Events are announced every week in our Relay e-mail newsletter. Do you read the Relay? Even if it’s just a quick scan we strongly encourage you to check it out before deleting it. On the go? Point your mobile browser to www.samcar.org/Relay on Wednesday afternoon. social media Get SAMCAR updates in your daily newsfeed! Connect with us on Facebook, Twitter, Google+, and LinkedIn. Community Center 535 Kelly Avenue, Half Moon Bay 9:30 a.m. Pacifica Tour Community Center 540 Crespi Drive, Pacifica MLS Tour Sheet Deadline Reminder Broker/Property tours Tuesdays 9:30 a.m. – 1:30 p.m. Deadline to add tours in MLS Mondays, 11 a.m. Deadlines subject to change for holidays. Deadline for Monday holidays prior Friday at 11 a.m. View tour sheet by Monday afternoon www.samcar.org/tour Diamond Gold Silver Better Homes and Gardens Real Estate | JF Finnegan Realtors Boston Private Bank & Trust Company Signature Realty & Mortgage Provident Credit Union Banc Home Loans Citibank | Nasir Farooqui Coldwell Banker Guild Mortgage MLSListings, Inc. Marshall Realty Sterling Bank AMS Bekins Bronze Bank of America Home Loans Foster City & South San Francisco Coldwell Banker Fahey Properties Inc. California Real Estate Loans HISCO/Cres Home Warranty RE/MAX Vision Real Estate Denise Granville, State Farm Trowbridge Insurance SF Chronicle | SFGate Prospect Mortgage Bankers Preferred Cresci Insurance SUPRA learn more about corporate sponsorships at W W W.SAMCAR.ORG/SPONSORSHIP
© Copyright 2024