Adoption Policies & Practices Program Updates Bulgaria: Bulgaria is one of Lifeline’s newer programs and we have just celebrated our first successful adoption. We have many other families in process with identified children and they are anxiously waiting on their appointment to travel. We are currently able to accept families desiring to adopt a particular pre-identified waiting child from our waiting child list. We can also accept families that are desiring to submit a dossier for a child that is special needs, older (above age 6) and/or sibling group (provided that the policy and qualifications of Bulgaria are met as well as the requirements of your state of residence and Lifeline’s requirements). Dossiers for healthy younger children may be accepted on a case to case basis with the adoptive parents understanding that the wait for a referral can be very long and with the understanding that a referral may never be given. Bulgaria is giving preference for healthy younger children to Bulgarian families and to families that have had their dossiers in country for a healthy child since 2006 and 2007. Lifeline has a positive relationship with the Ministry of Justice (MOJ) in Bulgaria. This adoption authority is strong and consistent and is committed to find home for these special needs children. Currently Lifeline works with Dreams Foundation and St. Konstantin and Elena Foundation in the country of Bulgaria. China: China continues to be Lifeline’s longest – running international program, established in 2000. Our in- country program facilitator, Lily, was born in China and has a close working relationship with both the CCCWA and the US Embassy in Guangzhou, China. In addition to our incredible facilitator, Lifeline has a dedicated travel team member in each providence of China participating in the inter-country adoption program. At this time, Lifeline continues to insure that the process of adopting from China runs as smoothly as possible for our adopting families. While the wait for referrals has increased over the past two years to the current 30-36 month wait (from dossier submission), the program remains stable and reliable. Our ever- growing Special Needs program is becoming more popular each day.Through the China Special Needs Program families are able to adopt children, ages 1-14, with medical special needs. The Special Needs process is a much expedited program, with families traveling approximately six months from either the submission of your dossier or the identification of a child. In March of 2008, Lifeline received approval from the CCCWA to be a part of the exclusive China adoption on-line process, giving us personal access to the CCCWA. We are grateful to be included in the group and appreciative of the benefits membership in this group will provide to our families. In May of 2011, Lifeline was granted the privilege of working exclusively with the Maoming Orphanage, This will allow us to work long-term with this particular orphanage in many unique ways. Our relationship with maoming will benefit both the children in the orphanage and also waiting adoptive families. Congo: The Congo has been at the center of what is deemed “Africa’s War”, a war conflict lasting many years between the countries bordering the Congo. Due to these numerous African wars, much of the people of the Congo Page 1 giving children a hope and a future have been afflicted and struggle to provide their basic needs. In 2010, there was a reported 1.7 million internally displaced persons and refugees as a result of these wars. Because of this, Lifeline saw the need of many of these orphans and was led to start an adoption program in the hopes of providing loving families for these children. Congo is a new program to Lifeline, and we are currently in the pilot stages of the program. We are working on completing our first adoption that will happen in the Summer of 2012. We currently have 3 pilot families as well as many other families who have also started the adoption process through Congo. Even though this program is still in the pilot stages, there has been much popularity within this program. We are estimating that the adoption process from start to finish will be between 15-18 months. Children of all ages are able to be adopted ranging from under 1 years old to 14 years old. We are establishing very good relationships with our U.S. Embassy, the Municipality, and the Ministry of Gender, Family, and Child. Costa Rica: In spite of its amazing natural beauty and ability to draw tourists from around the world, Costa Rica is a country with incredible needs. There are many thousands of children within its borders who have been abandoned or orphaned through traumatic circumstances. Presently, these precious children are in need of permanent, loving homes. Lifeline is looking to find exceptional parents for these needy children. The Patronato Nacional de la Infancia (PANI) is the Costa Rican child welfare authority and oversees all adoptions from Costa Rica. The Costa Rica Program is designed for older children (at least age 6 or 7), sibling groups (one child could be age 5 or under), and children that have one or more medical special needs (all ages). Both boys and girls are available for adoption through this program. Costa Rica is a choice country for the following reasons: Newly re-opened “Hague-certified” program; high quality orphanage care; detailed medical and developmental information on available orphaned children; children in orphans receive counseling services and advocacy; a well established government child welfare agency oversees the “transition” process; and children reside with the adoptive parents throughout the family’s in-country stay. Dominican Republic: The Dominican Republic has the second largest economy in the Caribbean and Central American region and it is known for its great biological diversity and great tourist attractions. Nevertheless, despite all the country has to offer; unemployment and government corruption still exists as major problems for thousands of Dominican families. Many families often have to struggle to survive and provide for the basic necessities of their children. As a result, parents find themselves in positions where they are not adequately able to take care of their children. These children often end up in orphanages or worse on the streets, having to fend for themselves. These children are in desperate need of becoming a part of loving permanent homes! According to CONANI, the Dominican Republic’s Central Authority that is responsible for the administrative phase of international adoptions, children as young as 18 months old and as old as 17 years old can be eligible for adoption, as well as sibling groups. The children who are considered for adoption may or may not have special needs; however CONANI considers any child age 4 and older as “special needs” solely on the basis that the child is older and has likely experienced the effects of institutionalization. If you choose to adopt from the Dominican Republic, we would be more than happy to partner with you through this journey! Lifeline has an excellent in-country team in the Dominican Republic and has established, quality relationships with local persons of contact through the Central Authority, CONANI. Additionally, Lifeline’s own missionary family, the Little’s, will be living in the Dominican Republic and be working directly with orphan care. Ethiopia: Lifeline recently launched this program to help the 5 million orphans in Ethiopia find loving, Christian homes. Sadly, the beautiful country of Ethiopia has been devastated by war, drought, and illness; leaving millions of children as orphans. Adopting a child from Ethiopia is an excellent way to add to your family and provide a child with a loving home. Lifeline Children's Services is a non-profit, state licensed agency placing children both domestically and internationally into loving Christian homes as well as ministering to expectant mothers in need. “Lifeline Children’s Services exists to provide a hope and a future for Caption describing picture or graphic. children around the world by bringing families together through the mission of adoption.” 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811 Haiti: Even before the devastating earthquake in January 2010, Haiti was considered one of the poorest countries in the world, and the poorest nation in the western hemisphere. Almost 3 out of every 4 adults in the country are unemployed. Due to years of an unstable political and economic climate, there are thousands of precious children who need loving Christian homes. Children as young as two months old are referred and sibling groups are available (older children and special needs children are also available). Currently the children from Haiti are primarily special needs. The orphanage we work with is well maintained and staffed. The qualifications for families are unique in many aspects for other countries, but on occasion special provision can be made. Hungary: Hungary is one of Lifeline’s newer programs and in December of 2010 celebrated our first successful adoption from this country. Hungary is a program where you have to be approved to adopt children ages 0 to 8. This is standard for the country of Hungary. Even though our program is still new, we have seen the adoption authority offer to Lifeline ages as young as three. Sibling groups as well as children who are healthy to minor special needs are available for adoption. Your child may have lived in a foster home or orphanage prior to their adoption, and when your child is adopted, your child must be the youngest child in your home at the time of the adoption. A referral will be given prior to travel, but there is not a waiting child list to choose from. We work closely with our facilitator to locate the child that matches what you are potentially looking for. Hungary is a great country with a lot to offer a family who is pursuing adoption. One of the most exciting aspects about the country of Hungary is the pictures, video, and thorough medical report that you receive as part of the referral process. Lifeline anticipates much growth in this country in the months to come. “Children really are a blessing from the Lord” Peru: Peru is one of Lifeline’s longest established Latin American programs. Over the years, we have had much success in bringing precious children home from Peru. Lifeline has worked hard to establish excellent in country contacts and strong relationships with the Central Adoption Authority in Peru so that the process will be easier on our families who are adopting. Due to the extreme poverty conditions and high birth rates in Peru, there are thousands of children in who have been abandoned by their families or live on the streets. The number of children who are in need of a permanent home is staggering and Lifeline is very committed to seeing that these children are matched with loving, Christian families. Peruvian adoption is an excellent way for couples and single parents alike to add to their families and provide a child with the forever love and care that they deserve. Taiwan: Taiwan continues to be a great option for families who are looking to adopt a waiting child with special needs. Lifeline has established a wonderful working relationship with Cathwel in Taiwan. In addition to the amazing communication we have with the staff at Cathwel, we have a dedicated Taiwan team at Lifeline who will assist you with your adoption. Although the Taiwan program does have unique characteristics that other countries may not have, we have been encouraged by the opportunities that have been presented to our families in this program. Taiwan is becoming an exciting option for families who may not qualify for our Lifeline China program and who desire to adopt a child from Asia. Through our Taiwan Special Needs Program, we have many children who are waiting that range in age from 6 months to 13 years. Our waiting children are primarily boys and sibling sets are also available through this program. As the Taiwan program grows, we constantly strive to make this program an even better option for our families. We are excited about the beautiful children who are available through our Taiwan program and helping you with your journey to your child. To learn more about our Lifeline Taiwan program, please visit our website. Uganda: This East Africa country brims with natural beauty that extends to the approximately 2.3 million orphans looking for a forever family. Lifeline launched its adoption ministry in Uganda in the summer of 2008 with a vision to help find loving, Christian homes for these amazing children who otherwise might never experience the love and care from having a family of their own. Adopting a child from Uganda is a wonderful way to add a member to your family and provide a child a loving home Ukraine: In June of 2011, the president of Ukraine signed a law stating that no children under the age of 5 could be adopted from Ukraine. The requirement is that children have to be registered with the central adoption authority, the SDA (State Department for Adoptions and Protection of the Rights of the Child), for one year and be five years of age before they are eligible to be adopted. The amendment to the family code exempts children with certain special needs, relative adoptions, and sibling adoptions. The Ukrainian government is in the process of updating the definition of special needs. This process, by law, should be completed by October 11, 2011. The SDA was previously functioning under the Ministry of Family, Youth and Sports, and it is currently transitioning to function under the Ministry of Social Policy. This switch from one ministry to the other began in July of 2011. The good news is that while this transition is taking place, the SDA is functioning as the adoption authority in Ukraine and adoptions are taking place. We will most likely see the SDA have a name change as well once the full transition is complete. There has not been a time frame given as to the completion of the transition. Even through transition, Lifeline continues to have success with adoption and is excited about the future of Ukraine adoptions. Our commitment to see children five years of age and older adopted is strong. Our ten year program in Ukraine remains committed to see that these children find forever families. For more information on all of our adoption programs please visit our website at: www.lifelineadoption.org or contact our International Director at (205)967-0811. Lifeline’s Complaint Policy Lifeline Children’s Services permits any birth parent, prospective adoptive parent or adoptive parent to lodge, directly with Lifeline, a hand-written or typed, signed and dated complaint about any of the services or activities of Lifeline (including its use of supervised providers) that he or she believes raise an issue of compliance with the Convention, the IAA, or the regulations implementing the IAA, and advises such individuals of the additional procedures available to them if they are dissatisfied with the agency’s response to their complaint. Lifeline responds in writing to complaints received within thirty days of receipt, and provides expedited review of such complaints that are time sensitive or that involve allegations of fraud. Lifeline maintains a record of each complaint received and steps taken to investigate and respond to it and makes this record available to the accrediting entity or the Secretary upon request. For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future. Jeremiah 29:11 Page 2 Lifeline does not take any action to discourage a client or prospective client from, or retaliate against a client or prospective client for: making a complaint; expressing a grievance; providing information in writing or interviews to an accrediting entity on Lifeline Children’s Services’ performance; or questioning the conduct of or expressing an opinion about Lifeline Children’s Services. Lifeline will provide information on the Hague Complaint Registry when the Department of State makes it available. * A full text version of the Complaint Policy will be reviewed and signed by all prospective adoptive parents at the time the adoption services contract is signed. 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811 Citizenship and Immigration Services Post-Adoption Services Families applying to adopt internationally will need to submit an I-800A or 600A (Advance Processing for Orphan Petition) to the National Benefits Center. There is an application fee and a fee to process biometric fingerprinting. Anyone 17 years old or older; currently living in the home must be fingerprinted for CIS. Lifeline is committed to helping families have a successful adoption experience from the time an application is received, to long after the family has come home. Lifeline seeks to demonstrate this commitment by providing post-adoption services and support for families. Lifeline has a full-time social worker committed to providing post-adoption services and organizing post-adoption support efforts. Families with a current CIS approval that will expire before travel may receive one free extension of their approval by filing a new I-800A or I-600a before the first expires. The CIS approval (I-171H or I797C) is valid for 15 months from the approval date. Lifeline recommends that families in the Southeast utilize the resources of the International Adoption Clinic in Birmingham. The IAC is an interdisciplinary clinic that has a pediatrician, a family therapist, and a developmental therapist on staff, who have all adopted internationally, to serve the initial and ongoing medical, developmental, and emotional needs of the adoptive parents and their children. For more information visit: http://www.uscis.gov. Lifeline Involving Families Everywhere LIFE Groups are made up of adoptive families who desire to advocate for adoption in their local area. Parent Education As part of your home study and Lifeline’s Pre-Adoption Education, we want to take time to make sure that certain areas are covered in your home study pertaining to international adoption and the children you are seeking to adopt. This training is meant to give you a comprehensive look at international adoption and the country specific information you should expect. Your dossier will not be completed and forwarded to the appropriate entities until you have completed all required training and discussed it thoroughly with your social worker. Lifeline is incorporating training designed by the National Council for Adoption to better equip adoptive parents for the adoption journey. This training will cover: an overview of the Hague Convention on Intercountry Adoption, the intercountry adoption process, general characteristics and needs of children adopted internationally, explanation of the referral process, multiculturalism and the child’s transition into the home, post-adoption and post-placement reporting. Along with the NCFA parent training, there will be consultations with your Lifeline social worker on issues such as institutionalization and bonding and assimilation issues; a survey on adopting trans-racially; required reading on medical information, attachment disorder, and country specific information. All Lifeline families will attend in person or online the pre-adoption seminar through the UAB International Adoption Clinic. Lifeline is dedicated to educating adoptive parents as much as possible. This education is crucial to the success of the adoption both for the adoptive family and most importantly, the child. Things to consider in choosing a country: Page 2 1. 2. 3. 4. Page 3 Overall adoption timeframes Age of child at adoption Length of stay in country Overall Cost 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811 More Information on Agency Fees Each payment under the category of “Agency Fees” is applied to work and/or expenses that have already or will be incurred, cannot be avoided, and therefore, will be non-refundable*. This basic schedule of “Agency Fees” will not change during the term of this agreement and will be the only fee collected by Lifeline Children's Services unless extraordinary expenses are incurred. Such extraordinary expenses would include a home study update fee ($350) or a readoption paperwork fee ($50/per child) should the adoptive parents choose to readopt. All agency fee payments should be made payable to “Lifeline Children's Services.” Payments to Lifeline can also be made by credit card there will be a fee of 3% on all charges over $1000. As it is Lifeline’s desire to place children into loving forever families, there are circumstances in which fees are reduced or waived. The application fee of $250 will be waived for families who are returning to Lifeline for a subsequent adoption. As a Christian adoption agency, Lifeline does offer reduced agency fees to church pastors and ministers with parachurch organizations. A ministerial discount of up to $1000 may be granted from Lifeline. Along with this, grants of up to $1000 are sometimes available for special needs children who are harder to place. You can speak with a Lifeline representative at (205) 9670811 to find out more information about available adoption grants. The Executive Director retains the right to assess individual cases and determine if fees will be reduced or waived. Lifeline Children's Services provides an estimate of typical expenses associated with adoption. Lifeline Children's Services discloses all known charges to clients. However, actual costs may vary and unknown charges can arise. All state to state costs within the U.S. cannot be estimated. Costs for dossier preparation will vary. Official charges for the adoption process in the child’s country of origin are set by each province and are subject to change. Travel fares from the U.S. to the child’s country of origin will vary. The InCountry Travel Package within each program is also subject to change. These estimates are provided for planning purposes only and Lifeline Children's Services is not responsible for any variances that may actually be incurred beyond our control. * See Refund Policy Refund Policy (see insert for country specific fee information) Application Fee – Nonrefundable or transferable under any circumstances Initial Program Fee – 70% refundable if family withdraws 4 weeks or less after agreement date. 50% refundable if family withdraws between 4 to 8 weeks after agreement date. No refund will be issued after 8 weeks. Home Study Fee – This fee is not refundable since it is collected after the completion of the home study; however, it will not be duplicated if a family decides to switch programs. Second Program Fee (Dossier fee) – This fee is not refundable but fully transferable to another Lifeline Children's Services, Inc. program. Final Program Fee (Travel Fee) – Nonrefundable if family travels and if family withdraws before traveling it is at the discretion of the international director whether the fee can be transferred to another program. Post Adoption Fee – Nonrefundable unless family moves into a state in which Lifeline Children's Services, Inc. or one of its affiliates is not licensed to conduct home studies, at that time the fee will be refunded by 50%. REFUND NOTE: If a family fails to properly disclose information or in any way puts the agency and its interests at risk, Lifeline Children's Services, Inc. retains the right to terminate adoption process without providing any refund. If there are special circumstances that require a family to withdraw temporarily or suspend their adoption, Lifeline Children's Services, Inc. will apply 100% of the family’s previously paid fees to the reactivated adoption if it takes place within 2 years of the withdrawal/suspension. If more than six months have elapsed the family will need to comply with all fees at the then current rates. The Executive Director retains the right to assess individual cases and determine refunds for atypical cases. Obviously many of the expenditures that occur are outside of the services of Lifeline Children's Services, Inc. and are all non-refundable once paid unless the client personally arranges that with the individual entities. Any funds, to which the client may be entitled due to overpayment, will be returned to the client within 60 days of the completion of the delivery of services. 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811 Page 4 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811 Humanitarian Aid Programs Lifeline Children's Services, Inc. desires to help orphans from around the world, not only through adoption, but also through humanitarian aid efforts. Such efforts include donations to orphanages for food, clothing, equipment, toys, and other needs that the orphanage may have. There are humanitarian aid fees built into Lifeline’s agency fees. In Lifeline’s Uganda program, $500 agency fee includes a humanitarian donation to the orphanage of the child. This money is used to meet the needs of the children in their care. In Lifeline’s Peru program, agency fees include a $750 (per child) donation to New Life Children’s Home located outside of Lima, Peru. This donation is used to sponsor one child for 6 months in the Children’s Home. The New Life Children’s Home is licensed by and works with the Ministry for Women and Social Development (MIMDES) and National Secretariat of Adoption to provide child care for Peruvian orphans. In Ethiopia $1500 is donated to Eyes That See. This donation is calculated in the agency fees and is sent to Eyes that See after dossier is sent to country. There is a humanitarian aid donation built into Lifeline’s Haiti program. Monthly donations are provided to Maison des Enfants de Dieu and are used to sponsor one child from the time of referral through the duration of the time the child is in the care of Maison. We are so excited to have the opportunity to be able to provide support for this wonderful children’s home that provides such excellent care for the children who live there. In Congo $500 goes to Mamma Jeanne Orphange, to help support children there. For the countries of China, Hungary, Bulgaria, Ukraine, Dominican Republic, Costa Rica, and Taiwan, the $250 humanitarian aid fee will be designated for (un)adopted projects. (un)adopted is the orphan care ministry of Lifeline. To learn more about (un)adopted projects, please visit www.unadopted.org or contact our (un)adopted coordinator at (205) 967-0811. Lifeline Commitments Against Child-buying Lifeline’s role in adoption is to find families for children and not children for families. Acting with the rights and welfare of children in mind, Lifeline is committed to act in such a way to ensure the prohibition of child buying and child trafficking. Lifeline takes all actions possible to ensure that intercountry adoption takes place in the best interests of the child. As a part of this, Lifeline has procedures in place to prevent the abduction, exploitation, sale, or trafficking of children. Lifeline prohibits all employees and agents from giving money or other consideration, directly or indirectly, to a child's parent(s), other individual(s), or an entity as payment for the child or as an inducement to release the child. Contributions that are permitted or required by the child’s country of origin will not be remitted as payment for the child or as an inducement to release the child under any circumstances. Page 5 Reasonable payments may be remitted for activities related to the adoption proceedings, pre-birth and birth medical costs, the care of Page 4 the child, the care of the birth mother while pregnant and immediately following birth of the child, or the provision of child welfare and child protection services generally. Every employee of Lifeline Children’s Services signs a statement agreeing to never engage in the practice of child trafficking. He or she understands that giving money as payment for a child or as an inducement to release the child will result in immediate termination. Safeguarding your information: Lifeline ensures that personal data gathered or transmitted in connection with an adoption is used only for the purposes for which the information was gathered and safeguards sensitive individual information. 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811 Against Preferential Treatment Lifeline prohibits the giving of preferential treatment to Lifeline board members, contributors, volunteers, employees, agents, consultants, or independent contractors with respect to the placement of children for adoption. In order to prevent preferential treatment, Lifeline has the following safeguards in place: 1. 2. Alabama Minimum Standards does not allow Lifeline to perform a home study assessment for any Lifeline employees, officials, board members, volunteers or relatives of the aforementioned or anyone else who has direct affiliation with the agency. Lifeline does not accept any charitable contributions from prospective adoptive parent(s) while in any part of the adoption process in which a determination of a child’s placement or an assessment of the prospective adoptive parent(s) by Lifeline staff is made. 3. 4. Lifeline’s Development Director and development staff only disclose information on charitable contributions to Lifeline’s Executive Director and bookkeeping staff. Information on charitable contributions will not be disclosed to any Lifeline employee who directly or indirectly provides adoption services. If there is suspicion that preferential treatment has been given to any prospective adoptive parent(s), an investigation will be conducted by the Executive Director, International Program Director and the Supervisor. Giving preferential treatment to any prospective adoptive parent(s) is grounds for dismissal. Note on Charitable Donations Lifeline will not accept donations from any international adoption client who has applied, but not received the approval of the agency and other regulatory bodies (CIS). However, once the family has been approved by the agency and all applicable regulatory agencies then the family may make donations. For families who are adopting children with medical special needs, they may not make any donations until their letter of intent has been received by the child’s country of origin and a pre-approval (written or verbal) has been received from the country’s regulatory body. This distinction is made since Lifeline retains the judgment for applicable placement of children with special needs. Families may not make donations until all applicable judgment calls have been made by Lifeline on their behalf. Page 6 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811 More Information We invite you to further explore how you can become a part of Lifeline’s ministry to orphans around the world. In order to provide you with a better understanding of Lifeline and its services, the following information is also available upon request: 1. 2. the number of Lifeline’s adoption placements per year for the prior three calendar years, and the number and percentage of those placements that remain intact, are disrupted, or have been dissolved as of the time the information is provided We hope this information will be both helpful and informative and we look forward to serving you and your family! You can also access this information on our website at: http://lifelineadoption.org/adoption/internati onal/hague-accreditation/ Adoption Tax Credit Lifeline has the opportunity to help assist waiting children from several different countries find forever families. For a full list of the countries Lifeline works with that have a waiting children list and the children that are waiting please visit our website at: http://lifelineadoption.org/allnews/waiting-children-it-only-takesone/ Page 7 the number of children eligible for adoption and awaiting an adoptive placement referral via Lifeline. the number of parents who apply to adopt on a yearly basis, based on data for the prior three calendar years; and Waiting Children: . 3. In 2002 the Congress passed parts of President Bush’s tax incentive package. One of the laws that passed was the increase of the Tax Adoption Credit from $5,000 to $10,000 with a 5 year carry forward. The law was co-sponsored by one of Alabama’s US Congressmen, Spencer Bachus, who came to celebrate the signing on the lawn at Lifeline. For 2006, the tax credit was $10,960. Beginning in 2010, the maximum credit allowed for an adoption of a child is $13,170. The credit begins to phase out if you have modified adjusted gross income of $182,180 or more and is completely phased out if you have modified adjusted gross income of $222,180 or more. 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811 Adoption Tax Credit: Families with a gross income of less than $182,180 may be eligible for an adoption tax credit of up to $13.170 that has a 5 year carry-forward. A tax credit offsets a taxpayer’s tax liability. Final Thoughts Orphan statistics: More than 143 million orphans Financing Adoption For many families, the expenses related to adopting internationally can be one of the greatest hurdles. We have provided some resources on our website with information on how your family can put together the finances necessary for your adoption expenses. Information on tax benefits, employee adoption assistance benefits, as well as, information on adoption grants and low interest adoption loans can be found at: worldwide...every 14 seconds an AIDS death leaves another child orphaned...more than 800,000 children pass through America foster care system each year (From Cry of the Orphan) For more info: www.unadopted.org http://lifelineadoption.org/resource s/financing-adoption/ Adoption Risks Children really are a blessing from the Lord. To see if an international adoption informational meeting is coming to your area, visit: http://lifelineadoption.org /invest/visit/info-meetings/ International adoption is unpredictable at best. There may be circumstances that are out of Lifeline’s control that can prevent a successful adoption. These circumstances may include, but are not limited to, changes in the laws of the child’s country of origin, changes in the laws of the United States, changes in the adoption process or other intercountry diplomatic issues. Should there be changes during your adoption process that prevents a successful adoption, Lifeline cannot guarantee that the family will receive a refund for payments made during the process. There are certain health and medical risks that adoptive families will assume in pursuing international adoption. Children adopted internationally will certainly have some type of mental, physical and emotional developmental delays. Depending upon the country or particular region in the country, medical Information will be limited. Lifeline’s in-country facilitators will do whatever is possible to obtain accurate and up-to-date medical information, but we can make no guarantees. Keys to a Great Adoption Experience There are many outside factors that affect your adoption experience and each family will have a different experience. Lifeline does not make any guarantees concerning how long it will take to complete an adoption. Flexibility and patience throughout the entire process are going to be very important in having a good adoption experience. Lifeline’s international staff will do everything possible to make the experience as Page 8 seamless as possible. We consider it a great privilege to be able to serve families and it is our desire to advocate for the family until their family is complete. 2104 Rocky Ridge Road ● Birmingham, AL 35216 ● lifelineadoption.org ● (205) 967-0811
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