1. No category

izsj.kk
Prerana
dks-vkWi c¡d fy.
CO-OP BANK LTD.
eq[; dk;kZy; % y{e.kuxj] Mkaxs pkSd] Fksjxkao] iq.ks – 411 033
tk-dz-
fnukad % 24@01@2015
fiz; lHkkln ca/kw@Hkfxuh
lize
s ueLdkj]
ikgrk ikgrk vkiyh izjs .kk dks-vkWi c¡d fy- lq: gksÅu 16 o”ksZ iq.kZ >kyh- c¡dsps ckyi.k vkEgk lokZ cjkscj
vki.k lq/nk ikfgys o c¡dsoj HkjHk:u ize
s dsyr
s - vMhvMp.khP;k dkGkr vki.k [kachji.ks c¡dsP;k ikBhekxs
mHks jkghykr o c¡dsl vkfFkZd n`”V;k l{ke cufoysr- c¡dsP;k izxrh e/khy lHkklnkapk lgHkkx y{kkr ?ksÅu
xsY;k dkgh o”kkZ iklwu lHkklnkalkBh ,[kknh dY;k.kdkjh ;kstuk lq: djkoh v’kh dYiuk eukr gksrh- loZ
lapkydkauh ,df=ri.ks ;k ;kstusul ewrZ Lo:Ik ns.;kps Bjfoys R;kizek.ks vki.k lokZuh c¡dsP;k 16 O;k
okf”kZd loZ lk/kkj.k lHksr ,deq[kkus eatwjh fnY;keqG s gh ;kstuk c¡dsP;k 16 O;k o/kkZiu fnuk fufeRr
fn-24@01@2015 iklwu dk;kZfUor djhr vkgksr;k ;kstusph FkksMD;kr ekfgrh iq<hy izek.ks vkgs- vki.k loZ lHkkln@ca/kw@Hkfxuhuha ;k iwohZ vkeP;koj tlk
fo’okl nk[koykr o vkEgkl dk;Z dj.;kl osG fnysr rlkp fo’okl ;k iq<s lq/nk loZ lapkyd eaMGkoj
jkghy ;kph [kk=h vkgsvki.kkl o vkiY;k dqVfa c;kl uoo”kkZP;k ‘kqHksPNk !
vkiys uez
laLFkkid @ v/;{k - Jh-rqdkjkeHkkÅ y{e.kjko xqtj
mik/;{kk - lkS-lqtkrk fodkl ikj[kh
Jh-Jh/kj /kksM
a hjke okYgsdj
Jh-xckth fHkokth okdMdj
Jh-Kkus’oj jkepanz [kkusdj
Jh-dkarhyky rqdkjke xqtj
Jh-vad’q k ccujko i-gkM
Jh-lqj’s k ukukHkkÅ ikj[kh
Jh-y{e.k egknso dkVs
Jh-larks”k oklqno
s eqaxls
Jh-lat; larqjke iBkjs
Jh-Kkus’oj ckcqjko eqjdqVs
Jh-dkyhnkl rqdkjke xqtj
Jh-jktkjke ukenso jafny
Jh-jktsna z egknso f’kjlkB
lkS-panzHkkxk f’kokth fHkls
lkS-infeuh ,dukFk ojkMs
Jh-uanfd’kksj teukyky rks”.khoky
Jh-rkukth ekf.kdjko lksuo.ks - eq[; dk;Zdkjh vf/kdkjh
 izsj.kk dks-vkWi c¡d lHkkln dY;k.k fu/kh ;kstuk 
 ;kstusrhy egRRokps eqÌs %
;k ;kstus varxZr ik= lHkklnkauk o R;kaP;k dqVfaq c;kuk oS|fd; [kpkZlkBh] vdfLed ladVklkBh ;kstusP;k
vVhuqlkj vkfFkZd lgk¸; dsys tkrs-
1) vtZnkj vtZ dj.;kP;k rkj[ksiqohZ fdeku 2 o”ksZ lHkkln vlkok2) vtZnkjkps ekfld mRiUu :-20]000@- fadaok R;kis{kk deh vlkos
3) vkfFkZd enr iq<hy izlaxkr fnyh tkbZy %
v) lkekU; vkfFkZd enr % ;kstuse/khy ;knhrhy fujfujkG;k jksxkaP;k mipkjkpk ijrkok mipkjkuqlkj
:-2]500@- rs :-15]000@- i;Zr
c) vdfLer vkfFkZd enr % vi?kkr] vdfLer e`R;q] rRdkG oS|fd; lsok ok vU; dkj.kklkBh :-3]000@i;Zr rkRdkG enr
d) f’k{k.kkrhy ;’k] fo’ks”k ‘kkS;Z] jkT;Lrjkojhy fdaok ns’kkps izfrfu/khRo dj.kk-;k [ksGkMwl fo’ks”k izkRs lkgu
iqjLdkj (mRiUukph vV ukgh-)
;kf’kok; lHkklnkalkBh ,[kknk lkewfgd midze tls oS|fd; rikl.kh f’kchj jDrnku f’kchj oxSjs Hkjfoyh
tkrhy;kstuspk lai.q kZ ri’khy o vtkZpk uequk c¡dsP;k loZ ‘kk[kk o eq[; dk;kZy;kr miyC/k dsyk vkgs rlsp
lai.q kZ ;kstuk o QWkeZ www.preranabank .com ;k osclkbZVoj iznf’kZr dsyh vkgsojhy lanHkkZrhy dks.kR;kgh ekfgrhlkBh xzkgd lsok dasnz eks-9881474689 oj laidZ djkok-
Jh-rqdkjkeHkkÅ y{e.kjko xqtj
v/;{k] izjs .kk dks-vkWi c¡d fy-
 lHkkln dY;k.k ;kstuk 
(Member Welfare Scheme)
 lnj lHkkln dY;k.k ;kstuk fn-06-09-2014 P;k lapkyd eaMGkP;k lHksr ekaM.;kr vkyh vlwu
fn-07-09-2014 P;k okf”kZd loZ lk/kkj.k lHksr ;k ;kstusl eatwjh ns.;kr vkysyh vkgs lnjph ;kstuk fn-24@01@2015 iklwu vaeykr ;sbZy fu;e o ekxZn’khZ lwpuk %
lkekU; fu;e %
1-
lHkkln dY;k.k fu/khpk fofu;ksx QDr lHkklnkaps dY;k.kkP;k dkj.kkalkBhp dsyk tkbZy -
2-
c¡d lHkkln dY;k.k fu/khP;k xqaro.kqdh ojhy O;kt vkiY;k mRiUukyk ?ksbZy - ek= vkfFkZd enr
miyC/k fu/khyk ukos Vkdwu ns.ksr ;sbZy-
3-
;k ;kstus varxZr oS;Drhd lHkklnkl fdaok R;kP;k dqVqfa c;kl vkfFkZd enr feGw ‘kdsy- lHkklnkl
vkfFkZd enr feG.ks lkBh o;kph dks.krgh vV jkg.kkj ukgh-
4-
lHkkln dqVa qfc; ;k laKsr lHkklnkph iRuh] irh] 18 o”kkZP;k vkrhy vfookghr eqyxk@eqyxh o
60 o”kkZ is{kk vf/kd o”kkZps vkbZ@ofMy ;k dqVqac lnL;kpk lekos’k vlsy
5-
vtZnkj] vtZ dj.;kps rkj[ksiqohZ lyx nksu o”ksZ fu;fer lHkkln (fdz;k’khy@vfdz;k’khy) vl.ks
vko’;d vkgs- gh O;fDr Fkdckdhnkj vlrk dkek u;s- ,dk dqVc
qa krhy ,dkp lHkklnkl fdaok
,dk YkkHkkFkhZl ,dk vkfFkZd o”kkZr] ,dk dkj.kklkBh ,dnkp vkfFkZd enr feGw ‘kdsy-
6-
T;k lHkklnkps ekfld mRiUu :-20]000@- fdaok R;kis{kk deh vkgs R;kykp vdfLed vkfFkZd
enr fdaok lkekU; vkfFkZd enr fnyh tkbZy-
7-
vkfFkZd enrhpk vtZ lHkklnkus lacaf/kr ‘kk[ks ekQZr ikBfo.ks o ;k vtkZoj lacaf/kr ‘kk[kk lferhph
f’kQkjl vko’;d jkfgy-
8-
lkekU; Lo:ikph enr ‘kk[ksr vtZ feGkY;k iklwu yxsp P;k lapkyd eaMGkps lHksr eatwj@ukeatwj
d:u ek-lpakyd eaMGkpk fu.kZ; lHkklnkl ys[kh Lo:ikr dGfoyk tkbZy- o enr eatwj >kyh
vlY;kl enrhph jDde is -vkWMZjus fnyh tkbZy-
9-
vdfLed Lo:ikP;k enrhpk fu.kZ; Rofjr dGfoyk tkbZy- ‘kD;rks dks.krhgh vkfFkZd enr is-vkWMZj
Onkjk vnk dsyh tkbZy- lHkklnkus R;k jDdesph ikorh ns.ks vko’;d jkfgy-
10- ;k fu/khrwu dtZ Lo:ikr dks.krhgh enr nsrk ;s.kkj ukgh lHkklnkus r’kk izdkjph ekx.kh d: u;s
R;klkBh c¡dsP;k Lora= dtZ ;kstuk lHkklnkalkBh miyC/k vkgsr11- ,dk vkfFkZd o”kkZr (1 ,fizy rs 31 ekpZ ;k dkyko/khr) lHkkln dY;k.k fu/khrwu loZ lHkklnkauk
feGwu vf/kdre ,dw.k :-ngk yk[k i;Zrph enr lHkklnkauk dsyh tkbZy12- enr nsrkuk ^izFke ;s.kk-;kl izk/kkU;* ;k rRokus vtkZph o enrhph eatwjh dsyh tkbZy
13- ,dk vkfFkZd o”kkZr :-ngk yk[kkph e;kZnk laiY;kl R;kuarj enr ekx.kk-;k lHkklnkauk iq<hy o”kkZr
izFke vkysY;kl izk/kkU; ;k rRokusp enr ns.;kr ;sbZy14- vaR;r vioknkRed fLFkrhr vVh f’kFkhy dj.ks vkf.k fdaok vkfFkZd enrhph jDde ok<fo.ksps
vf/kdkj ek-lapkyd eaMGkl jkgrhy
15
iq<hy loZ izdkjP;k enrh fn-24-01-2015 iklwu iq<hy rkj[ksl mipkj dsysY;k [kpkZ laca/kh
feGrhy-
 lHkkln fu/khph vkfFkZd enr iq<hy pkj foHkkxkr fnyh tkbZy1-lHkkln dY;k.kkP;k lkeqfgd ;kstuk
2-vkdfLed vkfFkZd enr % g;k laca/kh eatwjhps vf/kdkj ek-psvjeu vFkok OgkbZl psvjeu
;kauk jkgrhy3-lkekU; vkfFkZd enr % g;k lac/kh eatwjhps vf/kdkj ek-lapkyd eaMGkyk jkgrhy
4-fo|kFkhZ izkfo.; o fo’ks”k izksRlkgu iqjLdkj
 lHkkln dY;k.kkP;k lkewfgd ;kstuk %
1-c¡d O;oLFkkiu xjtw lHkklnkalkBh o R;kaP;k dqVa qfc;klkBh oS|fd; pkp.khpk dk;Zdze jkcow
‘kdsy- R;klkBh ;s.kkjk [kpZ ;k fu/khrwu djrk ;sbZy2-c¡dsP;k loZ efgyk lHkkalnklkBh rlsp T;s”B iq:”k lHkklnkalkBh (o; o”ksZ 60) foukewY;
oS|fd; rikl.kh dj.;kph lqfo/kk c¡ds rQsZ miyC/k d:u fnyh tkbZy3-c¡d O;oLFkkiu xjtsuqlkj c¡dsP;k loZ lHkklnkalkBh ,[kknh deh [kpkZph xziq foek ikWfylh
?ks.;kckcr fopkj d: ‘kdsy- foek gIR;kph jDde g;k fu/khyk ukos Vkdwu vnk dsyh tkbZy4-c¡d O;oLFkkiu vkfFkZd n`”V;k dedqor lHkklnkalkBh fdaok R;akP;k dqVa qfc;klkBh e;kZfnr
Lo:ikr MksGs rikl.kh] eksrhfcanw ‘kL=fdz;k] p”es] Jo.k ;a=s ns.ks] us=fgu O;fDaruk dkB;k
ns.ks ;k lkj[ks lkewfgd Lo:ikr jkcow ‘kdsy-R;klkBh ;s.kkjk [kpZ ;k fu/khrwu dsyk tkÅ ‘kdsy5-c¡d O;oLFkkiu lHkkln fdaok dqVqafc; ;kaP;k iSdh ts ik;kus viax@fodykax vkgsr R;kauk ^t;iwj
QqV* lkj[kh midj.ks ns.;kckcr fopkj d: ‘kdsy6-c¡d O;oLFkkiu lHkklnkps jDrnku dk;Zdze vk;ksftr d: ‘kdsy o xjtw o xjhc lHkklnkauk
rkrMhps osGh foukewY; jDr miyC/k d:u ns.;kph ;kstuk jkcow ‘kdsy- ;klkBh ;s.kkjk [kpZ ;k
;k fu/khrwu djrk ;sbZy7-c¡d O;oLFkkiu lHkkln o dqVqafc;kalkBh iksfyvks fdaok gsikVk;fVl fdaok vU; ylhdj.kpk dk;Zdze
gkrh ?ksÅ ‘kdsy] R;klkBh ;k fu/khrwu [kpZ djrk ;sbZy-
 vkdfLed vkfFkZd enr ;kstuk %
1-vi?kkr]vkdfLed e`R;q] rRdkG oS|fd; lsok] vaR;fo/kh] naxyxzLrrk] pksjh] Hkwdai] ;kiSdh ,[kk|k
dkj.kkaeqGs ,[kk|k xjtw o xjhc lHkklnkyk rRdkG vkfFkZd enrhph xjt vlsy rj rks ljG
ek-v/;{k ;kaP;k dMs vkiyk ys[kh vtZ nsÅ ‘kdsy2-ek-v/;{k izkIr ifjfLFkrh y{kkr ?ksÅu ,dk lHkklnkyk vf/kdre :-3]000@- (v{kjh :i;s rhu
gtkj ek=) i;Zr vkfFkZd enr eatwj d:u Rofjr vnk d: ‘kdrhy lkekU; vkfFkZd enr ;kstuk %
 1) [kkyhy jksxkaP;k vkS”k/kksipkjk lkBh vf/kdre enr iq<hy izek.ks jkghy1) vi?kkrkus fdaok uSlfxZdfjR;k viaxRo
vkY;kl :-7]500@- enr nsrk ;sbZyR;klkBh fdeku 40% viaxRo vkY;kpk
c¡dsl ekU; MkWDVjkapk nk[kyk ns.ks
vko’;d jkfgy4) vWUthvksxzkQh :-3]000@7) dWUljps jksx funku >kY;kl
vkS”k/ksipkjkl
lkBh
,d
osG
:-7]500@10)e.kD;kps vkWijs’ku :-7]000@-
2)MksG;kps vkWijs’ku
(dkpfcanw@iMnk@eksrhfcanw oxSjs)s
:-3]000@-
5) estj czsu ltZjh :-15]000@8)gfuZ;k@gk;Mªkslfy@visfa MDl @izksVsLV
XyWM b-ps vkWijs’ku
:-2500@11) estj ltZjh % (vWcMkWfeuy]
iWfdz;kt] xkWy] CyWMj] ;qjVs ] nksUgh
vkrMh] Iyhgk] vksOgjht] Qq¶Qql]
;d`r]Anastomosis b-ps vkWijs’ku)
:-10]000@13) gkVZ OgkWYOg vkWijs’ku :-10]000@- 14) fyOgj VªkUlIykaV :-15]000@vU; dks.krkgh xaHkhj vktkj fdaok [kfpZd ‘kL=fd;s lkBh :-10]000@-
3) vWUthvksIykLVh :-10]000@-
6) fdMuh VªkUlIykUV :-15]000@9) ;qjhujh LVksu@xkWyCysM
a j LVksu bps vkWijs’ku :-2]500@12) lka/ks jksi.k
(Joint Replacement)
:-10]000@-
2) mijksDr fud”kkaid
S h dkgh oS|fd; dkj.ks iqUgk iqUgk gks.;kph ‘kD;rk vlrs (recurring type) rjh
mijksDr loZ fud”kkalkBh ,d lHkkln fdaok ykHkkFkhZ ,dnkp enr feG.ks lkBh ik= jkfgy3) ik= lHkklnkus vkWijs’ku >kY;kP;k rkj[ks iklwu rhu efgU;kps vkr vtZ djko;kpk vkgs vtkZlkscr
MkWDVjkaps izek.ki= tksMkosojhy jksxka O;frfjDr vU; jksxka lkBh enr ns.;kpk o enrhph jDde Bjfo.;kpk vf/kdkj lapkyd
eaMGkl jkghy i.k rh jDde :-10]000@- is{kk vf/kd ulsy fo|kFkhZ izkfo.; iqjLdkj o fo’ks”k izksRlkgu iqjLdkj %
 1) ;klkBh b;Rrk 10 oh fdaok 12 oh - ijh{ksr dks.kR;kgh ‘kk[kse/ks 70% is{kk tkLr xq.k o izFke
iz;Rukr mRrh.kZ >kysY;k lHkklnkl fdaok R;kP;k ikY;kl jks[k :-500@- (:-ikp’ks ek=) xkSjo fpUg
o :-200@- i;Zr ps ,[kkns iqLrd vlk fo|kFkhZ xkSjo iqjLdkj fnyk tkbZy- fo|kFkhZ izkfo.; iqjLdkj
‘kD;rks ijh{ksP;k fudkyk uarj P;k okf”kZd loZ lk/kkj.k lHksr fnys tkrhyR;kpizek.ks ,[kk|k lHkklnkP;k ikY;kus fo’ks”k ‘kk[ksrhy vH;kldze iw.kZ dsyk vlsy rj R;kyklq/nk
fo|kFkhZ xkSjo iqjLdkj fnys tkrhy-
 2) ;k iqjLdkjklkBh pkyw ‘kS{kf.kd o”kkZr ijh{kk fnysyh vl.ks vko’;d vkgs - Lor% vtZnkj fdaok vkbZ
fdaok ofMy c¡dsps lHkkln vl.ks vko’;d vkgs 3) ;k iqjLdkjklkBh dks.krkgh lHkkln fdaok R;kpk ikY; jkT; fdaok jk”Vªh; Lrjkoj ekU;rk izkIr [ksGkMw
Eg.kwu [ksGY;kl R;kyk jks[k :-2]500@- o vkarjjk”Vªh; Lrjkoj ns’kkps izfrfu/khRo dsY;kl R;kyk jks[k
:-5]000@- pk xkSjo iqjLdkj ns.;kr ;sbZy 4) ;klkBh dks.kR;kgh lHkkln fdaok R;kP;k ikY;kus vykSfdd dkefxjh mnk-vaVkfVZdk ,DlihfM’ku]
dks.krkgh fo’o fodze] ‘kkS;kZ laca/kkrhy dks.krhgh dkefxjh dsY;kl R;kyk :-5]000@- pk xkSjo
iqjLdkj ns.;kr ;sbZy- vykSdhd dkefxjh Bjfo.;kpk vf/kdkj lapkyd eaMGkl jkfgy- c¡dsP;k lHkklnkauk
ojhy izek.ks lHkkln dY;k.k ;kstukapk Qk;nk feG.;klkBh loZ lHkklnkauh lrdZ jkgwu c¡dsP;k eq[;
dk;kZy;kr izR;{k HksVwu ys[kh ok i=kOnkjs ekfgrh |koh ts.ks d:u vf/kdkf/kd lHkkln ;k ;kstuspk ykHk
?ksÅ ‘kdrhy











izsj.kk
Prerana
dks-vkWi c¡d fy.
CO-OP BANK LTD.
eq[; dk;kZy; % y{e.kuxj] Mkaxs pkSd] Fksjxkao] iq.ks – 411 033
lHkkln dY;k.k fu/khrwu feG.kk-;k enrhlkBh lHkklnkus djko;kpk vtZ
‘kk[kk %
fnukad %
ek-v/;{k
izjs .kk dks-vkWi c¡d fyeq[; dk;kZy;] y{e.kuxj
Fksjxkao] iq.ks 411 033
fo"k; % lHkkln dY;k.k fu/khrwu enr feG.ks ckcregksn;]
eh vkiY;k c¡dspk fu;fer lHkkln vlwu c¡dsP;k lHkkln dY;k.k fu/khrwu enr feG.;klkBh eh
vki.kkdMs iq<hy izek.ks vtZ djhr vkgs1) izFke lHkklnkps uko o iRrk o laidZ dzekad % -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------2) lHkkln dzekad %
lHkkln rkjh[k %
Hkkx HkkaMoy %
3) ykHkkFkhZ O;Drhps ukao % -----------------------------------------------------------lHkklnk’kh vlysys ukrs %
o; %
v-d
vkfFkZd enrhpk izdkj
v) vdfLer vkfFkZd enr
c) lkekU; vkfFkZd enr
d) fo|kFkhZ izkfo.; o fo’ks”k izksRlkgu
iqjLdkj
4) ‘kk[kk %
[kkrs izdkj %
dkj.k
ekx.kh jDde :-
[kkrs dzekad %
 fo'ks”k [kqyklk (vko’;d vlY;kl)
-----------------------------------------------------------------------------------------------------------------------------------------vtkZlkscr QksVk ID iRR;kpk iqjkok o Hkkx nk[kY;kph >sjkWDl izr tksMyh vkgslHkklnkph lgh