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Principal Financial Group (PFG) Website Now Available
The Principal Financial Group (PFG) website is now available for all employees and will provide quick access to
a variety of information regarding your pension benefits including:
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Information on your accrued benefits and your vested status
Summary of employment data used in the determination of your pension benefits
Summary Plan Description booklets providing an explanation of how your pension benefits are
calculated and other detailed information on the plan
Helpful retirement planning tools including informational articles, pension benefit projection calculators,
and other useful resources
Please refer to the attached instructions for details on how to access your information. The process required for
first-time users is different from the requirements for later logins, primarily because you’ll need to establish
security verifications upon your first use.
Please note that the attached login instructions detail the applicable “retirement plan numbers” or “contract
numbers” that PFG utilizes to identify the various pension programs that Cooper Standard Automotive sponsors.
Please use this reference and enter the contract number applicable to your specific pension plan.
If you are a relatively new employee, you will be able to access the website, but until you meet participation
requirements, certain information (like prior benefit statements and the retirement estimator tool) will be
unavailable. You will still have access to important and useful information like Summary Plan Description
booklets and other reference material.
Beneficiary Information
We encourage all employees to review their pension beneficiary information. As busy as people’s lives are
today, it is easy to forget to either update or change both your pension and 401(k) beneficiary designations.
Please take a moment to review the information and if you would like to change or update your beneficiary
information, please contact your local Human Resource department.
We encourage you to visit the website at www.principal.com to take full advantage of this useful tool. If you
have any questions regarding the website, questions about your specific pension information or if you require
assistance logging in, please contact PFG’s Retirement Service Center directly at (800) 547-7754.
39550 Orchard Hill Place ▪ Novi, MI 48375 • Phone: 248-596-5900 • Fax: 248-596-6550
From The Principal®
Innovative Retirement Services Guide
This guide provides helpful information to assist you with accessing retirement plan information by logging onto The
Principal Retirement Service Center® at www.principal.com or by calling TeleTouch®, an interactive voice response system,
at 1-800-547-7754. The first step to accessing the account information is to establish a PIN/Password. The directions below
will walk you through how to access the The Principal Retirement Service Center website or TeleTouch for the first time.
In order to access the account information on TeleTouch or The Principal Retirement Service Center you will need to
know the applicable retirement plan contract number. Contract numbers for each plan within the Cooper-Standard
Automotive Retirement Program are listed below:
8-02162
5-16871
5-17793
4-52785
7-07112
8-02161
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Salaried/Non-Union Retirement Plan
Gaylord Plant
Auburn Plant
El Dorado Plant
BG Hose Plant
BG Seal Plant
4-53946
4-53947
6-13883
5-19026
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Newlex Plant
Archbold Plant
Leonard Plant
Northern Plants (Oscoda,
East Tawas, Tawas City)
TeleTouch®
FIRST TIME USERS
ONGOING ACCOUNT ACCESS
Call 1-800-547-7754
Call 1-800-547-7754
Press 1 for information in Spanish
Press 1 for information in Spanish
Enter your Social Security number
Enter your Social Security number
Press 1 to Establish your PIN
Enter your 6 digit alpha/numeric PIN
Answer the security verification questions. You’ll be
prompted for the retirement plan contract number.
The Principal Retirement Service Center® website
FIRST TIME USERS
ONGOING ACCOUNT ACCESS
Go to www.principal.com
Go to www.principal.com
Click on the LOGIN button on the left hand side of the
screen
Click on the LOGIN button on the left hand side
of the screen
Click on PERSONAL for Login Type
Click on PERSONAL for Login Type
• Select the Establish your new Username and Password link
• Enter your Username
• Enter your Social Security Number
• Enter your Password
Answer the security verification questions
Enter your applicable retirement plan contract number
listed above
• Verify or change your Username
• Create and enter a 6-16 digit alpha/numeric password
• Create and enter a personalized security phrase
Click DETAILS at the right hand side of the Retirement Plan section if you are on the Personal Summary page.
You will be able to move about the Benefit Info, Historical Data, and Planning Center information by accessing
the tabs/links across the top of your screen.
Benefit Info
Historical Info
Planning Center
At a Glance – provides a summary of
your pension benefit along with links
to your participant statements and a
retirement calculator*.
Activity Summary – details
the recent activity for your
pension benefit.
Features – provides links to recent
informational retirement articles.
Personal Facts
Statements
Retirement Planning
Investing Basics
Compensation History
Saving & Budgeting
Service Data
Online Seminars
Plan Info & Forms
*Retirement Calculators:
One important step in planning for your retirement is estimating how much retirement income you may receive
as a benefit from your participation in the Cooper-Standard Defined Benefit Plan. The benefit calculator is easy to
use and projects an estimate of your retirement income based on your annual compensation in the previous year
and Cooper-Standard’s specific plan provisions.
You can access the calculator by following the login instructions above, and the calculator may be accessed in the
Planning Center, or by clicking on ‘Calculators’ under the Tool section in the bottom left hand corner at any time.
Please keep in mind the following as you review the Estimated Benefit Calculator:
• Compensation for the year you project to terminate or retire is not included.
• You can choose any age (age 65 or younger) for your termination or retirement and benefit start
date, as long as it follows plan provisions.
If you are considering retirement within the next year or are over age 65, call a retirement specialist at the
Principal Financial Group® toll free at 1-800-547-7754 to discuss your estimate.
WE’LL GIVE YOU AN EDGESM
Insurance products and plan administrative services are provided by Principal Life Insurance Company,
a member of the Principal Financial Group®, Des Moines, IA 50392.
CP 2242 E | ©2007 Principal Financial Services, Inc. | # 4518062009 | 07/2007