This email is not intended to be forwarded to retail investors. You

This email is not intended to be forwarded to retail investors. You may however forward any of the
attached documents to your clients for consideration.
BMO Harris Bank N.A. Equity-Linked CDs – February 2015
BMO Harris CD #1
Description:
6yr Annual Digital Yield Generator CD with Minimum
Issuer:
BMO Harris Bank N.A.
Maturity:
2/26/2021 (6 Years)
Trade Date:
2/23/2015 ***Early Trade Date***
Settlement Date:
2/26/2015
Price:
97.75
Digital Coupon:
[4.75-5.75]% APY (TBD on Trade Date)
Minimum Interest Rate:
0.25% per annum (pays the greater of 0.25% and variable)
Floor:
-15%
CUSIP:
05573J P40
FDIC Insured:
Yes, up to applicable limits
Reference Stocks:
F, MCD, MO, STX, POT, VOD, BMY, AAPL, DG, WBA
Tax Treatment:
VRDI
Term Sheet:
click here
Marketing Doc:
click here
BMO Harris CD #2
Description:
7yr Basket Participation CD
Issuer:
BMO Harris Bank N.A.
Reference Stocks:
JNJ, MCD, WMT, CLX, PG, ED, T, KO, CVX, TGT
Maturity:
2/28/2022 (7 Years)
Trade Date:
2/24/2015
Settlement Date:
2/27/2015
Price:
97.75
Participation Rate:
[65 – 75]% (TBD on Trade Date)
CUSIP:
05573J P99
FDIC Insured:
Yes, up to applicable limits
Tax Treatment:
CPDI
Term Sheet:
click here
Marketing Doc:
click here
BMO Harris CD #3
Description:
5yr Annual Digital Yield Generator CD
Issuer:
BMO Harris Bank N.A.
Maturity:
2/28/2020 (5 Years)
Trade Date:
2/24/2015
Settlement Date:
2/27/2015
Price:
98.00
Digital Coupon:
[5.00-6.00]% APY (TBD on Trade Date)
Floor:
-15%
CUSIP:
05573J P65
FDIC Insured:
Yes, up to applicable limits
Reference Stocks:
F, MCD, MO, STX, POT, VOD, BMY, AAPL, DG, WBA
Tax Treatment:
VRDI
Term Sheet:
click here
Marketing Doc:
click here
BMO Harris CD #4
Description:
6yr Annual Digital Yield Generator CD
Issuer:
BMO Harris Bank N.A.
Maturity:
2/26/2021 (6 Years)
Trade Date:
2/24/2015
Settlement Date:
2/27/2015
Price:
97.75
Digital Coupon:
[6.00-7.00]% APY (TBD on Trade Date)
Floor:
-15%
CUSIP:
05573J P57
FDIC Insured:
Yes, up to applicable limits
Reference Stocks:
F, MCD, MO, STX, POT, VOD, BMY, AAPL, DG, WBA
Tax Treatment:
VRDI
Term Sheet:
click here
Marketing Doc:
click here
BMO Harris CD #5
Description:
7yr Select Annual Digital Yield Generator CD
Issuer:
BMO Harris Bank N.A.
Maturity:
2/28/2022 (7 Years)
Trade Date:
2/24/2015
Settlement Date:
2/27/2015
Price:
97.25
Digital Coupon:
[5.50-6.50]% APY (TBD on Trade Date)
Floor:
CUSIP:
-15%
05573J P73
FDIC Insured:
Yes, up to applicable limits
Reference Stocks:
JNJ, MCD, WMT, CLX, PG, ED, T, KO, CVX, TGT
Tax Treatment:
VRDI
Term Sheet:
click here
Marketing Doc:
click here
For Broker/Dealer Use Only
Securities offered through National Securities Corporation, Inc (NSC). Member FINRA/SIPC
Investment Advisory Services offered through National Asset Management, Inc. (NAM)
Insurance Services offered through National Insurance Corporation. (NIC)
Tax advice offered through Gilman Ciocia, Inc. and not through NSC, NAM or NIC.
Gilman, NSC, NAM and NIC are affiliated entities
Securities and investments involve risk.
Certain tax and/or estate planning strategies may be used in an effort to reduce the overall risk to one's portfolio.
However, risk related to securities and investment products can never be completely eliminated.