Wealth Management Services Many people mistakenly assume that Wealth Management Services are designed exclusively for the affluent In fact, our Wealth Management Services help customers of all ages and lifestyles plan for their futures. Let’s start planning for your future today. Look to us for direction Our Wealth Management Services serve individual and business customers from all walks of life. For your family...for your business...let us help you sort through all the details. for your financial future Call our Wealth Management Services Representative today at (844) 848-8860. sussexbank.com Toll-Free: Setting a course (844) CLOSE-2-U (844) 256-7328 Rev. 02/15 At Sussex Bank, we go the distance to be closer to our customers... Wealth Management Services Help for Today...and the Future When it comes to planning for financial security, short-term and long-term goals are equally important. At Sussex Bank, we listen carefully to understand your current lifestyle and your vision for the future. We then assist you in identifying opportunities that consider your long-term security and the milestones (such as tuition) you’ll encounter along life’s journey. Best of all, you might be pleasantly surprised to find out that taking advantage of these opportunities might not require a significant sacrifice in your current lifestyle. Every client brings his or her own unique set of circumstances. However, we often find that certain life events are common to many of our clients. For example: •Are you concerned about tuition costs? •Have you recently changed or lost a job? •Are you expecting the birth of a child or grandchild? •Can you use some investment income right now? •Are you concerned about having enough set aside for retirement? •Are you curious about saving money on income or estate taxes? •Are you concerned that your current savings or investments aren’t earning enough? If your answer to any of these questions is yes, you’ll be pleased to know that our Wealth Management Services can show you opportunities you might not have previously thought possible. Diversity of Products... Professional Expertise At Sussex Bank, we can assist you in meeting your goals with a wide range of products: •Financial Planning •Estate Planning •Mutual Funds •Tax Deferred Annuities •Individual Retirement Accounts (IRAs) •Alternative IRAs (Roth, Education) •Education Fund Accounts (e.g., 529 Plans) •Custodial Accounts •Retirement Plans (401(k), 403(b), SEP) •Discount Brokerage •Corporate & Municipal Bonds •Money Market Funds •U.S. Government Securities •Life Insurance •Long-Term Care Insurance •Disability Income Insurance In addition, you can rest assured knowing that your Wealth Management Services representative is a highly trained, fully licensed and thoroughly experienced financial professional. Another Sussex Bank quality you’ll appreciate is the respect you’ll find for your current lifestyle and your future goals. You’ve worked hard to get where you are today, and no one respects that more than your Wealth Management Services professional. Important Information Investments, Discount Brokerage Services, certain Insurance Services and Internet Trading are offered through Sorrento Pacific Financial, LLC, member FINRA/SIPC. These entities are not affiliated with Sussex Bank. Wealth Management Services Are: • Not FDIC Insured • No Bank Guarantee • May Go Down in Value • Not a Deposit • Not Insured By Any Federal Government Agency