A Newsletter from the
May
2015
INSIDE
VIEW
The Chamber
This Issue
President’s Message
Second Lunch & Learn
Focuses on Marketing
2
Welcome New Members
Chamber President
Receives Award
4
Brightview Rolling Hills
Ribbon-cutting
5
4th Annual Outstanding
Teacher Awards Honorees
7
Business Tip from
Dennis Sullivan
Baltimore County Arts
Guild’s Grand Opening
Both local public and private schools gathered on April 30th for the
Chamber’s annual Outstanding Teacher Awards banquet held at
Charlestown’s John Erickson Conference Center. Delegate Eric Ebersole
(inset), who before being elected to the Maryland Legislature in 2015
taught high school mathematics for 30 years, was the evening’s keynote
speaker. See page 6 and 7 for more photos of this wonderful event
celebrating excellence in education, along with photos of our 2015
award winners.
8
12
Photo by Balance Photography
BEAUTIFUL WEATHER BRINGS LARGE
CROWDS TO SPRING FEST & MARKET
A
Lunch & Learn
May 21, 2015
fter the bitterly cold winter, record
crowds welcomed the warm and
sunny day that accompanied this
year’s Flower Fest and Garden Party and the
opening of our Sunday Farmers Market.
Featuring more than just flowers, the event
was a celebration of all things spring and provided an opportunity to find the perfect
Mother’s Day gift. A variety of cut flowers,
hanging baskets and bedding plants were
available from the Chamber and new member
Patapsco Ridge LLC landscapers along with
plants and vegetables from our market’s local
farmers. There were also one-of-a-kind gift
items hand made by the area’s finest crafters,
including jewelry, embroidered and knitted
goods, pottery and much more. Master Gardeners from the University of Maryland Extension
continued on page 3
VIEW
The Chamber
Editor,
Design & Layout
Teal Cary
GCCC Executive Director
410-719-9609
PURPOSE
The purpose of the Chamber of
Commerce is to have a strong voice with
the county government,
business and local community;
to affect positive change in our area; to
foster growth and expansion of our
members’ business; and to
achieve the betterment of the
Catonsville community.
Chamber Web Site:
www.catonsville.org
ADVERTISING & PROMOTION
OPPORTUNITIES
One-Page Insert $75
Get special attention for an event,
sale, etc. An 8 1/2 “ x 11”
insert (pdf file) in The View
provided by your business.
Event Sponsorship
Your company can be
highlighted at one of our
monthly events.
(Costs vary)
Business After Business Host
Invite the Chamber to your
location for onsite promotion.
(Costs vary)
Website
Banner Advertising
Sidebar Advertising
Check the Homepage of
the Chamber’s website for
additional opportunities to
promote your business
Call the Chamber Office
410.719.9609
for more information.
The Chamber Working for You
President’s Message
Cathy Schneider
2015 President
Y
our Chamber
Board and
Committees
were hard at work again!
Thanks to Linda Sauer
and Joe Poisal for coordinating our 1st Annual
Southwest Networking
Event. The Catonsville Chamber, the Arbutus and Lansdowne Business Associations
partnered together to network, build relationships, and exchanged ideas at the
Arbutus Fire Hall. Thank you to our sponsors
Signs by Tomorrow, Arbutus Volunteer Fire
Department and Mr. Rooter. We were also
fortunate to have the support from our local
restaurants that donated the wonderful food!
Thank you to Atwaters, Catonsville Gourmet,
Franco’s Italian Bistro, Fish Head Cantina,
Gianni’s Italian Bistro & Crab House, Oak
Creek Café, Paul’s Restaurant, Ken’s Old
Fashioned Candy Shop and Village Junction
Bakery-Café.
Another successful event I am happy to
eport was our 4th Annual Outstanding
Teachers Awards at the John Erickson Conference Center at Charlestown. I can’t even
begin to tell you how proud and fortunate I
felt to be a part of this phenomenal event.
Sally Griffin, our Education Committee
Chair, and her committee David Clark, Joan
Swiston, Jim Bower, and Mary Gately Bodley
worked hard to ensure that the nominees,
winners and their family and friends enjoyed
a nice dinner and a memorial awards ceremony. We cannot put on these events without our sponsors. A huge thank you to
Charlestown, CCBC Catonsville, Patient
First, Senator Ed Kasemeyer, Coldwell
Banker and McDonalds of Catonsville. Delegate Eric Ebersole, who has taught in Howard
County for 30 years, was our speaker and left
a personal heartwarming story about the importance of our teachers and our children in
the community. We had so many kind words
and appreciation from our attendees for
doing this for our teachers and community.
All these events cannot be completed
without the help of Teal Cary, our Executive
Director, and her office staff, Kate and Jackie.
Please make a point to stop and thank them
for all they do for us every day!
Last, but not least, I end this letter thanking the Soprotimist International of Arbutus
who honored me with the Beth Riedel Award.
I proudly stood up there and accepted this
award for my entrepreneurial spirit and my
continued support to the community. I
share this award with all who help and
support me including my managers Megan
Myers and Alyssa Huemmer, my family, the
Catonsville Chamber and the rest of the
business community. Thanks again for this
honor!
2ND LUNCH & LEARN FOCUSES ON MARKETING
J
oin us for the second of our working
lunches, hosted by the Chamber’s
Business Development Committee,
“Build Your Business to GROW.” Held at 12
noon on Thursday, May 21 at Brightview
Rolling Hills, 848 S. Rolling Road, this seminar will focus on what branding, marketing,
and advertising strategies work to grow a
business, and then how to execute them. In a
constantly changing technology environment, we will also look into how web design
can be used for more than just creating an
online presence. Our guest speakers for this
marketing seminar will be Gina Ramsey, Vice
President of Digital Media at Adventure Web
Interactive, and Courtney Gahagan the
founder and director of Freestyle Designs.
Gina Ramsey has been involved in advertising sales and marketing since 1997. She
has been with Adventure Web since 2006. Her
current position keeps her ahead of the curve
2 Greater Catonsville Chamber Newsletter • www.catonsville.org
on technology and helps businesses leverage
technology to generate sales. Whether it is a
fully responsive website, organic search engine optimization, social media or local/mobile solutions, Gina is prepared to bring her
clients to the head of the technology race.
She also provides personalized training and
speaks publicly about technology and using
technology to grow your business.
Since 2012, Courtney Gahagan’s creative
design agency has specialized in print, web,
and mobile design. Courtney has been working in the field of design for nearly ten years
and loves incorporating emerging technology into each project, while providing her
clients with classic and clean design results.
The cost for each Lunch & Learn Seminar
is $25 pre-paid, and $35 at the door and for
non-members. Register online at www.
catonsville.org.
FLOWER FEST
& MARKET
OPENING
continued from page 1
were on hand to share information and
answer questions. And live music provided a festive atmosphere throughout
the day. It all took place from 10 a.m. to 3
p.m. on Egges Lane next to the Firehouse,
sponsored by the Greater Catonsville
Chamber of Commerce.
As in past years, the Flower Fest & Garden Party coincided with the opening of
the Catonsville Sunday Farmers Market
right next door in the parking lot at
730 Frederick Road. This market is a
“producer-only market,” which means
that all the vendors are offering items that
they themselves have grown or produced.
Buyers get the freshest fruits, vegetables,
meats and other products direct from the
source.
the Greater Catonsville Chamber of Commerce website at www.catonsville.org or
call 410-719-9609.
The Flower Fest & Garden Party attracts
hundreds of residents to the village the first
Sunday in May in celebration of Spring.
Exciting 2015 FREE Outdoor
Concert Series, June 12-Aug. 28
Every Friday
6:30 to 8:30
15 Mellor Avenue
The Catonsville Chamber of Commerce’s Frederick
Road Fridays Concert series, now in its 8th year,
brings live music to Catonsville’s village each
Friday evening throughout the summer.
Located in The Shops on Mellor the series offers
free outdoor musical performances and children’s
activities while in walking distance of local
merchants and restaurants.
Kathleen Hart, the Flower Fest’s Mother
Nature, delighted families throughout the
day posing for pictures and giving children
seed packets to plant at home.
Now going into its sixth year, the
Sunday Farmers Market has developed a
reputation for offering a variety of quality
products in a fun and festive atmosphere
with live music. The Market is open Sundays from 10 a.m. to 1:30 p.m. starting on
May 3 and continuing every week (rain or
shine) up until the weekend before
Thanksgiving, Sunday November 22.
Vendors offer a wide array of everything
from heirloom garlic and tomatoes to
boutique spice mixes, pickles and salsas
to Maryland varietal wines, gourmet
olive oils, artisan breads and gourmet
popsicles. And new vendors are always
being added.
To learn more about either event, visit
Frederick Road Fridays Summer Schedule
Date
June 12
June 19
June 26
July 3
July 10
July 17
July 24
July 31
August 7
August 14
August 21
August 28
Band
Out of the Blue
One Flight Up
Jeremy Gilless Band
Appaloosa
(We Are) Stone Mason
Josh and Good Old Stuff
Richard Walton Group
Great Escape Band
Against the Grain
Faded Image
Radio Free Baltimore
Acoustic Limit
Proceeds Benefit
Comet Booster Club
Soroptimist International
4th of July Committee
Baltimore County Arts Guild
Rotary Club of Catonsville
Dr. Kathleen Gandy Impact Foundation
Forty West Lions Club
Ravens Roost 117/Special Olympics
Y of Central Maryland-Catonsville
Leadership Through Athletics
Maryland Search & Rescue
Ribbons of Comfort
For more information visit www.catonsville.org
Greater Catonsville Chamber Newsletter • www.catonsville.org 3
The Chamber New Members
Member Level
Non-Profit Level
Patapsco Ridge, LLC
Pregnancy Center West
Katie Colvin
6149 Washington Blvd. Ste E
Elkridge MD 21075
(410) 718-1990
[email protected]
PatapscoRidgeLLC.com
Maureen Kirby-Smith
5411 Old Frederick Road #1
Catonsville MD 21228
(410) 788-4433
FAX (410) 744-7982
[email protected]
www.pregnancycenterwest.org
Patapsco Ridge is a fully licensed and
insured landscape and hardscape
contractor. They supply and deliver
mulch, topsoil, firewood and other
outdoor landscaping materials. Patapsco
Ridge provides a diverse selection of high
quality plants, flowers, shrubs, grasses,
trees and more, at their nursery located
off Route 1 in Elkridge, Maryland.
Pregnancy Center West offers free pregnancy tests and sonograms; pregnancy
options counseling; pre-natal and
childcare education; and, material
assistance.
SPRING ALLERGIES BLOOM IN MD
Pollen is already in the wind
S
pring is here and so is allergy season. The snow just stopped but the
pollen count is already climbing. Tree pollen is the biggest cause of spring
allergies. People with severe grass and ragweed allergies will start feeling
the symptoms in a couple of months. But when you combine tree and grass
pollen, more than 50 million allergic Americans are bracing themselves for sneezes
and watery eyes.
They do not have to suffer without relief. Over-the-counter allergy remedies
may help people with minor symptoms. For those with more severe allergic
reactions, Patient First physicians may prescribe stronger treatments.
Allergy symptoms may also be reduced by:
• Closing windows and using the air conditioner to decrease the amount of
pollen entering the home
• Minimizing outdoor activity between 5 a.m. and 10 a.m. when pollen counts are
the highest
• Using pollen-removing air filters and changing them regularly
About Patient First
Patient First currently operates 56 centers in Virginia, Maryland, and Pennsylvania. It opened its first facility in Richmond, Virginia in 1981 and developed many
automation-based operating systems and practices that were considered innovative at the time and which have been continually improved to meet the needs of
today’s patients.
4 Greater Catonsville Chamber Newsletter • www.catonsville.org
CATHY SCHNEIDER,
CHAMBER PRESIDENT,
WINS SOROPTIMIST
INTERNATIONAL’S BETTY
REIDEL AWARD
S
oroptimist International of
Arbutus honored Cathy
Schneider with the Betty
Riedel Award during the society’s
2015 Awards Dinner on April 22. A
global volunteer organization working to transform the lives of women
and girls, Soroptimist International
has over 80,000 members in more
than 130 different countries and territories throughout the world. Betty
Riedel was the Charter president of
Soroptimist International of Arbutus,
and as a female business owner in the
early 1960s, she was ahead of her
time.
SI of Arbutus created the award in
her honor to draw attention to the
positive influence that women
business owners have in their
community.
This year’s recipient, our own
Cathy Schneider, was honored for her
leadership and training of young
women, her unflagging commitment
to community service, and her
service as an active member and
current president of the Greater
Catonsville Chamber of Commerce.
Since opening her first Edible
Arrangements store in 2006, Cathy
has mentored numerous young
female employees, training them to
move from customer service to management positions. In addition, she
and her staff consistently donate time
and money to local organizations and
events. As the Soroptimists explain,
“she has earned a reputation for
always saying “YES” whenever she is
asked for a donation.
Praising her “amazingly positive
attitude” and perpetual willingness to
help make her community a better
place, Soroptimist International of
Arbutus recognizes Cathy as a great
role model for young women who
want to own their own business and
make the world a better place.
The Chamber Member News
Brightview Rolling Hills Welcomed
First Residents on April 13
O
ur Chamber participated in a
ribbon-cutting to officially open
the new Brightview Rolling Hills, a
premier senior living community in
Catonsville.
Brightview Senior Living’s twelfth
community in Maryland, Brightview
Rolling Hills features a total of 143 apartment homes for seniors including 74 independent living apartment homes, 35
apartment homes for assisted living and
a 34 apartment neighborhood known as
Wellspring Village®, a specialized program and environment for people living
with dementia or other forms of memory
impairment.
Located at 848 Rolling Road, Brightview Rolling Hills offers an engaging
social environment with housekeeping,
dining, transportation and maintenance
provided by a dynamic and energetic
staff. Amenity spaces at the community
include a café/bar, a beauty/barber
salon, movie theater, fitness center and
several other community spaces
designed to provide a vibrant lifestyle.
To learn more about Brightview
Rolling Hills, please call Graeg at 410744-7101.
Salem Players Perform
“The Sorcerer”
T
he Salem Players of Salem Lutheran
Church will present the Gilbert &
Sullivan musical “The Sorcerer” on
two consecutive weekends starting May 8.
This comic, family-friendly production
tells the story of a town caught in a spell
that causes everyone to fall in love with
the wrong person. It was the first Gilbert &
Sullivan collaboration to feature all the
hallmarks of their phenomenally popular
later shows.
The production opens on Friday,
May 8 at 8 p.m. with additional evening
performances on May 9, 15 & 16, and
Sunday matinees on May 10 and 17 at
2 p.m. Tickets are $15 for adults, $12 for
students and seniors. Salem Lutheran
Church is located at 905 Frederick Road
in Catonsville. For information, visit
www.salem-catonsville.org.
Brightview Rolling Hills Ribbon-cutting: (l to r) Leslie Robinson, Regional VP of Operations for
Brightview Senior Living (BVSL); Denise Manifold, Regional Director of Sales & Marketing for
BVSL; Virginia Hoffman, Charter Club Member (new resident); Graeg Keogh, Community Sales
Director; Deanna Lawrence, Executive Director and Teal Cary, Chamber Executive Director
Lou Campagnoli Hangs Up His
Drumsticks After 41 Years
T
he Bill’s Music in Catonsville, MD
has been family owned and operated
since 1965. Part of that family includes three long-time friends & store
managers, Ron Cook, Jim Mays and Lou
Campagnoli. Ron has been repairing instruments at Bill’s since 1966 and folks
continue to come from all over Maryland
for his signature guitar “Supertune”. Jim,
who enjoyed a long career as the bass
player in several rock and country music
bands and Lou, a talented drummer and
vocalist have been store managers at Bill’s
Music for 44 and 41 years, respectively.
Together with owner Bill Higgins, this ‘fab
4’ have been friends, bandmates and
co-workers throughout the years and have
each contributed to the growth of Bill’s
Music from an 8’ x 8’ music lesson space
in 1965 to the 36,000 square foot musical
retailer that it is today.
In the Spring of 2015, Lou announced
his plans to hang up his drum sticks and
retire from Bill’s
Music. As he looks back at his time in
the music business, he recalls the day that
Bill hired him. He had been recommended for the job by then “Koffee
Beans” bandmate, Jim Mays who was
already working at Bill’s. A recent college
graduate, Lou sat in Bill’s living room and
asked what kind of security he could expect if he accepted the job. Bill replied “As
long as I’m working here and making
money, you’ll be working here and making money”. And that’s all Lou needed to
hear – “It was the best career move ever
made. If I hadn’t spent my time at Bill’s I
might have had to work for a living” jokes
Campagnoli.
In the beginning, Lou started out doing
everything from the trash, stock work and
deliveries to making sales, placing orders
with Reps, attending NAMM shows and
opening/closing the store. Over the years
he developed a talent for desktop publishing and designed the very first full color
catalog at Bill’s Music and made many of
the templates for price signs, advertisements and displays that are still in use
today. Lou has received many awards and
accolades during his time at Bill’s and
notes the Bill’s Music “Team Player
Award” as the one he is most proud of.
Greater Catonsville Chamber Newsletter • www.catonsville.org 5
The Chamber In Pictures
2015 Outstanding
Teacher Awards
6 Greater Catonsville Chamber Newsletter • www.catonsville.org
Photos by Balance Photography
Teams That Make a Difference:
Arbutus Middle School 6th Grade Team
Outstanding Professor, CCBC:
Theresa LaMotte
with Dr. Kurtinitis
Outstanding Teacher, Elementary:
Linda Goode,
Johnnycake Elementary
Distinguished Service Award:
Megan Lembach,
Catonsville High School PTSA Officer
Outstanding Teacher, Middle:
Jim Hutcheson,
Our Lady of Victory Catholic School
Outstanding Teacher, High School:
Kathy Kelly,
RICA Baltimore
Greater Catonsville Chamber Newsletter • www.catonsville.org 7
A SIMPLE, TWO-WORD
QUESTION EVERY BUSINESS
OWNER SHOULD ASK…
The answer may dramatically change your marketing
Dennis Sullivan, Executive Director
Center for Business Innovation, CCBC
Contributing View Columnist
W
ant to know a quick question to test
whether your marketing will grab the attention of your prospects?
It’s quick, to the point and the answer will either
create excitement or leave everyone dumbfounded.
So when you or your marketing team comes up with a
new hook or idea for your next promotion, ask this simple two-word
question: So what?
The answer you get just may surprise you. Here’s a scenario in which I
often find myself. A marketer comes up with an idea for a new app that
she says will help increase our product’s brand recognition. It sounds
clever. I even find myself getting caught up in the idea, but then I stop
and ask: So what?
And that leads to several other questions that are just as important: Do
people really want or need this? How will this help our business? And
here’s a big one: What if we don’t do it?
That one “So what” question usually does one of two things. It either
gets to the heart of a great idea that excites everyone. Or, it leaves the
team scratching their heads so they can either drop it and spend their
time and energy on more important ideas or go back to the drawing
board.
It can also help protect your business from some very bad and costly
ideas. Here’s one of my favorites. My wife was in the orthodontist office
recently getting a root canal. You know the drill (sorry, bad pun). You sit in
an uncomfortable chair, hoping the Novocain is strong enough as the
doctor pulls, pries, scrapes as you avoid looking at the tools he has laid
out that look very similar to the tools used to build a deck.
And in this case, staring straight at my wife is a poster promoting a
giant Titanium screw that really does look like something you can buy at
Home Depot. I can just imagine a marketer for the manufacturer trying
to explain how they should promote their new Titanium implant with a
picture showing a conventional implant versus the new implant. But no
one stopped to ask, “So what?”
Nor did they ask, “Does anyone want a Titanium screw drilled into
their mouth?” Had they asked, the marketers would have realized that
most people don’t want to know how the procedure was done – they only
want to know about the results!
The secret to marketing is to put yourselves in the shoes of your
prospects. Understand their fears and their aspirations. How? Ask them.
Test ideas with a small group of your best customers. Meet with
prospects to understand better their wants and needs so you can position your product and service based on what they desire – not on what
you’re trying to sell.
And the next time you or someone else come up with next great idea,
ask: “So what?” Hopefully, the answer will lead to the next breakthrough
that really does give your customers what they truly want or need.
About Dennis J. Sullivan: Dennis is a full-time faculty instructor at CCBC
teaching business management, marketing, and sales and is the Executive
Director of the college’s Center for Business Innovation. He is also owner of
Breakthrough Pros, a full-service marketing and
consulting company specializing in lead generation, sales conversion and
product launches. Contact information: [email protected] or at
[email protected]
8 Greater Catonsville Chamber Newsletter • www.catonsville.org
19TH TASTE BOASTS
RECORD NUMBER OF
VENDORS AT 40
O
n June 1, 2015 from 6-9 p.m., the Greater Catonsville
Chamber of Commerce will host the 19th annual
Taste of Catonsville at the historic Overhills Mansion. The popularity of the event has increased so dramatically over the last several years that event organizers
decided to expand on the theme from last year with “A Taste
of Catonsville and Beyond!” An unprecedented 40 vendors
are participating and this year’s Taste of Catonsville not only
highlights the best cuisine our area has to offer, it features
much more than food. Catonsville's finest restaurants will
offer samples of their signature dishes, of course, but the
event will also offer a "taste" of our Farmers Market, a
"taste" of our Arts & Crafts Festival, a "taste" of our Flower
Fest & Garden Party and a "taste" of the Catonsville community, as well as tastings of local craft beer and fine wine.
Vendors will offer samples to enjoy that evening as well as
products to purchase and take home. For a full list of this
year’s participants visit our website a www.catonsville.org
and click Chamber Events.
The event’s exciting location at the elegant Overhills
Mansion (circa 1897) at 916 S. Rolling Road, allows for
expanded outdoor venues. As part of the expansion, the
Taste of Catonsville will offer beer and wine tasting stations
featuring the award-winning craft brews of Heavy Seas plus
a choice sampling of quality wines featured at The Wine Bin
and from a Sunday Farmers Market regular, Knob Hall
Winery. The Chamber of Commerce is also thrilled to have
Catonsville resident celebrity and co-anchor of the WBALTV morning news, Mindy Basara, serve as Master of
Ceremonies.
All these engaging offerings are made possible by the
Orthopaedic Associates of Central Maryland, Bay Bank,
The Neighborhoods at St. Elizabeth, Edible Arrangements
of Catonsville, ABC Party & Tent Rental and Indigo Ink
Digital Printing.
The 2015 Taste of Catonsville highlights everything that
makes Catonsville THE PLACE to live, work, shop and play.
Don’t miss it!
Sponsored by BREAKTHROUGH PROS
Presented by the Greater Catonsville Chamber of Commerce
2015 Lunch & Learn Seminars
Build to SELL; Build to GROW; Build to LAST
Join us for a series of working lunches, hosted by the Chamber’s Business Development
Committee, geared toward helping your business grow, create sustained success, or prepare
for an exit strategy. Each lunch will cover a specific topic and include a speaker
or panel of guests that are there to share their experiences and expertise.
May 21, 2015
Build Your Business to GROW
October 22, 2015
Build Your Business to LAST
Brightview Rolling Hills,
848 S. Rolling Road, 12 noon
Goals Baltimore,
6159 Edmondson Ave., 12 noon
This seminar will focus on what branding,
marketing, and advertising strategies work to grow a
business, and then how to execute them. In a constantly changing technology environment, we will
look into how your website can be used for more
than just creating an “online presence.”
This seminar will be built for those owners looking
to sustain their business. Most owners know that this
starts with retaining the best employees. We will
discuss best practices in attracting and retaining
employees. In today’s business environment, clearly
successful companies will be those that provide a
flexible and challenging work environment. This
seminar will show you how to make this a reality for
your business.
Cost: $25 members pre-registered, $35 at door and for non-members
To register visit catonsville.org or call 410-719-9609
Greater Catonsville Chamber Newsletter • www.catonsville.org 9
HELP MOM WITH HER
RETIREMENT INCOME STRATEGY
Matthew Dunigan
Edward Jones Financial Advisor
Contributing View Columnist
M
other’s Day is almost here. This occasion
may have special significance for you if
you’ve been fortunate enough to have
your mother around for your adult life. So naturally, you’ll want to bring Mom some flowers or another gift. But if she’s planning to retire soon, you may want to think
about a longer-term way to improve her life — namely, by initiating a
conversation about her retirement income strategy.
Of course, she may already have matters well in hand. But a great
many people on the verge of retirement have not planned for those
years, so you may be able to provide some valuable suggestions. Here
are a few ideas:
• Boost contributions to retirement plans. If Mom is still working,
urge her to contribute as much as she can afford to her IRA and her
employer-sponsored retirement plan, such as a 401(k). The chances
are pretty good that she will be spending many years in retirement —
in fact, the average life expectancy for a 65-year-old woman is 20.5
more years, according to the Centers for Disease Control and Prevention. So she’ll want to accumulate as much as possible before she
bids “adieu” to the working world.
• Discuss appropriate withdrawal rates. Encourage your mother to
meet with a financial professional to determine an appropriate rate
of withdrawal from her investments. To help ensure that she doesn’t
outlive her resources, she needs to avoid taking out too much during
her early years of retirement.
• Take care of legal arrangements. If you haven’t already done so,
ask your mother if she has drawn up the important legal documents
related to her estate plans. Does she have a will? Has she created a
durable power of attorney, which allows her to name someone to
make financial and health care decisions on her behalf if she becomes incapacitated? As you know, this is a sensitive topic, so you’ll
want to approach it with care.
• Evaluate Social Security options. Your mother is probably well
aware that she can start taking Social Security as early as age 62, but
will get much bigger monthly payments if she waits until her full retirement age, which will likely be 66 or 67. But she may not know that
she might be able to benefit from a Social Security “spousal strategy”
that could result in her receiving more income than she could get by
just taking her own benefits.
For example, if her spouse is the higher wage earner and can afford to delay taking benefits, your mother could eventually receive
higher survivor benefits. Or, your mother and her spouse could employ a “file and suspend” strategy. Under this strategy, her spouse,
upon reaching full retirement age, files for retirement benefits and
then immediately requests to have those benefits suspended. As a result, your mother can file for spousal benefits, which would be larger
than what she would receive at her full retirement age. To make sure
they are making any Social Security-related moves correctly, though,
your mother and her spouse will want to consult with a tax advisor
who is thoroughly familiar with Social Security rules.
You want your mother to enjoy a long, happy and active retirement. So, talk to her about the moves she can make to help turn that
aspiration into reality
This article was written by Edward Jones for use by your local
Edward Jones Financial Advisor.
10 Greater Catonsville Chamber Newsletter • www.catonsville.org
Sponsorship
Opportunities
fridays
Frederick Road
Celebrating Music & Fun in Catonsville
Concert Dates:
Every Friday, June 12 to August 28
SPONSOR LEVELS:
Diamond- $2500
• Special Diamond Sponsor Banner
with only your business name and
logo displayed at all concerts
• Display booth or area at each
concert for your business, 12 weeks
• Special recognition in news
releases, flyers, Chamber website &
VIEW, and at the event
Platinum- $1000
• Display booth at the event for your
business, 12 weeks
• Business name on sponsors’ banner and
displayed at all concerts
• Special recognition in news
releases, flyers, Chamber website &
VIEW, and at the event
Gold- $500
• Display booth at concerts for 6 weeks
• Business name on sponsors’ banner and
displayed at all concerts
• Recognition in news releases, flyers,
Chamber website & VIEW, and at
the event
Silver- $250
• Display booth at concerts for 2 weeks
• Recognition in news releases, flyers,
The Chamber VIEW, and at the event
Contact Teal Cary, 410-719-9609 or e-mail
[email protected] for more information.
2015 Chamber Events Calendar
MAY
JUNE through AUGUST
Event:
Event:
Date:
Time:
Place:
Cost:
Catonsville Flower Fest
Opening of Sunday Farmers
Market (each Sun. 5/3 to 11/22)
Sponsors: bark! Pawsitive Petfood
Frederick Rd. Veternary Hospital
Date:
Sunday, May 3, 2015
Time: 10:00 am - 3:00 pm
Place: Frederick Road
Cost:
FREE
Event:
Date:
Time:
Place:
Cost:
Chamber Open House/
Networking Event
Thursday, May 7, 2015
5:00 - 7:00 pm
924 Frederick Road
FREE
Event:
Lunch & Learn SeminarBUILD Your Business TO GROW
Sponsor: Breakthrough Pros
Date:
Thursday, May 21, 2015
Time:
12 Noon
Place: Brightview Rolling Hills
848 S. Rolling Road
Cost:
$25 pre-registered & pre-paid
$35 at door, $35 non-members
Frederick Road Fridays
Every Friday, June 12-Aug. 28
6:30 - 8:30 pm
The Shops on Mellor
FREE
SEPTEMBER
Event:
Date:
Time:
Place:
Cost:
Event:
Date:
Time:
Place:
Cost:
42nd Annual Catonsville
Arts & Crafts Festival
Sunday, September 13, 2015
10:00 am - 5:00 pm
Frederick Road
FREE
57th Annual Crab Feast
& Auction
Friday, September 25, 2015
5:30 pm
The Lodge in Oella
TBA
OCTOBER
Lunch & Learn SeminarBUILD Your Business TO LAST
Sponsor: Breakthrough Pros
Thursday, Oct. 22, 2015
Date:
Time:
12 Noon
Place: TBA
$25 pre-registered & pre-paid
Cost:
$35 at door, $35 non-members
Event:
NOVEMBER
Event: Legislative Luncheon
Guest Speakers: Elected Officials
Date:
Thursday, November 12, 2015
Time: 12:00 noon
Place: Knights of Columbus
1010 Frederick Road
Cost:
$20 pre-registered & pre-paid
$25 at door, $35 non-members
OCTOBER
DECEMBER
Event:
Event: Holiday Party
Date:
Thursday, December 10, 2015
Time: 12:00 noon
Place: Overhills Mansion
Cost:
$30 pre-registered & pre-paid,
$40 at door
Date:
Time:
Place:
Cost:
Chamber Open House/
Networking Event
Thursday, Oct. 8, 2015
5:00 - 7:00 pm
924 Frederick Road
FREE
JUNE
Event: Taste of Catonsville
Sponsors: Orthopaedic Associates of
Central Maryland, Bay Bank,
The Neighborhoods at St. Elizabeth,
Edible Arrangements of Catonsville,
ABC Party & Tent Rental and Indigo Ink
Digital Printing
Date:
Monday, June 1, 2015
Time: 6:00 - 9:00 pm
Place: Overhills Mansion
916 S. Rolling Road
Cost:
$35 pre-registered & pre-paid,
$45 at door
Event:
Date:
Time:
Place:
Cost:
Baltimore County Commercial
Revitalization Awards
Wednesday, June 3, 2015
5:30 - 7:30 pm
UMBC University Center
1000 Hilltop Circle
$25 pre-registered & pre-paid,
$30 at door
Look who just moved into the neighborhood.
Orthopaedic Associates of Central Maryland (OACM) is proud to be your
new neighbor and invites the community to a special Open House event!
OPEN HOUSE
Saturday, May 16, 2015
10:00 a.m. to 2:00 p.m.
910 Frederick Road, Catonsville, MD 21228
Come and see how OACM is improving the
orthopaedic health of Catonsville and our
ƐƵƌƌŽƵŶĚŝŶŐĐŽŵŵƵŶŝƚǇ͕ŵĞĞƚŽƵƌƐƚĂīĂŶĚ
ƉŚǇƐŝĐŝĂŶƐĂŶĚĞŶũŽǇĂŶĂŌĞƌŶŽŽŶŽĨŽƵƚĚŽŽƌ
fun for the whole family!
FREE! Food and drinks, fun and games for
all ages including a bounce house for the kids!
dŽƵƌŽƵƌŶĞǁϯϬ͕ϬϬϬƐƋ͘Ō͘ƐƚĂƚĞͲŽĨͲƚŚĞͲĂƌƚ
orthopaedic center.
Don’t miss special guest appearances
by the Oriole Bird (10am-11am) and
Raven Poe (11am-1pm)!
tĞǁŝůůďĞĂĐĐĞƉƟŶŐĚŽŶĂƟŽŶƐŽĨƉĞƌƐŽŶĂůŚǇŐŝĞŶĞ
products for the Children’s Home such as
ĚĞŽĚŽƌĂŶƚ͕ůŽƟŽŶ͕ĨĞŵŝŶŝŶĞƉƌŽĚƵĐƚƐ͕
ĐŚĂƉƐƟĐŬ͕ƐŽĂƉ͕ĐŽŵďƐ͕ďƌƵƐŚĞƐ͕
toothpaste and toothbrushes
(no spray products please).
WůĞĂƐĞůĞĂǀĞĚŽŶĂƟŽŶƐ
in designated boxes.
www.mdbonedocs.com
NOTE: Times, locations, and costs are subject to change. Check chamber website for the most updated information.
Greater Catonsville Chamber Newsletter • www.catonsville.org 11
The Chamber Member News
Baltimore County Arts Guild Opens
its First Permanent Space The Gallery @ 1101
O
n May 1st the Baltimore County
Arts Guild celebrated the grand
opening of its new location - The
Gallery@1101. A formal ribbon cutting
ceremony featured guest speaker, Mary
Cary, Executive Director of Arts Education
in Maryland Schools. She lauded this
bold initiative by saying, "Having this
Gallery where artists can touch the minds
and hearts of others is essential because
the arts connect us across cultures and to
our collective and individual histories."
Baltimore County Council member
Tom Quirk marked the opening of the
gallery by the Arts Guild with an honorary
Baltimore County Resolution while
Bryan Sheppard, Assistant to the County
Executive, presented the Guild's president, Marilyn Maitland, with an Executive
Citation on behalf of County Executive,
Kevin Kamenetz. Mr. Sheppard stated
that "the county is excited about this new
location as a destination point - not just
for Baltimore County - but for the whole
region." Other elected officials in attendance included State Delegates Eric Ebersole, Terri Hill, and Clarence Lam.
Over two hundred people attended the
grand opening, representing a wide
cross-section of community members
from Baltimore County and beyond. They
were treated to a gallery exhibition of 21
member artists, as well as culinary arts
demonstrations and live music. Baltimore
County Arts Guild president, Marilyn
See Videos of Our Special
Events on
Quote for May
Maitland, summed up the event by
remarking that,” on this day we are excited to begin to more fully implement
our mission and vision of bringing the arts
home to Baltimore County.
The Gallery@1101 is located on the second floor at 1101 Maiden Choice Lane
Baltimore 21229. It offers studio rental
space for artists as well as space for
classes, workshops, lectures, and other
events. To learn more about the Baltimore
County Arts Guild and the opportunities at
the new Gallery@1101 please visit
www.bcartsguild.org or contact
[email protected]
Baltimore County Arts Guild is a
501(C)(3) organization whose mission is to
promote and provide access to an extensive
range of the arts to Baltimore County.
Bringing the arts home!
Our Chamber was happy to provide the BIG scissors and ribbon for the Baltimore County Arts
Guild ‘s grand opening of its new location - The Gallery@1101. Holding the ceremonial scissors is
the Guild’s president Marilyn Maitland flanked by Guild board members and local dignitaries.
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"If you really look closely, most overnight successes took a long time."
12 Greater Catonsville Chamber Newsletter • www.catonsville.org
Steve Jobs