Your 2015 Benefits Planner Voluntary Non-Sponsored Plans Minimize Your Financial Risks Associated With Real Life Situations How would you and your loved ones be able to pay for all of life’s unexpected? What if you: ›› get sick or injured and have to miss work? ›› are hospitalized due to a sickness or accident? ›› are diagnosed with a critical illness? ›› lose your own life? If you are unable to answer any of the above questions, this means you have a benefit need that has not been met. We are empowering you to take control of your health by utilizing your health and wellness benefits to the fullest. ACHIEVE your personal health and wellness goals by COMMITTING to yourself and your well-being. Only then you will begin to THRIVE and start to live better. Part of how we ACT together is making sure you are prepared to handle all of the curveballs that life can throw at you. This Benefits Planner is designed to help you identify any possible gaps in your existing insurance coverage. It will also help you select the voluntary plans that fit the needs of you and your family. Think about the benefits you currently have through your core insurance offering, then answer the statements on the back of this flyer and rank your three areas of greatest concern. Prepare for the unexpected. Choose any combination of benefits for added protection. In addition to your core benefits, you have the opportunity to enroll in a variety of non-sponsored voluntary products that will help you with the extra expenses that can come due to an unexpected accident or illness. Are You Protected If The Unexpected Happens? Think about what benefits you currently have, answer the following statements, then rank your three areas of greatest concern. Accident Insurance Cancer Insurance Protection for unexpected expenses as a result of an accident Protecting your savings I will need help covering medical and out-of-pocket expenses if I am injured in an accident at work or home. YES NO In the event of an unexpected cancer diagnosis, I will need help paying for medical expenses plus my everyday living expenses. RANK Disability Insurance Protecting your savings Protecting your paycheck YES NO If I am sick or hurt and unable to work, I will need a paycheck to pay my mortgage, car payment, utilities and other bills. RANK Life Insurance Protection for unexpected hospital and medical expenses Protecting your family’s lifestyle YES NO RANK If my spouse or I die tomorrow, I will need money to help pay my mortgage, debts, care and education for our children, plus many other financial commitments. Identity Theft / Legal Protection Telemedicine Protecting your assets Protecting your time I want to protect my personal identity and financial information, and would like to have affordable access to legal assistance if needed. YES NO RANK YES NO RANK Hospital Indemnity I will need money available to help with expenses if I am hospitalized, need care in an emergency room or have outpatient surgery due to an accident or illness. NO RANK Critical Care & Recovery If a sudden health condition like stroke or heart attack were to happen to me or my family members, I will need help to cover the expenses so we could concentrate on recovery. YES Doctor visits take time away from work. I need a more convenient option for simple illnesses. YES NO RANK YES NO RANK If you answered “Yes” to any of the statements, this means you have a benefit need that has not been met. This is an approved City of Dallas Communication from the Human Resources Department. Voluntary benefits are non-sponsored which means the employee is responsible for 100% of the premium. If you have questions or comments, please contact the Benefits Service Center at (855) 656-9114.