GRO W W A publication for the members of ITH US POSTALFamıly Credit Union, Inc. NOVEMBER 2013 Volume 4 • Issue 11 www.URmyCU.com Attention PFCU Members Effective November 1st share and draft balances will be available by calling 513-632-5693 or 1-800-265-4527, P.A.L. (Personal Account Line) or by going to www.urmycu.com and clicking on WebPal II. You can do lots more over the phone or computer: 1. Get all account balances 2. Transfer funds within accounts 3. Check on paid drafts 4. Check on ATM Transactions 5. Transfer funds to other member accounts (this needs to be set up prior to using) 6. Order share drafts via the internet (WebPal II) Bank from HOME TM This service is available 24 hours a day/7 days a week. We will no longer be able to give account balances over the phone. If you are having a problem with your account we will be more than happy to help you. PFCU offers the above services at NO COST to every member and we installed the services so we would be able to help those members that are having account problems, but allow members to do simple inquires and transactions at their convenience. Special Holiday Shopping Loan 7.5% APR* and extended payment plan Why not beat the holiday rush this year by taking advantage of our Special Holiday Shopping Loan. Get your holiday cash now and get up to 15 months to pay it back. This will reduce your monthly payments and give you more time to shop. Take advantage of this loan special today! aSpecial reduced interest rate of 7.5% * repayment terms (start your payment plan aasExtended early as September with final payment coming APR due December of 2014.) a Lower interest rate + extended terms = lower monthly payment *APR=Annual Percentage Rate This promotion is valid until 12/31/2013. Not all members will qualify. Rates are subject to change without notice. All you need to do to apply is: Phone: (During normal business hours) 513-381-8600 (Cincinnati) 937-228-7691 (Dayton) (After hours) Press 1 to be transferred to our 24 hour lending service Come in: Cincinnati: 1243 West 8th Street, Cincinnati, Oh 45203 Dayton: 1111 East 5th Street Dayton, Ohio 45402 Internet: urmycu.com, log in to Web Pal II, and click loan application Fax or Mail: Use your newsletter loan application, complete and fax to 513-345-8726 or mail to the address above. Come Celebrate The Ultimate Tailgate Used Auto Sales Event! 2012 & 2013 Chrysler Town & Country Touring Features: Leather-Trimmed Bucket Seats, DVD, Rear Back-Up Camera, Power Dual Sliding Doors, Power Liftgate 2012 & 2013 Dodge Grand Caravan SXT Features: Three-Zone Air Conditioning with Rear Air/Heat, Luggage Rack, Power Dual Sliding Doors, Power Liftgate Upon used vehicle purchase from Enterprise Car Sales. November 1 – 30, 2013 Visit www.urmycu.com to get pre-approved by Postal Family Credit Union today! Then visit your local Enterprise Car Sales office to see a great selection of quality used vehicles. Preview our great selection of quality used vehicles at enterprisecarsales.com/pfcu Visit us at Enterprise Car Sales Cincinnati Columbus 555 E. Galbraith Rd. 3200 Morse Rd. 513 677-8000 614 418-7574 POSTALFamıly Credit Union, Inc. * APR = Annual Percentage Rate The special 1/2% promotion is valid until 12/31/2013. Not all members will qualify. Rates are subject to change without notice. Vehicle must be financed using standard financing terms through Postal Family Credit Union to qualify for payment offer.Within 30 days of purchase, Enterprise will deposit a total $400 into your savingsaccount at Postal Family Credit Union. Offer void when 7-day Repurchase Agreement is activated. Offer valid 11/1/13 – 11/30/13. No cash advances. Offer not validfor previous Enterprise purchases or with any other offer. Cannot be combined with any other offer. Used vehicles previously part of Enterprise short-term rental and lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. The “e” logo, Enterprise, and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their 1 2013 Program Mailing Address: TM …Help us make a difference! The Cincinnati office of PFCU has again adopted classes at Oyler Elementary School for Christmas. We are now taking donations at our office. When you visit the office, just watch for the jars that have “Can you spare some change” written on them. We are also selling all types of small teddy bears; profit will go into our Christmas Fund. We are hoping to again make this an extra special Christmas for the children. Last year we had great participation from our members. We hope we can expect the same this year, without your help we could not make it happen. Watch future newsletters for additional details. Visa Holiday Sweepstakes PFCU members will have countless reasons to spend this holiday season knowing they will be automatically entered for a chance to win $5,000 every time they use their Visa Credit Union Credit Card between November 1st and December 31st, 2013. Look for Details in your November credit card statement. If you do not have a PFCU Visa card, apply today! Scholarship 2014 Program P.O. Box 14403 Cincinnati, OH 45250-0403 Cincinnati: 1243 West 8th Street, Cincinnati, OH 45203 Tel: 513-381-8600, Toll Free: 1-800-265-4527, Fax: 513-345-8726 Monday and Friday: 7:30 a.m. to 6:00 p.m. Tuesday and Thursday: 8:00 a.m. to 5:00 p.m. Wednesday: 10:00 a.m. to 5:00 p.m. Dayton: 1111 East Fifth Street, Dayton OH 45401 937-228-7691, Toll Free: 1-800-265-4527 Monday, Tuesday, Thursday: 8:30 a.m to 5:00 p.m. Wednesday: 10:00 a.m. to 5:00 p.m. Friday: 8:00 a.m. to 5:00 p.m. Personal Account Line: Call P.A.L. for all your account information. If you are in area codes 513, 812 or 859 call 632-5693... all other area codes call 1-800-621-9722. Or visit WebPal II at www.urmycu.com We will be closed... By member choice accounts are insured by ASI for up to $250,000. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Veterans Day, observed November 11, 2013 Thanksgiving, November 28, 2013 Christmas Eve Day, December 24, 2013 (Closing at 1 pm) EQUAL HOUSING OPPORTUNITY Christmas Day, December 25, 2013 New Year’s Eve Day, December 31, 2013 (Closing at 2 pm) New Year’s Day, January 1, 2014 Your Credit Union is proud to now offer insurance! We’ve known you for years and are looking out for your best interest. Whenever you have insurance questions come up, you can count on personal service from Postal Family Credit Union. PFCU has given over $25,000 in scholarships to members wanting to further their education. PFCU is offering two $1,000 scholarships to members of the credit union and you could be the member to win. There are three ways to apply: • Stop in the credit union office and pick up an application • Call the credit union at 513-381-8600 and have an application sent to your home. • Log on to www.urmycu,com/scholarship and look in the promotions box for the scholarship promotion and download your application. Complete the application and write a 500-700 word essay. Essay topic will be posted on the website on October 1st. Your application must be postmarked no later than, Wednesday, March 13, 2014 for consideration. All applications submitted in person must be received by the date above. AUTO | LIFE | RENTERS | HOMEOWNERS | RV LONG TERM CARE | DISABILITY | MOTORCYCLE Call us at 513.763.1835 or visit www.urmycu.com Skip A Car Payment Coming Soon Watch your mailbox if you have a PFCU car loan, because your skip-a-payment letter should be mailed towards the end of November. The processing fee for this service will be $30.00 per loan. If you have a car loan at another institution you may want to bring your loan to PFCU so you can take advantage of the January skip-a-payment program.