GRO W W A publication for the members of DECEMBER 2013 Volume 4 • Issue 12 Credit Union, Inc. ITH US POSTALFamıly www.URmyCU.com Wishing You a Joyous Holiday Season and a New Year of Peace and Happiness Special Holiday Shopping Loan 7.5% APR* and extended payment plan The holiday rush is upon us, but you still have December to take advantage of this great rate of 7.5%. Get your holiday cash now and get up to 13 months to pay it back. Take advantage of this loan special today! aSpecial reduced interest rate of 7.5% * aTake up to 13 months for repayment Lower interest rate + extended terms = alower monthly payment All you need to do to apply is: Phone: (During normal business hours) 513-381-8600 (Cincinnati) 937-228-7691 (Dayton) (After hours) Press 1 to be transferred to our 24 hour lending service APR *APR=Annual Percentage Rate This promotion is valid until 12/31/2013. Not all members will qualify. Rates are subject to change without notice. Come in: Cincinnati: 1243 West 8th Street, Cincinnati, Oh 45203 Dayton: 1111 East 5th Street Dayton, Ohio 45402 Internet: urmycu.com, log in to Web Pal II, and click loan application Fax or Mail: Use your newsletter loan application, complete and fax to 513-345-8726 or mail to the address above. Come Celebrate The Ultimate Tailgate Used Auto Sales Event! 2012 & 2013 Chrysler Town & Country Touring Features: Leather-Trimmed Bucket Seats, DVD, Rear Back-Up Camera, Power Dual Sliding Doors, Power Liftgate 2012 & 2013 Dodge Grand Caravan SXT Features: Three-Zone Air Conditioning with Rear Air/Heat, Luggage Rack, Power Dual Sliding Doors, Power Liftgate Upon used vehicle purchase from Enterprise Car Sales. December 1 – 31, 2013 Visit www.urmycu.com to get pre-approved by Postal Family Credit Union today! Then visit your local Enterprise Car Sales office to see a great selection of quality used vehicles. Preview our great selection of quality used vehicles at enterprisecarsales.com/pfcu Visit us at Enterprise Car Sales Cincinnati Columbus 555 E. Galbraith Rd. 3200 Morse Rd. 513 677-8000 614 418-7574 POSTALFamıly Credit Union, Inc. * APR = Annual Percentage Rate The special 1/2% promotion is valid until 12/31/2013. Not all members will qualify. Rates are subject to change without notice. Vehicle must be financed using standard financing terms through Postal Family Credit Union to qualify for payment offer.Within 30 days of purchase, Enterprise will deposit a total $400 into your savingsaccount at Postal Family Credit Union. Offer void when 7-day Repurchase Agreement is activated. Offer valid 12/1/13 – 12/31/13. No cash advances. Offer not validfor previous Enterprise purchases or with any other offer. Cannot be combined with any other offer. Used vehicles previously part of Enterprise short-term rental and lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. The “e” logo, Enterprise, and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their 1 2014 Scholarship Program PFCU has given over $25,000 in scholarships to members wanting to further their education. PFCU is offering two $1,000 scholarships to members of the credit union and you could be the member to win. There are three ways to apply: • Stop in the credit union office and pick up an application • Call the credit union at 513-381-8600 and have an application sent to your home. • Log on to www.urmycu,com/scholarship and look in the promotions box for the scholarship promotion and download your application. Complete the application and write a 500-700 word essay on the following: “Increased reliance on technology has changed the way schools are educating children. Due to financial constraints within school districts, many schools are adopting BYOD/BYOT (bring your own device/bring your own technology) policies where more burden for the cost is shifted to parents and families. Considering the benefits and consequences, should schools continue to rely so heavily on technology?” Your application must be postmarked no later than, Wednesday, March 13, 2014 for consideration. All applications submitted in person must be received by the date above. Your Credit Union is proud to now offer insurance! We’ve known you for years and are looking out for your best interest. Whenever you have insurance questions come up, you can count on personal service from Postal Family Credit Union. AUTO | LIFE | RENTERS | HOMEOWNERS | RV LONG TERM CARE | DISABILITY | MOTORCYCLE Call us at 513.763.1835 or visit www.urmycu.com Mailing Address: P.O. Box 14403 Cincinnati, OH 45250-0403 Cincinnati: 1243 West 8th Street, Cincinnati, OH 45203 Tel: 513-381-8600, Toll Free: 1-800-265-4527, Fax: 513-345-8726 Monday and Friday: 7:30 a.m. to 6:00 p.m. Tuesday and Thursday: 8:00 a.m. to 5:00 p.m. Wednesday: 10:00 a.m. to 5:00 p.m. Dayton: 1111 East Fifth Street, Dayton OH 45401 937-228-7691, Toll Free: 1-800-265-4527 Monday, Tuesday, Thursday: 8:30 a.m to 5:00 p.m. Wednesday: 10:00 a.m. to 5:00 p.m. Friday: 8:00 a.m. to 5:00 p.m. Personal Account Line: Call P.A.L. for all your account information. If you are in area codes 513, 812 or 859 call 632-5693... all other area codes call 1-800-621-9722. Or visit WebPal II at www.urmycu.com We will be closed... By member choice accounts are insured by ASI for up to $250,000. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Christmas Eve Day, December 24, 2013 (Closing at 1 pm) Christmas Day, December 25, 2013 New Year’s Eve Day, December 31, 2013 (Closing at 2 pm) EQUAL HOUSING OPPORTUNITY New Year’s Day, January 1, 2014 Martin Luther King Jr. Day, Monday, January 20, 2014 Visa Holiday Sweepstakes PFCU members will have countless reasons to spend this holiday season knowing they will be automatically entered for a chance to win $5,000 every time they use their Visa Credit Union Credit Card between November 1st and December 31st, 2013. Look for Details in your November credit card statement. If you do not have a PFCU Visa card, apply today! 2013 Program TM …Help us make a difference! The Cincinnati office of PFCU has again adopted classes at Oyler Elementary School for Christmas. We are now taking donations at our office. When you visit the office, just watch for the jars that have “Can you spare some change” written on them. We are also selling all types of small teddy bears; profit will go into our Christmas Fund. We are hoping to again make this an extra special Christmas for the children. Last year we had great participation from our members. We hope we can expect the same this year, without your help we could not make it happen. Watch future newsletters for additional details.