MERS language to include in title commitments:

Mortgagee Clause Reference
Title Commitment
Hazard Insurance
Flood Insurance
Closing Protection Letter (CPL)
Updated 3/2015
Mortgagee Clause/Proposed Insured for Title Commitment:
First Community Mortgage, Inc., ISAOA/ATIMA
(*) Texas Properties- the following language may be used in place of ISAOA/ATIMA: First Community Mortgage,
Inc, and each successor in ownership of the indebtedness secured by the insured mortgage, except a successor
who is an obligor under the provisions of Section 12(c) of the Conditions and Stipulations.
Mortgagee Clause for HOI &Flood Insurance:
 First Community Mortgage, Inc.
ISAOA/ATIMA
275 Robert Rose Drive
Murfreesboro, TN 37129
FCM Loan#:__________________(Please use loan number assigned by FCM on HOI dec page. It will be
reflected on your UW condition sheet)
Mortgagee Clause for Insured Closing Protection Letter (CPL):
 First Community Mortgage, Inc.
ISAOA/ATIMA
275 Robert Rose Drive
Murfreesboro, TN 37129
Borrower Name and Loan # must be referenced on the CPL
**Please note- Loans closing in the name our Partner Correspondent must have their name and mortgagee
clause/proposed insured on Title, Insurance and CPL
__________________________________________________________________________________________________
THDA TITLE/HOI REQUIREMENTS- Tennessee Properties Only
THDA Mortgagee Clause/Proposed Insured for Title Commitment:
 THDA/CONV and THDA/RD LOANS:
First Community Mortgage, Inc. and/or Tennessee Housing Development Agency, as their interests may appear
 THDA/FHA LOANS:
First Community Mortgage, Inc. and/or Tennessee Housing Development Agency and/or Secretary of Housing
and Urban Development, as their interests may appear
 THDA/VA LOANS:
First Community Mortgage, Inc. and/or Tennessee Housing Development Agency and/or Secretary of Veteran’s
Affair’s, as their interests may appear
Mortgagee Clause for HOI- THDA 2nd
 THDA
c/o US Bank NA
PO Box 7298
Springfield, OH 45501
FCM 2nd Loan#:_____________________