Table of Contents - Mortgage Banking Magazine

features march
VOLUME
75,
NUMBER
6
92
42 52 60 66 74
2015 Tech
All-Stars
Q&A with
Capsilon’s
Sanjeev Malaney
Keeping the
Devil Out of
The Details
All-Stars will be hon-
A candid, slightly
Ernst Publishing Co. en-
today is well positioned
A new survey of mortgage
ored at the Mortgage
irreverent chat with
sures and guarantees
to offer lenders solu-
industry practices ex-
Bankers Association’s
a technologist from
that the fees lenders
tions to pressing chal-
amines the prevalence
National Technology
Silicon Valley.
charge mortgage bor-
lenges like the coming
of pricing discretion in
in Mortgage Banking
BY JANET REILLEY
HEWITT
rowers are 100 percent
Integrated Disclosure
lenders’ operations.
accurate—a role made
rule. The electronic doc-
Careful management of
even more important
ument delivery com-
the practice is crucial
by new CFPB disclosure
pany has a winning
to avoiding fair lending
requirements taking
platform for disclosing
problems.
effect on Aug. 1.
and verifying key data
BY GEORGE YACIK
throughout the making
BY DAVID SKANDERSON,
MIKE McAULEY AND
JOE GARRETT
This year’s class of Tech
Conference for their
significant contributions.
BY JANET REILLEY
HEWITT
To the Edge
and Back
Cincinnati-based eLynx
of a loan.
BY DEWEY KELLY
COV ER ILLU STR AT IO N BY TITOVA E / SH UTTER STO C K
M O R T G A G E B A N KI N G |
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| MARCH 201 5
Managing the
Risk of Pricing
Discretion
news
012
034
Howard Schneider interviews leading mortgage
technology executives
News Room
Top news stories about the real estate finance
business
022
036
Commercial
014
people
Credit Tightness Index
An index calculating credit conditions over
time
038
Authors | Upclose
The inside skinny on some of our feature article
authors
Business Barometer
A key data indicator from the housing/mortgage
markets
Calendar
A listing of upcoming industry events and
conferences
Headlines from the commercial/multifamily
real estate finance sector
013
Tech Talk
040
Industry People
The latest moves of industry staffers and
executives
departments
028
Road Warrior
Lew Sichelman reports from industry venues
around the country
032
Dave’s Desk
A rundown of what MBA CEO Dave Stevens has
on his plate
12
80 86 92
Stop Leaking
Revenue
Here’s some manage-
The Mighty
Millennials—
Passing the
Torch
ment advice on how
Multifamily
Market Has
Room to Run
Worries over over-
to reduce revenue
The mortgage industry
building in the apart-
leakage in your
can be a magnet for
ment market are
origination shop.
the entrepreneurial
unfounded if you look
millennial generation.
closely at the num-
Someone just has to
bers. Growing apart-
explain it all to them.
ment demand is
BY TAMMY BUTLER
sufficient to meet
BY JAMES M. DEITCH
rising supply.
BY STEVE GUGGENMOS,
HARUTYUN HOVSEPYAN
AND SARA HOFFMANN
M O R T G A G E B A N KI N G |
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numbers
columns
098
108
Executive Suite
BY DAVID BERENBAUM
Leading industry executives offer some current
commentary
100
109
Capital Buzz
The Right Stuff
110
111
Home-Price Spotlight
50 states ranked worst to best by foreclosure rate,
from CoreLogic
112
Value Judgments
Lending Trends
Data showing non-QM and loan volume trends,
from Optimal Blue
BY CASEY CUNNINGHAM
What the country’s top producers are doing today
106
The Closing Table
Monthly change in loan volume, by state, from
eLynx
BY ANN FULMER
The author’s take on something generating buzz
in Washington, D.C.
104
Market performance data on home-price trends,
from CoreLogic
The Briefing
BY CARL G. PRY
A regular column on critical compliance topics by
Treliant Risk Advisors
102
Price Watch
The Fraud File
Highest-risk MSAs for mortgage fraud, from
Interthinx
113
BY MATTHEW BIGGERS
Valuation experts weigh in on appraisal topics
The Appraisal Accuracy Index
Differences in appraised values vs. sales contract
prices, from Platinum Data
114
Home-Equity Highlights
Home-equity origination and delinquency trends,
from Equifax
115
Marketrac
Markets with highest share of distressed sales
116
Loan Rate Monitor
Monthly trend data for various mortgage products
with current market commentary, from Informa
117
Mortgage File Tracker
Mortgage loan origination file quarterly statistics,
from VirPack
118
Vital Statistics
Key economic indicators, interest rates, plus
housing numbers
120
Index to Advertisers
52
86
M O R T G A G E B A N KI N G |
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