Q uarters WORTH Quarterly Newsletter for SPC Credit Union Members www.spccu.org 2nd Quarter 2014 SPRING FEVER Hartsville 843-332-4506 Darlington 843-393-4225 Bennettsville 843-479-9697 SPC AUTO RATE 2.49% Florence 843-665-7682 AS LOW AS Toll Free 800-249-8459 ANYTIME Telephone Response 843-383-0417 or 888-334-8317 (toll free) APR* If you know your party’s extension, call: 843-383-0090 or 800-247-7228 followed by the extension On the Web www.spccu.org Mailing Address P.O. Box 1355 Hartsville, SC 29551 *Annual Percentage Rate. Rates may vary from 2.49% to 14.99% APR on new or used vehicles with 48,000 miles or less from February 15 – May 31, 2014. Rates determined based on individual credit worthiness. Current SPC auto loans do not apply. Got Any A’s? Bring your report card into any branch location to trade in your ‘A’s for cash! From May 23 through June 13, SPC will deposit $2.00 into Savasaurus accounts for each yearend cumulative A*. At SPC, it pays to be a good student. *Available for 1st grade and above. Ages up to 12 years old. Maximum credit is $10.00 per individual member. ‘A’ is defined as a year-end grade of 93 or above. Get your surfboards & sunscreen! Are you ready to Catch the Save Wave? Visit SPC April 21-25 and deposit $25 or more. Members ages 6-12 receive a free ‘Catch the Save Wave t-shirt* and are entered for a chance to win a Beach Party Prize Pack valued up to $250! ** Members ages 13-18 receive a free ‘Catch the Save Wave t-shirt* and are entered for a chance to win an iPad Mini!** *Limit one per member for deposits or new accounts of $25 or more. While supplies last. **Limit one entry per member per day for deposits or new accounts of $25 of more. Board of Directors Rates Travis Walters, Chairman Frank Benson Vice Chairman Jimmy Shelley Secretary/Treasurer Mark Burns Pansy Howell Helen Sherrill Sylvester Wilson President/CEO William B.Varn Supervisory Committee Jerry Cheatham Richard Cook Peggy Davis Loan Committee Kendra Braddock, Staff Linda Jordan, Staff Jenny Morrell, Staff Donna Sansbury, Staff Jon Zeigler, Staff The dividend rates as of the last dividend declaration date, March 22, 2014. Accounts Annual Percentage Yield *Share Accounts0.30% *Share Draft Accounts 0.10% *IRA Share Account 0.50% *Club Accounts 0.30% VISA© Classic Card VISA© Platinum Card Annual Percentage Rate 11.90% 9.90% *Variable Rates — The dividend rate and the annual percentage yield rate may change every month as determined by the Credit Union Board of Directors. Minimum balance required to earn the stated APY on Share Drafts is $5,000. Terms and conditions subject to change without notice. Please contact the Credit Union for further information about applicable fees and terms at 800-249-8459 or 843-332-4506. LOAN RATES PERSONAL LOANS, LINES OF CREDIT, OVERDRAFT PROTECTION, HOLIDAY AND VACATION LOANS NEW AUTO LOANS PREMIUM AUTO LOANS (Previously Titled but less than 48K miles) USED AUTO LOANS (Greater than 48K miles) NEW BOATS, MOTORCYCLES, & OTHER RECREATIONAL VEHICLES USED BOATS, MOTORCYCLES, & OTHER RECREATIONAL VEHICLES NEW MOTOR HOMES & CAMPERS USED MOTOR HOMES & CAMPERS OTHER COLLATERAL AS LOW AS 8.50% APR* AS LOW AS 2.99% APR* AS LOW AS 4.99% APR* AS LOW AS 6.75% APR* AS LOW AS 6.50% APR* AS LOW AS 8.00% APR* AS LOW AS 6.50% APR* AS LOW AS 8.00% APR* AS LOW AS 8.50% APR* *Annual Percentage Rate. Individual rates determined based upon borrower’s credit history and Credit Union underwriting standards. “Terms and conditions subject to change without notice. Ask a Loan Officer for information and criteria. Rates effective March 27, 2014. Lobby Hours All Locations Monday - Friday 8:30 a.m. - 5:00 p.m. Drive Through Hours All Locations Monday - Friday 8:00 a.m. - 5:30 p.m. Now you can car shop without leaving your home.Visit www.spccu.org and click the “Auto Resource Center” button. This website allows you to compare vehicle prices and also receive pre-approval for your SPC auto loan. Giving Back With Cares2Share! Sonoco Office 8:30 am – 5:00 pm Monday – Friday Closed 1:15 – 2:15 for Lunch Great things are happening at SPC with our Cares2Share employee giving campaign. Here are few ways that you can take part in our fundraising efforts: Holiday Closings Sunday, April 27th – SPC staff serving at Bizzell’s in Hartsville (11:00 AM – 2:00 PM). All tips received that day benefit Cares2Share. Memorial Day May 26, 2014 Independence Day July 4, 2014 New Cares2Share t-shirts are available at all of our branch locations! Cost is $12.00 for sizes S-XL and $14 for sizes 2X and 3X. Saturday, May 3rd – Spring Pictures with Shannon Franklin Photography (9:00 AM – 4:00 PM). A prepaid, non-refundable $20 sitting fee is required for all appointments. Please contact Linda Weatherford at 843.857.3427 or Missy Johnson at 843.857.3465 for more details or to schedule your appointment. Family Favorites cookbooks and World’s Finest Chocolate for sale at all branches NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency Equal Housing OPPORTUNITY Cares2Share is SPC Credit Union’s employee giving campaign. We proudly support local charities including: Harvest Hope Food Ban United Way of Hartsville United Way of Florence County United Way of Marlboro County Visit www.cares2share.com to see pictures and videos, or read about upcoming events. Hartsville/Main 204 N. Fifth Street Hartsville, SC 29550 Sonoco Office (Across from Gate 1 (Main Gate) at Sonoco Plant Hartsville, SC 29550 Branch Offices Darlington Office 609 N. Main Street Darlington, SC 29532 Florence Office Bennettsville Office 204 15/401 By-Pass East 134 W. McIver Road Bennettsville, SC 29512 Florence, SC 29501