Q uarters WORTH

Q
uarters WORTH
Quarterly Newsletter for SPC Credit Union Members
www.spccu.org
2nd Quarter 2014
SPRING FEVER
Hartsville
843-332-4506
Darlington
843-393-4225
Bennettsville
843-479-9697
SPC AUTO RATE
2.49%
Florence
843-665-7682
AS
LOW
AS
Toll Free
800-249-8459
ANYTIME Telephone Response
843-383-0417
or
888-334-8317
(toll free)
APR*
If you know your party’s
extension, call:
843-383-0090
or
800-247-7228
followed by the extension
On the Web
www.spccu.org
Mailing Address
P.O. Box 1355
Hartsville, SC 29551
*Annual Percentage Rate. Rates may vary from 2.49% to 14.99% APR on new
or used vehicles with 48,000 miles or less from February 15 – May 31, 2014.
Rates determined based on individual credit worthiness. Current SPC auto
loans do not apply.
Got Any A’s?
Bring your report card into any
branch location to trade in your
‘A’s for cash! From May 23 through
June 13, SPC will deposit $2.00 into
Savasaurus accounts for each yearend cumulative A*. At SPC, it pays
to be a good student.
*Available for 1st grade and above. Ages up to 12
years old. Maximum credit is $10.00 per individual
member. ‘A’ is defined as a year-end grade of 93
or above.
Get your surfboards & sunscreen!
Are you ready to Catch the Save Wave?
Visit SPC April 21-25 and deposit $25 or
more.
Members ages 6-12 receive a free ‘Catch
the Save Wave t-shirt* and are entered for
a chance to win a Beach Party Prize Pack
valued up to $250! **
Members ages 13-18 receive a free ‘Catch
the Save Wave t-shirt* and are entered for a
chance to win an iPad Mini!**
*Limit one per member for deposits or new accounts of $25 or more. While supplies last.
**Limit one entry per member per day for deposits or new accounts of $25 of more.
Board of Directors
Rates
Travis Walters, Chairman
Frank Benson
Vice Chairman
Jimmy Shelley
Secretary/Treasurer
Mark Burns
Pansy Howell
Helen Sherrill
Sylvester Wilson
President/CEO
William B.Varn
Supervisory Committee
Jerry Cheatham
Richard Cook
Peggy Davis
Loan Committee
Kendra Braddock, Staff
Linda Jordan, Staff
Jenny Morrell, Staff
Donna Sansbury, Staff
Jon Zeigler, Staff
The dividend rates as of the last dividend declaration date, March 22, 2014.
Accounts Annual Percentage Yield
*Share Accounts0.30%
*Share Draft Accounts 0.10%
*IRA Share Account 0.50%
*Club Accounts 0.30%
VISA© Classic Card VISA© Platinum Card Annual
Percentage
Rate
11.90%
9.90%
*Variable Rates — The dividend rate and the annual percentage yield rate may change every month as determined by the Credit Union Board of Directors.
Minimum balance required to earn the stated APY on Share Drafts is $5,000. Terms and conditions subject to change without notice. Please contact the
Credit Union for further information about applicable fees and terms at 800-249-8459 or 843-332-4506.
LOAN RATES
PERSONAL LOANS, LINES OF CREDIT, OVERDRAFT PROTECTION,
HOLIDAY AND VACATION LOANS
NEW AUTO LOANS
PREMIUM AUTO LOANS (Previously Titled but less than 48K miles)
USED AUTO LOANS (Greater than 48K miles)
NEW BOATS, MOTORCYCLES, & OTHER RECREATIONAL VEHICLES
USED BOATS, MOTORCYCLES, & OTHER RECREATIONAL VEHICLES
NEW MOTOR HOMES & CAMPERS
USED MOTOR HOMES & CAMPERS
OTHER COLLATERAL
AS LOW AS 8.50% APR*
AS LOW AS 2.99% APR*
AS LOW AS 4.99% APR*
AS LOW AS 6.75% APR*
AS LOW AS 6.50% APR*
AS LOW AS 8.00% APR*
AS LOW AS 6.50% APR*
AS LOW AS 8.00% APR*
AS LOW AS 8.50% APR*
*Annual Percentage Rate. Individual rates determined based upon borrower’s credit history and Credit Union underwriting standards. “Terms and
conditions subject to change without notice. Ask a Loan Officer for information and criteria. Rates effective March 27, 2014.
Lobby Hours
All Locations
Monday - Friday
8:30 a.m. - 5:00 p.m.
Drive Through Hours
All Locations
Monday - Friday
8:00 a.m. - 5:30 p.m.
Now you can car shop without leaving
your home.Visit www.spccu.org and click
the “Auto Resource Center” button. This
website allows you to compare vehicle
prices and also receive pre-approval for
your SPC auto loan.
Giving Back With Cares2Share!
Sonoco Office
8:30 am – 5:00 pm
Monday – Friday
Closed 1:15 – 2:15
for Lunch
Great things are happening at SPC with our Cares2Share employee
giving campaign. Here are few ways that you can take part in our
fundraising efforts:
Holiday Closings
Sunday, April 27th – SPC staff serving at Bizzell’s in Hartsville (11:00
AM – 2:00 PM). All tips received that day benefit Cares2Share.
Memorial Day
May 26, 2014
Independence Day
July 4, 2014
New Cares2Share t-shirts are available at all of our branch locations!
Cost is $12.00 for sizes S-XL and $14 for sizes 2X and 3X.
Saturday, May 3rd – Spring Pictures with Shannon Franklin
Photography (9:00 AM – 4:00 PM). A prepaid, non-refundable $20 sitting fee is required
for all appointments. Please contact Linda Weatherford at 843.857.3427 or Missy Johnson
at 843.857.3465 for more details or to schedule your appointment.
Family Favorites cookbooks and World’s Finest Chocolate for sale at all branches
NCUA
Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
Equal Housing
OPPORTUNITY
Cares2Share is SPC Credit Union’s employee giving campaign. We proudly support local
charities including:
Harvest Hope Food Ban
United Way of Hartsville
United Way of Florence County United Way of Marlboro County
Visit www.cares2share.com to see pictures and videos, or read about upcoming events.
Hartsville/Main
204 N. Fifth Street
Hartsville, SC 29550
Sonoco Office
(Across from Gate 1 (Main Gate)
at Sonoco Plant
Hartsville, SC 29550
Branch Offices
Darlington Office
609 N. Main Street
Darlington, SC 29532
Florence Office
Bennettsville Office
204 15/401 By-Pass East 134 W. McIver Road
Bennettsville, SC 29512 Florence, SC 29501