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Real Estate Consultant
Serving the St. Croix River Valley,
Western Wisconsin and Eastern Twin Cities
Information for Buyers
Cell
WI Direct
MN Direct
651.491.3030
715.381.8295
651.209.8295
E-Mail
Website
[email protected]
www.krisjensenteam.com
Keller Williams Premier Realty
Our Mission:
To build careers worth having, businesses worth owning and
lives worth living.
Our Vision:
To be the company of choice for a new generation of real
estate agents and owners.
“No one succeeds alone. At Keller Williams, we have
created a culture where everyone wins.”
- Gary Keller
Our Values:
God, Family, then Business
Why Keller Williams Realty…
Technology:
Leading technology tools and training give me the edge in effectively marketing your property online, 24 hours a day,
seven days a week! Through KW’s exclusive Keller Williams Listing System (KWLS), your property is available on more
than 350 online search engines. In addition, KW’s web network that feeds into more than 75,000 sites.
Teamwork:
Keller Williams is designed to reward agents for working together. We believe that we are all more successful if we
strive toward a common goal rather than our individual interests. I am confident that all Keller Williams professionals
share the common goal of serving you, the client, in the best way possible.
Knowledge:
Keller Williams Realty helps me stay ahead of trends in the real estate industry through its comprehensive,
industry-leading training curriculum and research resources. It’s what prepares me to provide you with unparalleled
service.
Reliability:
Founded on the principles of trust and honesty, Keller Williams Realty emphasizes the importance of having the
integrity to do the right thing, always putting your needs first. It reinforces our belief that our success is ultimately
determined by the legacy we leave with each client we serve.
Page 2
The Keller Williams® “Premier” Story
Keller Williams Premier Realty was formed by a group of top-producing Twin Cities area Realtors who
wanted to find a better way to do real estate both for themselves and for their clients. This “premier” group
was and still is committed to providing an exceptional real estate experience for their clients.
Keller Williams Realty is the fastest growing real estate company in North America. KW is also the
second largest real estate company and predicted to be number one this year! Our superior level of service is
spreading fast. In fact, Keller Williams was voted ‘best place to work’ in the state of Minnesota!
The Keller Williams Belief System … fondly referred to as:
WI4C2TS
Win - Win
Or no deal
Integrity
Do the right thing
Commitment
In all things
Communication
Seek first to understand
Creativity
Ideals before results
Customers
Always come first
Teamwork
Together everyone achieves more
Trust
Starts with honesty
Success
Results through people
Page 2
The Kris Jensen Team
Team Lead
Office Administrator
Kris Jensen
Derek Duval
[email protected]
[email protected]
651.491.3030
651.209.8294
Buyer’s Specialists
Bill Ilc
651.239.0529
[email protected]
Market Center Administrator
Marketing Specialist
Anne Flaherty
Caran Mollner
[email protected]
[email protected]
651.209.6264
651.209. 8294
Partners Title
Keller Williams Front Desk
715.690.1516
651.379.5252
How Home Buyers Find Homes
Buyers find their home primarily by looking on the internet
and by asking real estate agents.
An excellent agent with a terrific Internet marketing program
is your best path to a sale!
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Page 5
IT IS ALL ABOUT YOU!
YOUR NEEDS
YOUR DREAMS
YOUR CONCERNS
YOUR QUESTIONS
YOUR FINANCES
YOUR TIME
YOUR LIFE
Page 6
Résumé
Kris Jensen, Real Estate Consultant
Objective:
Moving you to the next season of your life.
Education:
B.S. Degree-Bus. Admin. Marketing, Management and Psychology
Wisconsin Licensed Realtor
Minnesota Licensed Realtor
Designations:
Certified Distressed Property Expert (CDPE)
Certified Residential Specialist (CRS)
Short Sale and Foreclosure Resource (SFR)
Accredited Buyer Representative (ABR)
Graduate Realty Institute (GRI)
Affiliations:
Hudson Chamber of Commerce Leads Group
Stillwater Chamber Women’s Business Bridge
St. Croix Valley Professional Women’s Network
St. Croix Valley Girl’s Networking Group
Hudson Chamber of Commerce Ambassador
Work Experience:
Keller Williams Premier Realty - Real Estate Consultant
BrightKEYS Townhomes - Sales Rep
Otter Tail Power Company - Production Analyst
Security State Bank - Loan Department/Accounting
Volunteer Work:
American Cancer Society
Listening House
Greeter at Shepherd of the Valley
Interests:
Yoga, Music, Classic Movies, Travel, Organic Living, Health, Nutrition, Hiking, Tennis and Reading
[email protected]
651.491.3030 - direct
www.krisjensenteam.com
Page 7
Professional Designations
CDPE Designation
A Certified Distressed Property Expert is a real estate professional with specific understanding of the complex issues
confronting the real estate industry, and the foreclosure avoidance options available to homeowners. Through
comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today’s
market, specifically short sales.
www.cdpe.com
CRS Designation
The Certified Residential Specialist® is the highest designation awarded to sales associates in the residential sales field.
The CRS Designation recognizes accomplishments in both experience and education. 4% of the real estate professionals in the
nation are CRS designees. More important, they are pre-qualified for your clients. As CRS Designees, they have completed
advanced training in residential real estate and have a proven track record of sales transactions required to earn the CRS
Designation.
www.crs.com
GRI Designation
The Graduate REALTOR Institute symbol is the mark of a real estate professional who has made a commitment to
providing a superior level of professional services by earning the GRI designation. REALTORS with the GRI designation are
highly trained in many areas of real estate to better serve and protect their clients.
www.realtor.org
ABR Designation
®
The Accredited Buyer Representative designation is the benchmark of excellence in buyer representation. This
coveted designation is awarded to real estate practitioners by the Real Estate BUYER’S AGENT Council (REBAC) of the
National Association of Realtors® who meet the specified educational and practical experience criteria.
www.rebac.net
SFR Designation
The Short Sale and Foreclosure Resource Designation is a certification providing expertise to buyers and sellers in
negotiating short sales and foreclosures.
http://realtorsfr.org
Kris Jensen - Voted Super Real Estate Agent by Mpls. St. Paul Magazine
Page 8
Testimonials
“Kris, thank you so much for all your hard work. This was the smoothest experience we ever had buying a
house. Less than 2 months start to finish - and less than one month from when we selected the house. We
got an amazing house for an amazing price! Thank you!”
~ Ronnie & Jeff R. - Hudson, WI
“When I called Kris she responded immediately, got in to see the property, made offer next day and from
then on it all went well, no problems that went unresolved - great experience!”
~ Marlene N. - River Falls, WI
“Working with Kris is a great experience. She is attentive to your needs and is always looking out for your
best interest as a buyer. “
~ Megan & Kevin Rottinghaus - Hudson, WI
“We were relocated for my husband’s job & had a 3rd party relocation company involved. It was very
confusing & Kris took care of everything & made it so easy! Kris was the best real estate agent! She is so
professional, knows the market, and really works hard to get you what you need. For as much time you
spend with a real estate agent you want someone that’s caring, helpful & fun and that’s Kris! We’re proud to
call her our friend and we’ll definitely be in touch for our next move!”
~ Jenny & Ryan W. - Austin, MN
“I really enjoyed working with Kris. She was available and always responded quickly to my calls and emails. I
thought Kris was very professional yet caring.”
~ Deb L. - New Richmond, WI
“We were advised by our purchasing agent (out of town) to use a local agent to sell our home. Our
purchasing agent recommended Kris as she was an expert in the Woodbury/Cottage Grove market...We had
multiple viewing requests the day it came on the market & an offer the same day (asking price, no inspection,
no contingencies). We accepted...and sold/closed 3 weeks later.”
~ Lucas & Kristin J. - Woodbury, MN
Page 9
Testimonials
“Kris hung in there with me through thick and thin to successfully accomplish my short sale. Her patience and
professionalism were greatly appreciated. I don’t believe that the sale could have been accomplished
without her expertise.”
~ Jenny A. - Hudson, WI
“We were very pleased with the thoroughness & professionalism exhibited by the Kris Jensen Team. We
knew that all details of our search & home purchase would be taken care of. We felt that Keller Williams, Kris
Jensen & Cindy Pearson were not only our real estate representatives, but now have become our friends.
Thank you!!!”
~ Kirby & Susan K. - Hudson, WI
“Received a referral to use Kris. Set up an appointment & went out the following weekend to look at
numerous houses. The first house she showed, we bought. Easy to work with and truly cares.”
~ Kelly & David B. - Hudson, WI
“Kris provided great professional services on our townhome purchase. I would recommend her to anyone
looking for or selling a home or property.”
~ Tom & Cindy B. - Hudson, WI
“Selling the house was such an experience. We loved it, but were so tired of managing the property. You
really helped us feel that it could sell and we would be able to move on before it was too late. Joel & Sarah
are so excited about making the home theirs. We hope you had and continue a very successful future in Real
Estate. Thanks again for everything!!!
~ Sandy C. & Ron M. - Woodbury, MN
“I cannot say enough wonderful things about the Kris Jensen Team. The level of communication and
appreciation for our “East Coast sense of urgency” was top notch. I would recommend the team to any and
everyone. They helped us find and get settled into our dream home. Thank you!”
~ Tom and Aletha Pullen - Plum City , WI
Page 9
Buyer’s Questionnaire
New Home Questions:
What price range are you looking for?
________________________________________________________________________________
When do you want to move into your new home?
________________________________________________________________________________
Is this a first home purchase, relocation, move-up, other?
________________________________________________________________________________
Current Home Questions:
What do you like about your current home?
________________________________________________________________________________
________________________________________________________________________________
What don’t you like about your current home?
________________________________________________________________________________
________________________________________________________________________________
Household:
How many people are in your household? __________
Adults __________ Children_______
Do you need to accommodate special needs? __________________________________________
If so, what are they? ______________________________________________________________
Do you have any pets? _____
If yes, what type?___________________________________
Are there any other household considerations we should take into account?
________________________________________________________________________________
Lifestyle:
What do you enjoy doing most when you are at home?
________________________________________________________________________________
What lifestyle considerations are important to you?
________________________________________________________________________________
Page 10
Buyer Questionnaire Page 2
Location:
What location do you prefer?
________________________________________________________________________________
Are there any secondary locations you would consider?
________________________________________________________________________________
What location considerations are important to you?
________________________________________________________________________________
Exterior Features:
What style of home are you interested in?
________________________________________________________________________________
What size yard are you looking for?
________________________________________________________________________________
Do you want a pool?
________________________________________________________________________________
How many garage stalls do you require?
________________________________________________________________________________
What other exterior features are important to you?
________________________________________________________________________________
________________________________________________________________________________
General Interior Features:
How many stories do you prefer? Style of Home?
________________________________________________________________________________
________________________________________________________________________________
Minimum Number of bedrooms: _____
Minimum Number of bathrooms: _____
Full (tub/shower) ____ 3/4 (shower only) ____ 1/2 (sink and toilet) _____
Page 11
Buyer Questionnaire Page 3
Room by Room Interior Features (likes and dislikes):
Owner’s Bedroom:
_______________________________________________________________________
Owner’s Bathroom:
_______________________________________________________________________
Other Bedrooms:
_______________________________________________________________________
Living Room:
_______________________________________________________________________
Family Room:
_______________________________________________________________________
Kitchen:
_______________________________________________________________________
What other rooms are important to you?
_________________________________________________________________________________________
_________________________________________________________________________________________
What other interior features are important to you?
_________________________________________________________________________________________
_________________________________________________________________________________________
What are the five must-haves of your ideal home?
1._______________________________________________________________________________________
2._______________________________________________________________________________________
3._______________________________________________________________________________________
4._______________________________________________________________________________________
5._______________________________________________________________________________________
Notes: _________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
Page 12
Lenders
Lenders Servicing Twin Cities and Western Wisconsin
Waterstone Mortgage (WI & MN)
Andy Burton
MN: 612-562-6456
WI: 715-760-0259
[email protected]
Bell Mortgage (WI & MN)
Brian Conners
O: 651-209-8243
C: 651-983-5751
F: 651-735-8246
[email protected]
Wells Fargo Home Mortgage (WI & MN)
Kevin D. Busse
O: 715-377-2186
C: 952-290-3922
F: 715-386-1548
[email protected]
WESTconsin Credit Union (WI & MN)
Vinny Cognetta
O: 715-386-2300 ext. 7805
C: 612-730-8219
[email protected]
Waterstone Mortgage (WI & MN)
Kathy Peterson
C: 651-755-4484
F: 651-304-1342
[email protected]
Just a few lenders who I know and have done
business with. Please feel free to contact any one of
them or continue to work with your lender. KJ
Page 13
Home Inspections
Homebuyers often waive their rights to an inspection, because they feel it will save time and give them a
competitive edge over other potential buyers that do insist on an inspection before finalizing a purchase.
But buyers beware - scheduling an inspection is definitely in your best interest! Buying a home is, for most
people, the largest investment they ever make, and is therefore a time of great anxiety and stress.
Unfortunately, most people are not construction experts and are unaware of how to assess the quality and
functional status of the eight major component systems that make up a home: plumbing, electricity,
structural, heating and air conditioning, kitchen, exterior, interior and the basement. A quality home
inspector evaluates over 400 items in a home and alerts you, the potential homeowner, to what might
otherwise remain unknown, major problems in a home.
Take a moment to learn about the various types of home
inspections, how they can enhance the sales process, and
who requests the inspection:
Pre-Listing Inspection
This is an evaluation sellers complete before they list their
home for sale. The purpose is to determine if there are any
faults that may need to be corrected before a truth-in-housing
or buyer’s inspection. It also can be used to assist in pricing
their property relative to comparable homes on the market.
Truth-in-Housing, Point-of-Sale, or Code Compliance
Many communities require sellers to have either the
municipality or a private inspector evaluate a home before it
can be sold. The requirements vary from city to city. It is
important to determine if the city where you are buying
requires an inspection and what it covers. Truth-in-housing,
point-of-sale, or code-compliance inspection do not delve
deeply into the inner workings of a house. These types of
inspections check for certain code violations or hazards, to
make sure that the house meets the minimum building
standards of that particular community. It is not meant to be a
comprehensive, all-inclusive inspection. For example, it would
merely tell you that the house has a roof, not if the roof leaks
or the life expectancy of the roof.
Pre-Purchase Inspection (Buyer’s Inspection)
This is the most comprehensive and common type of inspection.
You, the buyer, hire an independent inspector to evaluate your
potential purchase and report to you on the condition of the
property. This thorough inspection generally takes two to three
hours. The inspector evaluates the major components of the
home. A good home inspector will have you accompany him or
her on the inspection. This is a valuable time for you to learn
more about the home you are purchasing, verify information
given by others (i.e., seller, realtor), ask further questions,
develop an action plan for any minor or major repair problem
that is discovered, and find out how to maintain your home after
the purchase.
New Construction Inspection
If you are buying a brand new home or having one built, it is wise
to have a neutral third party working for you to inspect your new
home throughout the construction process. In today’s housing
market, so many new homes are being built that developers and
contractors cannot find enough skilled workers to build quality
homes. Your own inspector can more closely monitor the quality
of the work. The city’s building inspectors are so busy that they
spend less time in each house and often rely on past experience
with the builder. Their main concern is to oversee the quality of
materials and workmanship. They’re are two very different
matters.
Page 14
Well & Septic Testing
Bird Plumbing Inc. (WI)
Tri County Sanitation (WI)
Shaun Bird
Hudson, WI
New Richmond, WI
715-386-2130
715-246-4516
A Well Pump Guy (WI/MN)
Boldt’s Plumbing & Heating (WI)
Kurt Goltz
Baldwin, WI
Hudson, WI
715-684-3378
715-268-6552
Soil Investigations & Design, Inc. (MN / WI)
Paul Brandt
Midwest Soil Testing (MN)
Brian Humpal
Brooklyn Park, MN 55444
651-493-2682
651-260-3783
[email protected]
[email protected]
Radon Referrals
Langer Construction, Inc.
Anderson Heating
Dave Langer
Mike Anderson
www.langer-radon.com
Houlton, WI
612-987-1878
715-549-6297
[email protected]
612-430-0685
Radon
Radon is a colorless, odorless radioactive gas that seeps up from the earth. Radon comes from the natural (radioactive)
breakdown of uranium in nearly all soils, rock and water and gets into the air you breathe. When inhaled, it gives off
radioactive particles that can damage the cells that line the lung. It typically moves up through the ground to the air above
and into your home through cracks and other holes in the foundation. Your home traps radon inside, where it can build up.
Radon can be found all over the U.S. and this means any new and old homes, well-sealed and drafty homes, and homes with
or without basements can have a radon problem.
Radon: MYTH vs. FACT
Radon Inspectors
MYTH #1: Scientists are not sure that radon really is a problem.
FACT: Although some scientists dispute the precise number of deaths due
to radon, all the major health organizations (like the Centers for Disease
Control and Prevention, the American Lung Association and the American
Medical Association) agree with estimates that radon causes thousands of
preventable lung cancer deaths every year. This is especially true among
smokers, since the risk to smokers is much greater than to non-smokers.
Langer - Construction
Dave Langer
612.987.1878
www.Langer-Radon.com
MYTH #2: Radon testing is difficult, time-consuming and expensive.
FACT: Radon testing is easy. You can test your home yourself or hire a
qualified radon test company. Either approach takes only a small amount
of time and effort.
Anderson Heating
Mike Anderson
MYTH #3: Homes with radon problems can't be fixed.
715.549.6297
FACT: There are simple solutions to radon problems in homes. Thousands
0f homeowners have already fixed radon problems in their homes. Most
homes can be fixed for about the same cost as other common home
repairs. Call your state radon office for help in identifying qualified
mitigation contractors.
651.430.0685
www.AndersonHeating.biz
Northland Radon Service
MYTH #4: Radon affects only certain kinds of homes.
FACT: Radon can be a problem in homes of all types: old homes, new
homes, drafty homes, insulated homes, homes with basements, and
homes without basements. Local geology, construction materials, and how
the home was built are among the factors that can affect radon levels in
homes.
Dan Korum
715.760.1610
MYTH #5: Radon is only a problem in certain parts of the country.
FACT: High radon levels have been found in every state. Radon problems
do vary from area to area, but the only way to know your radon level is to
test.
MYTH #6: A neighbor's test result is a good indication of whether your
home has a problem.
FACT: It's not. Radon levels can vary greatly from home to home. The only
way to know if your home has a radon problem is to test it.
Just a few radon inspectors who I know
and have done business with. Please feel
free to contact any one of them or
research as you feel necessary . KJ
Page 16
Moving Checklist
Page 17
Kris Jensen, CDPE, CDPE, SFR, ABR, GRI
Real Estate Consultant
Certified Distressed Property Expert
Keller Williams Premier Realty
[email protected]
651.491.3030
www.krisjensenteam.com