ENGINEERING COMBINED INSURANCE & INSPECTION ZURICH’S ENGINEERING COMBINED POLICY IS THE FIRST OFFERING TO MARKET THAT COMBINES INSURANCE AND INSPECTION COVERS IN ONE SIMPLE, SINGLE POLICY. THE RESULT IS AN ENGINEERING SOLUTION FOR SME AND MIDCORPORATE BUSINESSES WITH COMMERCIAL PLANT, MACHINERY, COMPUTERS AND INSTALLATIONS. WHY ZURICH? Pioneering Insurance Solution – Engineering Combined is an ideal way for you to cross-sell end-to-end cover for your clients’ peace of mind providing a competitively priced single policy and schedule highlighting potential gaps in cover. Specialist Engineering Underwriters – Zurich Engineering has been established for over 80 years with dedicated insurance experts for each policy area ready to help you. Inspection Excellence – Market leading inspection services with 500 local Zurich field engineers undertaking four million inspections each year. _0163X_138493A01.indd 1 18/03/2015 16:24 ENGINEERING COMBINED INSURANCE & INSPECTION APPETITE WE HAVE A BROAD APPETITE TO WRITE ENGINEERING COMBINED BUSINESS ACROSS ALMOST ALL INDUSTRIES APART FROM CONSTRUCTION, WASTE AND FORESTRY. ZURICH | ESSENTIAL | EXPERT | PROTECTION ENGINEERING COMBINED Engineering Combined is formed of market leading inspection services plus a variety of engineering insurance covers providing one single policy and end-to-end cover for your customers, including a schedule highlighting potential gaps in cover. Essential inspections Expert claims Protection Premiums Each year our 500 engineering Inspectors undertake over four million inspections across 120,000 locations, finding 300,000+ defects. We consistently deliver inspections on time making Zurich the number one inspection provider in the UK. Dedicated UK-based Engineering claims team with Engineering specialists. One single, simple policy, so everything’s together in one place. Reduced minimum premiums making the combined policy competitively priced and accessible for all sizes of business. GENERATING OPPORTUNITIES All businesses from SMEs to Mid-Corporate companies have computers, plant or machinery. Engineering Combined covers up to seven additional risks which you can choose from to tailor to your customer needs. The result is a comprehensive engineering solution for SMEs to Mid-Corporate customers, presenting an ideal opportunity to cross sell to your existing customers. Use it to increase product footprint, protect customers with wide cover and provide inspection services all in one policy. A minimum purchase of two covers is required. 1. Computer Insurance – all risks cover for all types of computers and any additional costs required to reinstate any lost data or records. Types of Zurich Inspection: Example claims: • Legislative – PUWER, EAW, LOLER, PSSR, COSHH. • • Plant – power presses, racking, escalators, roller shutter doors, fixed wiring fork lift trucks, passenger lifts. Explosion or collapse of boiler and pressure plant – damage caused by steam or other fluid pressure. • Breakdown – the breaking or burning of any part of the plant while it is running that causes a sudden stoppage that necessitates repair before resuming work. • Accidental damage by an extraneous cause such as impact or collision. • Local exhaust ventilation equipment. 2. Contractors’ plant – all risks cover for the insured’s own plant and equipment and also their legal liability under the terms of their hiring agreement to pay for loss or damage caused to hired-in plant. • General work equipment. • Electrical installations. • Portable appliance testing. 3. Machinery movement – loss or damage to machinery during specified moving operations. • Machinery, lifts and cranes. • Pressure systems. 4. Deterioration of stock – loss or damage to refrigerated stock held in specified cold storage. 5. Machinery breakdown – cover for sudden, unexpected damage caused by breakdown and accidental damage to plant and machinery (all or specific). To identify your customers’ plant and machinery visit zurich.co.uk/engineering 7. Contract works – all risks protection for ‘contract works’ materials. For the latest shareable insight visit insider.zurich.co.uk and earn CII CPD learning hours. Speak to your usual Zurich contact [email protected] @ZurichInsider Zurich Management Services Limited Registered in England and Wales no. 2741053. Registered Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ. Zurich Insurance plc A public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ. Zurich Insurance plc is authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. These details can be checked on the FCA’s Financial Services Register via their website www.fca.org.uk or by contacting them on 0800 111 6768. Our FCA Firm Reference Number is 203093. © Copyright – Zurich Insurance plc 2014. All rights reserved. Reproduction, adaptation, or translation without prior written permission is prohibited except as allowed under copyright laws. _0163X_138493A01.indd 2 UKGI1658 (138493A01) (03/15) ZCA ONLINE PLANT GUIDE 6. Machinery loss of profits – cover for lost profits and increased expenses following damage to machinery. 18/03/2015 16:24
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