ENGINEERING
COMBINED
INSURANCE &
INSPECTION
ZURICH’S ENGINEERING COMBINED POLICY IS
THE FIRST OFFERING TO MARKET THAT COMBINES
INSURANCE AND INSPECTION COVERS IN ONE
SIMPLE, SINGLE POLICY. THE RESULT IS AN
ENGINEERING SOLUTION FOR SME AND MIDCORPORATE BUSINESSES WITH COMMERCIAL PLANT,
MACHINERY, COMPUTERS AND INSTALLATIONS.
WHY ZURICH?
Pioneering Insurance Solution – Engineering
Combined is an ideal way for you to cross-sell
end-to-end cover for your clients’ peace of mind
providing a competitively priced single policy
and schedule highlighting potential gaps in cover.
Specialist Engineering Underwriters – Zurich
Engineering has been established for over 80 years
with dedicated insurance experts for each policy
area ready to help you.
Inspection Excellence – Market leading inspection
services with 500 local Zurich field engineers
undertaking four million inspections each year.
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ENGINEERING
COMBINED
INSURANCE &
INSPECTION
APPETITE
WE HAVE A BROAD APPETITE
TO WRITE ENGINEERING
COMBINED BUSINESS
ACROSS ALMOST ALL
INDUSTRIES APART FROM
CONSTRUCTION, WASTE
AND FORESTRY.
ZURICH | ESSENTIAL | EXPERT | PROTECTION
ENGINEERING COMBINED
Engineering Combined is formed of
market leading inspection services plus
a variety of engineering insurance
covers providing one single policy and
end-to-end cover for your customers,
including a schedule highlighting
potential gaps in cover.
Essential inspections
Expert claims
Protection
Premiums
Each year our 500 engineering Inspectors
undertake over four million inspections
across 120,000 locations, finding
300,000+ defects. We consistently deliver
inspections on time making Zurich the
number one inspection provider in the UK.
Dedicated UK-based
Engineering claims
team with Engineering
specialists.
One single, simple
policy, so everything’s
together in one place.
Reduced minimum
premiums making
the combined policy
competitively priced
and accessible for all
sizes of business.
GENERATING OPPORTUNITIES
All businesses from SMEs to Mid-Corporate companies have computers, plant or machinery.
Engineering Combined covers up to seven additional risks which you can choose from to
tailor to your customer needs. The result is a comprehensive engineering solution for SMEs to
Mid-Corporate customers, presenting an ideal opportunity to cross sell to your existing customers.
Use it to increase product footprint, protect customers with wide cover and provide inspection
services all in one policy. A minimum purchase of two covers is required.
1. Computer Insurance – all risks cover for all types of computers and any additional costs
required to reinstate any lost data or records.
Types of Zurich Inspection:
Example claims:
•
Legislative – PUWER, EAW,
LOLER, PSSR, COSHH.
•
•
Plant – power presses,
racking, escalators,
roller shutter doors, fixed
wiring fork lift trucks,
passenger lifts.
Explosion or collapse
of boiler and pressure
plant – damage caused
by steam or other
fluid pressure.
•
Breakdown – the
breaking or burning
of any part of the
plant while it is running
that causes a sudden
stoppage that
necessitates repair
before resuming work.
•
Accidental damage by
an extraneous cause such
as impact or collision.
•
Local exhaust ventilation
equipment.
2. Contractors’ plant – all risks cover for the insured’s own plant and equipment and also their
legal liability under the terms of their hiring agreement to pay for loss or damage caused to
hired-in plant.
•
General work equipment.
•
Electrical installations.
•
Portable appliance testing.
3. Machinery movement – loss or damage to machinery during specified moving operations.
•
Machinery, lifts and cranes.
•
Pressure systems.
4. Deterioration of stock – loss or damage to refrigerated stock held in specified cold storage.
5. Machinery breakdown – cover for sudden, unexpected damage caused by breakdown and
accidental damage to plant and machinery (all or specific).
To identify your customers’
plant and machinery visit
zurich.co.uk/engineering
7. Contract works – all risks protection for ‘contract works’ materials.
For the latest shareable insight visit insider.zurich.co.uk and earn CII CPD learning hours.
Speak to your usual Zurich contact
[email protected]
@ZurichInsider
Zurich Management Services Limited
Registered in England and Wales no. 2741053. Registered Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.
Zurich Insurance plc
A public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.
Zurich Insurance plc is authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. These details can be checked on the FCA’s Financial Services Register
via their website www.fca.org.uk or by contacting them on 0800 111 6768. Our FCA Firm Reference Number is 203093. © Copyright – Zurich Insurance plc 2014. All rights reserved. Reproduction, adaptation, or translation without prior written permission is prohibited except as allowed under copyright laws.
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UKGI1658 (138493A01) (03/15) ZCA
ONLINE PLANT GUIDE
6. Machinery loss of profits – cover for lost profits and increased expenses following damage
to machinery.
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