Quel avenir pour le microcredit en France ?

Social Enterpreneurship :
What is microfinance doing for it ?
From theory to practice
Microfinance a major tool of Social
Enterpreneurship
Par Maria Nowak – Présidente Adie International
EIB Institute - Avril 2015
Social Enterpreneurship
Microfinance
Number of enterprises in Europe
 20,8M enterprises in EU
> 250 workers
4
Between 50 et
249 workers
Between 10 et
49 workers
Between 0 et 9
workers
0 workers
200
 92,2% of enterprises in Europe are
micro-enterprises (0 – 9 workers)
 Population under the poverty level:
80 millions
 Informal sector represents
10 to 15 % of the GDP
1 400
19 200
Secteur informel
(
Evolution of the number of workers
in industry and services in France
Europe 2020
Creation of enterprises in Europe (2009)
Legal Framework
Greenfields‘ funding
Microcredit responds to the needs of
Developement Projects
Microcredit responds to individual demand
Microcredit structures value chains
Future developments ?