APPLICATION FORM SHGs COLLABORATIVE TUITION PROGRAMME (CTP) 2015 ETF SCHOOL ASSISTANCE SCHEME (ETF-SAS) & FEE WAIVER IMPORTANT INFORMATION Please read instructions carefully before completing the application form. Open to all students who are Singaporeans or Singapore Permanent Residents. 2014 year-end examination results of between 35 and 65 marks per tuition subject (English and Mathematics for all levels and Science for Primary 4 to Secondary 5). Gross Monthly household income of $3000 and below or the family’s per capita income (PCI) of $800 and below. Net total family income of applicant must not be more than $1,800 per month or the family’s per capita income (PCI) per month must not be more than $450. Students with overall results less than 75% MUST register for MTS/CTP in order to be eligible for ETF SAS Parents are encouraged to attend the Financial Literacy Workshop (Core Module) conducted by Yayasan MENDAKI. Eligibility Criteria (CTP) Eligibility Criteria (ETF-SAS) To request from registration officer the tuition fee waiver Fee Waiver for Non Malay/Muslim students English (Primary 1 – Secondary 5) application form for respective Self-Help Group. Submit the fee waiver application form together with MENDAKI’s Level & Subjects Mathematics (Primary 1 – Secondary 5) Science (Primary 4 – Secondary 5**) **Combined Science only for Physics and Chemistry. application form. Registration fee: $10 (non-refundable) Book Fee: $15 Registration & Tuition Fees (Not applicable to ETF-SAS applicants) Primary 1 – 3: $8 per subject per month (9 months) Primary 4 – Secondary 5: $12 per subject per month (9 months) Fee for the whole year. CTP 1 Subject 2 Subjects 3 Subjects Pri 1-3 $97 $169 NA Mode of Payment (Not applicable to ETF-SAS applicants) Note: Payment to be made upon receipt of the notification letter. Cash, NETS (Selected registration centres) Cheque, Money Order, Postal Order (Payable to: Yayasan MENDAKI) GIRO (POSBank/DBS Bank) Payment by Internet banking can be made at http://mts.mendaki.org.sg/ Pri 4 - Sec 5 $133 $241 $349 (Inclusive of $10.00 registration fee and $15.00 book fees) All students in our scheme will be insured against injuries while attending the tuition classes. GIRO for CTP To participate in GIRO, you must use your DBS / POSBank Savings / Current Account only. The account holders must be 18 years and above to authorise GIRO deduction. Closing date for GIRO application is 8 May 2015. Level / Date 12 or 27 Feb 12 or 27 March 10 or 30 April 12 or 29 May Sufficient funds must be maintained in the account to meet the full payment of the fees. In the event that a deduction could not be made, a penalty of $2.00 will be charged to the account holder in the following month’s deduction. The deductions are tentatively scheduled as follows: - 12 or 26 June 10 or 30 Jul P1 to P3 $8 per subject per deduction P4 to S5 $12 per subject per deduction 12 or 28 Aug 11 or 30 Sep 12 or 30 Oct The depositor must request termination of GIRO service in writing to the Education Programmes Unit, Yayasan MENDAKI or DBS / POSBank. At least one month’s notice must be given for the termination to be effective. Your deduction will be reflected in your Passbook Statement of Account as “SHG”(Self-Help Group). Submission of Form can be done at the following places. WISMA MENDAKI 51 Kee Sun Ave, Singapore 457056 MENDAKI @ Heartlands Pasir Ris Blk 253, Pasir Ris St 21, #01-233, Singapore 457056 MENDAKI @ Heartlands Woodlands 1 Woodlands St 81, #03-01, Woodlands CC, Singapore 738526 Certis CISCO Centre Ground Floor, Reception Counter, Centre 1 20 Jalan Afifi, Singapore 409179 For more information, please call us at: 6551 2830 Monday to Friday: 8.30am – 5.30pm Email us at [email protected] or [email protected] Yayasan MENDAKI, 51 Kee Sun Avenue, off Tay Lian Teck Road S(457056) Monday – Friday Saturday Sunday & Public Holidays 8:30am – 6:00pm 8:30am – 1:00pm Closed Monday – Friday Saturday Sunday & Public Holidays 9am – 6pm 9am – 1pm Closed Monday – Friday Thursday Saturday Sunday & Public Holidays 9am – 6pm 9am – 8pm 9am – 1pm Closed Monday-Sunday: 8am - 9pm Applications received by 7 December 2014 will be processed for admission in midJanuary 2015. Successful applicants will be notified by post in end December 2014 or early January 2015. Applications received after 7 December 2014 will be processed for admission in the subsequent months. Cut-off date is on the 7th of the previous month. Eg. Cut-off date for admission in March is 7th February 2014. COLLABORATIVE TUITION PROGRAMME 2015 CENTRE LISTING S/NO 1 2 3 4 S/NO 5 S/NO 6 S/NO CENTRE Mon (Eng), Wed (Maths), Fri (Sci) Bukit Panjang Primary School* Lakeside Primary School Telok Kurau Primary School* Yio Chu Kang Primary School CENTRE Tue (Sci), Sat (English/Maths) Jing Shan Primary School CENTRE Mon (Maths), Fri (Science) Eunos Primary School* (Only Pri 4-6) Eunos Primary School* (Pri 3 only Maths) CENTRE Saturday (English/Maths) CENTRE CODE ADDRESS TIME BPPS 109 Cashew Walk S(679676) 7.30pm - 9.00pm LKPS 161 Corporation Walk S(618310) 7.30pm - 9.00pm TKPS 50 Bedok Reservoir Rd S(479239) 7.30pm - 9.00pm 1 Hougang Street 51 S(538720) 7.30pm - 9.00pm YCKPS CENTRE CODE SPJS CENTRE CODE ADDRESS TIME Tue: 6.00pm - 7.30pm Sat: 8.30am - 11.45am 5 Ang Mo Kio Street 52 S(569228) ADDRESS TIME EUNS 95 Jalan Eunos S (419529) 2.30pm - 4.00pm EUNS 95 Jalan Eunos S (419529) 2.30pm - 4.00pm CENTRE CODE ADDRESS TIME 7 Jiemin Primary School JMPS 2 Yishun Street 71 S(768515) 10.00am - 1.15pm 8 St Anthony Primary School* SAPS 1 Bukit Batok Street 34 S(659321) 8.30am - 11.45am 9 Xingnan Primary School* XNPS 5 Jurong West Street 91 S(649036) 9.00am - 12.15pm SLSS 11 Marsiling Lane S(739148) 9.00am - 12.15pm JVSS 202 Jurong East Avenue 1 S(609790) 9.00am - 12.15pm BMSS 10 Lengkok Bahru, S(159050) 9.00am - 12.15pm RGSS 50 Choa Chu Kang North 5 S(689621) 9.00am - 12.15pm 10 11 12 13 S/NO 14 S/NO 15 Si Ling Secondary School* Jurongville Secondary School* Bukit Merah Secondary School (For upper secondary) Regent Secondary School* CENTRE Wed (Maths) Teck Ghee Primary School* (For Pri 2 & 3 only) CENTRE Wed (Sci), Sat (English/Maths) Corporation Primary School OTHER CENTRES 1 2 3 4 5 6 7 CENTRE CODE TGPS CENTRE CODE CRPS CENTRE CODE ADDRESS TIME 1 Ang Mo Kio Street 32 S(569299) 2.15pm - 3.45pm ADDRESS TIME 31 Jurong West Street 24 S(648347) ADDRESS Henderson Community HDCC Blk 93 Henderson Road, #01-212 S(150093) Centre Kaki Bukit Community KBCC 670 Bedok North Road Street 3 S(469627) Centre Kolam Ayer Community KACC 3188 Geylang Bahru S(339717) Centre Leng Kee Community LKCC 400 Lengkok Bahru S(159049) Centre Toa Payoh East Student TPES Blk 47 Toa Payoh Lor 6 #01-132 S(310047) Care Siglap Community Centre SICC 300 Bedok South Ave 3 S(469299) (Limited vacancy) Jalan Kukoh RC JKRC Jalan Kukoh Blk 8 #04-37 S(162008) (Limited Vacancy) * open for students of that school only Please refer to the respective CCs for tuition days and time. Wed: 2.15pm - 3.45pm Sat: 9.00am - 12.15pm DATA PRIVACY NOTICE Personal Data Protection Act was enforced on 2nd July 2014. The PDPA governs the collection, use and disclosure of individuals’ personal data by organisations in a manner that recognises both the right of individuals to protect their personal data and the need of organisations to collect, use and disclose personal data for purposes that a reasonable person would consider appropriate in the circumstance. Please read this notice carefully and sign at the bottom of this page. We would not be able to proceed with the application for tuition if this form is not signed. Thank you. Data Protection Act 1. Yayasan MENDAKI is an organization that respects privacy. In the application form, we have requested for your personal information* (and your family members’ personal information where applicable). 2. To enable us to assist you effectively, your personal information may be collected, used or disclosed for the following purposes: a. evaluating your application; b. verifying background information; c. general administration in providing our services or assistance; d. monitoring of performance and compliance with terms of our services or assistance; e. offering other assistance provided by Yayasan MENDAKI; f. research and analysis for social assistance objectives; g. reviewing our policies for our services and assistance programmes; and h. any other purpose reasonable in connection with the above. 3. We may disclose your personal information to our related entities and affiliates (e.g MENDAKI SENSE Pte Ltd, MENDAKI Club, Community Leaders Forum (CLF)) or other third party service providers for the purposes stated above. We will require these related entities, affiliates and third party service providers to assure us that they will act in compliance with their personal data obligations and keep your personal information confidential. 4. If you have provided your family members’ personal information, you confirm that they have been informed of the contents of this notice and have consented to the collection, use or disclosure of their personal information for the purposes stated in this notice. 5. Do let us know if there are changes to the personal information you have provided so that we can update our records accordingly. 6. We will adopt appropriate security safeguards and measures to protect your personal information from unauthorized access, collection, use, disclosure, copying, modification disposal or other risks. 7. The terms of this notice shall be in addition to all other terms of the service or assistance that may be applicable to you. 8. You may also find more information about Yayasan MENDAKI’s personal data protection policy at http://www.mendaki.org.sg. Declaration I d e c l a r e t h a t a l l i n f o r m a t i o n g i ve n h e r e i n and all attachments hereto are true and c o r r e c t t o t h e b e s t o f m y k n o w l e d g e . I h a ve not willfull y suppressed an y information. I understand that a misrepresentation or omission of facts will be sufficient cause for my application to be rejected. Submission of incomplete application forms will not be processed. The management's decision is final. 1. I hereby authorise the Ministry of Education and other relevant organisations to release information on my child/ ward to Yayasan MENDAKI for the purpose of monitoring and evaluating my child’s/ ward’s performance. 2. I understand that no refund will be made if my child/ ward withdrew after receiving the notification letter. I also understand that a class will only be formed if there is a minimum of 6 registered students. 3. I authorize MENDAKI to take picture and video recordings of my child/ward during MTS activities. I understand that these will be used solely for publicity campaign or a study if need be. 4. I understand that my child will be removed from the programme if my child/ward missed 6 lessons consecutively without valid reason. 5. While Yayasan MENDAKI shall take all the necessary measures that are reasonably foreseeable to ensure the safety and well being of my child/ ward during all tuition sessions conducted at the designated centre, I agree not to hold Yayasan MENDAKI liable for any personal injury to, or accident or harm, fatal or otherwise sustained by my child/ ward during or after the sessions. 6. I have read and understood the above clauses and agree to abide by the rules and regulations of MENDAKI Tuition Scheme as stipulated in the Students’ Guide. This authorisation will be in force until it is revoked by me in writing. I agree to the contents of this notice and consent to the collection, use and disclosure of personal information as set forth in the notice. * If you are filling up this application form for your child/ward, all references to “your personal information” here shall refer to your child’s/ward’s personal information”. Accordingly, any reference to “your family members’ personal information” shall refer to your child’s/ward’s family members’ personal information. Name of Client : NRIC of Client : Signature of Client/ : Date Pg 1 out of 6 NOTIS PRIVASI DATA Akta Perlindungan Data Peribadi telah dikuatkuasakan pada 2 Julai 2014. Notis ini mengawal pengumpulan, penggunaan dan pendedahan data peribadi individu oleh persatuan dengan cara yang mengiktiraf kedua-dua hak individu untuk melindungi data peribadi mereka dan keperluan persatuan untuk mengumpul, menggunakan dan mendedahkan data peribadi untuk tujuan yang bersesuaian dengan keadaan. Sila baca notis ini dengan teliti dan tandatangan di bahagian bawah halaman ini. Kami tidak dapat meneruskan permohonan untuk tuisyen jika borang ini tidak ditandatangani. Terima kasih. 1. 2. Akta Perlindungan Data Yayasan MENDAKI ialah sebuah pertubuhan yang menghormati privasi. Di dalam borang permohonan, kami telah meminta maklumat peribadi anda* (dan maklumat peribadi ahli keluarga anda di mana berkenaan). Untuk membolehkan kami membantu anda secara berkesan, maklumat peribadi anda mungkin dikumpulkan, digunakan atau didedahkan bagi tujuan-tujuan yang seperti berikut: (a) (b) (c) (d) (e) (f) (g) (h) 3. 4. menilai permohonan anda; mengesahkan maklumat latar-belakang; pentadbiran umum bagi menyediakan khidmat-khidmat atau bantuan kami; pemantauan perlaksanaan dan pematuhan syarat-syarat khidmat atau bantuan kami; tawaran lain-lain bantuan yang disediakan oleh Yayasan MENDAKI; kajian dan analisis bagi tujuan-tujuan bantuan sosial; penyemakan semula dasar-dasar tentang program-program khidmat dan bantuan kami; dan mana-mana tujuan lain yang munasabah berkaitan dengan yang di atas. Kami mungkin mendedahkan maklumat peribadi anda kepada entiti-entiti dan badan kerabat kami yang berkaitan (contohnya MENDAKI SENSE Pte Ltd, Kelab MENDAKI, Forum Pemimpin Masyarakat (CLF)) atau penyediapenyedia khidmat pihak ketiga yang lain bagi tujuan-tujuan yang dinyatakan di atas. Kami akan memerlukan entiti-entiti, badan-badan kerabat dan penyedia-penyedia khidmat pihak ketiga yang berkaitan ini memberi kami jaminan bahawa mereka akan bertindak dengan mematuhi obligasi-obligasi data peribadi mereka dan menyimpan maklumat peribadi anda sebagai rahsia. Jika anda telah memberi maklumat peribadi ahli keluarga anda, anda sahkan bahawa mereka telah diberitahui tentang kandungan notis ini dan telah mengizinkan pengumpulan, penggunaan atau pendedahan maklumat peribadi mereka bagi tujuan-tujuan yang dinyatakan di dalam notis ini. 5. Harap beritahu kami jika terdapat perubahan pada maklumat peribadi yang anda telah berikan supaya kami dapat mengemaskinikan rekod-rekod kami dengan sepatutnya. 6. Kami akan mengambil langkah-langkah dan pelindung-pelindung keselamatan yang sesuai untuk melindungi maklumat peribadi anda daripada akses, pengumpulan, penggunaan, pendedahan, penyalinan, pemindaan, pelupusan atau risiko-risiko lain tanpa izin. 7. Syarat-syarat notis ini akan menjadi tambahan kepada syarat-syarat lain mengenai khidmat atau bantuan yang mungkin berkenaan dengan anda. 8. Anda boleh juga mendapatkan lebih maklumat tentang dasar perlindungan data peribadi Yayasan MENDAKI di http://www.mendaki.org.sg. Pengisytiharan S a y a m e n g a k u s e s u n g g u h n y a s e m u a k e te r a n g a n y a n g d i b e r i k a n d i a ta s a d a l a h b e tu l d a n t e p a t. S a y a ti d a k menyembunyikan sebarang keterangan p e n t i n g u n tu k m e n d a p a t k a n b a n tu a n i n i . S a y a fa h a m j i k a s a y a m e m b e r i k a n k e t e r a n g a n p a l s u , p e r m o h o n a n s a y a u n tu k m e n d a p a t k a n b a n tu a n i n i a k a n d i to l a k . Bo r a n g y a n g ti d a k l e n g k a p ti d a k a k a n d i p r o s e s . Ke p u tu s a n p i h a k p e n g u r u s a n a d a l a h muktamad. 1. Di sini saya mengizinkan Kementerian Pendidikan dan badan-badan lain untuk memberi maklumat mengenai anak/ waris saya kepada Yayasan MENDAKI untuk tujuan pemantauan dan penilaian prestasi anak/ waris saya. 2. Saya sedia maklum bahawa yuran tuisyen tidak akan dikembalikan sekiranya anak/ waris saya ingin mengundurkan diri setelah menerima surat pemberitahuan. Saya juga sedia maklum bahawa kelas tuisyen hanya akan bermula jika ada 6 pelajar atau lebih yang mendaftar untuk kelas tersebut. 3. Saya membenarkan MENDAKI untuk mengambil gambar atau video rakam anak / waris saya semasa aktiviti MTS. Saya faham bahawa ini akan digunakan semata-mata untuk kempen publisiti atau kajian jika perlu. 4. Saya sedia maklum bahawa anak saya akan diberhentikan daripada program ini jika dia tidak hadir pada 6 sesi berturut-turut tanpa sebarang sebab yang munasabah. 5. Saya maklum bahawa Yayasan MENDAKI akan mengambil langkah-langkah yang perlu untuk memastikan keselamatan anak/ waris saya ketika menghadiri kelas tuisyen MENDAKI, dan saya tidak akan mempertanggungjawabkan Yayasan MENDAKI sekiranya anak/ waris saya cedera atau ditimpa kemalangan ketika atau sesudah kelas. 6. Saya sudah membaca dan memahami keterangan di atas dan bersedia mematuhi syarat-syarat Kelas Tuisyen MENDAKI seperti yang tertera di dalam Buku Panduan pelajar. Pengakuan ini berkuatkuasa sehingga ia dimansuhkan oleh saya dalam penulisan. Saya bersutuju dengan kandungan notis ini dan mengizinkan pengumpulan, penggunaan dan pendedahan maklumat peribadi yang dinyatakan di dalam notis ini. * Jika anda mengisi boring permohonan ini untuk anak/jagaan anda, semua rujukan mengenai “maklumat peribadi anda” di sini akan merujuk kepada maklumat peribadi anak/jagaan anda. Dengan itu, sebarang rujukan mengenai “maklumat peribadi ahli keluarga anda” akan merujuk kepada maklumat peribadi ahli keluarga anak/jagaan anda. Nama Klien: K/P Klien : Tandatangan : Klien/Tarikh Pg 2 out of 6 SECTION 1: INFORMATION ON HOUSEHOLD MEMBERS AND INCOME 1. MAIN PARENT/ GUARDIAN’S PARTICULARS *Main parent must be a Singaporean or Permanent Resident. NAME (as in NRIC) NRIC No Date of Birth Nationality Singaporean Permanent Resident Role in Family Father Mother Guardian Others: _________________ (pls specify) Marital Status Gender Married Single Divorced Others Male Female Religion Race Islam Others Malay Chinese Indian Others Type of Residence Ownership of Residence 1-room 5-room Others 2-room 3-room 4-rooms Executive/ Maisonette Landed Owned Rented Others Address Residential Number Mobile Number Email Address Current Occupation Company Total Net Monthly Income (please refer to pg 4) 2. DECLARATION (FOR UNEMPLOYED,CASUAL&PART TIME WORKERS) I, Name:__________________________________________________________NRIC/Passport:_____________ Address:____________________________________________________________________________________ declare that I am currently not working / working as a /an __________________________________________ (occupation) at __________________________________________ (company / agency) since _____________ My monthly income is $________________. I, undersigned, declare that all the above to be true and correct. I understand that providing any false information is an offense under section 182 of the Penal Code (Chapter 24), punishable by a fine of $1,000 or a term of imprisonment of up to 6 months or both. I further understand that if I furnished any false information, Yayasan Mendaki will recover from me all monies paid to me under the Collaborative Tuition Programme. _________________________ _____________________ Signature Date Pg 3 out of 6 3. PARTICULARS OF HOUSEHOLD MEMBERS Name (as in BC or NRIC) Nationality BC/NRIC Date of Birth Role in Family Gender Religion Race Employment Status Father Employed Mother Housewife Malay Guardian Student (Pri/Sec) Male Islam Chinese Child Students (Pre-School) Female Others Indian Ward Student (Tertiary) Others Others: Unemployed __________ Others Father Employed Mother Housewife Singaporean Malay Guardian Student (Pri/Sec) Permanent Male Islam Chinese Child Students (Pre-School) Resident Female Others Indian Ward Student (Tertiary) Foreigner Others Others: Unemployed __________ Others Father Employed Mother Housewife Singaporean Malay Guardian Student (Pri/Sec) Permanent Male Islam Chinese Students (Pre-School) Child Resident Female Others Indian Ward Student (Tertiary) Foreigner Others Others: Unemployed __________ Others Father Employed Mother Housewife Singaporean Malay Guardian Student (Pri/Sec) Permanent Male Islam Chinese Child Students (Pre-School) Resident Female Others Indian Ward Student (Tertiary) Foreigner Others Others: Unemployed __________ Others Father Employed Mother Housewife Singaporean Malay Guardian Student (Pri/Sec) Permanent Male Islam Chinese Child Students (Pre-School) Resident Female Others Indian Ward Student (Tertiary) Foreigner Others Others: Unemployed __________ Others Father Employed Mother Housewife Singaporean Malay Guardian Student (Pri/Sec) Permanent Male Islam Chinese Child Students (Pre-School) Resident Female Others Indian Ward Student (Tertiary) Foreigner Others Others: Unemployed __________ Others *Gross Monthly Income: It refers to gross monthly wages or salaries before deduction of employee CPF contributions and personal income tax. It comprises basic wages, overtime pay, commissions, tips, other allowances and one-twelfth of annual bonuses. **Net Monthly Income: It refers to basic salary, less of CPF deduction. Current Occupation and Company School, Level and Stream (2014) *Gross Monthly Income **Net Monthly Income Singaporean Permanent Resident Foreigner TOTAL: Pg 4 out of 6 Please tick ( ) where applicable in the circles/boxes Applying for tuition at: MENDAKI CDAC SINDA EA SECTION 2: STUDENT’S PARTICULARS ADDITIONAL PARTICULARS Name OTHERS BC or NRIC No School Name (2014) SA2 Results in 2014 Subjects English Marks Grades/Band Mathematics/ Elementary Mathematics Science/ Combined Science (Phy/Chem) School in 2015 Level in 2015 Stream in 2015 Choice of centre in 2015 (Please refer to Centre Listing and fill in the codes) Standard Foundation Choice 1 __ __ __ __ Choice 2 __ __ __ __ Tuition Subjects in 2015 (Please tick) P1 P2 P3 Subject(s) English Maths P4 P5 P6 Maths : Standard Foundation English : Standard Foundation Science : Standard Foundation S1E S2E S3E S4E S1NA S2NA S3NA S4NA S5NA S1NT S2NT S3NT S4NT Subjects: English Maths Combined Science** **Combined Science only for Physics and Chemistry. Mode of Payment Cash GIRO Cheque Money Order Postal Order Applying for ETF / Fee waiver Cheque No /Money Order No / Postal Order No GIRO Standing Order Form verified and submitted? Yes No For GIRO payment, please fill in the new POSBank GIRO Standing Order form. SECTION 3: CHECKLIST – SUPPORTING DOCUMENTS TO BE SUBMITTED WITH THIS FORM Please tick in the checklist the documents that have been attached to this application form. Incomplete application form or application with missing supporting documents will not be processed. For CTP only For CTP & ETF 1. Copy of student’s examination results (SA1 and SA2) 2014 1. Copy of all students’ examination results (SA1 and SA2) 2014 2. Copy of student’s birth certificate or NRIC 2. Copy of all students’ birth certificates or NRICs 3. Copy of parent/guardian’s NRIC * If you would like to register for more than one child, please attach additional Section 2 form(s) with your other child/children’s details. 3. Copy of parents and all family member’s (staying in the same household) NRIC 4. Copy of latest payslip/Letter from employer confirming latest pay/Income tax return/CPF statement of all working family members 5. Copy of Latest CPF Contribution History AND Income Declaration of ALL Non-Working adults in the household 6. Retrenchment letter (if applicable) 7. Marriage / Divorce / Death Certificate (whichever is applicable) Pg 5 out of 6 SECTION 5: FOR OFFICIAL USE ONLY Name of Officer attending to case: ___________________ ______________________ Date of form received: ___________________________________________________ Net Monthly Household Income (A): _______________________________________ Number of family members living in the same house / flat (B): ____________ _______ Per Capita Income (A)/(B): ________________________________________________ Application Result: Recommended /Not Recommended Checked by/Date: _______________________________________________________ Recommendation is: Approved / Not Approved * Verified By: ____________________________________________________________ Signature of Officer/ Date: ________________________________________________ Pg 6 out of 6
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