Download Report

Financial
f o c u s
Spring 2015
Municipal Credit Union has always strived to
put our member’s best interest first, and we
will continue to do so. We are dedicated to
member service, product offerings, loan
interest rates, and payment of dividends. We
strongly believe and adhere to the Credit
Union motto of “People Helping People”.
After very careful consideration the Board
determined that the we will begin charging
on May 31, 2015 a $1.00 for each paper
statement that is mailed. Stop in or call to
request the form for electronic statements.
MARK YOUR CALENDAR!
MAY 29TH 2015
Members are being encouraged to be proactive when it comes to
preventing identity theft. A free Municipal Credit Union Member “Shred
Day” is being sponsored at the credit union on Friday May 29, 2015
from 9 to noon.
We reserve the right to limit quantities.
An Important Notice from the
Board of Directors
MCU Annual Meeting Help us celebrate
WE HAVE YOUR
SUMMER FUN!
Municipal Credit Union is pleased to offer
discounted Admission tickets for
Six Flags and Noah’s Ark
Noah’s Ark
SixFlags
One day $30.00
One day $42.50
($11.52 off gate price)
($27.53 off gate price)
Tickets can be purchased
in our lobby.
81 years serving our Members!
====================
WHEN:
April 26, 2015
Social Hour: Noon
Buffet Luncheon at 1 p.m.
Business Meeting at 2 p.m.
WHERE
Domenico’s Banquet Hall
====================
COST:
$12 Per attendee
TICKETS AVAILABLE AT MCU
People Helping People!
UNTIL 4/17/2015
Financial Focus is published for the members of Municipal Credit Union
1154 Cranston Road, Beloit, WI 53511~ Phone 608-362-6172~ Fax 608-362-8106~ E-mail address: municu.org
In observance of the
following Holidays:
People
Good Friday-April 3, 2015(Closed Noon to 3pm)
Memorial Day-Monday, May 25, 2015
Independence DayFriday July 3 and Saturday July 4th
Helping
People
Please plan your financial needs in advance to
avoid any inconvenience. Remember you can
always access your accounts online at:
www.munici.org
CREDIT UNION MEMBER
DISCOUNT
FROM
GM
Great news! You qualify for the Credit
Union Member Discount From GM.
THE PRICES: GREAT. THE PROCESS: SIMPLE.
It offers amazing savings on a wide selection of eligible, new
Chevrolet, Buick or GMC vehicles. It's remarkably simple to take
advantage of the discount – plus, you can combine it with most
current offers to save even more.
What is the price? Know before you shop.
Your discounted price is predetermined. That means you can shop
with confidence, knowing how much you can save before even
visiting your participating dealer.
See how easy it is at mygmdiscount.com. Just select “Build &
Price,” then follow the prompts to choose a vehicle and options.
You’ll see the Credit Union Member Discount Price below the
Manufacturer’s Suggested Retail Price.
Something for everyone. But savings for members only.
No matter what you’re searching for, you’ll find a Chevrolet, Buick
or GMC model that’s just right for you. Fuel economy, towing
capacity, style…we’ve got it all. And, GM offers several models
with an EPA estimated 32 MPG highway or better.
Here’s how you get started:
1) Visit your credit union for your auto loan.
2) Go to mygmdiscount.com and register or log in.
3) Click on the “Program” link, then follow the prompts to obtain
your authorization number.
4) Print the authorization number and take it, along with proof of
credit union membership, to a participating dealership.
IT’S THAT TIME OF YEAR!
SPRING IS FINALLY HERE!
Are you thinking about a new home or vehicle purchase?
Interest Rates are low and we are here to help!
Municipal Credit Union, in our partnership with Consumer
Loan Services is now offering a “mortgage checkup” or a
“mortgage preparation plan”. This will help our members to
be in an optimal position to either refinance or purchase a
home in the future. CLS will discuss with you “where you are
now” and what you may “need to do” to put yourself in a
position to obtain the best interest rate and terms for your
mortgage loan and the steps you should take to ensure this success. Call us or go
online to apply today.
Are you interested in paying off your mortgage early?
If you want to pay your mortgage off early, you might
investigate Municipal Credit Unions bi-weekly mortgage
payment program. By paying half of your monthly mortgage
loan payment amount every two weeks, you end up making
two extra half-payments every year. In addition, you save
interest when you make bi-weekly payments. Bi-weekly
mortgage payments are convenient because they make it easier to budget your
expenses and the payments coincide with your bi-weekly pay. Homeowners who
set up direct withdrawal from the credit union find that their mortgage payments get
paid without much effort and because they are never late on a mortgage payment
and it increases their credit score. By making bi-weekly payments you can pay-off a
twenty year loan in eighteen years.
$ave
Money
Are you interested in saving money on a vehicle purchase?
With the arrival of spring the birds sing. We will help you sing a happy
tune with our low rates on vehicle loans. If you have a vehicle financed
elsewhere, why not stop in and see if we can save you money. Our
interest rates on vehicles have never been lower! We offer great rates
and quick approval. Get pre-approved for a new or used vehicle today and be
ready to “spring into action”.