1. home and garden

Neighborhood Housing Services of
New Britain, Inc.
Newsletter Winter 2015
Mission: to revitalize and stabilize Central Connecticut neighborhoods, making them desirable
environments of choice, where diverse individuals can live, work, grow, and prosper.
NHSNB, Inc.
Has Apartments
for Rent
Executive Director Update
Apply Now!
We look forward to an exciting 2015, and wish you
the same. We are pleased to announce the pending
renovation and sale of a recently renovated singlefamily home on Osgood Street. In 2015, NHSNB,
Inc., will create 4 units of affordable housing on Beaver Street. Please save the date for our Third Annual
Housing Fair that will take place on Saturday,
June 6, 2015 from 10 a.m. to 2 p.m. at a location to
be announced. We will add new features and new
partners this year. As usual, we will have fun activities for the whole family. Our goal is to inform people in Central Connecticut about how to own, rent
and improve a home, or to find help with foreclosure
if needed. We are pleased to welcome two new staff,
Miguel Matos and Pat Wallace, profiled on page 3.
Our Annual Report is available at www.nhsnb.org
with information about our accomplishments during
the past year. You may also call us to request a copy
by mail. We would welcome your questions. We
thank all who provide the support to make our work
possible.
Maureen Voghel, Executive Director
Are you late with your mortgage
payments? NHSNB can help!
68 Booth, 1 Bedroom, Unit 2N - $780
68 Booth, 1 Bedroom, Unit 2S- $780
157 Broad, 4 Bedrooms, Unit 4W$1050
147 Broad Unit, 2 Bedrooms, 2W- $940
Please call
Elaine Strickland,
Administrative Assistant,
NHSNB, Inc. to request
a rental application.
860-224-2433
Czy jesteś spóźniony o kredyt
hipoteczny płatności? NHSNB może pomóc!
¿Llegas tarde con sus pagos
hipotecarios? Podemos ayudar!
Neighborhood Housing Services of New Britain, Inc.
Newsletter Winter 2015
Where to Find the Money to Buy a Home
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New Britain residents that meet income requirements, and
want to buy a 1-4 family home can borrow a percentage of
the down payment funds through the City’s Home Ownership Program (HOP). After purchase, if you live in your
home for 15 years, the loan is forgiven. Call NHSNB, Inc.
for a confidential conversation with a certified counselor:
860-224-2433.
The CT Housing Finance Authority offers Downpayment
Assistance Program loans (DAP). DAP loans can be used in
conjunction with CHFA home loans. An eligible borrower
must show his or her ability to repay the primary mortgage
and the DAP loan in order to qualify for assistance under
this program.
Ask your lender for information, or call
CHFA at (860) 571-3502.
SmartMove Homeownership Program
The SmartMove Homeownership Fund is a program of the
non-profit Housing Development Fund, based in Stamford,
CT. SmartMove enables homebuyers to purchase homes in
Connecticut by providing down payment assistance. For
qualified borrowers, SmartMove provides low-interest
(3%, APR = 3.42% to 4.74%) 20-year second mortgages
of up to 20% of the purchase price. Smar tMove bor r owers do not have to pay for mortgage insurance, and also benefit from lower mortgage payments. Borrowers can put
down as little as 1% of the purchase price towards the purchase of their home. There is a $750-$2,500 service fee for
SmartMove borrowers. This fee is not included in the loan
amount, and will be added to closing costs. In order to be
approved for a SmartMove loan, you will have to get
your first mortgage from a participating bank.
Good News for the New Year
Share some good news at your next meeting or community
event about resources to help people to buy, rent, keep or
care for a home. Peter McClintock, NHSNB, Inc.’s Educator/Outreach Coordinator, can bring information about
openings in our rental housing, about how we help people
facing foreclosure, and about classes for people who want
to buy or maintain a home, or about how to be a landlord.
If you are a business or community organization, call Peter
for a group presentation: 860-224-2433, extension 107.
Other staff members welcome the chance to share information about our services at community events. For more
information, please call Evelyn Branch, Supervisor of the
Homeownership & Foreclosure Prevention Program, 860224-2433, Extension 104.
VOLUNTEER NEEDED
Data Entry, 8 hours per week. If you
have basic skills in Microsoft Word
and Excel, we would welcome your
application as a volunteer to enter data
into a computer to assist our housing
counselors. Call Evelyn Branch at 860
-224-2433.
Goodwin Tech Serves the Community
You can inquire about whether supervised Goodwin Tech construction trades (carpentry, plumbing, HVAC and electrical) students could help you with a project that you have in mind. Go to
their website and look for “Our Best Kept Secret” and click on
that link to apply for students to do work on your home. Call 860827-7736. You can also enjoy a fine meal at Café Chives,
Goodwin Tech's Culinary Arts Restaurant, open to the public
during the school year, Tuesday - Friday ,10:45 am thru 12:45
pm. http://www.cttech.org/GOODWIN/technologies/culinary/
culinary.htm. Reservations: (860) 827-7736, x 393.
The CT Housing Investment Fund (CHIF) has a thirty-five year-old Energy Conservation Loan Program
(ECL) that can help those who own 1-4 family homes with a variety of energy
conservation measures. The interest rate on the loans can be as low as 0% up to 6%. The funds that
CHIF uses come from the State of CT and from the State’s utility companies. A second program, the
Multifamily Energy Conservation Loan Program (MCL) can be used for larger properties by owners
who develop and rent housing as a business. How could these loans be used?
Automatic Set-Back thermostats, Caulking and Weather stripping, Insulation, Replacement Central Air Conditioning Systems, Replacement Heating Systems, Replacement Heat Pumps, Replacement Hot Water Heaters, Replacement Roofs, Replacement Windows
and Doors, Siding, Solar Systems and Passive Solar Additions.
If you own your home, the ECL could be for you. If you are a landlord of a building of 5 or more units, the MCL could
help you upgrade your property. If you are a tenant, wanting improvements, let your landlord know of the program.
Call CHIF at 800-992-3665 or 860-233-5165, or visit their website at www.chif.org.
SAVE THE DATE: THIRD ANNUAL NHSNB, INC., HOUSING FAIR, SATURDAY, JUNE 6, 2015, 10 A.M. TO 2 P.M.
Neighborhood Housing Services of New Britain, Inc.
Newsletter Winter 2015
.
Homebuyer/Homeownership Programs
Please call in advance to register for these very popular, free classes. All are held at 223 Broad Street, New Britain, CT. Peter
McClintock leads the classes, and would be happy to speak with you about any questions you may have. Space is limited, so
please call as soon as possible: 860-224-2433, x 107.
Pre-Purchase Homebuyer Education Class
Foreclosure Prevention Workshop
Financial Fitness Class
Landlord Classes
January 2014
February 2014
Saturday, January 24, 2015
9 a.m. - 5 p.m.
Thursday, January15, 2014
5 p.m. - 7 p.m.
Tuesday, January 27, 2015
5:30 p.m. - 7:30 p.m.
Tuesday, January 20, 2015
5 p.m. - 8 p.m.
Saturday, February 28, 2015
9 a.m. - 5 p.m.
Thursday, February12, 2015
5 p.m.- 7p.m.
Tuesday, February 24, 2015
5:30 p.m. - 7:30 p.m.
Tuesday, February17, 2015
5 p.m. - 8 p.m.
Pat Wallace Joins Staff as
Resource Development
Coordinator
Donation Form
Your tax deductible contribution assists NHSNB to expand its reach and
include additional clients we might not otherwise be able to serve.
Please include this form with your contribution and mail to:
Neighborhood Housing Services of New Britain, Inc.
223 Broad Street
New Britain, CT 06053
Company Name
_____________________________________________________
Last, First Name
_____________________________________________________
Address _____________________________________________________
City, State, Zip _____________________________________________________
Phone _________________________ Email ______________________________
___$25 ___$50 ___$100 ___ Other
Enclosed is my check, payable to Neighborhood
Housing Services of New Britain, Inc. You may
also donate at our website, www.nhsnb.org.
Our community’s future—-what inspires you? Please consider including a
charitable bequest to Neighborhood Housing Services of New Britain in your will.
Thank you !
Staff
Evelyn Branch, Super visor of Housing
Counseling & Foreclosure Prevention Programs
Miguel Matos, Rehab Specialist
Peter McClintock, Education/Outr each Coor dinator
Rosa Rivera, Housing Counselor
Elaine Strickland, Administr ative Assistant
Richard Tulman, Finance Depar tment Associate
Maureen Voghel, Executive Dir ector
Patricia Wallace, Resour ce Development Coor dinator
Patricia Wallace is a social
worker with a long history of
program development, advocacy, community development, grant-making and grant
seeking in non-profits serving Connecticut
cities and suburbs. Most recently she directed Elderly Services for the City of New
Haven. She will raise funds and assist
NHSNB, Inc., with neighborhood work.
Miguel Matos Will Serve
as Rehab Specialist
Miguel Matos has a varied background in real
estate, banking and government service. He has
worked as a for-profit
entrepreneur, and for Fannie Mae. Most
recently he was Assistant Chief Administrative Officer for the City of Hartford.
He will be responsible for real estate
operations. He will work on singlefamily rehabs and multi-family development and management.
Board of Directors 2014-15
Terence Floyd
Mark Fortin
Angel Hernandez
Pat McGowan
Janet Peichert
Ellen Perkins
Simpson
Gary Robinson
Jude Satalino
M. Kate Van Valkenburg
Anthony Waite