NORTHERN WESTCHESTER HOSPITAL Financial Assistance Summary Northern Westchester Hospital recognizes that there are times when patients in need of care will have difficulty paying for the services provided. Northern Westchester Hospital's Financial Assistance Charity Care Policy provides discounts to qualifying individuals based on your income. In addition, we can help you apply for free or low-cost insurance if you qualify. Just contact our Financial Counselor at 914-666-1512, or go to the Patient Accounts Department at 34 South Bedford Road, 2nd Floor for free, confidential assistance. Who qualifies for a discount? Financial Assistance is available for patients with limited incomes and no health insurance. Everyone in New York State who needs emergency services can receive care and get a discount if they meet the income limits. Everyone who lives in Westchester, Putnam, Rockland, Orange and the Bronx can get a discount on nonemergency, medically necessary services at Northern Westchester Hospital if they meet the income limits. You cannot be denied medically necessary care because you need financial assistance. You may apply for a discount regardless of immigration status. Northern Westchester Hospital ● 400 East Main Street ● Mount Kisco, NY ● 10549 ● 914.666.1200 What are the income limits? The amount of the discount varies based on your income and the size of your family. If you have no health insurance, these are the income limits: NORTHERN WESTCHESTER HOSPITAL Financial Aid Guidelines - 2015 Family Size One T wo Maximum Allowance Three Four Each Add’l Person ANNUAL INCOME Above 100% Below $23,500 $31,852 $40,214 $48,476 $12,480 95% 23,500 24,400 36,880 49,360 61,840 12,480 90% 24,400 25,300 37,780 50,260 62,740 12,480 85% 25,300 26,200 38,680 51,160 63,640 12,480 80% 26,200 27,100 39,580 52,060 64,540 12,480 75% 27,100 28,000 40,480 52,960 65,440 12,480 70% 28,000 28,900 41,380 53,860 66,340 12,480 65% 28,900 29,800 42,280 54,760 67,200 12,480 60% 29,800 30,700 43,180 55,660 68,140 12,480 55% 30,700 31,600 44,080 56,560 69,040 12,480 50% 31,600 35,300 47,780 60,260 72,740 12,480 40% 35,300 47,100 59,580 72,060 84,540 12,480 30% 47,100 58,900 71,380 83,860 96,340 12,480 20% 58,900 70,700 83,180 95,660 108,140 12,480 10% 0% 70,700 82,500 82,500 94,980 107,460 119,940 12,480 What if I do not meet the income limits? Northern Westchester Hospital ● 400 East Main Street ● Mount Kisco, NY ● 10549 ● 914.666.1200 If you cannot pay your bill, Northern Westchester Hospital offers a payment plan to those patients that meet the income limits. The amount you pay depends on the amount of your income. Can someone explain the discount? Can someone help me apply? Yes, free confidential help is available. Call the Patient Accounts Financial Assistance line at 914-666-1512. If you do not speak English, someone will help you in your own language. The Financial Counselor can tell you if you qualify for free or low-cost insurance, such as Medicaid, Child Health Plus and Family Health Plus. If the Financial Counselor finds that you don’t qualify for low-cost insurance, they will help you apply for a discount. The Counselor will help you fill out all the forms and tell you what documents you need to bring. Northern Westchester Hospital ● 400 East Main Street ● Mount Kisco, NY ● 10549 ● 914.666.1200 What do I need to apply for a discount? A signed Financial Assistance application, your latest income tax return, 3 or 4 of your most recent pay stubs from your employer (and spouse's pay stubs, if applicable), a letter signed from your employer if no pay stubs are available, Social Security and/or Pension benefit statement, two of your most recent bank statements for savings/checking, if applicable. Proof of residence, for example a phone, electric, rent bill or photo id. If you cannot provide any of these, you may still be able to apply for financial assistance. What services are covered? All medically necessary services provided by Northern Westchester Hospital are covered by the discount. This includes outpatient services, emergency care, and inpatient admissions. Charges from private doctors who provide services in the hospital may not be covered. You should talk to private doctors to see if they offer a discount or payment plan. How much do I have to pay? The amount for an outpatient service or the emergency room starts from $0 for children and pregnant women, depending on your income. The amount for outpatient service or the emergency room starts from $0 for adults, depending on your income. Our Financial Counselor will give you the details about your specific discount(s) once your application is processed. How do I get the discount? You have to fill out the application form. As soon as we have proof of your income, we can process your application for a discount according to your income level. You can apply for a discount before you have an appointment, when you come to the hospital to get care, or when the bill comes in the mail. Send the completed form to Northern Westchester Hospital, Patient Accounts Department, 400 East Main Street, Mount Kisco, NY 10549, or bring it to the Patient Accounts Department, 34 South Bedford Road, 2nd Floor, Mount Kisco, NY. You have up to 90 days after receiving services to submit the application. How will I know if I was approved for the discount? Northern Westchester Hospital will send you a letter within 30 days after completion and submission of documentation, telling you if you have been approved and the level of discount received. What if I receive a bill while I’m waiting to hear if I can get a discount? You cannot be required to pay a hospital bill while your application for a discount is being considered. If your application is turned down, the hospital must tell you why in writing and must provide you with a way to appeal this decision to a higher level within the hospital. What if I have a problem I cannot resolve with the hospital? You may call the New York State Department of Health complaint hotline at 1-800-804-5447. Northern Westchester Hospital ● 400 East Main Street ● Mount Kisco, NY ● 10549 ● 914.666.1200 Northern Westchester Hospital Patient Financial Assistance Program Application Patient Name Date of Birth SSN# Date(s) of Service Mailing Address: Street City State Home Phone Zip Cell # Family size / number in household Family Household Name(s) and date(s) of Birth Name Relationship Date of Birth Name 1. 4. 2. 5. 3. 6. Relationship Date of Birth Income Type of Income Wages Social Security Payment Unemployment Compensation Disability Workers Compensation Alimony/Child Support Dividends/Interest/Rentals All other Income e.g. Pension Total Patient Income Amount Spouse Income Amount If you have questions or need help completing this application, call the Patient Accounts Department, Financial Assistance at 914-666-1512. If you have received a bill or bills from the hospital, check here: You do not have to make any payment to the hospital until the hospital sends you a letter with its decision on your application. Please send the signed completed form and supporting documents to: Patient Accounts Department, Northern Westchester Hospital, 400 East Main Street, Mount Kisco, NY 10549. I affirm that the above information is true, complete, and correct to the best of my knowledge. Applicant / Parent / Guardian Signature Date Northern Westchester Hospital ● 400 East Main Street ● Mount Kisco, NY ● 10549 ● 914.666.1200
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