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HOW TO APPLY FOR A SMALL
BUSINESS LOAN THROUGH ZIMELE
WHAT IS ZIMELE?
Zimele is an initiative started by Anglo American in 1989 to assist historically disadvantaged South Africans to own and run their
businesses. Zimele provides more than just loans and also teaches business owners and entrepreneurs essential business skills
to ensure that their businesses will run successfully.
5 SIMPLE STEPS
ON HOW TO APPLY
FOR FUNDING
STEP 1
STEP 2
Compile a
business plan
Present the business
plan to your local
Zimele hub
manager or fund
representative
STEP 3
STEP 4
STEP 5
The Hub Manager will
assist you in completing
an application form
A Zimele Investment
Committee will
evaluate your
application form to
determine whether
the business meets
the requirements
If the business meets
the requirements,
Zimele will provide you
with the funding and
the support to put your
plan into action
Cove image:
Joseph Kente established Vukani Musa Construction
with the help of Anglo American’s Zimele Hub in
Kathu. Here he is at a school his company built.
ABOUT ZIMELE
Zimele consists of four funds, each one providing funding and support to different types of businesses.The table below explains
what you need to know about the funds.
If you have a business idea that matches the description of any one of the funds, please contact the person whose name appears
in the right-hand column of the table. This contact person will help you with any information you might need.
NAME OF FUND
WHAT IT IS
WHO SHOULD APPLY
COMMUNITY FUND
Managed through a network of small business
hubs around the country and provides funding,
training and skills development for business
owners.
The small business must operate within a
50km radius from an Anglo American operation,
a labour-sending area or a small business
hub* and must be at least 26% owned by
a historically disadvantaged South African
(HDSA).
ANGLO AMERICAN
KHULA MINING FUND
A joint initiative between Anglo American’s
South African operations and Khula Enterprise
Finance Limited, which is owned by government
and promotes small business development.
Black-empowered mining companies looking to
start or grow.
SUPPLY CHAIN FUND
Helps the procurement departments at
Anglo American’s operations to find
small businesses that can supply
products or services.
Black-empowered small or medium-sized
businesses.
GREEN FUND
Targets investment opportunities that mitigate
carbon, reduce energy and water consumption,
and improve waste and emissions management.
Businesses that present opportunities to
reduce the use of energy and water
consumption, and improve the management
of waste and emissions.
FINANCIAL AND OTHER
SUPPORT GIVEN
APPLICATION PROCEDURE
CONTACT DETAILS
• Finance of up to R1 million.
• Zimele representatives at the small
business hub will assist with the
business plan and provide training on
how to run a successful business.
Applications can be handed in at the
nearest small business hub and should
include a business plan and all the
documents needed by Zimele.
Louwrens de Jager
Tel: +27 11 638 2749
Email: [email protected]
• Finance of up to R40 million.
• Technical support during high-risk
exploration and pre-feasibility stages.
Applications must include an investment
proposal, a formal business plan and a
thorough due diligence report conducted
by an independent and suitably qualified
consultant.
Visit www.angloamerican.co.za for
further details.
Lia Vangelatos
Tel: +27 11 638 5425
Email: [email protected]
Visit www.angloamerican.co.za for
further details.
• Finance of up to R5 million.
• Direct support, business guidance and
skills transfer.
• Business opportunities from within the
supply chain.
Applications must include an investment
proposal and a formal business plan.
Applicants will be asked to explain how
the business will succeed to Zimele’s New
Projects Committee.
Peter Mothudi
Tel: +27 11 638 5520
Email: [email protected]
Visit www.angloamerican.co.za for
further details.
• Funding of up to R10 million.
Applications must include an investment
proposal and a formal business plan.
Applicants will be asked to explain how
the business will succeed to Zimele’s New
Projects Committee
Teresa McNeill
Tel: +27 11 638 4178
Email: [email protected]
Kenny’s Driving School in Rustenburg received
funding from Anglo American’s Community Fund.
TIPS TO CONSIDER WHEN COMPILING A BUSINESS PLAN
The first thing to do if you would like to start a business is to think through all the details of the business and to compile a
business plan.
Some of the basic questions that need to be answered in the business plan are:
TIP 1
TIP 2
TIP 3
What type of business
would you like to start?
How will the day-to-day
running of the business
work?
Include all the background
documents that will
prove to the hub or fund
managers that your
business could succeed.
A BASIC OUTLINE OF WHAT YOUR BUSINESS PLAN
NEEDS TO INCLUDE
1. Introduce the business. Include some background
information on your business. This background should tell
us what your business is about, what industry or sector it
forms part of, and what product or service it will offer. We
would also like to know how you developed the idea for the
business and who the shareholders will be.
• What raw materials you need.
• How you will produce your product and deliver it to your
customers and how much will you produce.
• How you will make sure your equipment is kept in a
good condition.
• How much stock you need to meet your customers’ needs.
2. The market you will serve is important for us to know
about. (The word “market” means the kind and amount of
customers who will be interested in buying your products
or services.) Information about your market should include:
• What your target market is, what their needs and wants
are and other businesses already successfully supplying
this market.
• What size the market is and the demand for your product
or service.
• Is there a demand for these products or services.
• If you will be involved in imports or exports.
• If there are any signs from the past and the present
that show that your market could grow in the future.
• What the prices and quality of your services or
products are.
• Marketing and communication: How you will let your
market know about your business and get people
interested in buying from you.
• How have you studied your market and know what its
needs are.
5. As far as the people who manage and work in your
business are concerned, we need to see:
• A diagram (called an “organogram”) to show the different
job positions in your business and how they relate to one
another.
• A brief description of the most important managers.
• People and skills needed and tasks people will perform.
• The training that will be needed to develop your employees.
• The salaries that employees will earn and any bonuses.
3. Tell us in your plan about the opportunities that exist for
your business.
• Where you would like to see your business in five to
ten years.
• What do you want to achieve and how you will achieve it.
• What are the strengths and threats of your business.
• What the threats are that could lead to your business failing.
• If you have any networks (groups of people you know)
that could help your business succeed.
You should also tell us in your business plan about any legal
agreements and insurance policies that your business will need.
4. There are also some practical things we need to know
about running your business:
• Where you will run your business from.
6. Your business will need strong financial systems in
place, so tell us as much as you can about your business
finances:
• All relevant documents about the finances of your
business from the past three years (if your business
already exists).
• How you expect your financial statements to look for
the next three years and why.
• What the financial requirements of your business are.
• Accounting policies for your business.
Ensure that you gather all the necessary documentation
that you need to submit with your business plan:
• Proof of residence, this is either a recent utility bill (water,
rates, electricity, etc) that has been sent to your address
or you will need a letter from the person you are living
with, stating that you do live with him/her with a copy of
their identification document and one of their utility bills.
• A copy of your identity document
• Three months’ bank statements
• Tax certificate
CONTACT
0860 ZIMELE (946353)
+27 11 638 2725 (Corporate Communications and Branding)
Visit www.angloamerican.co.za
Zimele Hub
Visit a small business hub
[email protected]
Speak directly to the contact person for each fund listed
All figures quoted in this brochure are drawn from
Anglo American’s 2011 Annual Report stated in rand.
Printed on environmentally friendly paper.
For more information download a QR code
reader from your smartphone or tablet
device and scan the QR code which will
direct you to the ‘Our Difference’ section
on our website.
SUBMITTING AND PRESENTING YOUR PLAN
Once you have completed your business plan and collected all the necessary documentation, contact your local hub or fund
manager and set up a meeting to present your business plan.
You can find more information on each fund manager and hub in the ‘About Zimele’ section of this brochure, or you can refer to
the back of this brochure for further contact details.
HOW WE DECIDE WHICH BUSINESSES WILL BE SUPPORTED
We look at the following criteria when evaluating businesses:
• The business must have a large black shareholding and management structure;
• The owners of the business must be involved on a day-to-day basis in the management or operation of the company;
• The owners of the business must be part of the local community where the business operates;
• The owners of the business need to contribute to the business from their own financial resources;
• Loans need to be able to be repaid in good time;
• The business must have scope to grow and be sustainable; and
• The business should care for the environment.
Tebogo Clement Masimola is the owner and operator
of TM Electronics a small television and electrical
repair shop within the community of Ratanda Township
near Heidelberg.
ZIMELE SMALL BUSINESS HUBS NETWORK
KUMBA IRON ORE
PLATINUM
THERMAL COAL
PROV
NORTHERN CAPE
NORTH WEST
LIMPOPO
MPUMALANGA
KATHU (SISHEN)
Rina Botha
Tel: +27 53 739 2419
Mobile: +27 83 251 3865
Fax: +27 86 645 8590
Email: [email protected]
Shop 6, 3589 Rietbok Str, Isinda Building,
Kathu, 8446
Private Bag X506, Kathu, 8446
WESTERN LIMB
EASTERN LIMB
WITBANK
Mokgadi Mamabolo
Tel: +27 13 690 3405/3457
Mobile: +27 83 781 6372
Fax: +27 13 690 3149
Email: mokgadi.mamabolo@ angloamerican.com
Shop No. 6, Cosmos Centre, Nelson Mandela Rd,
Emalahleni, 1035
KATHU (SISHEN)
Ria de Beer
Tel: +27 53 739 2371
Mobile: +27 83 309 4569
Email: [email protected]
Shop 6, 3589 Rietbok Str, Isinda Building,
Kathu, 8446
Private Bag X506, Kathu, 8446
RUSTENBURG
Ernest Sejosengoe
Tel: +27 14 592 9813
Mobile: +27 83 578 9211
Fax: +27 14 592 9048
Email: [email protected]
31 Marais Street, Rustenburg
Cnr President Mbeki and Marais Streets
MOKOPANE
Benji Ngobeni
Tel: +27 15 418 2424
Mobile: +27 83 578 9206
Email: [email protected]
BUSHBUCKRIDGE
Mpfuneni Mulaudzi
Tel: +27 13 799 1194
Mobile: +27 84 713 5357
Email: [email protected]
Shop 29, Twin City Complex, Bushbuckridge
KATHU (SISHEN)
John Seretse
Tel: +27 53 739 3812
Mobile: +27 83 405 9352
Fax: +27 86 521 2042
Email: [email protected]
RUSTENBURG
Estie Rupp
Mobile: +27 83 578 9210
Email: [email protected]
31 Marais Street, Rustenburg
Cnr President Mbeki and Marais Streets
ATOK
Innocent Khathi-Mathonsi
Tel: +27 15 620 0000
Mobile: +27 83 512 4082
Fax: 086 621 6503
Email: [email protected]
Anooraq Resources Corporation,
Bokoni Platinum Mines
MIDDELBURG
Miemsie Rautenbach
Tel: +27 13 243 1524/0644
Mobile: +27 82 925 3790
Fax: +27 13 243 0053
Email: [email protected]
Town Square Building,
Church Str, Middelburg, 1035
Mbali Mnguni (Assistant)
Email: [email protected]
Nompumelelo Nene (Assistant)
Email: [email protected]
KATHU (SISHEN)
Adriaana Kock
Tel: +27 53 739 2573
Mobile: +27 73 531 2835
Fax: +27 86 726 0830
Email: [email protected]
RUSTENBURG
Stechia da Costa
Mobile: +27 83 578 9212
Fax: +27 14 591 4785
Email: [email protected]
31 Marais Street, Rustenburg
Cnr President Mbeki and Marais Streets
KATHU (SISHEN)
Kamohelo L Sydney Ntili
Tel: +27 53 739 2573
Mobile: +27 72 266 5534
Fax: +27 86 726 0830
Email: [email protected]
THABAZIMBI
Risenga Mahlehlo
Mobile: +27 83 578 9209
Fax: +27 14 591 4896
Email: [email protected]
13 Eland Str, Shop No. 3, Andante
Centre, Thabazimbi
BURGERSFORT
Pedzi Psakuhuni
Mobile: +27 83 564 5360
Email: [email protected]
PHOLA (OGIES)
Linda Mtsweni
Tel: +27 13 643 1047
Mobile: +27 71 573 2327
Email: [email protected]
Shop 28, Van Riebeek Street,
Ogies, Mpumalanga
SECUNDA
Sidwell Manyelo
Tel: +27 17 631 1407/16
Mobile: +27 82 299 4975
Fax +27 17 631 1406/086 606 7605
Email: [email protected]
No. 11 Danie Theron Str, Secunda
Portia Mbonane (Assistant)
Email: [email protected]
DENNILTON
Mahowa Morotoba
Mobile: +27 73 732 2680
Email: [email protected]
DE BEERS
CORPORATE
OTHER CORPORATES
FREE STATE
NORTHERN CAPE
HEAD OFFICE
NATIONWIDE
VAAL
Phumzile Nhlapo
Tel: +27 16 973 2274
Mobile: +27 73 306 6121
Fax: +27 16 973 2240
Email: [email protected]
18 Fichard Street, Office 1 & 2, Sasolburg
KIMBERLEY
Tumelo Mokwena
Tel: +27 53 839 4364
Mobile: +27 82 041 7111
Fax: +27 53 839 4362/4
Email: [email protected]
45 Stockdale Street, Kimberley, 8301
Belinda Rakale (Assistant)
Tel: +27 16 973 2274
Mobile: +27 73 753 8042
Email: [email protected]
Mercy Kaotsane
Assistant
Email: [email protected]
+27 73 750 5695 / +27 79 259 4959
WESTERN CAPE
Philippi
Heidi La Grange
Tel: +27 21 371 8382
Mobile: +27 83 463 4576
Fax: +27 21 371 6364
Email: [email protected]
1 Cwangco Crescent, Cnr Landsdowne
and New Eisleben Roads, Philippi
HITACHI - LEPHALALE
Marks Lesese
Tel: +27 14 763 2593
Mobile: +27 79 492 4236
Fax: +27 14 763 1508
Email: [email protected]
Office No 3, Relebogile Centre,
Lephalale, 0555
KLEINZEE (NAMAQUALAND)
Annami Engelbrecht
Tel: +27 27 807 2903
Mobile: +27 83 471 4600
Email: [email protected]
GAUTENG
Soshanguve (Tshwane)
Hlabedi Letuka
Mobile: +27 83 774 1019
Fax: +27 86 650 3874
Email: [email protected]
or [email protected]
D’Afrique Fairtrade
Foundation, 5 Main Road, Irene
HITACHI - WITBANK
Carina van Biljon
Tel: +27 13 656 5679
Mobile: +27 71 607 4035
Fax: +27 13 656 1481
Email: [email protected]
21 Swartbos Road, Emalahleni 1034
VOORSPOED (KROONSTAD)
Henry Rossouw
Tel: +27 56 216 8509
Mobile: +27 78 804 9408
Fax: +27 47 531903
Email: [email protected]
GAUTENG
Johannesburg
To be appointed
VINCE
Elana Damon (Assistant)
Email: [email protected]
Walter Sisulu Sports Stadium,
Nelson Mandela Drive, Mthatha, 5100
VENETIA (MUSINA)
Tantaswa Jozana
Tel: +27 15 575 2197/2506
Mobile: +27 72 512 6639
Fax: +27 15 575 2185
1 National Road, Musina, 0900
Email: [email protected]
Thembinkosi Sharon Ndou (Assistant)
+27 79 944 7899
Email: [email protected]
ELEMENTSIX
Joseph Chilanga
Mobile: +27 82 400 9621
Email: [email protected]
or [email protected]
Tel: +27 11 812 9083
EASTERN CAPE
Mthatha
Qhayisa Tolobisa
Tel: +27 47 531 2474/+27 47 537 0202
Mobile: +27 72 238 3885
Fax: +27 47 531903
Email: [email protected]
Walter Sisulu Sports Stadium,
Nelson Mandela Drive, Mthatha, 5100
EASTERN CAPE
King Williams Town
Zola Soldati
Tel: +27 43 642 6045
Mobile: +27 76 449 4116
Fax: +27 43 642 694
Email: [email protected]
Shop No. 2, 35 Eales Road
King Williams Town, Eastern Cape Province 5600
Kgadi Mohlabi (Assistant)
Email: [email protected]
Mobile: +27 79 887 9740
“Zimele has really helped me to execute my
dream to create employment, not only through
their R1 million funding of my protective wear
business but also through their hands-on
support and valuable business acumen.”
Mampho Selokoma started Bustque 244 (Pty) Limited in 2006. Bustque is a company that makes
protective clothing for the mining and construction industries.
“We are proud to be associated with a reputable
company such as Anglo American, which is
committed to community development. Through
Zimele’s assistance and the many referral jobs
we receive, we have been able to empower not
only ourselves but our community at large.”
This is the story of Scherman and Reitumetse Tsholofelo who own the Rustenburg-based
construction and renovations company, Katlego Tsholofelo Suppliers CC.