1. business and industrial

HOW TO APPLY FOR A SMALL
BUSINESS LOAN THROUGH ZIMELE
Gizella van Wyk, owner of Gibel Transportation cc.
WHAT IS ZIMELE?
Zimele is an initiative started by Anglo American in 1989 to assist historically disadvantaged South Africans to own and run their
businesses. Zimele provides more than just loans and also teaches business owners and entrepreneurs essential business skills
to ensure that their businesses will run successfully.
5 SIMPLE STEPS
ON HOW TO APPLY
FOR FUNDING
STEP 1
STEP 2
Compile a
business plan
Present the business
plan to your local
Zimele hub
manager or fund
representative
STEP 3
STEP 4
STEP 5
The Hub Manager will
assist you in completing
an application form
A Zimele Investment
Committee will
evaluate your
application form to
determine whether
the business meets
the requirements
If the business meets
the requirements,
Zimele will provide you
with the funding and
the support to put your
plan into action
Cove image:
Joseph Kente established Vukani Musa Construction
with the help of the Zimele Hub in Kathu. Here he is
at a school his company built.
ABOUT ZIMELE
Zimele consists of four funds, each one providing funding and support to different types of businesses. The table below explains
what you need to know about the funds.
If you have a business idea that matches the description of any one of the funds, please contact the person whose name appears
in the right-hand column of the table. This contact person will help you with any information you might need.
NAME OF FUND
WHAT IT IS
WHO SHOULD APPLY
COMMUNITY FUND
Managed through a network of small business
hubs around the country and provides funding,
training and skills development for business
owners.
The small business must operate within a
50km radius from an Anglo American operation,
a labour-sending area or a small business
hub and must be at least 26% owned by
a historically disadvantaged South African
(HDSA).
FINANCIAL AND OTHER
SUPPORT GIVEN
APPLICATION PROCEDURE
CONTACT DETAILS
• Finance of up to R1 million;
• Zimele representatives at the small
business hub will assist with the
business plan and provide training on
how to run a successful business.
Applications can be handed in at the
nearest small business hub and should
include a business plan and all the
documents needed by Zimele.
Tel: +27 (0) 11 638 2749
Email: [email protected]
Visit www.angloamerican.co.za for
further details.
ANGLO AMERICAN
KHULA MINING FUND
A joint initiative between Anglo American’s
South African operations and the Sefa Mining
Fund, which is owned by government and
promotes small business development.
Black-empowered mining companies looking to
start or grow.
• Finance of up to R40 million;
• Technical support during high-risk
exploration and pre-feasibility stages.
Applications must include an investment
proposal, a formal business plan and a
thorough due diligence report conducted
by an independent and suitably qualified
consultant.
Tel: +27 (0) 11 638 3716
Email: [email protected]
SUPPLY CHAIN FUND
Helps the procurement departments at
Anglo American’s operations to find
small businesses that can supply
products or services.
Black-empowered small or medium-sized
businesses.
• Finance of up to R5 million;
• Direct support, business guidance and
skills transfer;
• Business opportunities from within the
supply chain.
Applications must include an investment
proposal and a formal business plan.
Applicants will be asked to explain
how the business will succeed to
Zimele’s Projects Committee.
Tel: +27 (0) 11 638 5520
Email: [email protected]
GREEN FUND
Targets investment opportunities that mitigate
carbon, reduce energy and water consumption,
and improve waste and emissions management.
Businesses that present opportunities to
reduce the use of energy and water
consumption, and improve the management
of waste and emissions.
• Funding of up to R10 million.
Applications must include an investment
proposal and a formal business plan.
Applicants will be asked to explain
how the business will succeed to
Zimele’s Projects Committee
Tel: +27 (0) 11 638 4178
Email: [email protected]
A BASIC OUTLINE OF WHAT YOUR BUSINESS PLAN
NEEDS TO INCLUDE
Kenny’s Driving School in Rustenburg received
funding from Zimele’s Community Fund.
TIPS TO CONSIDER WHEN COMPILING A BUSINESS PLAN
The first thing to do if you would like to start a business is to think through all the details of the business and to compile a
business plan.
Some of the basic questions that need to be answered in the business plan are:
TIP 1
TIP 2
TIP 3
What type of business
would you like to start?
How will the day-to-day
running of the business
work?
Include all the background
documents that will prove to
the hub or fund managers
that your business could
succeed.
1. Introduce the business. Include some background
information on your business. This background should tell
us what your business is about, what industry or sector it
forms part of, and what product or service it will offer. We
would also like to know how you developed the idea for the
business and who the shareholders will be.
• What raw materials you need;
• How you will produce your product and deliver it to your
customers and how much will you produce;
• How you will make sure your equipment is kept in a
good condition;
• How much stock you need to meet your customers’ needs.
2. The market you will serve is important for us to know
about. (The word “market” means the kind and amount of
customers who will be interested in buying your products
or services.) Information about your market should include:
• What your target market is, what their needs and wants
are and other businesses already successfully supplying
this market;
• What size the market is and the demand for your product
or service;
• Is there a demand for these products or services;
• If you will be involved in imports or exports;
• If there are any signs from the past and the present
that show that your market could grow in the future;
• What the prices and quality of your services or
products are;
• Marketing and communication: How you will let your
market know about your business and get people
interested in buying from you;
• How have you studied your market and know what its
needs are.
5. As far as the people who manage and work in your
business are concerned, we need to see:
• A diagram (called an “organogram”) to show the different
job positions in your business and how they relate to one
another;
• A brief description of the most important managers;
• People and skills needed and tasks people will perform;
• The training that will be needed to develop your employees;
• The salaries that employees will earn and any bonuses.
3. Tell us in your plan about the opportunities that exist for
your business.
• Where you would like to see your business in five to
ten years;
• What do you want to achieve and how you will achieve it;
• What are the strengths and threats of your business;
• What are the threats that could lead to your business failing;
• If you have any networks (groups of people you know)
that could help your business succeed.
You should also tell us in your business plan about any legal
agreements and insurance policies that your business will need.
4. There are also some practical things we need to know
about running your business:
• Where you will run your business from;
6. Your business will need strong financial systems in
place, so tell us as much as you can about your business
finances:
• All relevant documents about the finances of your
business from the past three years (if your business
already exists);
• How you expect your financial statements to look for
the next three years and why;
• What the financial requirements of your business are.
• Accounting policies for your business.
Ensure that you gather all the necessary documentation
that you need to submit with your business plan:
• Proof of residence, this is either a recent utility bill (water,
rates, electricity, etc) that has been sent to your address
or you will need a letter from the person you are living
with, stating that you do live with him/her with a copy of
their identification document and one of their utility bills;
• A copy of your identity document;
• Three months’ bank statements;
• Tax certificate.
SUBMITTING AND PRESENTING YOUR PLAN
Once you have completed your business plan and collected all the necessary documentation, contact your local hub or fund
manager and set up a meeting to present your business plan.
You can find more information on each fund manager and hub in the ‘About Zimele’ section of this brochure, or you can refer to
the back of this brochure for further contact details.
HOW WE DECIDE WHICH BUSINESSES WILL BE SUPPORTED
We look at the following criteria when evaluating businesses:
• The business must have a large black shareholding and management structure;
• The owners of the business must be involved on a day-to-day basis in the management or operation of the company;
• The owners of the business must be part of the local community where the business operates;
• The owners of the business need to contribute to the business from their own financial resources;
• Loans need to be able to be repaid in good time;
• The business must have scope to grow and be sustainable; and
• The business should care for the environment.
“Zimele has really helped me
to execute my dream to create
employment, not only through
their R1 million funding of my
protective wear business but also
through their hands-on support
and valuable business acumen.”
Mampho Selokoma started Bustque 244 (Pty) Limited in 2006. Bustque is a company that makes
protective clothing for the mining and construction industries.
ZIMELE SMALL BUSINESS HUBS NETWORK
KUMBA IRON ORE
PLATINUM
THERMAL COAL
PROVINCE
DE BEERS
CORPORATE
OTHER CORPORATES
PROVINCE
NORTHERN CAPE
NORTH WEST
LIMPOPO
MPUMALANGA
FREE STATE
NORTHERN CAPE
HEAD OFFICE
NATIONWIDE
KATHU (KURUMAN)
Kealeboga Pilane
Tel: +27 (0) 53 739 2419
Mobile: +27 (0) 78 045 7045
Fax: +27 (0) 86 645 7053
Email: [email protected]
77 Main Street, Kuruman
RUSTENBURG & THABAZIMBI
Estie Rupp
Tel: +27 (0) 14 592 9813
Fax: +27 (0) 14 591 4404
Mobile: +27 (0) 83 578 9210
Email: [email protected]
31 Marais Street, Rustenburg
Cnr President Mbeki and Marais Streets
MOKOPANE
Benji Ngobeni
Tel: +27 (0) 15 418 2424
Fax: +27 (0) 86 760 3542
Mobile: +27 (0) 83 578 9206
Email: [email protected]
9 Hereford Street, Mokopane, 0700
WITBANK
Mokgadi Mamabolo
Tel: +27 (0) 13 690 3405/3457
Mobile: +27 (0) 83 781 6372
Fax: +27 (0) 13 690 3149
Email: mokgadi.mamabolo@ angloamerican.com
Shop No. 6, Cosmos Centre, Nelson Mandela Rd,
Emalahleni, 1035
VAAL
Phumzile Nhlapo
Tel: +27 (0) 16 973 2274
Mobile: +27 (0) 73 306 6121
Fax: +27 (0) 16 973 2240
Email: [email protected]
18 Fichard Street, Office 1 & 2, Sasolburg
KIMBERLEY
Tumelo Mokwena
Tel: +27 (0) 53 839 4364
Mobile: +27 (0) 82 041 7111
Fax: +27 (0) 53 839 4362/4
Email: [email protected]
45 Stockdale Street, Kimberley, 8301
Belinda Rakale (Assistant)
Tel: +27 (0) 16 973 2274
Mobile: +27 (0) 83 255 7884
Email: [email protected]
Mercy Kaotsane
Assistant
Email: [email protected]
+27 (0) 73 750 5695 / +27 (0) 79 259 4959
WESTERN CAPE
Philippi
Heidi La Grange
Tel: +27 (0) 21 371 8382
Mobile: +27 (0) 83 463 4576
Fax: +27 (0) 21 371 6364
Email: [email protected]
1 Cwangco Crescent, Cnr Landsdowne
and New Eisleben Roads, Philippi
HITACHI - LEPHALALE
Kgadi Mohlabi
Tel: +27 (0) 14 763 4761
Mobile: +27 (0) 79 887 9740
Fax: +27 (0) 86 530 6731
Email: [email protected]
Office No 3, Relebogile Centre,
Lephalale, 0555 KLEINZEE (NAMAQUALAND)
Annami Engelbrecht
Tel: +27 (0) 27 807 2903
Fax: +27 (0) 11 374 5409
Mobile: +27 (0) 83 471 4600
Email: [email protected]
Library Complex
Cnr 6th Street and 3rd Avenue, Kleinzee
GAUTENG
Tshwane
Hlabedi Letuka
Tel: +27 (0) 12 973 1066
Mobile: +27 (0) 83 774 1019
Fax: +27 (0) 86 650 3874
Email: [email protected]
or [email protected]
D’Afrique Fairtrade
Foundation, 5 Main Road, Irene
HITACHI - eMALAHLENI
Carina van Biljon
Tel: +27 (0) 13 656 5679
Mobile: +27 (0) 71 607 4035
Fax: +27 (0) 13 656 1481
Email: [email protected]
21 Swartbos Road, Emalahleni 1034
VOORSPOED (KROONSTAD)
Henry Rossouw
Tel: +27 (0) 56 216 8509
Mobile: +27 (0) 72 474 0906
Fax: +27 (0) 47 531903
Email: [email protected]
EASTERN CAPE
Mthatha
Zola Soldati
Tel: +27 (0) 47 531 2474
Mobile: +27 (0) 76 449 4116
Fax: +27 (0) 47 531 9038
Email: [email protected]
Office 1A, Broadcast House, Sissons Street
Fortgate, Mathatha, 5100
Mbali Mnguni (Assistant)
Email: [email protected]
KATHU (KURUMAN)
John Seretse
Tel: +27 (0) 53 712 8461
Mobile: +27 (0) 83 405 9352
Email: [email protected]
77 Main Street, Kuruman
RUSTENBURG & THABAZIMBI
Stechia da Costa
Tel: +27 (0) 14 592 9813
Mobile: +27 (0) 83 578 9212
Fax: +27 (0) 86 531 0578
Email: [email protected]
31 Marais Street, Rustenburg
Cnr President Mbeki and Marais Streets
BURGERSFORT
Pedzi Psakuhuni
Mobile: +27 (0) 83 564 5360
Fax: +27 (0) 14 591 4509
Email: [email protected]
Office No. 10, Ma Magi Office Park
Cnr Marloti and Marone Street, Burgersfort
MIDDELBURG
Miemsie Rautenbach
Tel: +27 (0) 13 243 1524/0644
Mobile: +27 (0) 82 925 3790
Fax: +27 (0) 13 243 0053
Email: [email protected]
Town Square Building,
Church Str, Middelburg, 1035
Nompumelelo Nene (Assistant)
Email: [email protected]
KATHU (KURUMAN)
Adriaana Kock
Tel: +27 (0) 53 712 8462
Mobile: +27 (0) 73 531 2835
Fax: +27 (0) 86 726 0830
Email: [email protected]
77 Main Street, Kuruman
KATHU (SISHEN)
Kamohelo L Sydney Ntili
Tel: +27 (0) 53 739 3812
Mobile: +27 (0) 72 266 5534
Fax: +27 (0) 86 726 0830
Email: [email protected]
Hendrick van Eck Street, Katha, 8446
ATOK & POLOKWANE
Risenga Mahlehlo
Tel: +27 (0) 15 299 2757
Fax: +27 (0) 86 760 1059
Mobile: +27 (0) 83 578 9209
Email: [email protected]
Thusanang Centre, Bokoni Platinum Mines
SECUNDA
Sidwell Manyelo
Tel: +27 (0) 17 631 1407/16
Mobile: +27 (0) 82 299 4975
Fax +27 (0) 17 631 1406/086 606 7605
Email: [email protected]
No. 11 Danie Theron Str, Secunda
Samukeliswe Sithebe (Assistant)
Email: [email protected]
Mobile: +27 (0) 79 714 7585
Thabisile Mokwena (Assistant)
Email: [email protected]
Shop 15, Checkers Building
Cnr Van Zyl And North Street, Kroonstad, 9499
BUSHBUCKRIDGE
Mpfuneni Mulaudzi
Tel: +27 (0) 13 799 1194
Fax: +27 (0) 86 660 043
Mobile: +27 (0) 84 713 5357
Email: [email protected]
Shop 29, Twin City Complex, Bushbuckridge
VENETIA (MUSINA)
Tantaswa Jozana
Tel: +27 (0) 15 575 2197/2506
Mobile: +27 (0) 72 512 6639
Fax: +27 (0) 15 575 2185
1 National Road, Musina, 0900
Email: [email protected]
Rabelani Errol Mususinyane (Assistant)
Tel: +27 (0) 15 534 9125
Fax: +27 (0) 15 534 9302
Email: [email protected]
KOLOMELA (POSTMASBURG)
Lindelwa Holele
Tel: +27 (0) 53 313 7609
Mobile: +27 (0) 872 576 5356
Email: [email protected]
PHOLA (OGIES)
Linda Mtsweni
Tel: +27 (0) 13 643 1047
Mobile: +27 (0) 71 573 2327
Email: [email protected]
Shop 28, Van Riebeek Street,
Ogies, Mpumalanga
KOLOMELA (POSTMASBURG)
Mario Davey
Tel: +27 (0) 12 683 7215
Mobile: +27 (0) 83 386 4839
Email: [email protected]
124 Akkerboom, P.O. Box 9679, Centurion
DENNILTON
Mahowa Morotoba
Mobile: +27 (0) 73 732 2680
Fax: +27 (0) 86 710 8428
Email: [email protected]
Shop No 8A, Moutse Mall, Dennilton
ELEMENTSIX
Joseph Chilanga
Mobile: +27 (0) 82 400 9621
Email: [email protected]
or [email protected]
Tel: +27 (0) 11 812 9083
EASTERN CAPE
King Williams Town
Vacant
Tel: +27 (0) 43 642 6045
Mobile: +27 (0) 76 449 4116
Fax: +27 (0) 43 642 6941
Email: [email protected]
Shop No. 2, 35 Eales Road
King Williams Town, 5600
JOHANNESBURG
Vacant
Tel: +27 (0) 11 683 3343
Fax: +27 (0) 11 683 5321
4th floor, 44 Main Street, Johannesburg
Portia Mnonana (Assistant)
Email: [email protected]
CONTACT
0860 ZIMELE (946353)
+27 (0) 11 638 2725 (Corporate Communication)
Visit www.angloamerican.co.za
Zimele Hub
Visit a small business hub
[email protected]
Speak to the fund contact person
All figures quoted in this brochure are drawn from
Anglo American plc 2012 Annual Report and
Sustainable Development Report.
Printed on environmentally friendly paper.
For more information download a QR code
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