Credit Analyst (m/f) for the Dutch Market We are zencap We make the financial world a better place. As fastest growing online lending marketplace for business loans we fundamentally change the old ways of lending and borrowing money. We are a multi-country platform, headquartered in vibrant Berlin Mitte, offering investors a single point of access to a new, attractive asset class. At the same time we improve the access to loans for SMEs across Europe and help these companies to create jobs. Zencap represents the next generation of financial services. The opportunities ahead of us are unbound. We think big, and if you do too, then join our passionate and talented team in Amsterdam, Berlin or Madrid. Location Berlin About the job • Making lending decisions for Dutch small and medium sized companies • Analyze borrowers’ creditworthiness • Verify information on borrowers’ applications and evaluate fraud risk • Closely work together with our risk modelling team in order to bring our credit risk model and underwriting policy to perfection • Corporate with our sales team in order to improve the internal underwriting process and to optimize the application and funding experience for our borrowers Who we’re looking for • Experience in the field of credit analysis for small and medium-sized companies • Outstanding communication and strong analytical skills • Experience in making lending decisions to businesses based on the analysis of financial information in the context of SME credit quality • Ability to “think outside the box” and suggest changes to processes in order to improve efficiency and impact whilst having an appreciation for control and prudence. • Specialized in topics related to financial accounts and key risk drivers • Extensive experience in the Dutch financial services industry • Enthusiastic for a fast-paced, team-oriented start-up environment • Excellent Dutch and English language skills What we offer • Insight into an industry-disrupting FinTech start-up • International team of very motivated and talented people where hierarchies don‘t matter but passion and drive do • Challenging tasks and responsibilities in the fastest growing online lending marketplace in Continental Europe • Amazing team events such as Blind Lunches: chance to get-to-know-your-colleagues; company parties: we are really good at it; sports: we run, we play soccer, we climb... and the all time classic „grab a drink after work“ • Healthy snacks like cereals, fruits and drinks: our selection can compete with every supermarket • The opportunity to bring in your ideas, initiative and creation to help us in changing the financial world Up for a challenge? We are looking forward to receiving your convincing and complete application (CV, cover letter, certificates, salary expectations and starting date) either in German or in English to [email protected]!
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