Page 8 £RANFORD CHRONICLE Thursday, March 13,1986 ' ~~~^ Commentary Viewpoint A building block approach Discontinue The process of coming up Union corridor should be a with a workable financial priority. Fixing up the main package to underwrite the drag along with the decrepit Downtown Program has railroad underpass will be resulted in a scaling down of highly visible, aesthetically the opening phase to what is pleasing, and a linkagefWRT , peceeived as saleable to the thought it would be the place town elders, the citizenry and to start and the DMC has the people who will foot most come around to that notion. of the bill—the business and^ The. first phase improperty -owners in theprovements benefit Special Improvement everybody. F o r nonpistrict. The proposed five downtown taxpayers, ;year plan would raise only a especially, tTTey a r e a '.fourth of what the consultant bargain. The startup outlay ; said would be needed for the from the general treasury ap: first phase of £He revitaliza- proximates the cost of the Ition program, and the first township's new sewer phase has been trimmed back vacuum truck, and the annual ' ponsiderably by the District one-to-two tax point outlay is 'Management Corporation. equivalent to half of the com| for examples, the Wallace pactor cost. Thisjs starting ; Roberts & Todd streetscape small, and reasonably, and ;package for th& major affordably. ;Walnut-North Union corridor The danger in slimming . ;has been halved, and the shift down -before the journey ; in priorities from the PosfOf-, begins would be a reversion jfice Plaza with-ttattic cir- to the old Cranford piecemeal jculation changes to thej approach which has treated ;streetscaping represents a symptoms of town center pro; halving of the local corpora- blems instead of causes ever tion's own early ambitions. since cars replaced horses. rThuff the journey for a thou- However, the smorgasboard sand paving bricks begins of projects-served up-by-the JWith a tiptoe instead of with a consultants last year is still stride. intact,-and there's nothing jp It'll be one building block at like a showpiece to produce • a time, one project on a pay- momentum. The do-it;as-you-go basis. This fits the yourself factor might be as To the Editor: I would like to add my voice to the voices of my neighbors who believe that moving thtf Conservation Center is not in the best interest of our town. I live on Georgia {street near the Clark border. I am concerned about the smell, the increase iniraffic and the decrease in property value that will surely occur if the Center is mov'ed to my neighborhood. I wonder whether the relocation of the "dump" will cause "New Jersey Monthly" magazine to print a cqrrec tion, and say that only the north side of Cranford is a nice place to live. As much as I enjoy having \ place to bring my leaves and tree clippings, as much as I enjoy running into my neighbors there, I believe it is time to discontinue the Conservation Center and make other plans for discarding our leaves and branches. I am heartbroken!*) think that I may have to move from a town I have grown to love in the past few years. Nancy Kelner - • 38 Georgia St. Permission-to burn leaves ;fnrrpnr mnnH and wnp't hf> a jbad model for other com-' 'elements, especially with in:munities which are watching centives that are evolving ;Cranford because it is thelike a facade design tfirst community in the state assistance program and low ..to take advantage of theinterest loans to business and 'special taxing district plan. property owners. That sym!ln the process of honing a bolic first step might be ^saleable financial package, smaller, but it's in the realm .the corporation has returned of the affordable and should jjto the consultant's potion that lead to long term benefits for [the Walnut-underpass-North the community. 400,000 uninsured Following is the text of a message to the state commissioner of environmental protection: On behalf of the Township Committee of the,Township of Cranford I am appealing to you for a solution to one of the biggest problems ever to face the township-the disposal of leaves. Cranford has been composting leaves for the past nine years. Public resistance to in-town composting facilities and ever-increasing D.E.P. regulations have created a great deal of tension. The township is densely populated and does not have land available in non-residential areas; there are no in-state transfer stations willing to receive leaves; resource recovery systems will not be available for at least five more years in the Cranford area; and it is highly questionable as to whether another state would be willing to accept this type of refuse. It would appear that the only alternative to a municipality such as Cranford would be to burn the leaves! In planning for the 1986 leaf season, the Rahway. River. Photo by it is imperative that I hear from you as soon as possible as to what you would suggest we do to alleviate our 'leaf problem. If your solutions are not viable for the Township, I must insist on a permit to burn leaves in titheT««i*nihip'of>iCranford. •''• '"•''" Paul T; LaCorte 1 Public Works Commissioner Avenue across Naked and The Dead:'reflections of March i'- Vehicle inspection viola- means that one in every thir- The ..Stuart Awbrey. from Hanson Park looking "toward Orange tions have more than tripled teen vehicles you pass on the "here in recent years, to 898 in road isn't covered. That's not jCranford last year. That ac- as bad as in some other counted for almost a fourth of states. But it's another symp•all motor vehicle summonses tom of the state's insurance ,'in 1985. Increased enforce- quandary: high premiums ;ment has contributed to this and cancelled or otherwise .record total. The inspections unavailable coverage puts inOffer teachers By STUART AWBREY ;themselves uncover unlicens- surance out of reach for Convenience! is another factor. In Improving the a story takes a different turn the bad old days I used to fumble ed drivers or unregistered many. A New Jerseyan's car in.Often competitive pay the process of its reportage. around in the dark looking for fuses ;yehicles, along with is his movable castle, and Sailors school board would say it takes-a new tack. and the box. I once said my house had ;mechanical problems, andsomehow those who violate Journalists would" say that the angle an electric personality but itsTo the Editor: the stuff that isn't in thethe vehicle laws manage to changed on a breaking story. In my transformer was shot. Now, if too The Cranford Parent-Teacher To the Editor: pallet or the glove box- stay in them. Stiff penalties case it happened on a circuit- many flicks upstairs overload the Council Is vitally concerned with the' It was nice_to^see that more than education of all children in the Cran- one or two board members had the registration, license, in- don't seem to discourage the breaking tale. system, I just flick the circuit ford Public Schools. We.are also con- courage to vote down the Cranford I never paid much attention to elecsurance card-strongly sug- violators, whose indolence breaker downstairs. cerned with maintaining a quality school budget presented by the trical permits in the annual building Mv geststhatra~lotnrjf mote My electric bills have no personalipersonali-teaching ^tajf Jpx _our_schools^ ^superintendent, a budget which I felt reportTBuTlhTs year they arced over :are driving without in- the good intentions and dents the 300 mark for the first time. That ty afaHr-1 canTundeirstand them any Therefore we find some of the opi- wasTRflaled; and one"lhatTtianype(F~ than I can fathom why nions concerning the upcoming pie in this town cannot afford. The surance. the pocketbdoks of lawperked my interest. I thought maybe better children fail to hear me say, "Please school budget, aired on your editorial school budget would have had one of : A few years agio— a_ abiding, citizens who buy in- we were becoming a "wired city." turnout the lights." page, disturbing and unacceptable. the highest increases in the county. guesstimate was made by the surance, carry a card to pro- Judy Mazur in the Building DepartI've said that until I'm red-in-theWe do not believe that budget cuts Now that the saga of the.school ment reported more new wires in old insurance industry that ve it, register their car, and kilowatts but the porch light should begin with teachers salaries! roofs is coming to a close, it is my houses, more electric garage doors, somehow burns all night. 900,000 New Jerseyans were have ah honest inspection new videocassette recorders, We are interested in keeping quality opinion that the taxpayers of CranI figured I was losing but my bouts teachers and in being able to attract ford were really raked over the coals. driving without liability sticker. The situation microwave ovens, multiple color the arcane bills floor me by sav- highly qualified teachers to our comcoverage; that has since been underscores the need for television sets and air conditioning with I understand the school board receiving I'm flat. munity. Our ability to do this will be ed bids of $223,000 and one for under Revised to what the state Divi- reform to get reasonable units. I'm holding my own by turning sion of Motor Vehicles and the rates and decent coverages I added the hair dryer explosion- down the kitchen light while wat- determined by our willingness taot-. $500,000 from prequalified bonded ' to rercibf both schools. one for every other socket in my ching the microwave and by picking fer highly competitive salaries. We contractors industry feels is a more ac- for everybody. : house-and the proliferation of porch popular videocassettes so everybody are not willing to short change the Why weren't either one of these concurate t>total of 400,000. This children of Cranford by forcing our tractors seJecTSB?" The Board of On the record: floored by a flat electric bill Viewpoint -"•—-"-jj" A non-bond burning , A financial crunch is com- fund balance, but if it works ing up at the municipal pools pay-as-you-swim will have In the form of two debt ser- succeeded over six years. The vice expenditures, both to pay decision to rebuild was for the reconstruction of thepivotal in pool history Orange Avenue Pool. Thebecause it affirmed the first one is $170,000 this year, town's commitment to public the second is next year, at pools and the payoff plan is 90,000. They are the two big- significant because it is st annual payouts by far avoiding, the long term inif all goes well, they will debtedness on the Centennial e last. Instead of going to complex that still leaves the more expensive permanent- utility with $1T3 million to go financing, the pool will have until the Year 2000. There will Ween rebuilt through short be a big bond burning term bond anticipation ceremony then. Meantime, ttotes.( called BANs). Thethe pools can anticipate a jbkyoff requires drawing^Lbig non-bond hurning of the short, chunk out of the surplus, or term Orange notes in 14 months. i&fjeCranf orb Chronicle fcoulle Grata Newt editor Reporter f«.!«.- Mary Cherenn fc. Sally Blood Jane Patrlcco Nancy ftehwIndlnKer. MMll Promotion Advertising Builneia Manager Production Manager ClaaaUledAdt Circulation Manager •The Cranford Chronicle Is published * very Thursday by Awbrey Communa l0l 1 ne l n c a c if « F I ? &"*> &> X < °n»ra- tlon at 21-23 Alden Street, Cranford IN. J. 07018. USPS 136 800. . M e m b e r : Audit Bureau of Circulation New Jersey Press Association, Cranford Chamber of Commerce National Press Association. I "SubteHptioJTMtes; by mairprepaid one year within Union County »l£oo it of county $18.00. . ' All material copyrighted 1966 by A-C-N.J, fiw...Qffldal newspaper for Pranford, Kenilworth and Garwood, Second Class Pojtaw: Paid at Cranfbrd, 'POSTMASTER: Send addreiis chanaes tb The Cranford Chronicle, P,Q,lto»W.Cranfoird.NJ(»01«. Wrestler praise -To the Editor: __ Who said good guys come in last...congratulations to Frank Genova on his regional victory. An individual victory which delighted all those who know, trained with, or was just able to follow your season. Special praises to you coaches, in particular Chuck Ferrara, who should also be congratulated on his recent -footballappointment. -It i t nice to see our school board give an \ opportunity to our "in-house" per-\ sonnel. Good luck to Gary Jones, Kevin Cofsky and Frank Genova in the state finals. -"*••• Paul R. DiGlano 368 S. Union Ave. lights all night long, also at my can enjoy the dark. house. A three-hour film on the VCR gobThese—observations fueled my bles up the same number of watts as growing notion that we're turning in- the front porch, light beaming from to a town full of power junkies. midnight to dawn. I called Public- Service to ask the My real antagonist is the hand-held watt instead of the what. I thought hair dryer. For ten minutes of blow their statistics might confirm a dried hair", I could: get 30 hours of surge. movies or 10 nights worth of porch They grounded my notion. My VCR lights. uses the equivalent of a couple of In my house, hair is more imporlight bulbs and might actually be sav- tant than food. I could get an hour's ing money because lights are off worth of microwaving for 30 minutes elsewhere while the family watches worth of hair waving. But with three flicks in the dark. females in the house this lone male In fact, over the past three years isn't about to start a power struggle the average house has trimmed over 3,000 watts a day. I'm counterseven percent of its kilowatt usage. Ing by using my hand-held can , Over, tlte same three years the cost of opener, shaving with a straight edge , jgwgfclnjhgjiverage home has gone__ jhdJjjTJshjngJeeth manuallvtsaving up ten percent. That makes conser- 196 watts a day). vation part of the story. In fact, it's I am learning the hard way that been going on for a dozen years. The you can burn a candle at both endselectric substation here reports that as long as the candle(power) is long Cranford is "essentially flat" in enough. power use. Which one, pleased To the Editor: to the Garwood public hearing on the The public hearing for the Gar- school budget without knowledge of wootUchool budg«UulllJte-lieM-7^0_-08ures. where my moneyjs going, p.m. March 18. The same night and **"* ">u""* time our high school public hearing is Our increase on the budget for being held at David Brearley, March regional high schools is going up 18 at 7:30 p.m. from a 2.61 percent raise of last year i want to attend both because they to another 4.18 percent raise this are the largest part of my tax dollar. year. I have lot of questions to ask How will*jp«jm U? Who is guilty of about that. But at least t know what I poor planningwfar as the dates are will be asking. concerned? Doesn't the right hand Don't take m rights away from know what the left hand Is doing? of a public hear.... I called the board secretary of the me. What is the ^ u be heawl. I quesGarwood schools and quesHorietTthe - ing date being the same. The secretary tion the legalit of holding two at the ^me -time In difo Baid the date is set and we are not meetings changing it. In other words - tough. ferent places so that a citizen has to I received a regional high school miss one of them. budget last week. I have not received BetteSchnell any information from the Garwood 102 Hickory Ave. public schools. Am I supposed to go Garwood vw» MW»**vjr vw V1W t t l l O Will Ut3 •*"- -^•vu va> r*MHI|UVU CftllU UIIC l l / l Politics: bridge meeting, Rinaldo's mayoral survey Local and county officials will Rudman wilTjeopardize local promeet with the state Department of grams and services. Deploring a cutback in state funds and removed the once-expected Environmental Commission in an efHinaldo said most of the officials that he. says will cause a "drastic $62,706 revenue from the budget. fort to regenerate momentum to get who responded to his survey oppose reduction" in funds for street resur»«,, u „ ,. „ t ^ , . °. 1U the replacement plans for the High any reduction in federal financial hl has the ^ i ± i g -ri iee tr eor w ^ hnes- rht imp^ h * f e c * * tqgromgthe p iup -b^lbiUec - - ^ t l . , in—the—assistance works workscommissioner commissionerhas hasasked askedstate state J ^ S M ^ T ^ W ^ ^ stream encroachment permit p p pro- reyenueJ_sharing program extended. officials to restore the monies. cess. Assemblyman Peter Genova Congress voted~to discontinue the to almost all ofplace, that amount. If it resurfacing takes he said, will The governor's proposal to requested a session through the state program at the end of the current eliminate or reduce payments to have to come out of local tax ddlars. commissioner, Richard Dewling. fiscal year. (Cranford has customari•. LaCorte said Cranford is one of 353 municipalities under the Municipal Paul LaCorte, public works commis- ly used the money for police salaries Purpose Tax Assistance communities which receive MPTAF sioner here, will represent the but isn't counting on it for most of funding. He said the elimination of Fund(MPTAF) by half will require township. those expenses now.) Doug Nbrdlocal taxpayers to shoulder a greater reduction of payments, coming on strom of Cranford was among eight U.S. Rep. Matthew J. Rinaldo sumburden in order that the governor topof.a state budget which calls for a marized responses of municipal of- respondents. reduction in the franchise ahd gross and state can balance their budget, Westfield Mayor Ron Frigerio told receipt apportionment, "has a ficials including Cranford's mayor to said Paul T. LaCorte. his query about impacts on cutbacks Rinaldo he was ready to "bite the devastating impact on municipal The funding prospects worsened. in federal aid. He said respondents - ~ fear the cuts mandated by Gramm- bullet" on bringing down the federal Just after the commissioner sent a budgets." deficit. Springfield Mayor William mailgram appealing for restoration "Municipal governments have the to leaders in both the State Assembly least options available as revenue and State Senate, the local govern- sources and the continuing eroding of ment learned that MPTAF revenues long standing municipal sources of may be eliminated entirely instead of revenue such as MPTAF and fran-hyiialf. Edward J. Murphy,- township chise and-gross receipt- tax merely administrator, said "the governor is shifts the burden to local property screwing us one more time." taxpayers," he said. "New Jersey Donald PerleCf finance director, already has one of the highest rates said he took a conservative approach for local property taxes." Cieri said loss of revenue sharing Veterans Affairs which he chairs, would create a hardship on residents. and are presenting their goals and Other news from and about needs. legislators: State Sen. C. Louis Bassano's bill Rinaldo is expected to bemandating a blood test from pregnext week's Republican county convention in Roselle Park. U.S. Sen. Bill Bradley received the New Jersey VFW Outstanding Legislator Award in Washington. Vince Brinkerhoff, township committeeman, was among VFW leaders attending organization meetings in the capitol. Genova said veterans havetaken a favorable view toward creation of the new Assembly Committee on hours of delivery passed the Senate. He said it will reduce the infant mortality rate in the etate-n&fld-fttrther protect women who go tdpjirthing centers. Bassano said the recent Supreme Court decision upholding the constitutionality of the Fair Housing Act will restore order to over 100 municipalities embroiled in Mount Laurel litigation and will put an end .*o court dictated housing policies. MONEY MATTERS Cranford Merchant of the Week By AUan C.Kane I f I THREE COINS f IN THE FOUNTAIN Rinaldo aides here Monday Caseworkers for U.S. Rep. Mat- the Kenilworth Post Office from 1 to 2 thew J. Rinaldo will visit here Mon- p.mrr at the Cranford Post Office day. They'll be available to assist—&50m2a5to3*15 p.m. and at the Garconstituents who have problems in- wood Post Office from 3:30 to 4:30 volving the federal government at p.m. STATEMENT: 1. Over the course of the past generation, the purchasing value of our American dollar has constantly and irretrievably diminished. QUESTION: 1. If the definition of "risk" means "potential loss," the~n doesn't this above actual and positive long term loss, represent •essentially Hie wurst foi in of economic risk? • "I believe an extraordinary speculation is shaping up in what may be the lowest risk and highest potential since gold." Douglas Casey. Personal Finance STATEMENT: '2. AH ol the greal fortunes acquired, involved various measures of risk with the exposure to potential loss. Obviously the plusses outweighed the minuses for a net result of worthwhile profits. "AccordhiB to some estimates, cellular will be a $12-billion-a-year industry ten years from now.' r Fortune, August 6, '85 Tom Viglianti and George Johnson .Owners PROMISING INVESTMENT OPPORTUNITY IN DECADES Like television in the 40's, and cable TV in the 60's, cellular telephone is rapidly becoming the best investment in decades. Now, cellular telephone is coming to New Jersey. Investors from coast to coast are already seeking to get in on the highincome potential of the New Jersey market. And you can too. Frank O'Brien, cellular phone expert and representative of The Cellular Corporation, will conduct a seminar to explain how qualified investors in the New Jersey area can take advantage of this unusual opportunity. Tom Viglianti and Qeorge Johnson, owners of the Cranford Bike vShop for over 6 years, have a great deal to oTfer the bikiug-enthusiast. They carry a complete line of bikes from trlcvcles to custom racing bikes. Specializing In wheel bullding.-custrim bike building, sajes 8f service, the shop carries BMX free-style bikes. Miyata Touring and Racing Bikes (12 speed A up), Ross all-terrain, Mountain Bikes as well as bikes by Diamond Back, Q.T. and Haro. "With the many different bikes now on the market Its important to get the right kind of bike for the specific type of riding you are going to do. Its also Important to have the right size bike, especially for children. We will see that your' child has the right size bike. This Is important for safety as well as comfort," says Qeorge. Prices at Cranford Bike Shop Include assembly, a 1 year warranty on parts and labor and warranties on ' tires, tubes and frames. Free pick-up and delivery Is offered. Exercise bikes, biking clothes, shorts, jerseys, helmets, shoes and accessories are also In stock. If you're looking for a bike or your bike needs ' service, stop in and meet the experts. Cranford Bike Shop 105 N. Union Ave •Cranford • 272-0184 QUESTION: 2. If this is a criteria, why is it that generally, the less money a person has, the less willing he is, to consider a series of diversified and calculated investment risks when the odds of winning plus the potential rewards are great enough to change a mouse into a lion? ~ STATEMENT: 3. The American dollar of the future is destined to shrink even more rapidly than has the dollar of the paskbecause the undeveloped nations of the vforld are.demanding "their piece of the action," and America is no longer insulated against the cost ot participating in this immense cost. QUESTION: 3. As a potentially long living American, exposed to these basic truths, wouldn't you prefer being a "little lion" instead of a big mouse?" Investment Portfolio Planning, (which is part and parcel of Financial Planning) allows you to take advantage of "opportunities of a lifetime," so that when they mature, they can take care of you during your lifetime. THAT'S WHAT FINANCIAL PLANNING IS ALL ABOUT ALLAN C. KANE ASSOCIATES Is a full service Financial and Estate Planning Company, with ofllce* at 191 North Avenue East. Cranford, N.J. CALL 276-8870 FOR COMPLETE INFORMATION Copyright l«M> Allan C. Kane «u To findout-mopeabbUtnthelCellulaiif telep^tt^ ^«»o«, «hd ih6# $t din benefit'you, arid to ask any questions you might have, attend Mr. O'Brien'^ FREE seminar. K SEMINAR...TUESDAY, MARCH 18 Holiday Inn, Rt. 22, Springfield 7:00 P.M. Registration - 7:30 P.M. Presentation For Reservations Call ALLAN C. KANE ASSOCIATES, INC. 276*8870 s '' TRAVEL with Richard Dixon Trust Company Knows How to HelpYou Elan for Your Retirement Needs UI'Uvl teachers to seek employment in areas where salaries are more desirable. Our children are our future! Cranford Parent-Teacher Council Education should be asking themselves "what did we get for approximately $l,5OO,0Q<l.that we could not have gotten fortmder $500,000? I know one thing they dijl get, and that was water comingMrtto the school after a rainfall. I understand the board spent an additional $20,000 for roof gutters and leaders (which the schools never had) hoping that will solve the problem. It would be interesting to find out who is going to pay for the restoration of the To the Editor: mutilated school grounds caused by The Cranford Chronicle on the uro front page quoted Township Commit- the roofing contractor. tee members trying to justify a nine I sincerely believe to have a more point increase in the municipal tax effective board, they must change rate this year. One member, Paul their method of operating. LaCorte, even told us the rise is a (1) The board should have four ' ^ h l i J A nine point increase is neither operation, policy. reasonable nor justifiable. The Na- (2) The board should consider fortional League of Cities this week ming, citizen's committees, comprisestimated that cuts in next year's ed of people who have expertise in federal budget will require com- various fields; finance, education, munities under 50,000 (such as Gran- operation and maintenaneev-These ford) to increase the local property can be drawn upon for their tax rate 25 percent just to stay even knowledge before many Important in services provided. decisions are made. In any trade the tools" used go a long way in affecElected officials such as LaCorte Nordstrom and Farmer can sing the ting the quality and efficiency of any praises of the supposed good value job. we get in a nine point) increase. Th<* — . Philip Cocuzza time io plan forThe corning hard 51 Wall St. times was in this year's budget The failure of our quotable officials to do ! 0 « « a ^ , n e l t h e r responsible or justifiable. T The ElseworthfMaine) American: John A. Williams Jr. When the world oil prices went up, lOOBloomlngdaleAve. iI2^. Uc gasoline prices went up with them; but when world oil prices go down, the price at the pumps falls verjrBWwly.Everythina that goes up John Welngal%~dh^or o/~tiu ctoes dowMhey W but it doesn't atate Division of Coaatal Resource*, come down as fast aB It went up.< commenting on the changed attitude PBRrttiMANCE \ toward rising teas caused by carbon . ¥14TrjW't sports its rail system dtaxld«vbulldup«- in the atmosphere: 1 1 w w ."L *" Jwuary on-Ume We w$nt somewhere frtfm rortnance with &3.3 percent on norance and indifference to'skepedule, The Raritan Valley Line ticism and concern. here scored 94.4 percent. Critique of tax increase Ups and downs Rising seas Seeks restoration of funds for resurfacing of streets Thursday, March 13,1986 CRANFORD CHRONICLE Page 9 Board staff was Scotland-Part Two. Winter in Scotland..clear highlighted by an entercold sparkling days- tainment of Scottish music dramatic scenery- and dance. Next morning exquisite hospitality. up early and off to our next From the time Peggy stop- a three hour mini Walther, Project Manager trade fair with suppliers for the Scottish Tourist from every aspect of ScotBoard -based in tish Tourism. What a Washington greeted us at delight - the creme de la Dulles Airport for ourcreme of travel experts flight to Edinburgh- via gathered to explore with London, I knew we were in us the best way to present for an extraordinary the area. Each day was to travel event. Peggy is a follow the same format. complete professional in Classroom sessions in the every sense and she ex- morning-hotel check outecuted every^aspeet of our move to4h&nextvillage or_ departure with ease. Upon city-presentation-cocktail our arrival in Edinburgh dinner reception with local we were met by our hosts dignitaries. Exhil^ratingfor the week: John JHut- informative-speclal. Our chinson, Tutor and team of expetfts^werePublications Editor Scot- inexhaustible-Alice, Isobel tish Tourist Board, Alice and Peggy worked 18 Wood and Isobel O'Brien, hours a day to see that our Marketing Officers for the schedule went smoothly Board and as JmpflEjantiy_ and our accommodations the most outstanding were conifortaBIe.~JoHrr driver in Scotland- spent countless hours Tommy. We toured Edin- answering questions in burgh Airport and were class and on the coach. "piped" onttrour luxury Tommy negotiated curves coach by bagpipers in full and turns with the skill of a Scottish dress and whisked race car driver. All and all to the Crest Hotel. A recep- the best - next week more tion and dinner with the on "Scotland is for All of manager and Tourist Us". For More Information Call 272*3820 THE TRAVEL SPOT Why you should consider our Individual Retirenjent Account: Two inyestrnervH^tans to choose-from.1*. —18 month Wriable rate accourrt —Fixed" rat^ certificates of deposit with terms of 1 to 10 years - , • FDIC insurance to PROTECT 'your long term investment • Professional management of your IRA with NO service or transaction fees • We accept rollover accounts from your employer's retirement plan or other IRAs If you wish to obtain the current interest rates or additional Information, contact one of our IRA specialists at 931-6935 or mail in the coupon. Substantial interest penalty is required for early withdrawal. Detach and send to: I UNITED COUNTIES TRUST COMPANY Marketing Department Four Commerce Drive, Cranford, New Jersey 07016 Please send me additional information on IRAs. I I Name: Address: City: States . UNITED COUNTIES TRUST COMPANY MEMBER, UNITED COUNTIES BANCORPORATION MEMBER, FDIC . . ' \ Belford •Berkeley Heights • Chapel Hill • Clark • Cranford • Elizabeth • Hillside • Keansburg • kenilworth • Lincroft • Linden • Madison Mlddletown • North Plalnfield • Qakhurst • Port Monmouth • Shrewsbury • Springfield • Summit 109 South Ave. West, Cranford. NJ 07016 • A-
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