TheAltamont Enterprise — Thursday, July 14. 1983 On Dean's List Terri Slingerland, daughter of Mr. and Mrs. Ronald Slingerland of Helderberg Trail, East Berne, was named to the spring semester dean's list at Becker Junior College. Terri is majoring in retail fashions at the college's Worcester, Mass. campus. Thompson's Lake *>"*« SCENE FROM ANNUAL Eastern Draft Horse Association picnic Sunday at the Medusa farm of Fred and Doris Clikeman. Members were reminded of this Sunday's strawberry social a$ Miller's Mills as well as other upcoming events; some got a ride behind one of several teams of horses. Above, June Doyle leads a team of the Hoflingers while Harry Doyle loads up for another ride. REFORMED CHURCH Rev. Mary Van Andel Sunday, July 17: 9 a.m. Worship service. COMMUNITY NOTES Welcome to Harrison Henry Ackroyd, Jr., born May 20th at St. Peter's Hospital. Harrison, Jr. is the son of Harrison and Teresa Ackroyd. Congratulations to maternal grandparents, William and Leah Swint of Berne and paternal grandparents, Virginia Ackroyd and Henry Ackroyd. Teenagers Can Now Learn How To Manage Money Compared to men, women have always been at the low end of the salary scale. But when they are still teenagers; females come out ahead. According to interviews with 3,290 teenagers, girls amass more from allowances and odd jobs than boys. No matter what your sex, however, those teenage years are a good time to learn to manage money, advises the State Society of Certified Public Accountants. Managing money is not complicated if you establish goals and priorities. In business, goal setting is a step so basic, that groups forming a company fix their goals before raising capital. CPAs who guide them through that process will set up a financial reporting system which shows, how revenue is spent. Keeping track of money spent is just as important for teenagers who want control over their financial1 affairs. When it comes to spending, boys and girls are also different. Boys 13 to 15 average $11.05 a week from allowance and another $10.50 at jobs, most of which goes for hamburgers and cokes. Girls that ^a Rt. 20 f)uanesburg, New York E ,„ Albany KATHV'S RESTAURANT 358-0318 SERVING BREAKFAST - LUNCH - DINNER A — Roast Beef Super Club $4.00* B — Fried Haddock Dinner .',.. ..-'.. .< $4.60* C — Vz lb. Deluxe Bacon Cheeseburger . . . $4.00* w/french fries,lettuce, tomato & mayonnaise , D — Stuffed Cabbage Dinner $4.50* All dinners include potato, vegetable, salad,, roll & butter Also catering to small parties 'Plus Tax This Week's Entertainment F Master at the Organ Music for the Young at Heart \ "c Friday — July 15th Saturday — July 16th Just A Short Pleasant Ride Open Daily 7 a.m: — Open Sundays 9 a.m. .ilj DliALDIRIXTWiTH ntrWORKMEX i.os n WHY PAY MORE? Y TMMIS^JON : : ( ()\STHl( n() \'C'()MPA\Y ^LAMJf_MjaCArHH.Y..^i =CBA-m,lb4JXW.—..- 482-3032 355-8491 age get an average weekly allowance of $11.20, earn another $11.05 and spend it mostly on clothes. Girls, 16 to 19 years old, still spend most of their money on clothes, but boys spend it mainly on entertainment and dating. In this age group, girls receive weekly allowances' averaging $21.25 and earn an additional $30.50. Boys collect $20.55 in allowance and earn $29.90 a week. Once you decide how you want to spend your money, set up a realistic budget. Project income and expenses over a period of time. Family budgets, are usually quarterly projections, but you may want to simply budget for the remaining weeks of summer. In addition to regular income from allowance or jebs, be sure to list money owed.you by friends or birthday gifts you ,cap anticipate. • When figuring out, expenses, list all your fixed costs such as busfare to your job, or lunches you eat away from home. Your discretionary income, what's left after you've paid fixed expenses, can be used for movies or records. However, this income can also subsidize a trip or a major purchase like a bike or a home computer. If you want to buy a big-ticket item like a stereo, estimate the cost and figure out how much a week you'll have to save to afford it. An $80 tennis racket, for instance, could mean saving $8 a week for the next ten weeks. Include, that amount in . your budget. Planning for some large purchase may mean you'll have to drop something out of your budget. Eliminate whatever you can do without, a procedure controllers follow in business organizations. To save $8 a week for a tennis racket may mean cutting out movies, records or shacks for awhile. Play with your budget^v CPAs suggest, until you work out a plan you can live with. Saving is always easier when you have a definite goal. If you spot something on sale that you really want to buy, but don't have that extra money in your budget, consider borrowing from your parents. Offer to pay them back over time. If you show them strong budget figures, it may be easier to persuade them to grant the loan. A lot of young people save part of their money. The Youth Research Institute found that 77 percent of those interviewed do save money. That includes a short-term savings for expensive items like a stereo or vacation trip and long-term savings for college, a car or even marriage. Once you set up a budget, stick with the planning habit, CPAs suggest. When the summer passes, a good budget can help you with your back-to-school spending. And if your allowance lags behind the national averages, do what the big companies do. Raise your prices for home chores. .i..11j<4*Xa11»»I«"JH i « ' t H • 4 [ i H . i j 11 j , u s ; ia** • iSJ11; i ••^^•>^ i, ^T?r^'T"'^ M "'^"^g^'^^'«T w "^BTj^ni]gfm 15 Helderberg Captures . . . (Continued from Page 24) after Steve Wisniewski singled and Pan Kennedy doubled to put runners on second and third. "Joltin' " Phil James then proceeded to put one over the left field wall to increase the Indians' lead to 4-1. Greg Therien reached on an error and later scored on an RBI single by switch-hitting Tom Wilson. In the second stanza Kennedy beat out a grounder to deep short and scored on James' second, homer of the game. Kennedy,, the designated hitter, had 3 for 4 and Therien chipped in with two singles for the victors. In the 7th inning hurler Wayne Phillips picked the potential tying run off first base. As it turned out it was one of the most crucial plays of the game. Jacklet had 2 for 4 as he added a single in the 4th inning. North Albany continued their "Indian sign", on Helderberg when they defeated the Indians in the championship game on July 4,11-6. Once again a big inning (this time 7 runs in the 5th) was the locals downfall. A bases-loaded homer by Reinisch was the tell-tale blow for North Albany and its fine manager, Ron Morrison. After North Albany took a 1-0 lead in their first at bat, hurler Ben Jacklet blasted a long 2-run homer over the centerfield fence. His homerun the day before cleared the same sign; the Colonie Police one in dead-center. After the North. Albany squad tallied seven times in thetopof the 5th, the Indians retaliated with four of their owntoput the score at 10-6. The 5th stanza had to be one of the longest innings time-wise on record as 11 runs crossed home plate. Boy — was it hot! In the Helderberg 5th, Dan Kennedy walked, Jacklet singled, Phil James drew a walk and Brian Rucihski plated two runs with a long double (his second) up against the fence. Contributing to the Helderberg attack were Greg Therien with 2 for 4, Greg Peck with a long double, and Steve Wisniewski with a sharp single in the 6th. In an effort to stem the North Albany 5th inning barrage, Manager Dave Mueller used four pitchers, Jacklet, Wayne Phillips, Tom "T.B." Carr and Chris Farley. Before I forget it, Chris Leupold played a fine game at second base. Congratulations to North Albany on winning the championship and to Helderberg for finishing one notch behind in the runner-up spot. The Colonie All-Stars and South Troy Dodgers were the other entrants. It was a memorable 95° day for spectators and players alike. Boy — was it hot! NRHS To Meet On Judo Team Bronze medal winners Carol Bonner of Guilderland and Michele Colbert of Slingerlands will try to improve their performances of last year when they compete at the Empire State Games next month in Syracuse as members of the women's Adirondack Region judo team. Mary Lewis of Albany (formerly of East Berne) and Elizabeth Kirk of Delmar have also qualified for the team. Flower Slides At Arboretum On Saturday, July 16„ at 10 a.m., the George Landis Arboretum will present a program on slides of wildflowers. These slides are from photographs taken by Mr. Wellborn of Wellborn Woods, now part of the Nature Conservancy, which stretches in New York State from Providence north to the Adirondack blue line. The explanatory script, written by Mrs. Weliborn, will be narrated by Merrill Bousman, director of the arboretum's summer programs. The program is open to the public without charge. The arboretum may be reached by following Charleston St. off Route 20 in the Village of Esperance: Picnic tables are available. "Railroading in the Seventies" will be the subject of a slide show at the monthly luncheon meeting of the Mohawk and Hudson Chapter of the National Railway Historical Society July 16 at Schenectady's Ramada Inn. The public is invited to the buffet luncheon which begins at noon. Reservations are required and must be made by July 14 by contacting Bobfai Ballard of Poestenkill at 283-5668. Cost of the lunch is $6. After the meal Carl Byron of Groton, Mass., will show slides of Delaware & Hudson and Boston & Maine trains with some steam operations included. Mr. Byron is a photographer and author of "A Pinprick of Light," a history of the Boston ? Main's Hoosac Tunnel. Wins Elmira Key Richard Guilz, son of Richard and Carol Guilz, was presented the Elmira College Key Award Scholarship during recent ceremonies at Berne-Knox-Westerlo High School. Sponsored by Elmira College and its alumni association, the Elmira College Key is given to an outstanding high school junior as a merit award. It is accompanied by a four-year scholarship of $2,000. Thrift Shop Open Helderberg Thrift Shop, located at St. John's Lutheran Church, Main St., East Berne, is open Saturdays and Tuesdays from 10 a.m. to noon and Wednesday evenings from 7 to 3:30 p.m. Good, clean, up-to-date clothes are needed. Donations may be left at the church any day the shop is open. People In Service KRUZINSKI — Army National Guard Pvt. Michael P. Kruzinski has completed basic training at Ft. Leonard Wood, Mo. The son of Edward J. and Anna Kruzinski of R.D. 1, Delanson, he is a 1975 graduate of Schoharie High School; his wife, Marcia, is the daughter of Kenneth and Bertha Pierce of Altamont. In Clarksville, the Enterprise is sold at Clarksville Supermarket. Patronize our advertisers. END THE CIGARETTE HABIT FOREVER! WITH A ONE TIME, ALL INCLUSIVE Clinical Hypnosis Session - $35.00 It W o r k s ! The Schailehn & Abrahamsen Counseling Service INDIVIDUAL, FAMILY ft COUPLES COUNSELING Quality Counseling at a Reasonable Fee (Free Initial Consultation Steve Abrahamsen, M.S. | Bernle Schallehn, M.S. l i m n u i Located In the 482-6223 Community Center Guilderland wmmmmmmm