How to Read Your Statement Churchill Downs Louisville, KY Midway in the fall Midway, KY Rustic Barn Georgetown, KY Commonwealth of Kentucky Supplemental Retirement Plans: • 457(b) tax deferred plan •4 01(k) tax deferred plan-includes after-tax Roth 401(k) and Deemed Traditional and Deemed Roth IRA options www.kentuckydcp.com 1.800.542.2667 or 502.573.7925 Scan this QR code with your Smartphone* to link to the KDC website. (This QR code will work with most free QR scanner apps) *Access will depend upon your provider and phone. Your provider contract and data rates will apply. KENTUCKY DEFERRED COMPENSATION 101 SEA HERO ROAD SITE 110 FRANKFORT KY 40601-5404 Acct#: 90909090 July 1, 2013 - September 30, 2013 Questions? Contact Us! John Participant YOUR NAME HERE 123 ADDRESS1 123 ADDRESS2 YOUR STREET 123 YOUR CITY, KY 123456 000 TEST ROAD TEST KY 99999 PHONE: (800)542-2667 CUSTOMER SERVICE: (800)542-2667 Website: www.kentuckydcp.com Write us at: KENTUCKY DEFERRED COMPENSATION 101 SEA HERO ROAD SUITE 110 FRANKFORT KY 40601-5404 Please review your statement carefully. Corrections may not be accepted more than 45 days after the closing date of the statement. Nationwide Investment Services Corporation, member FINRA, In Michigan Only: Nationwide Investment Svcs. Corporation 457(b) Plan $61,523.26 $958.33 $185.15 $1,069.74 $0.00 $0.00 $63,736.48 Balance as of 06-30-13 Contributions/Transfers In* Balance as of 07-01-13 Interest/Dividend/Cap Gain/Reimb Gain/Loss Withdrawals/Transfers Out** Charges/Fees Balance as of 09-30-13 401(k) $326,328.49 $958.33 $1,329.31 $4,936.76 $0.00 $0.00 $333,552.89 IRA $96,259.22 $0.00 $291.55 $1,654.25 $0.00 $0.00 $98,205.02 Total $484,110.97 $1,916.66 $1,806.01 $7,660.75 $0.00 $0.00 $495,494.39 *Including, not limited to, Employee and Employer Contributions, Rollovers and Transfers In. Balance asbut of 09-30-13 **Including, but not limited to, Rollovers and Transfers Out, Partial and Lump Sum Payments. Last Contribution Amount $958.33 $958.33 Contributions This Period $958.33 $958.33 $0.00 $0.00 $0.00 $0.00 Contributions Year to Date $958.33 $958.33 $0.00 $0.00 $0.00 $0.00 Last Distribution Amount To the right is your Account Allocation. Your Account Allocation is how the money in your account is divided among the investment options you have selected. For more information on contribution and account allocation, log on to WWW.KENTUCKYDCP.COM Your Account Allocation In this section, you will see a summary of salary reductions (deferrals), for all the plans and options you are enrolled in. The information is detailed for the quarter and year-to-date. Investment Type 65% 25% 10% 100% 4 3 • Activity at a Glance • Contributions and Distributions Summary Your Asset Allocation - July 1, 2013 to September 30, 2013 Large-Cap Stocks Balanced Mid-Cap Stocks Total Percent/Value $318,900.30 $125,536.71 $51,057.38 $495,494.39 • Your Asset Allocation This section displays a pie chart of how your assets are invested among the investment option classes available through KDC. Each slice represents an asset class and is described by a chart legend titled “Investment Type.” It is important to note that because KDC uses a tiered investment structure, these asset classes may be spread among multiple tiers. 2 *Percentages and totals may not be exact due to rounding. 2 | How to Read Your Statement • Account Information You will find the totals of all activity that occurred in your Plan(s) account(s) during the quarter. Each amount displayed here is detailed on the following pages. Contributions and Distributions Summary - July 1, 2013 to September 30, 2013 WWW.KENTUCKYDCP.COM Your unique account number provides protection for your personal identity. You may use your account number to establish access and login to your account through the Plan web site, www.kentuckydcp.com Your full name and complete street address will be listed. Activity at a Glance 457 Salary Reduction 401(k) Salary Reduction 401(k) Rollover (Pre-Tax) IRA IRA Traditional IRA IRA Roth Traditional IRA IRA Traditional Rollover IRA Roth IRA Traditional Rollover • Account Number Questions? Call us! (800)422-8463 1 (800)542-2667 Commonwealth of Kentucky Supplemental Retirement Plans | 3 Statement Details Investment Option Summary (continued) Current Investment Current Investment Election Election (Roth) Investment Option Mid-Cap Stocks Total Ending Price Units/Shares 0.00% 0.00% 0.00% 87.3900 149.4700 3.5243 2.1463 $307.99 $320.81 $628.80 0.00% 0.00% 63.1300 4.8207 $304.33 $304.33 0.00% 0.00% Large-Cap Stocks *Fid Contra *Vngrd Inst Indx Inst Statement Large-Cap Details Stocks Total 0.00% 0.00% 0.00% Balanced *Vngrd Wlngtn Adml Balanced Total 0.00% 0.00% Value $311.77 Investment Option Summary - July 0.00% 1, 2013 to September 30, 2013 0.00% IRA IRA Roth Total IRA IRA Traditional Rollover Ending Price is as of 9/30/2013 Mid-Cap Stocks *TRowePr Inst MdCap Eq Gr Mid-Cap Stocks Total N/A N/A Current Investment Current N/A Investment N/A Election Election (Roth) Investment Option Large-Cap Stocks 457 Salary *FidReduction Contra Mid-Cap *VngrdStocks Inst Indx Inst *TRowePr InstTotal MdCap Eq Gr Large-Cap Stocks Mid-Cap Stocks Total Balanced Large-Cap StocksAdml *Vngrd Wlngtn *Fid Contra Balanced Total *Vngrd Inst Indx Inst Large-Cap Stocks TotalTotal IRA IRA Traditional Rollover TotalBalanced Percent/Total Value *Vngrd Wlngtn Adml Balanced Total TOTAL Total Percent/Total Value $1,244.90 36.1800 534.4969 Ending Price Units/Shares N/A N/A N/A 87.3900 149.4700 36.1800 218.6144 132.3424 450.5822 $19,104.71 $19,781.22 $16,302.06 $38,885.93 $16,302.06 N/A 25.00% N/A 25.00% 50.00% N/A N/A N/A 63.1300 87.3900 149.4700 295.9100 181.0177 109.0961 $18,680.80 $15,819.14 $18,680.80 $16,306.59 $32,125.73 $76,904.83 63.1300 242.4948 36.1800 274.6739 N/A 100.00% Current Investment Election is only applicable to accounts funded by payroll deduction. 401(k) Salary Reduction Mid-Cap Stocks *TRowePr Inst MdCap Eq Gr 25.00% Mid-Cap Stocks Total 25.00% Your Account Values by Investment Option - July 1, 2013 to September 30, 2013 Large-Cap Stocks *Fid Contra *Vngrd Inst Indx Inst Large-Cap Stocks Total Beginning Balance 457 Salary Reduction (0047428001) Balanced Mid-Cap StocksWlngtn Adml *Vngrd *TRowePr Inst MdCap Eq Gr Balanced Total Mid-Cap Stocks Total $15,660.04 $15,660.04 401(k) SalaryStocks Reduction Total Large-Cap *Fid Contra *Vngrd Inst Indx Inst 401(k) Rollover (Pre-Tax) Large-Cap Stocks Total $15,264.76 $15,724.44 $30,989.20 Large-Cap Stocks Balanced *Fid Contra *Vngrd Wlngtn Adml *Vngrd Inst Indx Balanced Total Inst Large-Cap Stocks Total 457(b) Plan Total Balanced *Vngrd Wlngtn Adml 401(k)Balanced Salary Reduction Total(0047428002) Total Percent/Total Large-Cap Stocks Value *Fid Contra *Vngrd Inst Indx Inst Large-Cap Stocks Total IRA IRA Traditional Mid-Cap Stocks *TRowePr Inst MdCap Eq Gr Mid-Cap Stocks Total 25.00% $239.58 25.00% $239.58 100.00% $239.59 $239.58 $479.17 N/A Charges/ Credits/Fees $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $83.60 $83.60 $314.79 $258.97 $573.76 1,120.2995 $402.44 $402.44 $239.58 N/A $239.58 $0.00 $0.00 $0.00 $0.00 87.3900 $0.00 149.4700 $0.00 $101.55 $101.55 209.4222 $93.54 157.9939 $93.54 $61,523.26 $958.33 $0.00 $0.00 $0.00 $185.15 $1,069.74 N/A 63.1300 248.3528 $9,454.00 $9,454.00 N/A $239.58 $239.58 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $244.12 $244.12 $239.59 $239.58 $479.17 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $625.74 $625.74 $1,496.27 $1,921.66 $3,417.93 $98,205.02 $15,308.69 $15,308.69 $495,494.39 $63,736.48 $9,937.70 $9,937.70 $74,818.85 $120,476.56 Ending $195,295.41 Balance $70,724.51 $16,302.06 $70,724.51 $16,302.06 $275,957.62 $15,819.14 $16,306.59 $32,125.73 $18,301.41 $15,308.69 $23,615.35 $15,308.69 $41,916.76 $63,736.48 $15,678.51 $15,678.51 $57,595.27 $9,937.70 $9,937.70 $333,552.89 *Vngrd Inst Indx Inst Large-Cap Stocks Total 25.00% 25.00% 50.00% 0.00% 0.00% 0.00% Balanced *Vngrd Wlngtn Adml Balanced Total 25.00% 25.00% 0.00% 0.00% 100.00% 0.00% 0.00% 0.00% IRA IRA Roth Mid-Cap Stocks *TRowePr Inst MdCap Eq Gr 63.1300 Gain/Loss $14,874.02 $14,874.02 0.00% 0.00% IRA IRA Traditional Total Cap Gain/ Reimb 856.1488 806.0250 Withdrawals Transfers Out 25.00% 25.00% Large-Cap Stocks 87.3900 Interest/ 149.4700 Dividend/ Exchanges $73,082.99 $117,689.58 $190,772.57 WWW.KENTUCKYDCP.COM *Fid Contra 2 25.00% 25.00% Contributions/ 50.00% Transfers In N/A N/A Mid-Cap Stocks 401(k)*TRowePr Rollover Total Inst(Pre-Tax) MdCap Eq Gr Mid-Cap Stocks Total Value N/A N/A 25.00% N/A 25.00% 25.00% 25.00% * Fund is valued in shares rather than units $19,338.10 $19,338.10 36.1800 142.8345 $74,818.85 $120,476.56 $195,295.41 $5,167.75 $5,167.75 Questions? Call us! (800)422-8463 3 87.3900 56.9848 $4,979.90 149.4700 33.9049 $5,067.77 $10,047.67 63.1300 76.6651 $4,839.87 $4,839.87 • Investment Option Summary This summary displays how future deferrals will be invested, based on the investment options and corresponding allocation percentages you have chosen. The summary also shows the ending price, number of shares, and corresponding value for each option in which you have invested. • Your Account Values by Investment Option In this section you will find the dollar value of your accounts detailed by investment option for each of the Plan(s) and investment types, such as Deemed Roth IRA. In addition to beginning and ending balances, the columns report: Contributions/Transfers in — Includes contributions, transfers and loan payments you have made to your account. Exchanges — Includes fund exchanges made to your accounts during the quarter. Withdrawals/Transfers Out —Includes withdrawals from and transfers out of your Plan accounts. Loan disbursements represent money you borrowed from your account. Charges/Credits/Fees — Lists charges and fees for the quarter. Interest/Dividend/Cap Gain/Reimb — “Interest” is any amount credited to your account by any short-term investments. “Dividends/ Cap Gains” means the dividends and capital gains posted by the investment options during the quarter. “Reimb” represents your portion of mutual fund recordkeeping reimbursements paid back to the Plan by fund companies. Gain/Loss — “Gain/Loss” is the difference between “Beginning Balance” and “Ending Balance.” It represents the amount your account gained or lost due to market performance over the quarter, as well as any deferrals and withdrawals you made during the period. $20,055.29 36.1800 8.6173 $311.77 QUARTERLY REPORT FOR KENTUCKY TEST 4 | How to Read Your Statement Commonwealth of Kentucky Supplemental Retirement Plans | 5 Statement Details Statement Details Statement Details Transaction Details - July 1, 2013 to September 30, 2013 Pay Period Effective Total Transaction DetailsAmount - July End Date Date 7/1/2013 7/1/2013 $958.33 Pay Period Effective Transaction Details Total - July End Date Date Amount 7/1/2013 7/1/2013 $958.33 Pay Period Effective Total End Date 7/1/2013 Date 7/1/2013 Amount $958.33 7/1/2013 7/1/2013 7/1/2013 1, 1, Transaction Money 2013 to September Type Source 30, Deferral 457 Salary Transaction Money 30, Reduction 2013 to September Type Source Deferral 457 Salary Transaction Money Reduction Type Source Deferral 401(k) Salary 457 Salary Reduction $958.33 Deferral 401(k) Salary Reduction 7/1/2013 $185.15 $958.33 Dividend Deferral 7/1/2013 7/1/2013 $1,100.75 $185.15 Dividend Dividend 7/1/2013 7/1/2013 $228.56 $1,100.75 $185.15 Dividend Dividend 7/1/2013 7/1/2013 $228.56 $1,100.75 $58.99 Dividend Dividend 7/1/2013 7/1/2013 7/1/2013 $228.56 $3.72 $58.99 Dividend Dividend Dividend 7/1/2013 7/1/2013 $228.84 $3.72 $58.99 Dividend Dividend 7/1/2013 $228.84 $3.72 Dividend 457 Salary 401(k) Salary Reduction 401(k) Salary 457 Salary Reduction Reduction 401(k) 401(k) Salary 457 Salary Rollover (PreReduction Tax) 401(k) 401(k) Salary IRA IRA Rollover (PreReduction Traditional Tax) IRA401(k) IRA Roth IRA IRA Rollover (PreTraditional Tax) IRA IRA IRA IRAIRA Roth IRA Traditional Traditional Rollover IRA IRA IRA IRA Roth Traditional Rollover IRA IRA 7/1/2013 $228.84 Your Beneficiary Information Dividend Primary Beneficiary D1 Kentucky Bene1 Your Beneficiary Information Traditional Rollover Investment 2013 Option Fid Contra Investment TRowePr Inst MdCap Eq 2013 Option Gr Fid Contra Vngrd Inst Indx Inst Investment TRowePr Inst Adml MdCap Eq Vngrd Wlngtn Option Gr Contra Fid Vngrd InstInst IndxMdCap Inst Eq TRowePr Vngrd Wlngtn Adml Gr Fid Contra Vngrd Inst Indx Inst TRowePr Inst Adml MdCap Eq Vngrd Wlngtn Gr Vngrd Inst Indx Inst Fid Contra Vngrd Inst Indx Inst Eq Vngrd Wlngtn TRowePr Inst Adml MdCap Vngrd Wlngtn Adml Gr Vngrd Inst Indx Inst Vngrd Inst Indx Inst Vngrd Wlngtn Adml Vngrd Wlngtn Adml Vngrd Inst Indx Inst Vngrd Inst Indx Inst Vngrd Wlngtn Adml Vngrd Wlngtn Adml Vngrd Inst Indx Inst Vngrd Inst Indx Inst Vngrd Wlngtn Wlngtn Adml Adml Vngrd Vngrd Inst Indx Inst Vngrd Inst Indx Inst Vngrd Wlngtn Inst IndxAdml Inst Wlngtn Adml Vngrd Vngrd Wlngtn Adml Vngrd Inst Indx Inst Vngrd Inst Indx Inst Vngrd Wlngtn Adml Vngrd Wlngtn Adml Vngrd Inst Indx Inst Vngrd Wlngtn Adml Vngrd Inst Indx Inst Vngrd Wlngtn Adml Your Beneficiary Information D1 Kentucky Bene1 100% Primary Beneficiary D1 Kentucky Bene1 Your Loan Information - July 1, 2013 to September 100% 30, 2013 Outstanding Information Your Loan Loan Information - July 1, 2013 to September 30, 2013 Plan Type 457(b) Plan Your Loan Loan Information - July Outstanding Information 1, 2013 to September 30, 2013 Loan Balance On Principal Loan Activity 07/01/2013 this Period Number Paid Principal 200909090 $49,258.13 $2,261.61 Loan Balance On Principal Number Paid 07/01/2013 200909090 $49,258.13 $2,261.61 Loan Adjustment Principal $0.00 Loan Adjustment $0.00 Loan Number 90909090 Issue Date 07/23/2012 Loan Issue Plan Type Number Date Outstanding Information 457(b) Plan 90909090 07/23/2012 Loan ActivityLoan this Period Loan Issue Principal Plan Type NumberOn Date Loan Balance Principal 457(b) Plan 90909090 07/23/2012 Number Paid Loan Activity 07/01/2013 this Period 200909090 $49,258.13 $2,261.61 Principal Maturity Date 07/23/2017 Maturity Date 07/23/2017 Maturity Principal Date Loan 07/23/2017 Adjustment $0.00 Principal Your Personalized Rate of Return Your Personalized Rate of Return Original Loan Amount $50,000.00 Original Loan Amount $50,000.00 Original Principal Loan Amount Loan Principal $50,000.00 Disbursement Offset $0.00 $0.00 Principal Loan Disbursement Principal $0.00 Loan Disbursement Last $0.00 Principal Offset $0.00 Principal Offset 12 Months $0.00 6.85% 147.8900 147.8900 147.8900 62.9300 62.9300 62.9300 147.8900 147.8900 62.9300 62.9300 147.8900 147.8900 62.9300 62.9300 147.8900 147.8900 147.8900 62.9300 62.9300 62.9300 147.8900 147.8900 62.9300 62.9300 147.8900 62.9300 147.8900 62.9300 1.6200 4.2311 0.5653 3.8071 7.5482 1.6137 0.8310 4.2311 0.5653 1.6790 7.5482 1.6137 0.8310 4.2311 0.1783 1.6790 7.5482 0.5183 0.8310 0.0113 0.1783 1.6790 0.0326 0.5183 0.6961 0.0113 0.1783 2.0005 0.0326 0.5183 0.6961 0.0113 2.0005 0.0326 0.6961 2.0005 Contingent Beneficiary 100% Primary Beneficiary Price Units/Shares 86.3600 2.7743 35.7400 6.7034 Price Units/Shares 147.8900 1.6200 86.3600 2.7743 62.9300 3.8071 35.7400 6.7034 Price Units/Shares 147.8900 1.6200 86.3600 2.7743 2.7743 62.9300 3.8071 35.7400 6.7034 6.7034 147.8900 1.6200 1.6200 86.3600 2.7743 62.9300 3.8071 3.8071 35.7400 6.7034 147.8900 1.6200 147.8900 0.5653 86.3600 2.7743 62.9300 3.8071 62.9300 1.6137 35.7400 6.7034 Interest Rate 4.25% D2 Kentucky Bene2 D3 Kentucky Bene3 Contingent D3 Kentucky Beneficiary Bene4 D2 Kentucky Bene2 D3 Kentucky Beneficiary Bene3 Contingent D3 D2 Kentucky Kentucky Bene4 Bene2 Last Payment Date 9/25/2013 $239.58 $625.74 $83.60 $239.58 $475.01 $101.55 $122.90 $625.74 $83.60 $105.66 $475.01 $101.55 $122.90 $625.74 $26.37 $105.66 $475.01 $32.62 $122.90 $1.67 $26.37 $105.66 $2.05 $32.62 $102.95 $1.67 $26.37 $125.89 $2.05 $32.62 $102.95 $1.67 $125.89 $2.05 $102.95 $125.89 Principal Loan Paid $2,261.61 Principal Paid $2,261.61 • Contributions • Withdrawals • Exchanges among investment options • Interest, dividends, capital gains, and mutual fund reimbursements • Plan charges deducted from your account(s) • Your Loan Information If you have taken a loan from your KDC account(s), your payments and how that money was applied to your loan will be detailed here. This section shows by percentage how much your account(s) gained or lost over the last 12 months. It includes a brief explanation of how the rate of return is calculated. (To be displayed July 2014) Loan Status Active Interest Charges Total $512.34 Interest Paid $512.34 Finance $0.00 Charges Paid $0.00 $2,773.95 Total Payment $2,773.95 Payments this Paid PaidPeriod Payment Months This return measures the performance of your investment options, Last net of12 fees, but excludes any amounts such as outstanding plan loans, amounts held in Your Personalized Rate of Return 6.85% a self-directed brokerage option and certain administrative fees that may apply, only to your account, for the time period indicated, or the life of your account, whichever is shorter. Please see your most recent quarterly participant statement for more information. Past performance is no guarantee of Last 12 Months This return measures the performance of your investment options, net of fees, but excludes any amounts such as outstanding plan loans, amounts held in future results.WWW.KENTUCKYDCP.COM 6.85% a self-directed brokerage option and certain administrative fees that may apply, only to your account, for the time period indicated, or the life of your account, whichever is the shorter. Please see yourinvestment most recentoptions, quarterly statement more information. performance is no guarantee of in This return measures performance of your netparticipant of fees, but excludesfor any amounts such asPast outstanding plan loans, amounts held future results.WWW.KENTUCKYDCP.COM a self-directed brokerage option and certain administrative fees that may apply, only to your account, for the time period indicated, or the life of your account, whichever is shorter. Please see your most recent quarterly participant statement for more information. Past performance is no guarantee of future results.WWW.KENTUCKYDCP.COM WWW.KENTUCKYDCP.COM Questions? Call us! (800)422-8463 WWW.KENTUCKYDCP.COM (800)542-2667 5 Questions? Call us! (800)422-8463 WWW.KENTUCKYDCP.COM Questions? Call us! (800)422-8463 6 | How to Read Your Statement This section itemizes each activity conducted in your accounts, displayed by the date it occurred. You can see each transaction type by investment option, the price at which the option was acquired or sold, and the number of shares affected. “Transaction Types” include: • Your Personalized Rate of Return 33% 33% Interest Last Payment Last Payment Rate (Princ/Int) Date Loan Status 4.25% $924.65 9/25/2013 Active Loan Payments this Period Interest Last Payment Last Payment Principal Finance Rate On (Princ/Int) InterestDate Charges Loan Status Balance Total Principal 4.25% $924.65 9/25/2013 Active Paid Payments Paid PaidPeriod Payment 09/30/2013 Loan this $46,996.52 $512.34 $0.00 $2,773.95 Principal $2,261.61 Finance Balance On 09/30/2013 Principal $46,996.52 Balance On 09/30/2013 $46,996.52 • Transaction Details $239.58 $239.58 $239.59 $239.58 $239.58 $239.58 $239.58 $83.60 $239.59 $239.58 $101.55 $239.58 34% 33% 33% 34% 33% 33% 34% D3 Kentucky Bene3 D3 Kentucky Bene4 Last Payment (Princ/Int) $924.65 Amount Per Fund Amount $239.59 Per $239.58 Fund $239.58 Amount $239.59 $239.58 Per $239.58 Fund $239.58 $239.59 $239.59 $239.58 $239.58 $239.58 5 Important Disclosures Beneath this heading are detailed explanations about KDC terminology, information KDC is required to provide by law or regulation. KDC is committed to full transparency. If you have a question about the information you find in any material provided by the Plan, please do not hesitate to call 1-800-542-2667 or 502-573-7925. 5 Commonwealth of Kentucky Supplemental Retirement Plans | 7 KY Horse Farm, Courtesy KY Tourism Cabinet Plan Service Representatives are registered representatives of Nationwide Investment Services Corporation, member FINRA. The information provided is for educational purposes only and is not investment or tax advice. NRM-3283KY-KY (09/13)
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