 
        W W hat is Habitat for Humanity? hat is Habitat for Humanity? W hat is Habitat for Humanity? Habitat for Humanity is a nonprofit, ecumenical, Christian housing ministry. Founded in 1976, Habitat seeks to eliminate poverty housing all over the world by making safe, decent, affordable housing a matter of conscience and faith in action. Since its founding, Habitat for Humanity has built more than 500,000 homes and served more than 2.5 million people worldwide. Habitat for Humanity is a nonprofit, ecumenical, Christian housing ministry. Founded in 1976, Habitat seeks to eliminate poverty housing all over the world by making safe, decent, affordable housing a matter of conscience and faith in action. Since its founding, Habitat for Humanity has built more than 500,000 homes and served more than 2.5 million people worldwide. Habitat for Humanity is a nonprofit, ecumenical, Christian housing ministry. Founded in 1976, Habitat seeks to eliminate poverty housing all over the world by making safe, decent, affordable housing a matter of conscience and faith in action. Since its founding, Habitat for Humanity has built more than 500,000 homes and served more than 2.5 million people worldwide. What is the need for affordable housing in Tuscarawas County? What is the need for affordable housing in Tuscarawas County? What is the need for affordable housing in Tuscarawas County?  Fair market rent for a  Fair market rent for a 2 bedroom apartment is $586/month 2 bedroom apartment is $586/month  Fair market rent for a  More than 9,500 2 bedroom apartment is $586/month  More than 9,500 households spend over 30% of their gross income on housing.  More than 9,500 households spend over 30% of their gross income on housing. households spend over 30% of their gross income on housing. What is Habitat doing in Tuscarawas County? What is Habitat doing in Tuscarawas County? What is Habitat doing in Tuscarawas County?  Founded in 1992, Tuscarawas Valley Habitat has built 8 homes with and for working, low-income families  Founded in 1992, Tuscarawas Valley Habitat has built 8 homes with and for working, low-income families  Founded in 1992, Tuscarawas Valley Habitat has built 8 homes with and for working, low-income families  With volunteer labor and donations, Habitat builds homes for families that cannot qualify for mortgages in the current market  With volunteer labor and donations, Habitat builds homes for families that cannot qualify for mortgages in the current market  With volunteer labor and donations, Habitat builds homes for families that cannot qualify for mortgages in the current market  Habitat does not provide hand-outs. In addition to a down payment and monthly mortgage, homeowners invest hundreds of hours in their own labor into building Habitat homes.  Habitat does not provide hand-outs. In addition to a down payment and monthly mortgage, homeowners invest hundreds of hours in their own labor into building Habitat homes.  Habitat does not provide hand-outs. In addition to a down payment and monthly mortgage, homeowners invest hundreds of hours in their own labor into building Habitat homes.  Habitat houses are sold at no profit and financed with 0% interest loans. Homeowners’ monthly mortgage payments are then used to build more Habitat homes.  Habitat houses are sold at no profit and financed with 0% interest loans. Homeowners’ monthly mortgage payments are then used to build more Habitat homes.  Habitat houses are sold at no profit and financed with 0% interest loans. Homeowners’ monthly mortgage payments are then used to build more Habitat homes. Visit www.habitattusc.org to learn more! Visit www.habitattusc.org to learn more! Visit www.habitattusc.org to learn more! The Typical Habitat Home The Typical Habitat Home The Typical Habitat Home  All Tuscarawas Valley Habitat home meet or exceed for-profit building standards  All Tuscarawas Valley Habitat home meet or exceed for-profit building standards  All Tuscarawas Valley Habitat home meet or exceed for-profit building standards  All homes are between 2 and 6 bedrooms, ranging from 1,000 to 1,600 sq. ft.  All homes are between 2 and 6 bedrooms, ranging from 1,000 to 1,600 sq. ft.  All homes are between 2 and 6 bedrooms, ranging from 1,000 to 1,600 sq. ft.  House plans vary depending on lot size and number of family members  House plans vary depending on lot size and number of family members  House plans vary depending on lot size and number of family members  Typical monthly payments are between $450 and $500, including tax and insurance.  Typical monthly payments are between $450 and $500, including tax and insurance.  Typical monthly payments are between $450 and $500, including tax and insurance. Become a Habitat Homeowner Become a Habitat Homeowner Become a Habitat Homeowner Tuscarawas Valley Habitat builds homes with families meeting our criteria (see full criteria at habitattusc.org or by requesting an application at 330.343.3282): Tuscarawas Valley Habitat builds homes with families meeting our criteria (see full criteria at habitattusc.org or by requesting an application at 330.343.3282): Tuscarawas Valley Habitat builds homes with families meeting our criteria (see full criteria at habitattusc.org or by requesting an application at 330.343.3282):  First-time homebuyer  First-time homebuyer  First-time homebuyer  One or more dependents under age 18  One or more dependents under age 18  One or more dependents under age 18  Live or work in Tuscarawas County for a full year  Live or work in Tuscarawas County for a full year  Live or work in Tuscarawas County for a full year  Satisfactory rental history  Satisfactory rental history  Satisfactory rental history  Reasonable credit history  Reasonable credit history  Reasonable credit history  Steady income for 1 year  Steady income for 1 year  Steady income for 1 year  Need for housing due to substandard, unsafe, overcrowded conditions, or paying 1/3 or more of gross income on housing  Need for housing due to substandard, unsafe, overcrowded conditions, or paying 1/3 or more of gross income on housing  Need for housing due to substandard, unsafe, overcrowded conditions, or paying 1/3 or more of gross income on housing  Willing to work 200 sweat equity hours  Willing to work 200 sweat equity hours  Willing to work 200 sweat equity hours  Yearly gross income between 25% and 50% of Tuscarawas County’s median income.  Yearly gross income between 25% and 50% of Tuscarawas County’s median income.  Yearly gross income between 25% and 50% of Tuscarawas County’s median income. For more details or to apply for a home, call 330.343.3282 or visit habitattusc.org. For more details or to apply for a home, call 330.343.3282 or visit habitattusc.org. For more details or to apply for a home, call 330.343.3282 or visit habitattusc.org.
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