1. finance
2. personal finance
3. lending
4. credit cards

DBS SIM Visa Card
Recognising your
achievements and goals
As a Member of the Singapore Institute of Management (SIM),
you hold the key to personal growth and development. Above all
else, your SIM Membership provides you with an abundance of
tools, resources and opportunities to help you achieve the greatest
professional and personal success every step of the way.
Now, SIM together with DBS Bank, offers you a new dimension
to quality lifestyle. Introducing the DBS SIM Visa Card. There are
simply no limits to what you can achieve.
DBS SIM Visa Card – your card to recognition.
Apply now to enjoy:
• 2 Years Annual Fee Waiver • My Preferred Payment Plan
• Lifestyle Benefits
• 0% Interest Instalment Plan
As a DBS SIM VISA Cardmember, you enjoy only the
finest things in life with privileges lined up exclusively
for your indulgence.
Features and Benefits
2 Years Annual Fee Waiver
Enjoy the benefits and privileges of your DBS SIM Visa Card and
Supplementary Card FREE for the first 2 years.
Exclusive Privileges
Fantastic offers and attractive discounts that will turn your
purchases into a truly rewarding experience. These range from
beauty and wellness, wine and dine to fashion and many more.
For a comprehensive listing of DBS Credit Card exclusive
privileges, please visit
www.dbs.com/sg/cards
DBS Rewards
Every S$5 you charge at retail outlets gives you 1 DBS Point.
Accumulate and exchange your points for exciting shopping,
dining, travel and lifestyle rewards.
DBS Indulge
Enjoy tantalising dining deals at over 600 food beverage outlets
from DBS Indulge.
My Preferred Payment Plan
Enjoy the privilege of converting any purchase of S$500 or more
to a 3, 6 or 12 month instalment payment plan at 0% interest.
Terms and conditions apply.
^ Not applicable for foreigners, retirees and existing DBS Cashline customers. Subject to the Bank’s approval.
Application Requirements for DBS Cashline
Nationality
Singapore Citizen or
Permanent Resident
Age
21 years and above
Minimum Gross Annual Income
S$20,000 & above
Note: Not applicable to retirees and existing DBS Cashline, POSB Loan Assist and POSB Loan Assist Plus customers.
Application Requirements for DBS Credit Cards
Nationality
Singapore Citizen or
Permanent Resident
Foreigner
*Unless otherwise indicated
Age
Minimum Gross Annual Income*
21 to 55 years
S$30,000 & above
56 and above
S$15,000 & above
21 years and above
S$45,000 & above
Declaration (REF 14, JULY 2014)
Declaration (REF 14, JULY 2014)
I/We confirm that at the time of this application, I am not/neither of us is an undischarged bankrupt and no
I/We confirm that at the time of this application, I am not/neither of us is an undischarged bankrupt and no
statutory demand or legal proceedings has been served on or commenced against me/us.
statutory demand or legal proceedings has been served on or commenced against me/us.
I/We hereby declare and warrant that the information given in this application and all documents
I/We hereby declare and warrant that the information given in this application and all documents
submitted to you are complete, true and accurate and belong to you absolutely and that I/we have not
submitted to you are complete, true and accurate and belong to you absolutely and that I/we have not
wilfully withheld any material fact. If any of the information given herein changes or becomes inaccurate
wilfully withheld any material fact. If any of the information given herein changes or becomes inaccurate
in anyin way,
I/we I/we
shallshall
immediately
notify
youyou
of any
suchsuch
change
or inaccuracy.
any way,
immediately
notify
of any
change
or inaccuracy.
I/We I/We
hereby
authorise
and and
give give
you you
consent
to: to:
hereby
authorise
consent
a) conduct
creditcredit
checks
on me/us
(including
but but
not not
limited
to to
credit
checks,
background
a) conduct
checks
on me/us
(including
limited
credit
checks,
backgroundchecks,
checks,
character
assessment
checks
and and
checks
withwith
anyany
credit
bureau
recognised
as as
such
by by
thethe
regulatory
character
assessment
checks
checks
credit
bureau
recognised
such
regulatory
authorities)
(collectively
the “Checks”);
authorities)
(collectively
the “Checks”);
b) obtain/verify/disclose/release
any any
information
relating
to me/us
(including
anyany
information
derived
b) obtain/verify/disclose/release
information
relating
to me/us
(including
information
derivedfrom
from
the Checks
and/or
any details
of my/our
account(s))
fromfrom
or to
other
party
or source
(including
your
the Checks
and/or
any details
of my/our
account(s))
or any
to any
other
party
or source
(including
your
employer)
as
you
may
deem
necessary
for
the
purpose
for
this
application
and
without
any
liability
employer) as you may deem necessary for the purpose for this application and without any liabilityoror
noticenotice
to me/us,
or asormay
be required
by any
applicable
law,law,
court,
regulatory
or legal
process.
to me/us,
as may
be required
by any
applicable
court,
regulatory
or legal
process.
I/We I/We
hereby
agreeagree
to abide
and and
be bound
by applicable
cardcard
agreement,
Terms
& Conditions
Governing
hereby
to abide
be bound
by applicable
agreement,
Terms
& Conditions
Governing
Electronics
Services,
Terms
and and
Conditions
Governing
Electronic
Statements
and/or
where
I/we
Electronics
Services,
Terms
Conditions
Governing
Electronic
Statements
and/or
where
I/wehave
have
applied
for Cashline,
the Cashline
Terms
andand
Conditions,
as each
of such
terms
andand
conditions
may
applied
for Cashline,
the Cashline
Terms
Conditions,
as each
of such
terms
conditions
maybebe
amended,
supplemented
and/or
substituted
by you
fromfrom
timetime
to time
andand
such
other
terms
andand
conditions,
amended,
supplemented
and/or
substituted
by you
to time
such
other
terms
conditions,
govern
theand
use operation
and operation
of the
Cashline
Account,
DBS/POSB
Credit
Card(s)
andother
other
whichwhich
govern
the use
of the
DBSDBS
Cashline
Account,
DBS/POSB
Credit
Card(s)
and
DBS/POSB
card(s)
(collectively
the “Terms”).
Copies
of the
Terms
available
at www.dbs.com.sg
DBS/POSB
card(s)
(collectively
the “Terms”).
Copies
of the
Terms
areare
available
at www.dbs.com.sg
or or
at at
any DBS/POSB
branch.
any DBS/POSB
branch.
further
confirm
understood
hereby
agree
bound
DBS
I/We I/We
further
confirm
that that
I/weI/we
havehave
readread
andand
understood
andand
hereby
agree
to to
be be
bound
bybythetheDBS
Privacy
obtained
a copy
of the
Privacy
Policy
Privacy
Policy.Policy.
I/WeI/We
havehave
obtained
a copy
of the
DBSDBS
Privacy
Policy
by: by:
a) downloading
www.dbs.com.sg/privacy;
a) downloading
a softa soft
copycopy
fromfrom
www.dbs.com.sg/privacy;
or or
b) obtaining
a hard
a DBS/POSB
branch.
b) obtaining
a hard
copycopy
fromfrom
a DBS/POSB
branch.
Oct 2014
for this
facility/product
not foragainst
illegitimate
that thisI/we
facility/product
I/We application
am/are aware
of Singapore’s
firm isstance
illegalpurposes
and illicitand
activities.
confirm thatwillmynot
be usedfor
as this
a platform
for illegalisactivities.
application
facility/product
not for illegitimate purposes and that this facility/product will not
be used
a platform
for illegal
activities.
Anyasreferences
herein
to “you”,
“DBS” or “the Bank” shall mean DBS Bank Ltd.
Oct 2014
DBS Bank Ltd Co. Reg. No.: 196800306E
DBS Bank Ltd Co. Reg. No.: 196800306E
hereby
consent
to the
collection,
disclosure
processing
my/ourpersonal
personaldata
datain in
I/We I/We
hereby
consent
to the
collection,
use,use,
disclosure
andand
processing
of of
my/our
accordance
the terms
conditions
governing
products
and/or
services
applied
herein
and
accordance
with with
the terms
and and
conditions
governing
the the
products
and/or
services
applied
forfor
herein
and
the Privacy
DBS Privacy
Policy,
as may
be amended
by the
to time.
the DBS
Policy,
as may
be amended
by the
BankBank
fromfrom
timetime
to time.
request
youissue
to issue
continue
to issue
me/us
aforesaid
credit
card(s)
(“Card”)until
until
I/We I/We
request
you to
and and
continue
to issue
me/us
withwith
thethe
aforesaid
credit
card(s)
(“Card”)
I/we/you
terminate
the Card.
agree
a Personal
Identification
Number
(“PIN”)
if applicable,
I/we/you
terminate
the Card.
I/WeI/We
agree
thatthat
a Personal
Identification
Number
(“PIN”)
if applicable,
the above-mentioned
a copy
of the
Card
Agreement
sent
me/usif ifthisthis
the above-mentioned
Card,Card,
and and
a copy
of the
DBSDBS
Card
Agreement
willwill
be be
sent
to tome/us
application
is approved.
agree
Card
me/us
mailto tothethe
application
is approved.
I/WeI/We
agree
thatthat
the the
PIN PIN
andand
the the
Card
shallshall
be be
sentsent
to to
me/us
by by
mail
principal applicant’s billing address at my/our own risk.
principal applicant’s billing address at my/our own risk.
I/We confirm that the information provided by us is accurate. I/We consent to DBS sending such
I/We confirm that the information provided by us is accurate. I/We consent to DBS sending such
information, including any relevant updated information, to the Co-Brand partner(s) associated with the
information, including any relevant updated information, to the Co-Brand partner(s) associated with the
Co-Brand Card(s) selected by me. If DBS has records that I/we have opted-out of receiving marketing
Co-Brand Card(s) selected by me. If DBS has records that I/we have opted-out of receiving marketing
materials or marketing calls from DBS, then, in accordance with my/our decision to opt-out and
materials or marketing calls from DBS, then, in accordance with my/our decision to opt-out and
notwithstanding anything to the contrary in the applicable card agreement, I/we will not receive such
notwithstanding
anything to the contrary in the applicable card agreement, I/we will not receive such
materials or calls from DBS. I/We may opt-in to receive marketing materials and calls from DBS at any
materials
from DBS.
I/We form,
may opt-in
receive marketing
materials
and calls
DBS at any
time or
by calls
submitting
an opt-in
which to
is available
at any DBS/POSB
branch.
I/Wefrom
acknowledge
and
time agree
by submitting
which
is available
at Co-Brand
any DBS/POSB
branch.
I/We acknowledge
that the an
DBSopt-in
does form,
not have
control
over the
partner(s)
marketing
activities andand
that
agreemy/our
that the
DBS does
not applies
have control
the Co-Brand
marketing
declaration
herein
only toover
marketing
materialspartner(s)
or calls from
DBS. activities and that
my/our declaration herein applies only to marketing materials or calls from DBS.
I/We agree that you reserve the right to decline this application without giving any reason whatsoever.
I/We agree that you reserve the right to decline this application without giving any reason whatsoever.
I/We agree that the principal applicant for the Card is responsible for all liabilities (including annual fees and
I/Weother
agreecharges)
that the which
principal
applicant
for the
is responsible
for alland
liabilities
(including annual
and at
may
be incurred
in Card
respect
of his/her Card
all supplementary
card(s)fees
issued
otherhis/her
charges)
whichand
may
beeach
incurred
in respect applicant
of his/herisCard
and all only
supplementary
card(s)
issued
request
that
supplementary
responsible
for all liabilities
which
mayatbe
his/her
requestin and
thatofeach
supplementary
incurred
respect
his/her
supplementaryapplicant
card. is responsible only for all liabilities which may be
incurred in respect of his/her supplementary card.
The final credit limit assigned for the card and/or unsecured loans facility is solely at the Bank’s discretion.
The final credit limit assigned for the card and/or unsecured loans facility is solely at the Bank’s discretion.
For Supplementary Card application: I/We agree that the final credit limit assigned to the supplementary
For Supplementary
Card application:
I/Wesame
agreeand
that
the final
limitlimit
assigned
to the
supplementary
card(s) (where applicable)
will be the
shared
with credit
the credit
assigned
to the
principal card,
card(s)upon
(where
the sameforand
with the credit
limit assigned to the principal card,
yourapplicable)
approval ofwill
thisbe
application
theshared
said supplementary
card(s).
upon your approval of this application for the said supplementary card(s).
If this application is or is purported to be given or sent by me/us to you by electronic transmission, you are
authorised
me/us, but
aregiven
not obliged
to me/us
accept,torely
and act transmission,
in accordanceyou
witharethe
If thishereby
application
is or isbypurported
to be
or sent by
youupon
by electronic
electronic
copyby
of me/us,
the application
me/us.
hereby
authorised
but areand
notwithout
obligedany
to liability
accept,torely
upon and act in accordance with the
electronic
of aware
the application
and without
any liability
me/us.and illicit activities. I/we confirm that my
I/We copy
am/are
of Singapore’s
firm stance
againstto illegal
Any references herein to “you”, “DBS” or “the Bank” shall mean DBS Bank Ltd.
DBS/POSB Credit Cards
DBS/POSB Credit Cards
Interest-free period
period
20Interest-free
days from the
date of the statement of account.
20 days from the date of the statement of account.
Finance Charges on Purchases
Finance
Charges
Effective interest rateon
ofPurchases
24.90% p.a. (subject to compounding if the charges are not repaid in
Effective
rate of
24.90%chargeable
p.a. (subject
if the
not repaiduntil
in
full)
on theinterest
transaction
amount,
ontoacompounding
daily basis from
thecharges
date ofare
transaction
full)
on
the
transaction
chargeable
a daily basis
thecharges
date of transaction
untilif
receipt of full payment.amount,
(Minimum
charge:onS$2.50).
No from
finance
will be levied
receipt
of
full
payment.
(Minimum
charge:
S$2.50).
No
finance
charges
will
be
levied
if
payment if received in full by the “Payment Due Date”, and there is no balance carried forward
payment if received in full by the “Payment Due Date”, and there is no balance carried forward
from the previous statement.
from the previous statement.
Finance Charges on Cash Advance
Finance Charges on Cash Advance
Effective
if the
the charges
charges are
arenot
notrepaid
repaidininfull)
full)
Effectiveinterest
interestrate
rateofof28%
28%p.a.
p.a.(subject
(subject to
to compounding
compounding if
ononthe
from the
the date
date of
of withdrawal
withdrawal until
until
theamount
amountwithdrawn,
withdrawn, chargeable
chargeable on
on aa daily
daily basis
basis from
receipt
receiptofoffull
fullpayment.
payment. (Minimum
(Minimumcharge:
charge: S$2.50).
S$2.50).
Minimum
MinimumMonthly
MonthlyPayment
Payment
3%
of
statement
balance
or
S$50
whichever
accounts that
that are
areoverlimit,
overlimit,please
please
3% of statement balance or S$50 whichever isis greater.
greater. For
For accounts
pay
paythe
theminimum
minimumpayment
paymentspecified
specified plus
plus the
the overlimit
overlimit amount.
amount.
Late
LatePayment
PaymentCharge
ChargePer
PerAccount
Account
AAlate
payment isis not
not received
received by
bythe
the
latepayment
paymentcharge
chargeof
ofS$55
S$55 will
will be
be levied
levied ifif minimum
minimum payment
payment
above S$50.
S$50.
paymentdue
duedate,
date,provided
providedyour
youroutstanding
outstanding balance
balance is
is above
With
charge will
willbe
berevised
revisedfrom
from
Witheffect
effectfrom
from14
14November
November2014,
2014, the
the aforesaid
aforesaid late
late payment
payment charge
S$55
S$55totoS$60.
S$60.
Interest
InterestAdjustment
Adjustment
If Ifminimum
an additional
additional interest
interestrate
rateofof
minimumpayment
paymentisisnot
notreceived
received by
by the
the payment
payment due date, an
4%
also referred
referred to
to as
as prevailing
prevailing
4%p.a.
p.a.will
willbe
beadded
addedto
tothe
the effective
effective interest
interest rate (which is also
interest
the day
day after
after your
yournext
nextCard
Card
interestrate)
rate)ofofyour
yourCard
CardAccount,
Account, and
and shall
shall take
take effect from the
Account
interest rate
rate will
will be
beeffective
effective
AccountStatement
Statementdate.
date.The
Thereinstatement
reinstatement to
to such
such prevailing interest
thefirst
firstworking
workingday
dayafter
afteryour
your next
next Statement
Statement date once minimum
ononthe
minimum payment
paymentisismade
madeinin
fullon
onororbefore
beforeyour
yourpayment
paymentdue
due date.
date.
full
CashAdvance
AdvanceFee
Fee
Cash
6%ofofthe
theamount
amountwithdrawn
withdrawnper
pertransaction
transaction or
or S$15, whichever
whichever isis greater.
6%
greater.
Feesfor
forForeign
ForeignCurrency
CurrencyTransactions
Transactions
Fees
All
card
transactions
in
foreign
currency
are
subject
to
a
charge
imposed
All card transactions in foreign currency are subject
imposed by
by the
the respective
respectivecard
card
associations,either
eitherasasaareimbursement
reimbursement charge
charge representing
representing the
associations,
the charge
charge imposed
imposed on
onus
usor
orasasaa
direct
charge
to
you.
For
foreign
charges
converted
by
Visa/MasterCard,
Visa/MasterCard
direct charge to you. For foreign charges converted by Visa/MasterCard, Visa/MasterCardapplies
applies
conversionfactor
factorofof1%
1%to
tothe
theconverted
converted amount.
amount. For
For foreign
foreign charges
a aconversion
charges converted
convertedby
byAmerican
American
Express,American
AmericanExpress
Expressapplies
appliesaaconversion
conversion factor
factor of
of 1%
1% to
Express,
to the
the converted
convertedamount.
amount.
Anadministrative
administrativefee
feefor
forservices
services provided
provided or
or actions
actions taken
taken by
An
by us
us in
in relation
relation to
to such
suchforeign
foreign
currencytransactions
transactionsshall
shallbe
bepayable
payableby
byyou
you and
and debited
debited to
to your
currency
your Card
Card Account.
Account.Our
Ourprevailing
prevailing
administrative
fee
is
1.5%
of
the
foreign
currency
transaction
amount
for
transactions
administrative fee is 1.5% of the foreign currency transaction amount for transactions
involvingVISA
VISAInternational
International and
and MasterCard
MasterCard International
International and
involving
and 2%
2% of
of the
the foreign
foreign currency
currency
transactionamount
amountfor
fortransactions
transactionsinvolving
involving American
American Express
Express International,
transaction
International, Inc.
Inc.
Dynamic Currency Conversion Fee
Dynamic Currency Conversion Fee
Card transactions converted via dynamic currency conversion will be subject to an administrative
Card transactions converted via dynamic currency conversion will be subject to an administrative
fee of 0.8% by Visa or MasterCard respectively on the converted Singapore dollar amount,
fee
of 0.8% by Visa or MasterCard respectively on the converted Singapore dollar amount,
or such other rate as determined by us and notified to you.
or such other rate as determined by us and notified to you.
Payment Hierarchy
Payment
Payment Hierarchy
made to your account shall be applied to settle the amounts due in the following
Payment
made towith
yournumber
account1:shall be applied to settle the amounts due in the following
order beginning
order beginning with number 1:
Balance Transfer
Cash Advance
Retail
Balance Transfer
Cash Advance
Retail
Interest
1
2
3**
Interest
1
2
3
Principal
4
5
5
Principal
47
5
Fees
8
95
Fees
7
8
9
* For Instalment Loans, it refers to the prevailing finance charge applicable to outstanding
* For
Instalment
it refers toLoan
the prevailing
monthly
CreditLoans,
Card instalment
payments.finance charge applicable to outstanding
^monthly
IncludesCredit
CreditCard
Cardinstalment
Instalment Loan
Loanspayments.
and Credit Card Instalment Payment Plans, if any.
^ Includes Credit Card Instalment Loans and Credit Card Instalment Payment Plans, if any.
Lost/Stolen Card Liability
Lost/Stolen
Card only
Liability
Limited to S$100
if:
Limited
S$100
only if: notified us of the loss, theft or unauthorised disclosure;
a. youtohave
immediately
youhave
assistimmediately
us in the recovery
the
incurred; disclosure;
a.b.you
notifiedofus
ofunauthorised
the loss, theftcharges
or unauthorised
youassist
furnish
a police report
bycharges
written confirmation
of the loss, theft or
b.c. you
us us
in with
the recovery
of theaccompanied
unauthorised
incurred;
unauthorised
disclosure
andreport
any other
informationbythat
we may
require; and
c. you
furnish us with
a police
accompanied
written
confirmation
of the loss, theft or
d.unauthorised
we are satisfied
that such
unauthorised
disclosure
not dueand
to your negligence
disclosure
andloss,
anytheft
otherorinformation
that
we mayisrequire;
or are
default.
d. we
satisfied that such loss, theft or unauthorised disclosure is not due to your negligence
or default.
You
shall not be liable for any transactions carried out after we have been notified of the
loss,shall
theftnot
or be
disclosure.
You
liable for any transactions carried out after we have been notified of the
loss, theft or disclosure.
Explanatory notes on credit limit
Explanatory
notes
credit
limit
The
overall aggregate
crediton
limit
granted
by DBS Bank Ltd (“DBS”) for Singapore
Citizens/Singapore
Permanent
Residents
with
gross
annual
of: Singapore
The
overall
aggregate
credit
limit
granted
by aisDBS
Ltd income
(“DBS”)
• between S$20,000 and below S$30,000
up Bank
to a maximum
of for
2 times your
Citizens/Singapore
with a gross
annual
income
of:
monthly incomePermanent
in respect Residents
of any DBS/POSB
Unsecured
Loan
Facilities;
• • between
S$20,000
and
below
S$30,000
is
up
to
a
maximum
of
times your
your
between S$30,000 and below S$120,000 is up to a maximum of 42 times
monthly
Loanand
Facilities;
monthlyincome
incomeininrespect
respectofofany
anyDBS/POSB
DBS/POSBUnsecured
Credit Cards
Unsecured Loan
• between
S$30,000
and
below
S$120,000
is
up
to
a
maximum
of
4
times
your
Facilities; or
income in respect
any DBS/POSB
Credit
Cards
and
Unsecured
Loan
• monthly
at least S$120,000
is up to of
4 times
your monthly
income
or a
higher
limit as may
Facilities;
or
be determined
by DBS in respect of any DBS/POSB Credit Cards and Unsecured
• atLoan
leastFacilities;
S$120,000
is up toof4the
times
your of
monthly
income
orCards
a higher
as may
regardless
number
DBS/POSB
Credit
andlimit
Unsecured
be
determined
by DBS
of any DBS/POSB Credit Cards and Unsecured
Loan
Facilities you
holdin
orrespect
apply for.
Loan Facilities; regardless of the number of DBS/POSB Credit Cards and Unsecured
Loan Facilities you hold or apply for.
Please
Pleasecomplete
completeand
andMail
Mailor
orFax
Faxback
backwith
with supporting
supporting
supporting documents
documents
documents to
to
to (+65)
(+65) 6781
6781 2473
2473
Section
Section
A
AA
-- DBS
DBS
Section
- DBSSIM
SIMVisa
VisaCard
Cardand/or
and/orDBS
DBSCashline
Cashline
Marital
MaritalStatus:
Status:
DBS
DBSSIM
SIMVisa
VisaCard
Card
22
a
a ii v e r
ver
years
years
u
Annu
Ann
Principal
Principal
PrincipalCard
Card– –S$120
S$120p.a.
p.a.
Supplementary
Supplementary
SupplementaryCard
Card– –S$72
S$72p.a.
p.a.each
each
alal
F eFee eWW
Enjoy
Enjoy
Enjoy
first
first
first
22 years
2
years
years
annual
annual
annual
fee
fee
fee
waiver
waiver
waiver
for
for
the
the
Principal
PrincipalCard.
Card.Supplementary
SupplementaryCards
Cards
will
will
will
enjoy
enjoy
enjoy
life-time
life-time
life-time
fee
fee
fee
waiver
waiver
waiver
as
asas
long
long
long
asas
Principal
Principal
Card
Card
is is
valid.
valid.Plus
Plus2 2years
yearsannual
annual
fee
fee
fee
waiver
waiver
waiver
for
for
for
DBS
DBS
DBS
Cashline.
Cashline.
Cashline.
Thereafter,
Thereafter,
Thereafter,
the
the
respective
respective
annual
annual
fees
feeswill
willapply.
apply.
All
AllAll
fees
fees
fees
indicated
indicated
indicated
are
are
are
inclusive
inclusive
inclusive
of
ofof
GST
GST
GST
where
where
applicable.
applicable.
Section
Section
BB B
–– –Credit
Credit
Limit
Section
Credit
LimitPreference
Preference
Mandatory
Mandatory
Mandatory
for
forfor
NEW
NEW
NEW
principal
principal
principal
Credit
Credit
Credit
Card
Card
Card
and/or
and/or
Cashline
Cashline
applicant
applicant
only.
only.
Existing
Existing
principal
principal
Cardmembers
Cardmembers
Cardmembers
and/or
and/or
and/or
Cashline
Cashline
Cashline
customers
customers
customers
need
need
not
not
complete
complete
this
this
section
sectionasasthere
therewill
willbebe
no
nono
change
change
change
to
toto
their
their
their
existing
existing
existing
credit
credit
credit
limit(s).
limit(s).
limit(s).
Credit
Credit
Credit
Card
Card
Card
Cashline
Cashline
For
For
For
applicant
applicant
applicant
not
not
not
holding
holding
holding
any
any
any
existing
existing
existing
DBS/POSB
DBS/POSB
DBS/POSB
principal
principal
principal
credit
credit
credit
card
card
card
For
For
new
new
Cashline
Cashline
applicant
applicant
✔
✔✔
Please
Please
Please
tick
tick
tick
one
one
one
of
ofof
the
the
the
options
options
options
below:
below:
below:
Preferred
Preferred
Preferred
Credit
Credit
Credit
Card
Card
Card
Credit
Credit
Credit
Limit:
Limit:
Limit:
Please
Please
tick
tick✔ ✔one
one
ofof
the
the
options
options
below:
below:
Preferred
Preferred
Cashline
Cashline
Credit
Credit
Limit:
Limit:
SS$$S$
..0000.00
S$S$
II have
have
I have
no
nono
preference
preference
preference
for
forfor
the
the
the
credit
credit
credit
limit
limit
limit
on
onon
my
mymy
account.
account.
account.
.0.000
I have
I have
nono
preference
preference
for
for
the
the
credit
credit
limit
limit
onon
mymy
account.
account.
•• I•I understand
understand
that
that
DBS
DBS
has
has
the
the
right
right
to
toto
determine
determine
the
credit
limit
atat
itsits
absolute
discretion.
I understand
that
DBS
has
the
right
determine
the
credit
limit
absolute
discretion.
•• I•I consent
consent
to
toto
be
bebe
granted
granted
aa credit
credit
limit
limit
that
that
is is
nono
more
than
the
above
I consent
granted
a
credit
limit
that
more
than
the
aboveindicated
indicatedamount.
amount.
Preferred
Preferred
credit
credit
limit
limit
should
should
be
bebe
at
atat
aa minimum
minimum
ofof
S$500
and
inin
multiples
ofof
S$100.
Preferred
credit
limit
should
a minimum
S$500
and
multiples
S$100.
•• For
existing
existing
DBS/POSB
DBS/POSB
principal
principal
Cardmember
Cardmember
and/or
Cashline
customer
who
•For
For
existing
DBS/POSB
principal
Cardmember
and/or
Cashline
customer
whowish
wishtotoapply
apply
for
forfor
aa credit
credit
limit
limit
review
review
on
onon
your
your
existing
existing
account(s),
please
visit
www.dbs.com.sg.
DBS/POSB
a credit
limit
review
your
existing
account(s),
please
visit
www.dbs.com.sg.
DBS/POSB
Credit
Credit
Limit
Limit
Review
Review
Terms
Terms
and
and
Conditions
Conditions
apply.
Credit
Limit
Review
Terms
and
Conditions
apply.
Declaration
Declaration
Declaration(Important:
(Important:
(Important:please
pleaseread
readbefore
beforesigning)
signing)
I/WE
I/WE
HAVE
HAVE
READ
READ
AND
AND
UNDERSTOOD
UNDERSTOOD
THE
DECLARATION
(REF
V13,
JULY
2014)
SET
I/WE
HAVE
READ
AND
UNDERSTOOD
THE
DECLARATION
(REF
V13,
JULY
2014)
SETOUT
OUTININ
THIS
THIS
FORM.
FORM.
I/WE
I/WE
AFFIRM
AFFIRM
THE
THE
SAID
SAID
DECLARATION
DECLARATION
AND
AGREE
TO
ABIDE
THIS
FORM.
I/WE
AFFIRM
THE
SAID
DECLARATION
AND
AGREE
TO
ABIDEAND
ANDBEBEBOUND
BOUND
BY
BYBY
THE
THE
MATTERS
MATTERS
STATED
STATED
THEREIN.
THEREIN.
THE
MATTERS
STATED
THEREIN.
Principal
Principal
Principal
Applicant’s
Applicant’s
Applicant’s
Signature
Signature
Signature
(per
(per
(per
Bank’s
Bank’s
Bank’s
record)
record)
record)
and
and
and
Date
Date
Nationality:
Nationality:
11 1
Single
Single
Single
222
Married
Married
Married
333
Divorced
Divorced
Divorced
555
Others
Others
Others
Note:
Note:
Note:
1)
1)
1) DBS
DBS
DBSiBanking
iBanking
iBankingaccess
access
accessextends
extendsto
toall
allyour
yourDBS/POSB
DBS/POSBaccounts
accountsincluding
including
includingjoint-alternate
joint-alternate
joint-alternateaccounts,
accounts,
accounts,but
but
butexcluding
excluding
excluding
POSBkids
POSBkids
POSBkidsAccounts,
Accounts,
Accounts,joint-all
joint-allAccounts,
Accounts,DBS
DBSForeign
ForeignCurrency
CurrencyAccounts
Accounts
Accountsand
and
andCorporate
Corporate
CorporateAccounts.
Accounts.
Accounts.
2)
2)
2) eStatement
eStatement
eStatementfacility
facility
facilityextends
extendsto
toyour
yourCredit
CreditCard/Cashline
Card/Cashlineaccount
account
accountand
and
andshall
shall
shallreplace
replace
replaceall
all
allpaper
paper
paperstatement(s)
statement(s)
statement(s)
pertaining
pertaining
pertainingto
to
toyour
your
yourCredit
CreditCard/Cashline
Card/Cashlineaccount.
account.
3)
3)
3) For
For
Forexisting
existing
existingiBanking
iBanking
iBankingusers:
users:
--- iBanking
iBanking
iBankingaccess
access
accesswill
willbe
beextended
extendedto
toyour
yournew
newCredit
CreditCard/Cashline
Card/Cashline
Card/Cashlineaccount(s).
account(s).
account(s).
--- eStatement
eStatement
eStatementfacility
facility
facilitywill
willbe
beextended
extendedto
toyour
yourCredit
CreditCard/Cashline
Card/Cashline
Card/Cashlineaccounts
accounts
accountsifififyou
you
youhave
have
haveregistered
registered
registeredyour
your
your
iBanking
iBanking
iBankingSecure
Secure
SecureDevice.
Device.
SingaporeCitizen
Citizen
Foreigner,Nationality:
Nationality:
Singapore
Citizen
Foreigner,
Foreigner,
Nationality:
SingaporePermanent
PermanentResident,
Resident,Nationality:
Nationality:
Singapore
Permanent
Resident,
Nationality:
No.
No.ofofDependants:
Dependants:
Gender:
Gender:
Gender:
05
05
Education:
Education:0303 University/Post-Grad
University/Post-Grad
University/Post-Grad05
0808 Secondary
06
06
06
Secondary
Secondary
Male
Male
Male
Diploma
Diploma
Diploma
Technical
Technical
Technical
07
07
07
10
10
10
Female
Female
Female
’A’
’A’
’A’Level/Pre-university
Level/Pre-university
Level/Pre-university
________________
________________
Others
Others
Others________________
MM Mortgaged
Residential
Self-owned
Mortgaged
Rented
ResidentialStatus:
Status:SS S Self-owned
Self-owned M
Mortgaged RRR Rented
Rented
_________________
_________________
PP P Parents’
EEE
Parents’
Parents’
Employer’s
Employer’s
Employer’s OOO Others
Others
Others_________________
HD
HD HDB
Residential
ResidentialType:
Type:HD
HDB
HDB
LA
LA
LA Landed
Landed
Landed
6.
6.
6.
Condominium/Apartment
Condominium/Apartment
Condominium/Apartment
_____________________________________
_____________________________________
Others
Others
Others_____________________________________
CA
CA
CA
OT
OT
OT
Salary
Salary
Salarycrediting
crediting
creditinginto
intoDBS/POSB
DBS/POSBAccount
Account^^^^
---My
My
MyDBS/POSB
DBS/POSB
DBS/POSBSaving/Current
Saving/CurrentAccount
Account
(Account
(Account
(AccountType:
Type:DBS
DBS(10
(10digits)/POSB
digits)/POSB(9
(9digits)
digits)Savings/Current
Savings/Current
Savings/CurrentAccount)
Account)
Account)
3.3.My
MyEmployment
EmploymentDetails
Details
Details
-Employed
SSS Self
Job
JobStatus:
Status:E E Employee
Employee
Employee
Self
Self--Employed
Employed
C C Variable/Commission
Variable/Commission
Variable/CommissionEarner
Earner
Earner OOO Others
Others
Others
05
05
27
27
05 IT/Telco
27 Retail
Industry/Business
Industry/BusinessType:
Type:
IT/Telco
Retail
IT/Telco
Retail
0404 Banking
11
11
11 Government
20
20 Shipping/Transport
Government
Shipping/Transport
Banking&&Finance
Finance
Government 20
Shipping/Transport
0202 Building/Construction
29
29
29 Travel
24
24 Insurance
Building/Construction
Building/Construction
Travel
TravelRelated
Related
Related 24
Insurance
Insurance
2323 Hotel/Restaurant
22
22
22 Entertainment
Hotel/Restaurant
Entertainment
Entertainment
1717 Manufacturing/Production
19
19 Others
Manufacturing/Production
Manufacturing/Production19
Others
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CPF
CPF
CPFOnline
Online
Onlinesubmission
submission
My
My
Mylatest
latest
latest12
12
12months’
months’CPF
CPFContribution
ContributionHistory
HistoryStatement
Statement
Statementsubmitted
submitted
submittedvia
via
via
http://www.dbs.com/sg/personal/cpfsubmit/
http://www.dbs.com/sg/personal/cpfsubmit/
http://www.dbs.com/sg/personal/cpfsubmit/with
withSingpass
Singpass
Singpasson
on
on_______________
_______________
_______________(date)
(date)
(date)
FOR
FOR
FORBANK
BANK
BANKUSE
USE
USEONLY
ONLY
ONLY
Mandatory
Mandatory
MandatoryDocuments
Documents
Company
CompanyName:
Name:
Please
Please
Pleaseattach
attach
attachaaphotocopy
photocopyof
ofthe
thedocuments
documentsas
asapplicable
applicable
applicableto
to
toyou
you
youbelow:
below:
below:
For
For
ForPrincipal
Principal
PrincipalApplicant
Applicant
Singapore
Singapore
SingaporeCitizen/Permanent
Citizen/Permanent
Citizen/PermanentResident
Resident
••• NRIC
NRIC
(Front
andBack)
Back)AND
AND
NRIC(Front
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••• Income
Income
IncomeDocuments
Documents
Documents(any
(anyONE
ONEof
ofthe
thefollowing)
following)
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do
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not
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give
giveP.O.
P.O.
P.O.Box
Box
Boxaddress):
address):
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Company
CompanyAddress
Address(Please
PPPooosststataalllCCCooodddeee:::
Monthly
MonthlyIncome:
Income:S$
S$
Length
LengthofofEmployment:
Employment:
Years
Years
Years
Months
Months
Months
0303
Salaried
Salaried
Employees:
SalariedEmployees:
Employees:
AA
A Latest
Latest
Latest12
12
12months’
months’CPF
CPFContribution
ContributionHistory
HistoryStatement
Statement+++
BBB Latest
Latest
LatestComputerised
Computerised
ComputerisedPayslip
Payslip
CCC Salary
Salary
Crediting
intoDBS/POSB
DBS/POSBAccount
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Creditinginto
DD
D Latest
Latest
LatestIncome
Income
IncomeTax
TaxNotice
Noticeof
ofAssessment
Assessment****with
witheither
either AA OR
OR
OR BBB OR
OR
OR CCC
Length
LengthofofPrevious
PreviousEmployment:
Employment:
Employment:
Variable/Commission-based
Variable/Commission-based
Variable/Commission-basedEmployees:
Employees:
AA
A Latest
Latest
Latest12
12
12months’
months’CPF
CPFContribution
ContributionHistory
HistoryStatement
Statement+++
**
BBB Latest
Latest
Latest222years’
years’Income
IncomeTax
TaxNotice
Noticeof
ofAssessment
Assessment****
Job
JobTitle:
Title:
0404 Executive
Executive
01
01
01
27
27
27
12
12 Director
Senior
Senior
SeniorManagement
Management
Management 12
Director
Director
06
06
06 Sales
Teacher
Teacher
Teacher
Sales
Sales
02
02
02
19
19
19
Professional
Professional
Professional
Supervisor
Supervisor
Supervisor
50
10
10
50 Diplomat
10 Others
Managerial
Diplomat
Others
Managerial 50
Diplomat
Others
(Please
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update
updatehere
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hereifififcurrent
current
currentemployment
employment
employmentisisisless
less
lessthan
than
than12
12
12months.)
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months.)
Previous
PreviousCompany
CompanyName:
Name:(Please
Kindly
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sign
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strictly
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within
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the
the
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to
toto
avoid
avoid
avoid
processing
processing
processing
delays.
delays.
Supplementary
Supplementary
Applicant’s
Applicant’s
Signature
Signature
and
and
Date
Date
Supplementary
Applicant’s
Signature
and
Date
Years
Years
Years
Months
Months
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Self
Self
SelfEmployed:
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Employed:
**
AA
A Latest
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years’Income
IncomeTax
TaxNotice
Noticeof
ofAssessment
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4.4.Supplementary
SupplementaryCardmember’s
Cardmember’s
Cardmember’sDetails
Details
Details
• • Supplementary
Supplementaryapplicant
applicant
applicantmust
must
mustbe
be
beat
atatleast
least
least18
18
18years
years
yearsof
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ofage
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ageand
and
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Creditlimit
limitassigned
assigned
assignedto
totothe
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supplementarycard
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the
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Principal
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Cardmember
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Kindly
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avoid
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Kindly
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Not
Not
applicable
applicable
to
to to
Cashline
Cashline
Not
applicable
Cashline
(underline
(underlinesurname)
surname)
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Name
NameininNRIC/Passport
NRIC/Passport(underline
:: :
Dr
Dr
Dr
Mr
Mr
Mr
Mrs
Mrs
Mrs
Miss
Miss
Miss
++
Foreigner
Foreigner
Foreigner++++
••• Valid
Valid
ValidPassport
Passport
Passport~~~and
andEmployment
EmploymentPass
Pass(with
(withat
atleast
least66months'
months'
months'validity),
validity),
validity),AND
AND
AND
••• Income
Income
IncomeDocuments
Documents
Documents(any
(anyONE
ONEof
ofthe
thefollowing)
following)
AA
A Latest
Latest
LatestComputerised
Computerised
ComputerisedPayslip
Payslip(in
(inSingapore
SingaporeDollar
Dollarcurrency)
currency)
currency)
BBB Company
Company
CompanyLetter
Lettercertifying
certifyingEmployment
Employmentand
andSalary
Salary(in
(inSingapore
Singapore
SingaporeDollars
Dollars
Dollarscurrency),
currency),
currency),dated
dated
dated
within
within
within333months
months
months
CCC Salary
Salary
SalaryCrediting
Crediting
Creditinginto
intoDBS/POSB
DBS/POSBAccount
Account^^^^
witheither
either AA OR
OR
OR BBB OR
OR
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DD
D Latest
Latest
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Income
IncomeTax
TaxNotice
Noticeof
ofAssessment
Assessment****with
Mdm
Mdm
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1.
1.1.My
My
MyPersonal
Personal
PersonalDetails
Details
(underline
(underline
surname)
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Name
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in
inin
NRIC/Passport
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: :
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DrDr
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______________________________________________________________________________________________________
______________________________________________________________________________________________________
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: :
Date
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Male
Male
Female
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D
DD D
DD // / M
MMM
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YY Y
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Nationality:
Citizen
Nationality: Singapore
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For
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Please
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For
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letterof
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// /
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______________________________________________________________________________________________________
______________________________________________________________________________________________________
______________________________________________________________________________________________________
Billing
Billing
Billing
Address:
Address:
Address:
RE
RERE Residential
Residential
Residential OF
OFOF Office
Office
For
ForFor
New
New
Card
Card
applicant,
applicant,
billing
billing
address
address
will
will
be
bebe
default
default
to to
Residential
if option
is is
left
blank.
New
Card
applicant,
billing
address
will
default
Residential
if option
left
blank.
Length
Length
Length
of
ofof
Stay
Stay
Stay
at
atat
Address:
Address:
Address:
Years
Years
Months
Months
*Email:
*Email:
*Email:
___________________________________________________________________________________________
___________________________________________________________________________________________
___________________________________________________________________________________________
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Country
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*Email
*Email
and
andand
Mobile
Mobile
number
number
are
areare
mandatory.
mandatory.
For
ForFor
overseas
overseas
line,
line,
please
please
indicate
indicate
your
your
country
code
andand
area
code.
*Email
Mobile
number
mandatory.
overseas
line,
please
indicate
your
country
code
area
code.
We
WeWe
will
will
will
send
send
send
ALL
ALL
ALL
official
official
official
bank
bank
bank
alerts
alerts
alerts
and
and
and
One-Time
One-Time
One-Time
Password
Password
Password
(OTP)
(OTP)
forfor
iBanking
iBanking
and
and
online
online
purchases
purchases
toto
this
this
mobile
mobile
mobile
number.
number.
number.
This
This
This
mobile
mobile
mobile
phone
phone
phone
number
number
number
will
will
will
supersede
supersede
supersede
allall
existing
existing
mobile
mobile
number(s)
number(s)
currently
currently
onon
our
our
records.
records.
Country
Country
Country
Code
Code
Code
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*Mobile
number
number
is
is mandatory.
mandatory.
For
For
overseas
overseas
line,
line,
please
please
indicate
indicate
your
your
country
country
code
code
and
and
area
area
code.
code.
*Mobile
number
is
mandatory.
For
overseas
line,
please
indicate
your
country
code
and
area
code.
5.5.DBS
DBSiBanking
iBankingand
andeStatement
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eStatement
I understand
I understandthat
thatmy
mynew
new
newCredit
Credit
CreditCard/Cashline
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account
accountwill
will
willcome
come
comewith
with
withiBanking
iBanking
iBankingand
and
andeStatement
eStatement
eStatement
facilities.
facilities.(Not
(Notapplicable
applicable
applicableto
totosupplementary
supplementary
supplementaryapplicants
applicants
applicantsand
and
andapplicants
applicants
applicantswho
who
whoapply
apply
applyvia
via
viafax)
fax)
fax)
I do
I donot
notwant
wantiBanking
iBanking
iBankingaccess
access
accessand
and
andeStatement
eStatement
eStatement
I understand
the
absence
ofofan
an
existing
Current/Savings
account,
this
Credit
Card/Cashline
I understandthat
thatininthe
theabsence
absenceof
anexisting
existingCurrent/Savings
Current/Savingsaccount,
account,this
thisCredit
CreditCard/Cashline
Card/Cashline
account
iBanking
Primary
Account
from
which
an
iBanking
Secure
Device
replacement
accountwill
willbebethe
theiBanking
iBankingPrimary
PrimaryAccount
Accountfrom
fromwhich
whichan
aniBanking
iBankingSecure
SecureDevice
Devicereplacement
replacement
fee
applicable)
will
be
debited.
We
will
send
your
iBanking
Secure
Device
and
log
in
fee(where
(whereapplicable)
applicable)will
willbe
bedebited.
debited.We
Wewill
willsend
sendyour
youriBanking
iBankingSecure
SecureDevice
Deviceand
andlog
login
in
information
Primary
Account’s
mailing
address.
informationtotoyour
yourPrimary
PrimaryAccount’s
Account’smailing
mailingaddress.
address.
Please
Please
note
that
your
CPFdocuments
documentssubmitted
submittedonline
availablefor
forup
upto
to777days
daysfrom
fromthe
thedate
dateof
ofyour
your
Pleasenote
notethat
thatyour
yourCPF
onlineare
areonly
onlyavailable
available
for
up
to
days
from
the
date
of
your
submission.
submission.
submission.
For
For
ForCredit
Credit
Creditcard
card
cardapplication(s)
application(s)
application(s)only.
only.
**
**
**You
You
Youcan
can
cannow
now
nowprint
print
printyour
yourIncome
IncomeTax
TaxNotice
NoticeofofAssessment
AssessmentatatmyTax
myTax
myTaxPortal
Portal
Portalwith
with
withyour
your
yourSingPass
SingPass
SingPassor
or
orIRAS
IRAS
IRASPIN.
PIN.
PIN.The
The
The
service
service
serviceisisisfree.
free.
free.Log
Log
Logon
onto
tohttps://mytax.iras.gov.sg
https://mytax.iras.gov.sgfor
formore
moredetails.
details.
^^
^^
^^
Income
Income
Incomedocuments
documents
documentsare
arenot
notrequired:
required:
––– For
For
Forexisting
existing
existingPrincipal
Principal
PrincipalCredit
CreditCardholder
Cardholderapplying
applyingfor
foradditional
additionalCredit
Credit
CreditCard(s).
Card(s).
Card(s).
––– On
On
Onconditions
conditions
conditionsthat
thatyour
yoursalary
salaryisiscredited
creditedvia
viaGIRO,
GIRO,to
toyour
yourown
own
ownPersonal
Personal
PersonalDBS/POSB
DBS/POSB
DBS/POSBAccount
Account
Accountfor
for
forat
at
atleast
least
least333
consecutive
consecutive
consecutivemonths.
months.
months.
The
The
TheBank
Bank
Bankwill
will
willreview,
review,
review,and
andififnecessary,
necessary,adjust
adjustthe
thecurrent
currentcombined
combined
combinedcredit
credit
creditlimit
limit
limitof
of
ofall
all
allunsecured
unsecured
unsecuredaccounts
accounts
accountsbased
based
based
on
on
onthe
the
thelatest
latest
latestsalary
salary
salarycrediting
creditinginformation
informationprovided.
provided.
~~~ Please
Please
Pleaseupdate
update
updateus
us
usimmediately
immediatelyififyou
youare
aregranted
grantedSingapore
SingaporeCitizenship
Citizenship
Citizenshipor
or
orPermanent
Permanent
PermanentResident
Resident
Residentstatus
status
statusby
by
bythe
the
the
Singapore
Singapore
SingaporeGovernment.
Government.
Government.
Please
Please
Pleaseallow
allow
allow777days
days
daysfor
for
forprocessing.
processing.Applications
Applicationsnot
notaccompanied
accompaniedwith
with
withrequired
required
requireddocument
document
documentor
or
orwith
with
withincomplete
incomplete
incomplete
information
information
informationwill
will
willcause
cause
causeaadelay
delayininprocessing.
processing.
+++
We
Wewill
willsend
sendALL
ALLofficial
official
officialbank
bank
bankalerts
alerts
alertsand
and
andOne-Time
One-Time
One-TimePassword
Password
Password(OTP)
(OTP)
(OTP)for
for
foriBanking
iBanking
iBankingand
and
andonline
online
onlinepurchases
purchases
purchasesto
to
tothis
this
this
mobile
mobile
number.
number.
This
This
This
mobile
mobile
mobile
phone
phone
phonenumber
number
numberwill
will
willsupersede
supersede
supersedeall
all
allexisting
existing
existingmobile
mobile
mobilenumber(s)
number(s)
number(s)currently
currently
currentlyon
on
onour
our
ourrecords.
records.
records.
++
++
++
Please
Please cut
cut along
along the
the dotted
dotted line
line
Please
cut
along
the
dotted
line
Date
Date
Date
of
ofof
Birth:
Birth:
Birth: