EU Access to Finance Day Malta Valletta, 24 October 2014 The Spinola Suite, Hilton Hotel, Portomaso, St.Julian’s Programme 08:30 Registration of participants and welcome coffee 09:00 Welcome address  Diane Spiteri, Acting Head of EC Representation, Malta 09:15 Keynote address  Chris Cardona, Minister for the Economy, Investment and Small Business and SME Envoy Malta 09:30 Opening remarks  Dr Joanna Drake, Director for SMEs and Entrepreneurship, DG Enterprise and Industry, European Commission 09:45 10:20 Panel discussion: EU Financial instruments in Malta: Achievements and lessons learnt Introduction and moderation: Martine Diss, Deputy Head of Unit 'SME Access to Finance', Directorate-General for Enterprise and Industry, European Commission  Albert Frendo, Chief Officer Credit, Bank of Valletta  Karl Herrera, Head – Incentives Management, Malta Enterprise  Joe Tanti, CEO, Malta Business Bureau  Marc D'hooge, InnovFin Programme Manager, EIB  George Mangion, Partner, PFK Malta  Chris Meilak, Senior Manager, Economic Advisory, Ernst & Young Q&A 10:40 Coffee break 11:00 12:15 EU financial instruments for SMEs 2014-2020 Introduction and moderation: Giovanni Garcea, Directorate-General for Economic and Financial Affairs, European Commission COSME Financial Instruments  Georg Raab, 'SME Access to Finance', Directorate-General for Enterprise and Industry, European Commission  InnovFin (Horizon 2020) Financial Instruments Marc D'hooge, InnovFin Programme Manager, EIB European Structural and Investment Funds  Dr Wolfgang Streitenberger, Advisor, DG Regional and Urban Policy, European Commission Start-Plus programme of Bank of Valetta Mark Scicluna Bartoli, Head - EU Business Development, Bank of Valetta Q&A 12:30-13:30 Networking lunch 13.30-15.30 SME Business Clinic Workshop Session organised by Malta Employers’ Association Welcome address and moderation: Joseph Farrugia, Director General, Malta Employers’ Association. Opening: Anton Vella, SME Helpdesk Executive, Malta Employers’ Association Short introductions by consultants/ business doctors: • John Portelli: keynote • George Cassola: business from a financial aspect • David Grech: guidance to start-ups Presentation on the business advisory services scheme • Mark Pizzuto, Manager, Malta Enterprise Q&A session Businesses will then be diagnosed by experts and guided accordingly, an exercise which will lead to a further follow-up one-to one appointments