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–˛*yÊ˛-Ãå˝-{Á≥-‘Ë˝≤-À$
1. The letters skipped between adjacent letters is in the
order of 1,2,3,4,... Which alternative follows this rule?
a) EFJNS b) EGJOS c) EGJNS d) EGJNT e) None
2. An application was received by class teacher in the
afternoon of a week day. Next day she forwarded it to
the Student Coordinator, who was on leave that day.
The Student Coordinator put up the application to the
principal next day in the evening. The Principal studied the application and disposed off the matter on the
same day, i.e, Saturday. Which day was the application received by the class teacher?
a) Monday b) Wednesday c) Tuesday d) Thursday e) None
3. Which letter should be the tenth letter to the left of
the ninth letter from the right, if the first half of the
alphabet of English are reversed?
a) D b) F
c) E
d) I
e) None
4. In a row of children, Bali is seventh from the left and
Moti is fourth from the right.When Bali and Moti
exchange positions, Bali will be fifteenth from the left.
What will be Moti's position from the right?
a) Eighth b) Fourth c) Eleventh d) Twelth e) None
5. Which of the following will come in place of the question mark (?) in the following sequence?
16D7, 18G10, 21K14, 25P19, ?
a) 30V20 b) 30V25 c) 30V24 d) 29V25 e) None
6. Anwar's father is the only son of Mahesh's father.
How is Mahesh related to Anwar?
a) Father
b) Brother
c) Grand Father
d) Can to be determined e) None of these
7. Rahul has two mothers.Shalini is the step - daughter
of Seema and step - sister of Rahul. How is Seema
related to Rahul?
a) Sep-mother
b) Mother
c) Mother - in - law
d) Cannot be determined
e) None of these
8. If
I. A is brother of B
II. B is brother of C
III. C is brother of D
IV. D is sister of E.
Then which of the following statement is not necessarily true?
a) D is sister of C
b) B and C are brothers
c) A,B,C are male and D is a female
d) D and E are sisters
e) None
9. Iam facing north. I turn 900 in the clockwise direction
and then 1350 in the same direction and then 2700
anti-clockwise. Which direction am I facing now?
a) southwest
b) south
c) west
d) northwest
e) None
10. Two cars start from the opposite points of straight part
of the National Higway 8, 100 km apart. The first car
runs for 20 km. It then takes a detour - takes a right turn
goes straight for 15km.It then turns left, runs for another
25 km and then takes the straight connecting road to
reach back on the main road. In the meantime, due to a
minor breakdown, the other car has run only 35 km
along the main road. What would be the distance
between the two cars at this point?
a) 20km b) 30km c) 45km d) 10km e) None of these
11. What should come next in the series below?
122343456 ________
a) 45678 b) 6789 c) 34567 d) 56789 e) None of these
12-14: Study the following information carefully to
answer the questions given below :
SQA5N%T7B4#JE$2TS*18H3U@9F
W ©K
12. How many such consonants are there in the above
arrangement, each of which is immediately followed by a
vowel but not immediately preceded by a number?
a) One b) Two c) Three d) More than three e) None
13. How many such consonants are there in the above
arrangement, each of which is either immediately preceded by a vowel or immediately followed by a symbol
but not both?
a) None b) One c) Two d) Three e) None
14. Which of the following is the seventh to the left of the
fifteenth from the left end in the above arrangement?
a) H b) B
c)1
d) 7
e) None
15. What is the next term in the following series?
ZYXWTSRQNMLK
a) I
b) G
c) H
d) J
e) None
16-20. A, B, C, D, E, F and G are travelling in three different vehicles. There are at least two passengers in each
vehicle - Maruti, Santro, Opel, and only one of them is
a male. There are two engineers, two doctors and
three teachers among them.
i. C is lady doctor and she does not travel with
the pair of sisters A and F.
ii. B, a male engineer, travels with only G, a teacher in
a Maruti.
iii. D is a male doctor.
iv. Two persons belonging to the same profession do
not travel in the same vehicle.
v. A is not an engineer and travels in a Santro.
16. What is F's profession?
a) Engineer b) Doctor c) Teacher d) Data inadequate e) None
17. In which vehicle does C travel?
a) Maruti b) Santro c) Opel d) Data inadequate e) None
18. Which of the following represents the three teachers?
a) GEF b) GEA c) GBF d) Data inadequate e) None
19. How many lady members are there among them?
a) Three b) Four c) Three or Four d) Data inadequate e) None
20. Which of the following is not correct?
a) E-Male-Teacher
b) B-Male-Engineer
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c) A-Female-Teacher d) All are correct e) None of these
(21-25). Find out the missing term:
21. 1, 121, 12321, 1234321, _____?
a) 123454321
b) 12344321
c) 12345654321
d) 123453241
e) None of these
22. 1, 5, 2, 25, 3, 125, 4, ?
a) 144
b) 36
c) 625
d) 500
e) None
23. 45678912, 5678912, 567891, ?
a) 56789
b) 67891
c) 567891
d) 788914
e) None of these
24. 1, 4, 16, 64, ____ what will be the 7th term?
a) 1024 b) 16384 c) 4096 d) 5164 e) None of these
25. 40, 24, 16, 12, 10, 9, ?
(a) 8.5 (b) 8
(c)7.5
d) 6
e) None of these
26-29.
These questions are based on the information that follows.
In a row of soldiers facing North, (i) Lambert is 8th to
the right of Khurusheva; (ii) Mickey is 16th from the
left end; (iii) Lambert is 16th to the right of Jackson,
who is 27th from the right end of the row; (v) there
are 5 boys between Mickey and Khurusheva.
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–˛ªå˝-Ú‹O-så˝:www.cdac.in
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_ΔÊˇ$-ØÈ-–ö˛*:The Director, Indian Institute of Integrative
Medicine, Canal Road, Jammu-180001
–˛ªå˝-Ú‹O-så˝: http://www.iiim.res.in
GØå˛IÌ≥-Úﬂ˝-^å˛GÖ
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26. How many soldiers are there between Jackson and Mickey?
a) One b) Two c) Three d) Data inadequate e) None
27. How far away is Khurusheva from the right end of the row?
a) 30th b) 10th
c) 19th
d) 18th
e) None
28. How many soldiers are there in the row?
a) 50
b) 40
c) 36 d) Data inadequate e) None
29. How far away is Jackson from the right end of the row?
a) Data inadequate b) 24th c) 25th d) 27th e) None of these
30-34. In each of the questions below are given two statements followed by two conclusions numbered I and II.
You have to take the two given statements as true then
decide which of the given conclusions logically follow(s) from the given statements.
Give answers : (a) if only conclusion I follows.
(b) if only conclusion II follows (c) if either I or II follows (d) if neither I nor II follows (e) if both follow
30. Statements : (A) All cats are dogs.
(B) All dogs are brown.
Conclusions : I. All cats are brown.
II. All brown are dogs.
31. Statements : (A) All computers are pentiums.
(B) Some pentinums are machines.
Conclusions : I. Some computers are machines.
II. Some machines are computers.
32. Statements : (A) Some apples are fruit
(B) Some fruits are sour
Conclusions : I. Some apples are sour.
II. Some sours are fruit
33. Statements : (A) Some rods are sticks
(B) Some scales are rods.
Conclusions : I. Some sticks are rods.
II. Some scales are sticks.
34. Statements : (A) All pens are long.
(B) All pencils are long.
Conclusions : I. All pens are pencils.
II. Some Pens are pencils.
ANSWERS
1) c 2) d 3) b 4) d 5) b 6) a 7) b 8) d 9) d 10) a
11) a 12) b 13) d 14) d 15) c 16) a 17) c 18) b 19) b
20) d 21) a 22) c 23) b 24) c 25) a 26) a 27) c 28) b
29) d 30) a 31) d 32) b 33) a 34) d
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_ΔÊˇ$-ØÈ-–ö˛*MÊ¸$ Á≥ÖÁ≥#-M¯-–ÈÕ.
_ΔÊˇ$-ØÈ-–ö˛*: The Director, National Institute of Plant Health
Mangement, Rajendranagar, Hyderabad-500030
–˛ªå˝-Ú‹O-så˝: http://niphm.gov.in
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_ΔÊˇ$-ØÈ-–ö˛*: The Registrar, Gujrat Forensic Sciences
University, Sector-9, Nr Directorate of Forensic Sciences,
Gandhinagar, Gujrat-382009
–˛ªå˝-Ú‹O-så˝: http://www.gfsu.edu.in/
ÃÙ˝sÒ˝ã‹t GyÊ˛$≈MÛ¸-ÁŸ-Øå˛ ØË˛*-≈-ã‹, A-ã≥-yÛ˛så˝ﬁ, Á‹tyÓ˛ –˛$sÓ˝-«-ƒÊ˝$-Ãå˝ﬁ M¯-Á‹Ö BÖ{´ßÊ˛gZ≈-Ü G-yÊ˛$≈-MÛ¸-ÁŸØå˛ –˛ªå˝-Ú‹Oså˝: education.abn-andhrajyothy.com ^Ë˛*yÊ˛Ö-yÏ˛.
Úﬂ˝OßÊ˛Δ>ªÍßä˛
BANKING AWARENESS
1. Export Oriented Units can retain ___
% of their export earnings in foreign
currency.
A. 50
B. 100
C. 80 D. 66.67
E. None of these
2. Foreign investment in private banks,
(in aggregate including FDI, FII, NRI,
etc.) in India is permitted up to ____%
A. 99
B. 74 C. 49
D. 24
E. None of these
3. The minimum shareholding of RBI in
SBI should be ___% as per SBI Act.
A. 50
B. 59
C. 51
D. 55
E. None of these
4. RBI pays interest on CRR balances of
banks at _____.
A. Bank Rate B. Repo Rate
C. Bank Rate minus 2%
D. Zero %
E. None of these
5. The three pillars of the Basel II framework are :
A. Minimum capital requirements
B. Asset - Liability Management
C. Market discipline
D. Supervisory review
E. a, c & d
6. The Code of Bank's Commitment has
been issued by :
A. RBI
B. SBI
C. IBA
D. BCSBI
E. None of these
7. For declaring dividend, banks should
have a CRAR of at least ____% for the
preceding 2 years, and net NPA of less
than _____%.
A. 11, 3 B. 9, 7 C. 10, 5 D. 9, 5
E. None of these
8. After ________, foreign banks operating
in India will be freed of RBI imposed
restrictions on their operations and
treated on par with Indian banks.
A. April, 2008
B. April, 2009
C. April, 2010
D. April, 2015
E. None of these
9. Under Section 19(1) of the Banking
Regulation Act, 1949, para- banking
activities refer to :
A. leasing
B. hire purchase finance
C. factoring D. credit card operations
E. only a, b & c
10. The percentage of profit that a bank is
required to transfer to its reserve fund
as per Banking Regulation Act is
______%.
A. 25
B. 20
C. 30
D. 50
E. None of these
11. Interest payable on savings bank
accounts is?
A. De-regulated by RBI
B. Regulated by State Governments
C. Regulated by Central Govt
D. Regulated by RBI
E. Regulated by Finance Minister
12. The usual deposit accounts of banks are?
A. Current accounts, electricity accounts
and insurance premium accounts.
B. Current accounts, post office savings,
bank accounts and term deposit accounts.
C. Loan accounts, savings bank accounts
and term deposit accounts.
D. Current accounts, savings bank accounts and term deposit accounts.
E. Current bill accounts and term deposit
accounts.
13.Fixed deposits and recurring deposits are?
A. Repayable after an agreed
period
B. Repayable on demand
C. Not repayable
D.Repayable after death of
depositors
E.Repayable on demand or
after an agreed period as per
bank's choice
14. Accounts are allowed to
be operated by cheques in
respect of?
A. Both savings bank accounts and fixed
deposit accounts.
B. Savings bank accounts and current
accounts.
C. Both savings bank accounts and loan
accounts.
D. Both savings bank accounts and cash
accounts only.
E. Both current accounts and fixed
deposit accounts.
15. Which of the following is correct statement?
A. No interest is paid on current deposit
accounts.
B. Interest is paid on current accounts at
21. NEFT means?
A. National Electronic Funds Transfer
B. Negotiated Efficient Fund Transfer
system
C.National Efficient Fund Transfer solution
D. Non Effective Fund Transfer system
E.Negotiated Electronic Foreign Transfer
system.
22. Distribution of insurance products and
insurance policies by banks as corporate agents is known as?
A. General insurance
B. Non life insurance C. Bancassurance
D. Insurance Banking
E. Deposit Insurance
23. In respect of partnership business,
LLP stands for:
A. Local Labour Promotion
B. Low Labour Projects
C. Limited Loan Partnership
D. Longer Liability Partnership
E. Limited Liability Partnership
24. What is a stale cheque?
A. A cheque issued without drawer's signature.
B. A cheque with only signature of the drawer. C. A cheque which
has completed 3 months from the date of
its issue. D. Any one of the above.
E. None
BANK EXAMS
16.
17.
18.
19.
20.
the same rate as term deposit accounts.
C. The rate of interest on current
accounts and savings accounts are the
same.
D. No interest is paid on any deposit by
the bank.
E. Savings deposits are the same as current deposits.
Banking services delivered to a customer by means of a computer control
system that does not directly involve
banks branch is called?
A. Universal banking B. Virtual banking
C. Narrow banking
D. Brick & Mortal banking
E. None
Financial inclusion means provision of ?
A. Financial services namely payments,
remittances, savings, loans and insurance
at affordable cost to persons not yet
given the bank
B. Ration at affordable cost to persons
not yet given the same
C. House at affordable cost to persons
not yet given the same
D. Food at affordable cost to persons not
yet given the same
E. Education at affordable cost to persons not yet given the same
When a bank returns a cheque unpaid,
it is called?
A. Payment of the cheque
B. Drawing of the cheque
C. Canceling of the cheque
D. Dishonor of the cheque
E. Taking of the cheque
Who is the Chairman of the committee
constituted by RBI to study issues and
concerns in the Micro Finance
Institutions (MFI) Sector?
A. Y.H Malegam B. Dr. KC Chakraborty
C. C. Rangrajan D. M. Damodaran
E. Usha Thorat
Which of the following types of accounts
are known as 'Demat Accounts'?
A. Accounts which are Zero Balance
B. Accounts which are opened to facilitate repayment of a loan taken from the
bank. No other business can be conducted from there
C. Accounts in which shares of various
companies are traded in electronic form
D. Accounts which are operated through
internet banking facility
E. None of the above
25. Interest on savings bank account is
now calculated by banks on?
A. Minimum balance during the month
B. Minimum balance from 7th to last day
of the month
C. Minimum balance from 10th to last
day of the month
D. Maximum balance during the month
E. Daily product basis
26. Largest shareholder (in percentage share
holding) of a Nationalized bank is ?
A. RBI
B. NABARD
C. LIC
D. Govt of India
E. IBA
27. An account that can be opened by
business organisations and also individuals is known as a?
A. Term deposit B. Checking Account
C. Saving Bank deposit
D. No Frills Accounts E. Current deposit
28. A worldwide financial messaging network which exchanges messages
between banks and financial institutions is known as?
A. CHAPS
B. SWIFT
C. NEFT
D. SFMS
E. CHIPS
29. Buy now & pay later refers to?
A. Foreign Currency B. Internet Banking
C. US Dollars
D. Traveler's cheques
E. Credit Cards
30. Which one of the following is not
'Money Market Instrument'?
A. Treasury Bills B. Commercial Paper
C. Fixed Deposit D. Equity Shares
E. None
31. Which one of the following is a retail
banking product?
A. Home Loans
B. Working capital finance
C. Corporate Term Loans
D. All the above
E. None
32. Finance Ministry has asked the RBI to
allow common ATMs that will be
owned and managed by non-banking
entities hoping to cut transaction costs
for banks. Such ATMs are known as?
A. Black label ATMs
B. Offsite ATMs
C. On site ATM's or red ATMs
D. Third party ATMs
E. White label ATMs
33. Technological advancement in the
recent times has given a new dimension to banks, mainly to which one of
B®–ÈΔÊˇÖ, 26 AM¯t-∫-ΔÊˇ$ 2014
the following aspects?
A. New Age Financial Derivatives
B. Service Delivery Mechanism
C. Any Banking
D. Any type banking
E. Multilevel Marketing
34. Which of the following is NOT a function of the Reserve Bank of India?
A. Fiscal Policy Functions
B. Exchange Control Functions
C. Issuance, Exchange and Destruction
of currency notes
D. Monetary Authority Functions
E. Supervisory and Control Functions
35. Which of the following is NOT
required for opening a bank account?
A. Identity Proof
B. Address Proof
C. Recent Photographs
D. Domicile Certificate
E. None
36. What is the maximum deposit amount
insured by DICGC?
A. Rs. 2,00,000 per depositor per bank
B. Rs. 2,00,000 per depositor across all banks
C. Rs. 1,00,000 per depositor per bank
D. Rs. 1,00,000 per depositor across all bank
E. None
37. The Biggest employee in the Private
Banking Sector is?
A. ICICI
B. HDFC C. AXIS Bank
D. YES Bank E. None of these
38. With reference to a cheque who is
drawee?
A. The bank that collects cheque.
B. The payee's bank.
C. The endorsee's bank.
D. The endorser's bank.
E. The bank upon which the cheque is drawn.
39. In which of the following fund transfer
mechanisms, funds can be moved from one
bank to another and where the transaction
is settled instantly without being bunched
with any other transaction?
A. RTGS
B. NEFT
C. TT
D. EFT
E. MT
40. Banking Ombudsman Scheme is applicable to the business of ?
A. All Scheduled commercial banks
excluding RRBs. B. All Scheduled commercial banks including RRBs.
C. Only Public Sector Banks
D. All Banking Companies E. All scheduled banks except private banks.
ANSWERS
1) B 2) B 3) D 4) D 5) E 6) D 7) B
8) B 9) E 10) B 11) A 12) D 13) A
14) B 15) A 16) B 17) A 18) D 19) A
20) C 21) A 22) C 23) E 24) C 25) E
26) D 27) A 28) B 29) E 30) C 31) A
32) E 33) B 34) A 35) D 36) C 37) C
38) E 39) A 40) B
Prepared by
FAIR media
[email protected]
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Dist. Ghaziabad, Uttar Pradesh - 201010.
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