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Introducing
VyStar Visa Signature.
®
More Than Points.
More Than Cash Back.
More Than Miles.
VISA SIGNATURE CASH BACK
3%
2%
1%
cash back on gas
cash back on groceries
cash back on everything else
VISA SIGNATURE REWARDS PLUS
3 points per $1 spent on gas
2 points per $1 spent on groceries
1 point per $1 spent on everything else
We’re proud to announce that VyStar cardholders will soon enjoy all the amazing perks that
come with a Visa Signature card — a card that truly does more. All the perks that your VyStar
Visa Signature Card provides are in addition to the points, cash
back, and other benefits current VyStar credit cards already earn.
Plus get
4.99 %
APR=
INTRO/PROMO RATES AS LOW AS 4.99% APR= ON PURCHASES,
CASH ADVANCES, AND TRANSFERS MADE THROUGH FEBRUARY 2015.
How nice would it be to rent a car and decline the extra insurance, because you’re already covered?* Or buy something
knowing you’ll receive a refund for the price difference should you find an ad for the same item at a lower price within
60-days?* It’s all possible with your VyStar Visa Signature Card.
Plus, we all know how important security is today. And you’ve never experienced anything like the added security of
EMV Smart Chip Technology, built into each and every VyStar Visa Signature Card.
With intro/promo rates as low as 4.99% APR= on purchases, cash advances and transfers made through
February 2015, this is the perfect time to come in and say hello.
VYSTAR VISA SIGNATURE PERKS AND BENEFITS IN ADDITION TO CASH BACK AND REWARDS POINTS*
VISA SIGNATURE CONCIERGE – Get help with restaurant reservations, gift arrangements, event tickets, business
services, and more—available 24 hours a day, 365 days a year.
TRAVEL & LIFESTYLE – Receive complimentary discounts and upgrades at top hotels, resorts, and cruise lines.
Get up close and personal at once-in-a-lifetime sporting events.
SHOPPING – Enjoy discounts and special offers at premium retailers, from jewelry to apparel and electronics.
PRICE PROTECTION – If you find an ad offering a lower price on an item within sixty (60) days of your purchase,
you’ll receive a refund for the price difference.
RETURN PROTECTION – If you’re dissatisfied within ninety (90) days of making a purchase and the retailer will not
take it back, you’ll get reimbursed.
WARRANTY MANAGER SERVICE – Get double the manufacturer’s warranty coverage, plus convenient features
like warranty registration and the option to purchase Extended Service Agreements with Visa Performance Guarantee.
TRAVEL AND EMERGENCY ASSISTANCE SERVICES – Get help coordinating medical, legal, and travel
services while you’re away from home.
ROADSIDE DISPATCH® – Get convenient towing and locksmith referral services in the United States and Canada,
available 24 hours a day, 7 days a week.
AUTO RENTAL COLLISION DAMAGE WAIVER – Receive coverage, at no additional cost, for damage due to
collision or theft.
ADDED SECURITY – New EMV Chip Technology for authenticating credit card transactions when used
at chip-enabled terminals.
If you’re already a qualified cardholder and have a VyStar Platinum Rewards, Platinum Rewards Plus, or Platinum Cash Back card,
you’ll be upgraded automatically. Once you receive your new VyStar Visa Signature Card in the mail, use it for all of your holiday
buying. Or, transfer the balance from a non-VyStar credit card before the end of February. If you don’t have a VyStar credit card yet,
apply by phone or at any branch. Internet Banking users can log in and apply at vystarcu.org. The
special low rate will apply to qualified balances until August 31, 2016. After that, your standard
APR will apply to any remaining balances. And, of course, there are no annual fees, no transaction
fees, and absolutely no inactivity fees. Stop by any VyStar location or visit vystarcu.org today.
JACKSONVILLE & SURROUNDING COUNTIES
APPLY TODAY.
=All
904-777-6000 x2259 • OUTSIDE OF JACKSONVILLE 1-800-445-6289 x2259
www.vystarcu.org
loans subject to credit approval. Visa Signature: Introductory APR=Annual Percentage Rate and is current as of November 1, 2014. Introductory/promo rate is valid on purchases, cash advances and balance transfers made
from non-VyStar loans/credit cards through February 28, 2015. Rate on unpaid balances returns to standard variable or non-variable APR (as low as 9.1%-13.9% APR) on September 1, 2016. Rates and terms are subject to change
without notice. Balance transfers and cash advances do not earn rewards points or cash back. Business and Savings Secured VISA cards are not eligible for this promotion. Certain restrictions, limitations, and exclusions apply.
*Please refer to the terms and conditions under Disclosures at www.vystarcu.org for full program benefits.