Your lease may be ending soon.
But there’s no reason to leave the family.
hondafinancialsevices.com
LEASE EXAMPLE: 2009 Civic LX Sedan with Automatic Transmission (Model # FA1659EW) for $199.00 per month for 36 months with $2,205 down payment. $2,999.00 due at lease signing
(includes first month’s payment, AHFC upfront acquisition fee and capitalized cost reduction with no security deposit. Security deposit waived in lease example. Total net capitalized cost and
base monthly payment does not include tax, license, title, registration, documentation fees, options, insurance and the like). Subject to limited availability. Honda Civic lease example figures
are based on Honda Financial Services’ standard lease rates, which may change monthly without prior notice. These figures are only an example. Offer valid on approved credit by Honda
Financial Services through participating dealers. Honda Financial Services’ standard credit criteria apply. Closed-end lease for 2009 Civic LX Sedan with Automatic Transmission
(Model # FA1659EW). MSRP: $18,965.00 (includes destination). Actual net capitalized cost: $15,670.19. Dealer participation may affect actual payment. Taxes, license, title, registration,
documentation fees, options and insurance extra. Total monthly payments: $7,164.00. Option to purchase at lease end: $11,379.00. Lessee responsible for maintenance, excessive wear/tear
and 15 cents per mile over 12,000 miles per year with MSRP less than $30,000. For vehicles with MSRP of $30,000 or more, mileage cost is 20 cents per mile over 12,000 miles per year.
EXAMPLE: 6.95% A.P.R. financing for 24-60 months available on new 2009 Civic models. Based on approved credit by Honda Financial Services through participating dealers. Standard credit
criteria apply. Retail example figures are only an example and may change without prior notice. Example: 6.95% APR for 24 months’ financing at $44.75 per month for every $1,000 financed;
6.95% APR for 60 months’ financing at $19.78 per month for every $1,000 financed. Dealers set actual prices. ©2009 Honda Financial Services is a DBA of American Honda Finance Corporation
and both are service marks of Honda Motor Co., Ltd. Honda, the “H” logo, and Honda vehicles are trademarks of Honda Motor Co., Ltd.
EOT-HFSBRO10/09
It’s been a pleasure serving you.
And we’ll be here if you need assistance down the road.
Thank you for leasing through
your vehicle. The choice is yours,
Honda Fınancial Services. Our goal
and we’ll do whatever we can to
has been to exceed your expectations,
make it easy for you.
and to make leasing a Honda an even
more rewarding experience. We’ve
enjoyed serving you and look forward
to assisting you in the future.
And now’s the perfect time to start
Your lease may be ending,
but you still have lots of options.
In this booklet you’ll find:
• Instructions for purchasing your
Honda vehicle
thinking about the next step. Since
your lease is coming to an end, you’ll
want to start weighing your options.
If you’re interested in a new or
• Instructions for closing your lease,
obtaining a free vehicle inspection
and returning your vehicle
• Information on leasing or
purchasing a new or pre-owned
Honda vehicle
pre-owned vehicle, consider visiting
your Honda dealer for a test-drive.
• An overview of new Honda and
Acura vehicles
Or perhaps you’d like to buy your
current vehicle. Then again, maybe
you’re simply interested in returning
• A
list of frequently asked
questions
If you’re like many people who lease a Honda, you may fınd it hard to
part with your vehicle. Well, you don’t have to. Because if you appreciate
the quality, comfort and engineering of your vehicle, you can buy it.
And when you purchase it through Honda Fınancial Services, there’s no
need for a vehicle inspection. Simply follow the steps outlined here and
continue enjoying your Honda for many miles to come.
Step Two—Provide Payment and Required Documentation
• O
nce you’ve received a payoff quote, please mail us the full payoff amount to receive the
vehicle title. You’ll find the address below. Please note that if you live in Illinois or Ohio,
title release may be delayed up to 45 days due to state laws. Titles in other states will be
mailed within two weeks upon receipt of payoff, unless state laws dictate otherwise.
• F ederal law requires that you disclose the mileage to us in connection with the transfer
of ownership. So you must submit an Odometer Disclosure Statement, which you’ll find
in this package. You can also print one by going to hondafinancialservices.com. Click on
“Looking Ahead,” then select “Customer Service” and “Printable Forms.”
• If the title should be sent to someone other than yourself, please provide a signed letter
authorizing Honda Financial Services to release the title. Your letter should include your
account number, the last four digits of your Social Security number or tax ID, and the address
where the title should be sent, along with the federal odometer statement and payoff check.
Step One—Obtain a Payoff Quote
• A payoff quote is the amount you must pay to purchase your leased vehicle.
You can obtain a payoff quote by accessing your account on hondafinancialservices.com.
Or call us at 1- 800-351-6509, Monday– Friday, 8 a.m.– 7 p.m. Central Time.
• If you’d like to finance through Honda Financial Services, please see your local
Honda dealer.
• P lease note that Honda Financial Services is unable to conduct third-party sales, such as
a sale to one of your friends or family members. We are only able to sell leased vehicles
to individuals listed as the lessee and/or co-lessee on the original lease contract.
Mail your Odometer Disclosure Statement and
personal or cashier’s check, made payable to
Honda Finance Exchange, Inc., to:
Or, if you are using a special shipping service
such as overnight or express mail, use the
following address:
Honda Finance Exchange, Inc.
P.O. Box 70252
Philadelphia, PA 19176-0252
Honda Finance Exchange, Inc.
c/o Wachovia Bank Lockbox #70252
101 N. Independence Mall East
Philadelphia, PA 19106-2112
Step Three—Re-Register the Vehicle
• S tate law requires that you transfer the title and vehicle registration to your own name
and pay any applicable sales tax and/or fees.
• This can be completed at your local Department of Motor Vehicles.
Obtain a Payoff Quote
Provide Payment and Required Documentation
Re-Register the Vehicle
Purchasing Your Vehicle
Want to purchase your leased vehicle?
Here’s how to end your lease and return your vehicle.
Perhaps you’ve decided not to keep your leased vehicle. In that case, there
are a few simple steps you must take to bring your lease to completion.
• Two
months before your lease ends, call us at 1-800-351-6509 (Monday–Friday, 8 a.m.– 7 p.m.
Central Time) to arrange to have your vehicle inspected.
• Please
note that individual state laws may govern when your vehicle inspection should be
performed. When you call, we will set up your appointment based on your state’s laws.
• P lease use Honda Genuine Parts, and save all repair receipts. To have charges removed,
mail copies of your receipts to: Lease Maturity Center, P.O. Box 165378, Irving, TX 75016-5378.
Or fax them to (310) 781-3383.
• If you return the vehicle without making repairs, you will receive an itemized statement of
amounts due for excessive wear and use. This is for damage above and beyond what’s
covered by your $1,500 excessive-wear-and-use allowance.
Step Four—Arrange a Turn-In Appointment
• A
bout a week before the termination date of your lease, you should arrange a turn-in
appointment by contacting your original Honda dealer. If you’d prefer to turn in your vehicle
to another Honda dealer, please call us for assistance.
Step Two—Have Your Vehicle Inspected
• The inspection is free and takes about an hour. An inspector will travel to any location convenient
to you, like your home or work.
• W
e don’t expect your vehicle to be in the exact condition it was in when you leased it. Some
wear and use is expected. Your inspector follows established standards for determining normal
and excessive conditions.
• A
fter the inspection, the inspector will give you a copy of the report, which includes a list of
the needed repairs. Shortly thereafter, you’ll also receive a Preliminary End-of-Lease Liability
statement that outlines the estimated costs of any excessive wear and use, excess mileage,
etc. One of the major advantages of financing with Honda Financial Services is that you have
an excessive-wear-and-use allowance of $1,500, which may cover you completely. (Your
statement will reflect this waived amount. Please note this allowance will not cover damage
caused by a single event that exceeds $500.)
• Assemble the following materials to give to the dealer at turn-in: the Vehicle Return
Receipt & Odometer Disclosure Statement (enclosed), the Vehicle Inspection Report,
repair receipts (if applicable), your owner’s manual and all keys.
Step Five—Turn In Your Vehicle
• A
t the turn-in appointment, make sure you have removed all your personal items. Turn in
your vehicle to your Honda dealer and present the materials you have assembled. The dealer
will complete and sign the Vehicle Return Receipt & Odometer Disclosure Statement, noting
any changes to the condition of the vehicle that have occurred since the vehicle inspection,
and obtain the vehicle owner’s manual, repair receipts and keys.
Step Six—Follow Up With Us
Step Three—Make Repairs
• Please wait for your Preliminary End-of-Lease Liability statement before proceeding with repairs.
Call to Arrange a Vehicle Inspection
Have Your Vehicle Inspected
Make Repairs
• C all us at 1-800-351-6509 (Monday– Friday, 8 a.m.– 7 p.m. Central Time) to let us know you’ve
returned your vehicle. Once all outstanding bills have been paid, your account will be closed.
Arrange a Turn-In Appointment
Turn In Your Vehicle
Follow Up With Us
Ending Your Lease
Step One—Call to Arrange a Vehicle Inspection
• If your vehicle requires repairs that aren’t covered under your $1,500 excessive-wear-and-use
allowance, you may arrange to have them completed yourself.
We’re always looking ahead.
Always travel clean and green.
Honda has an ongoing commitment to
environmentally responsible technology. It is
this commitment that has led us to world-changing
We appreciate the fact that you’re currently leasing a Honda with us,
advances in fuel technology, low emissions and
and we’d like to keep you in our family. That’s why we offer special
leading-edge hybrids. It’s also led to the Union of Concerned Scientists
incentives if you decide to purchase or lease another new or pre-owned
Honda at the end of your lease term. For starters, we offer flexible fınance
naming Honda the “Greenest Automaker” four times.2 Honda remains
and lease programs. We’ll even waive the security deposit if you choose
loyal to its environmental leadership and strives to make tomorrow even
to lease a new vehicle with us.1 Wıth Honda Fınancial Services, you’ll
better through continued innovation and forward-thinking.
protection (Guaranteed Asset Protection). These are a few reasons to
consider leasing or purchasing another new or pre-owned Honda vehicle.
We believe in Safety for Everyone.
And here are a few more.
Through a comprehensive and evolving approach
to safety, Honda seeks to provide a high level of
We love going back to the drawing board.
Honda is in the business of inventing the
future. So our engineers are encouraged to
occupant and pedestrian protection in our vehicles,
as well as increased crash compatibility with other
vehicles. Many Honda models have earned the
NHTSA’s 5-star crash-test rating.3
swing for the technological fences, dreaming
up things like the world’s most advanced
humanoid robot, ASIMO.™ Or a mini
four-stroke gasoline engine that weighs only
six pounds. We believe tenacity and ingenious
See back cover for details. 2Rankings from Union of Concerned
Scientists for model years 1998, 2001, 2003 and 2007.
Government star ratings are part of the National Highway
Traffıc Safety Administration’s (NHTSA) New Car
Assessment Program (NCAP), found at safercar.gov.
1
3
thinking can make great things possible.
Looking Ahead
enjoy long- term lease support and other perks, like free total loss
2010 Honda Vehicles
Civic Coupe
Ridgeline
Accord Sedan
Civic Sedan
Pilot
Fit
Civic Hybrid
Element
Insight
Civic Si Coupe
CR-V
Odyssey
Civic Si Sedan
Civic GX
For more information on Honda vehicles and lease or APR offers, please visit
hondafinancialservices.com. Or visit your local Honda dealer.
2010 Honda Vehicles
Accord Coupe
In addition to our Honda vehicles,
you may want to consider a 2010 Acura.
RL with available Acura Navigation System with Voice Recognition™ 4
TL SH-AWD with Bluetooth ® HandsFreeLink® wireless telephone interface
TSX now available with 280-hp V-6 engine
RDX with Acura’s first production turbocharged engine
MDX with rearview camera5
4
Available with Technology Package. 5Available with the Technology and Entertainment Packages. TL SH-AWD and MDX with available Sport Package.
2010 Acura Vehicles
ZDX—the latest addition to the Acura line
To request a brochure, please call 1-800-To-Acura. For special lease and finance
offers, go to acurafinancialservices.com. Or visit your local Acura dealer.
What’s considered “excessive wear and use”?
Frequently Asked Questions
It can include things like excessively worn tires, windshield cracks, some dents and dings and
damaged upholstery. For a detailed list, see your Closed-End Vehicle Lease Agreement. And
remember, you have a $1,500 excessive-wear-and-use allowance that may cover these things.
When am I no longer responsible for carrying insurance for my
leased vehicle ?
What are “residual value” and “payoff quote” and are they negotiable?
• T he “residual value” is the projected value of the vehicle at the end of the lease. It is set
at the beginning of the lease and is non-negotiable. This value will vary according to the
lease terms, mileage allowance, and the vehicle’s make and model.
• The “payoff quote” is the amount for which the vehicle can be purchased and is also
non-negotiable.
Can I purchase my vehicle before my lease expires?
Yes. Contact our Lease Maturity Center to find out more.
Will there be any additional charges at the end of my lease term?
You are responsible for:
• E xcessive wear and use that exceeds your $1,500 allowance
(Please note this allowance will not cover damage caused by a single event that exceeds $500.)
• A
ny remaining lease payments and other charges specified in your lease agreement
that haven’t been paid
• Excess mileage charges
• A
ny state fees
You are released from further responsibility for the car after the Inspection Report has
been completed, the vehicle has been returned to your Honda dealer, and you have notified
Honda Financial Services that the vehicle has been returned.
Can I return my leased vehicle to a non-Honda dealer?
No. Your vehicle should be returned to your original Honda dealership. If you’d prefer to turn
your vehicle in at another Honda dealer, please call us.
Do I have to do anything with my license plates after I turn in my vehicle?
Yes. If you live in VA, NC, CT, RI or MA, you’ll need to provide proof of cancellation or
transfer to the state. This is required to stop the assessment of property taxes on the leased
vehicle. Florida and Kentucky residents are also required to turn in or cancel plates.
Can a friend or family member buy my leased vehicle?
Unfortunately, we are unable to administer the sale of the leased vehicle to anyone other
than the original lessee (s) or a Honda dealer.
Because of these charges, your payoff quote may be different than the amount stated in your lease contract.
Can I finance my leased vehicle through Honda Financial Services ?
What is the $1,500 excessive-wear-and-use allowance?
We realize that dings happen. But because you’re financing through us, you have an excessivewear-and-use allowance of $1,500 that will help you cover them. However, this allowance will not
cover damage caused by a single event that exceeds $500. Please call us for more details.
To finance through Honda Financial Services, contact your Honda dealer to verify your eligibility.
For answers to additional FAQs, please visit us at hondafinancialservices.com.
Or call our Lease Maturity Center at 1-800-351-6509, Monday–Friday, 8 a.m.–7 p.m. Central Time.
FAQs