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520 West Boylston Street
Worcester, MA 01606
508.853.9966
Massachusetts Credit Union League, Inc.
Massachusetts Credit Union Share Insurance Corp.
2015 STUDENT ESSAY CONTEST RULES
2015 ESSAY CONTEST THEME
In 2014, the credit union system reached the 100 million member milestone. That means
approximately a third of the country now relies on credit unions in their financial lives. Credit
unions’ core mission is to improve financial literacy in America. Unfortunately, too many people
don’t understand how to handle financial matters and as a result run into financial trouble.
As a young adult, what do you think is the most important lesson credit unions can teach
young people about managing their financial lives that will help them as they grow into adults
with careers and families?
Students are asked to write an essay revolving around this theme. The essay should be no more
than 250 words in length. Please follow guidelines below.
RULES AND PROCEDURES FOR THE ESSAY CONTEST
The contest rules and eligibility requirements for participants are as follows:
 Only students currently in the seventh or eighth grades are eligible to participate.
 Students must be Massachusetts residents.
 Schools must be located in Massachusetts.
 Students must be sponsored by a member credit union.
 All essays must be handwritten by the student.
 Essays should be no more than 250 words in length.
 Only one essay per student must be submitted. Each student may be sponsored by only
one credit union.
 Each essay should include the student’s name and grade level, home address, school
name, teacher’s name, principal’s name, and sponsoring credit union.
 Essays will be judged on the following criteria:
o Originality/Content/Neatness/Grammar/Spelling
 Deadline date for all applications is Wednesday December 17, 2014
 Send applications to:
Pioneer Valley Federal Credit Union
246 Brookdale Drive
Springfield, MA 01104
Attn: Trecia Marchand
Essays must be returned by
Friday, January 23rd, 2015
Worcester Credit Union
ATTN: Natasha Beaulieu, Branch Manager
520 West Boylston St.
Worcester, MA 01606
Massachusetts Credit Union League, Inc.
Massachusetts Credit Union Share Insurance Corp.
2015 STUDENT ESSAY CONTEST
Complete in full and print clearly:
ESSAY FORM
__________________________________________________________
(Mr. or Ms.)
(First Name)
(Last Name)
___________________
(Grade Level)
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(Home Address)
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(City)
(State)
(Zip Code)
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(School Name)
__________________________________________________
(Principal)
___________________________ _______________________
(Teacher - first name/last name)
Worcester Credit Union, 520 West Boylston St., Worcester, MA 01606
____________________________________________________________________________________________________________
(Sponsoring Credit Union)
In 2014, the credit union system reached the 100 million member milestone. That means approximately a third of the
country now relies on credit unions in their financial lives. Credit unions’ core mission is to improve financial literacy
in America. Unfortunately, too many people don’t understand how to handle financial matters and as a result run into
financial trouble.
Students in seventh and eighth grade are asked to write an essay in 250 words or less on the following topic:
As a young adult, what do you think is the most important lesson credit unions can teach young people about
managing their financial lives that will help them as they grow into adults with careers and families?
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Essay Due January 23, 2015
Worcester Credit Union, ATTN: Natasha Beaulieu, Branch Manager
520 West Boylston St., Worcester, MA 01606