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We've written this fund factsheet assuming you have some experience of investing. This means that although
we have tried to write as much as possible in plain language, we may have used certain words or phrases that
might not be familiar to you, particularly if you are new to investing. Its purpose is to help you understand
how the fund is invested and performing. You should not use it on its own for making investment decisions.
It is not an offer to buy or sell any investments or shares. If there's something you don't understand, please
contact your adviser. If you don't have an adviser, please call us, we can help you find one near you.
Zurich Aberdeen Life Sterling
Long Dated Government Bond
ZP
November 2014
Fund objective
Zurich fund information
(as at 31/10/2014)
The fund aims to invest in an actively managed portfolio, most of which invests in long dated
sterling denominated government investment grade debt and debt related securities. The
fund may also include some exposure to overseas interest rates and currencies.
Launch date
Single price
Fund size (£m)
ABI Sector
Fund charges*
SEDOL
17/11/2003
204.30p
4.4 (as at 30/09/2014)
Sterling Long Bonds
0.13%
3377756
SEDOL codes © London Stock Exchange, reproduced under license
Mex ID
ISIN code
Crown rating
ZZDLD
GB0033777565
The Zurich fund invests in Aberdeen Life Sterling
Long Dated Government Bond
Information for Aberdeen Life Sterling Long
Dated Government Bond
(as at 31/10/2014)
Launch date
Fund size (£m)
SEDOL
24/11/2000
18.4 (as at 30/09/2014)
3089909
SEDOL codes © London Stock Exchange, reproduced under license
Fund management
company
Fund manager
Crown rating
Aberdeen Asset Managers
Ltd
Fixed Income Team
Top holdings
(as at 30/09/2014)**
TREASURY 4.75% GILT 07/12/38 GBP
TREASURY 4.25% GILT 07/06/2032
GBP0.01
TREASURY 4.5% GILT 7/12/42 GBP
TREASURY 4.25% GILT 07/03/36
GBP0.01
TREASURY 4.5% GILT 7/9/2034
GBP0.01
TREASURY 4.25% GILT 07/12/55
GBP0.01
TREASURY 4.25% GILT 07/12/40
UK TREASURY 3.25% 22/01/60
TREASURY 3.25% GILT 22/01/44
GBP0.01
TREASURY 4.25% GILT 7/12/46
Fund availability
This fund was previously known as Zurich Aberdeen UK Long Dated Sterling Bond.
Fund features
This fund invests in assets which tend to produce more stable returns. Over the longer term
these assets should give lower but steady growth, with some fluctuation in value.
Unless held as part of a personalised portfolio invested to achieve an overall balance of risk
and return, this fund is more suited for shorter-term investment. Investing solely in this fund
for the longer-term may result in a lower return than a bank or building society savings
account.
The investments are made through a reinsurance arrangement.
Asset split 1 (as at 30/09/2014)**
UK Gilts
Money Market
UK Fixed Interest
96.3%
2.7%
1.0%
Asset split 2 (as at 30/09/2014)**
Government Bonds
Money Market
Government Guaranteed
Others
95.3%
2.7%
1.0%
1.1%
8.40%
7.80%
7.70%
7.40%
7.20%
7.10%
6.70%
6.50%
6.40%
6.10%
* These are the charges that are deducted within
the unit price. Other charges which reduce the
number of units you hold may apply. For further
information please refer to your Terms and
Conditions.
** Zurich sources its funds data from Financial Express. The date shown reflects the
last available regional, sector and asset breakdown data provided by the fund's
administrator to Financial Express. The timeliness of this data is affected by the speed
and regularity of their publication by the fund administrator.
Zurich Aberdeen Life Sterling Long Dated Government Bond ZP
November 2014
Things you need to know
We've based this information on our current
understanding of law and practice. We make every
effort to ensure that this information is helpful,
accurate and correct but it may change or may not
apply to your personal circumstances. Before
taking any action you should always check with an
appropriate adviser, as we cannot accept
responsibility for any action taken on the basis of
this information alone.
All funds carry some risk and you should consider
these before making any investment decision.
Investment returns are not guaranteed and the
value can fluctuate. The main factors which may
increase the risk of this fund include:
- the split between government and corporate
bonds,
- the extent to which the fund invests in high yield
assets,
- the amount held in overseas assets.
The investments are made through a reinsurance
arrangement so if the reinsurer were to fail you
may lose some or all of your money and this will
not be covered by the Financial Services
Compensation Scheme.
Cumulative fund performance (as at 31/10/2014)
% growth
1 year
3 years
5 years
10 years
9.31%
10.19%
17.89%
42.97%
89.17%
Discrete fund performance (as at 30/09/2014)
30/09/2009 - 30/09/2010 - 30/09/2011 - 30/09/2012 - 30/09/2013 30/09/2010 30/09/2011 30/09/2012 30/09/2013 30/09/2014
% growth
8.54%
7.42%
Annualised fund performance
(as at 31/10/2014)
13.63%
-4.61%
10.71%
3 year statistical fund data
(as at 31/10/2014)
3 year
5.64%
Monthly volatility
2.63%
5 year
7.41%
Best 3 month return
7.93%
10 year
6.58%
Worst 3 month return
-7.98%
Discrete performance of ABI primary fund* (as at 31/10/2014)
31/10/2009 - 31/10/2010 - 31/10/2011 - 31/10/2012 - 31/10/2013 31/10/2010 31/10/2011 31/10/2012 31/10/2013 31/10/2014
% growth
3.50%
14.85%
8.09%
-3.06%
9.01%
Sector Average
6.49%
11.31%
12.85%
-0.45%
9.13%
3
3
4
4
3
65/87
51/93
86/95
92/101
78/106
Quartile
Rank
For further information about this fund please refer
to the charts on page one. For more explanation
and useful information about investments, please
refer to our guide -"Making investments clearer a guide for you". This as well as current fund prices
and performance is available at the website address
below.
6 mths
* This data shows the performance of the primary unit series for the fund.
The primary unit series is the series of the fund that applies to most customers.
Performance of ABI primary fund (over 5 years to 31/10/2014)
50
45
Primary fund for Zurich Aberdeen Life Sterling Long Dated Government Bond ZP
Sterling Long Bonds
40
35
30
25
20
15
10
5
0
-5
-10
Jan 10
Jul
Oct
Apr 11
Oct
Apr 12
Oct
Apr 13
Oct
Apr 14
30/10/2009 - 31/10/2014 Powered by data from FE
0870 241 6950
Source: Financial Express as at 31/10/2014. You shouldn't use past performance as a suggestion
of future performance. It shouldn't be the main or sole reason for making an investment
decision. The value of investments and any income from them can fall as well as rise and will
be reduced in real terms by the effects of inflation. You may not get back the amount you
invested. HM Revenue and Customs (HMRC) practice and law are complex. Tax concessions
are not guaranteed, their value will depend on individual circumstances and may change in
the future.
www.zurich.co.uk/life
Fund performance data is based on a single price basis and doesn't take into account fees and
expenses which are specific to individual plans. Details are available on request.
Zurich Assurance Ltd. Registered in England and Wales under company number 02456671. Registered office: The Grange,
Bishops Cleeve, Cheltenham, GL52 8XX.
We may record or monitor calls to improve our service.