Personal Finance Personal Finance Siegel High School “We Are One” RECOMMENDED GRADE LEVEL: 11-12 COURSE CODE: 5901 ½ CREDIT RECEIVED PREREQUISITIE: None Instructor Information: Instructor: Mrs. Anderson School Phone: (615) 904-3800 ext. 29584 Planning Period: 4th Email: [email protected] COURSE DESCRIPTION Personal Finance is a foundational course designed to inform students how individual choices directly influence occupational goals, future earning potential, and long term financial well-being. The standards in this course cover decision-making skills related to goal setting, earning potential, budgeting, saving, borrowing, managing risk, and investing. The course helps students meet the growing complexities of personal financial management and consumer decision making. Standards in this course are aligned with Tennessee Common Core State Standards for English Language Arts & Literacy in Technical Subjects, Tennessee Common Core State Standards for Mathematics, as well as Tennessee Economics Standards. DUAL CREDIT Students can receive a college credit for Personal Finance through Motlow State Community College. This credit is transferable to any TN state school. Students must apply and submit a $25 application fee. At the end of the semester, students must take and pass an exam facilitated by Motlow to receive credit. Please email me and I will forward you additional information. TEXTBOOK: Managing Your Personal Finances; 6th Edition; Author: Joan S. Ryan DECA CLUB DECA prepares emerging leaders and entrepreneurs for careers in marketing, finance, hospitality and management in high schools and colleges around the globe. Members at Siegel High School have the opportunities to network with business professionals and students from all over the state by participating in regional and state conferences. In addition, members will also have the opportunity to network with business professionals in Rutherford and the surrounding counties. Join by August 29 and dues are $20. Members can still join until October 31 and dues are $25. REQUIRED MATERIALS: Pencil/Pen, paper, and three-ring binder (preferably 1 inch). ADDITIONAL MATERIALS: Cleaning Wipes, Kleenex, Hand Sanitizer CLASSROOM NORMS: 1. Be present and engaged – attend class regularly; only use cell phone on technology days; stay awake; focus on our class work, not work for other classes. 2. Monitor air time and share your voice – you’ll know which applies to you! 3. Challenge with respect – disagreement can be healthy, respect all intentions. 4. Be solutions oriented – for the good of the group, look for the possible Anderson 2014 Personal Finance 5. Risk productive struggle – this is a safe space to get out of your comfort zone and work through challenging concepts. 6. Start and end on time – maximize learning by being in your seat before the tardy bell rings, and stay in your seat until the bell rings at the end of class. **Students will be expected to adhere to the Code of Behavior and Discipline outlined in the Rutherford County Student Handbook. MAKE-UP POLICY The make-up policy will be in agreement with Rutherford County Schools Attendance Policy. Students will have 5 days after their absence to make up any missed assignments. Any late assignments will receive a 10 point deduction for every day they are late. EDMODO is an educational website that takes the ideas of a social network and refines them and makes it appropriate for a classroom. Using Edmodo, students and teachers can reach out to one another and connect by sharing ideas, problems, and helpful tips. COURSE OUTLINE Tenative Course Outline Financial Responsibility and Personal Decision Making Detailed Standard information can be found at: http://www.tn.gov/education/cte/doc/PersonalFinance.pdf Week 1 Standard 1 Education, Careers, and Income Week 2 Standard 2 Standard 3 Week 3 Standard 4 Standard 5 Week 4-5 Standard 6 Planning and Money Management Week 6 Standard 7 Week 7 Standard 8 Week 8 Standard 9 FALL BREAK Credit and Debit Week 9 Standard 10 Week 10 Standard 11 Week 11 Standard 12 Week 12 Standard 12 Week 13 Standard 13 Risk Management Week 14 Standard 14 Week 15 Standard 15 Saving and Investing Week 16 Standard 16 Anderson 2014 Personal Finance Week 17 Week 18 Standard 16 Semester Exams EVALUATION A=93—100 Overall Grading Scale B=85—92 D=74—70 F=Below 69 C=75—84 HOW ARE GRADES DETERMINED  Evaluating Class Work  Group & Independent Projects  Objective and/or Performance Tests It is expected that all work you complete for this course is your own. You are expected to include appropriate citations (when applicable) in all of your work for this course. The school policy for academic misconduct will be followed. Academic misconduct includes the following behaviors: Academic Misconduct: Plagiarism, cheating, fabrication, or facilitating any such act. For purposes of this document, the following definitions apply: (1) Plagiarism: the adoption or reproduction of ideas, words, statements, images, or works of another person as one’s own without proper acknowledgment. (2) Cheating: Using or attempting to use unauthorized materials, information, or study aids in any academic exercise. The term academic exercise includes all forms of work submitted for credit. (3) Fabrication: Unauthorized falsification or invention of any information or citation in an academic exercise. (4) Facilitation: Helping or attempting to help another to violate a provision of the school code of academic misconduct. Any student suspected of committing academic misconduct will be required to meet with me to discuss the situation. Your name may also be forwarded to the appropriate administrator for possible disciplinary action. If you are found responsible for committing an act of academic misconduct, you will be assigned a grade of 0 for the applicable assignment until you have completed the required assignments assigned to you by me as a result of our meeting with a maximum possible grade of 80%. Anderson 2014 Personal Finance PLEASE RETURN THIS PORTION Class Period: _____________ Student Printed Name: ________________________________________________________________ Student Signature: ____________________________________________________________________ Parent Printed Name: _________________________________________________________________ Parent Signature: _____________________________________________________________________ Parent E-mail Address: ________________________________________________________________ Anderson 2014