1. finance
2. personal finance
3. lending
4. credit cards

Prabhu Bank Limited
STANDARD TARIFF CHARGES (Summary)
1. CUSTOMER SERVICES
NRB Cheque issuance/ NRB Swift
Rs.500/- flat (Free in case of payment to be made by the Bank
itself)
a) Rs.300/- per instruction, in case of same branch.
b) Rs.400/- per instruction, in case of other branches.
Rs.250/- per instruction
Stop Payments of cheque
Standing Instruction
Good for Payment
Cheques certified “Good For Payment"
a) Rs.300/- per cheque for same Prabhu branch account
b) Rs.500/- per cheque for other Prabhu branch’s cheques
Rs.300/- per instrument
For Inward / Home cheques: Rs.300/- per cheque
Cancellation of Good For Payment cheque
Cheques returned (due to insufficient balance only)
Balance Certificate
a) Rs.500/- per certificate
Issuance of Balance Certificate/ Reconfirmation of balance
b) Rs.500/- flat for any balance re-confirmation
Issuance of balance certificate - other branches
Rs.500 per balance certificate
Account Closure
A/C close (C/A & S/A) within 3 months
Rs. 500/- or USD 10 or equivalent.
A/C close after 3 months
Rs. 300/- or USD 5 or equivalent
Account close to open fresh account at same or another branch
Rs. 200/- flat or USD 5 or equivalent
Encashment of Outstation Prabhu Cheque / Inter Branch Cash Deposits
Withdrawal from account maintained at other Prabhu branches
0.05% or Rs. 100 whichever is higher and maximum upto Rs.
2,000.
Fax Transfer ( With other banks)
As per agreement
IB Cash / Cheques Deposit
0.05% or Rs. 100 whichever is higher and maximum upto Rs.
2,000.
Deposit/Withdrawal to and from Overdraft Loan Account & A/c of
Free
Corporate Customer (Business booked by Business Banking,
Consortium & Project Financing.
FCY Notes
FCY note deposit into account
0.50% of the face value (NRB requirement) for the denomination
below USD 50/Safe Deposit Lockers (SDL)
Type
1
2
3
4
5
6
7
Dimension in mm
15*20 (1A)
15*40 (1C)
20*25 (1F)
20*50 (2B)
30*20 (3D)
30*40 (3G)
40*50 (L2)
Charges for Lockers
Annual Charge
Rs. 2,000
Rs. 2,500
Rs 3,000
Rs 4,000
Rs. 3,000
Rs 5,000
Rs 8,000
Security Deposit*
Rs 5,000
Rs 8,000
Rs 10,000
Rs 12,000
Rs 10,000
Rs 15,000
Rs 20,000
In case of existing lockers in Lainchour, New Road and Pokhara (Erstwhile Prabhu Bikas Bank), the charges
are as below:
1
STANDARD TARIFF CHARGES (Summary)
Size of Locker
Small Size
Vertical Size
Medium Size
Large Size
X-Large Size
Annual Charge
Rs. 2,000
Rs. 2,500
Rs. 3,000
Rs. 3,500
Rs. 4,000
Security Deposit*
Rs. 5,000
Rs. 8,000
Rs. 10,000
Rs. 15,000
Rs. 20,000
Rs. 5,000/- or Actual Cost of lock replacement whichever is
higher.
Free
Breaking of Locker/ Replacement of Keys
Surrender of Locker
Cheque Book
Cheque Book issuance (fresh request)
Cheque Book issuance against lost
Cheque Book
Charge for Uncollected Cheque Book
Cheque Book issuance of other Branches
Withdrawal Slip/Counter cheque
Savings Accounts: Free up to 25 leaves at one time issuance. For more than 25 leaves
at one time issuance Rs. 2 per additional leaf above 25 leaves.*
Current accounts / Call accounts: Free up to 50 leaves at one time issuance. For more
than 50 Note: where customer request is not specific, only10 leaves to be provided at
one time issuance.
Rs. 100/- per cheque book in case of same branch.
Rs. 300/- per cheque book in case of other Branches.
Rs. 300/- per cheque book (Cheque books not collected within six months from
issuance).
Free
Rs. 50 per slip for same branch.
Rs. 100 per slip for other branch.
(Free, in case of ATM not working)
Account Statement
Duplicate Account Statement
Rs. 20/- per page. Free in case of issuance of Balance Certificate.
Account statement of Other Branches
Free
Statement to be posted abroad
Rs. 500 plus actual courier charge
Duplicate, Customer DR / CR advice/ Record (On customer request)
Free for first time when fresh advice is issued at the time of transaction place.
Within 3 months of transaction
Rs. 100 for duplicate document.
After 3 months and up to 2 Years
Rs 200/- per request.
After 2 years
Rs.500/- per request
Duplicate FD Certificate
Rs.500/FD Liquidation
a) No Interest to be paid if it is liquidated within 3 months.
b) Interest to be paid by applying coupon rate or prevailing published interest
rate for the FD actually maintained period whichever is lower less 2% p.a. for
the entire period of FD placed.
2. Card Related Fees (Prabhu Debit Card including VISA Debit and Credit Card)
Description of Charges
SCT Debit Card
VISA Debit
VISA Debit
(Domestic)
Int'l
VISA Credit
VISA Credit Card
Card Domestic Int'l
Card Issuance
Rs. 750/-
Free
Rs.250/-
USD 5/2
STANDARD TARIFF CHARGES (Summary)
USD 15/-
Renewal of Debit Card
Rs.200/- per year
Rs.250/-per year
USD 5/-per
year
Rs. 500/-
USD 10/-
Debit Card for loan A/C
Rs.250/-
Rs.250/-
USD 5/-
NA
NA
Re-issuance (lost card etc.)
Rs.200/-
Rs.250/-
USD 5/-
Rs. 500/-
USD 10/-
Pin Re- generation of Debit
Card
Rs.100/-
Rs.100/-
USD 1.50/-
Rs. 100/-
USD 1.5/-
Card delivery from other
branches
Rs.100/-
Rs.100/-
USD 1.50/-
NA
NA
Uncollected debit cards
Rs.250 (if not
collected within 6
months)
Not applicable
Not
applicable
NA
NA
Urgent Card Issuance fee
Travel Card Issuance
Normal card charge plus Rs. 100/Rs. 500/- per card
SMS Banking / mCash (Mobile Wallet)
mWallet with transaction alert
mWallet pin reset charge
mWallet– mobile number change
Inter-Bank Fund Transfer Charges Through M-Wallet
Transaction Range (NPR)
100 to 1,000
1,001 to 10,000
10,001 to 20,000
20,001 to 30,000
30,001 to 40,000
40,001 to 50,000
Hello Paisa
Rs.300 per account per year
Rs. 50
Rs. 50
Transfer Fees (NPR)
10
20
30
40
50
60
For Customers doing Cash In at Bank (Prabhu Bank & Any other Hello
Free
Paisa- Partner Bank)
For Customers doing Cash Out at Prabhu Bank
Free
For Customers doing Cash Out at Other Hello Paisa- Partner Bank, charge is as below:
Transaction Slab based fees for Cash Out @ Other Bank
S.No.
Slab
From
To
1
1
5,000
2
5001
10,000
3
10,001
25,000
4
25,001
50,000
5
50,001
100,000
Transaction Slab based fees for Other Transactions
S.No.
Slab
Price NPR
From
To
1
1
5,000
10
2
5001
10,000
15
3
10,001
25,000
25
Transaction Slab based fees for
3
STANDARD TARIFF CHARGES (Summary)
Price NPR
Services
10
15
25
35
45
Cash Out at Other Bank
Services
Mobile A/c to Mobile A/c (P2P)
Request money (RMoney)
Unregistered payment (UPay)
S.No.
1
2
3
4
5
From
1
5001
10,001
25,001
50,001
Slab
To
5,000
10,000
25,000
50,000
100,000
Price NPR
Services
10
15
25
35
45
Cash in by agent
Cash out by agent
Other Fees
Details
ATM Withdrawal Verify OTP
SVA Balance Inquiry
SVA Mini Statement
Bank Account Balance Inquiry
Mobile A/c to Bank A/c Transfer
Bank A/c to Mobile A/c Transfer
NTC Balance Transfer to Self
NTC PSTN Bill Payment to Others
NTC Balance Transfer to Others
NTC Postpaid Bill Payment to Self
NTC Postpaid Bill Payment to Others
NTC ADSL Bill Payment to Others
Ncell Balance Transfer to Self
Ncell Balance Transfer to Other
Ncell Postpaid Bill Payment to Self
NCELL Postpaid Bill Payment to Other
Merchant Payment Initiated By Merchant
Dish Home Voucher Request to Self
Dish Home Voucher Request For Other
Pin Reset
Pin Change
Internet Banking Service
Registration for service
Renewal fee
Pin regeneration
Uncollected pin destroy charge
CCTV footage request
Fees
Rs. 20 upto Rs. 20,000
Rs. 3 after first four request/ month
Rs. 3 after first four request/ month
Rs. 3 after first four request/ month
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Rs. 200/- per account
Rs. 200/- per account ( Annually )
Rs. 100/Rs. 100/- (if not collected within 3 months)
Rs. 500/- per request
Card Transactions Fees (Prabhu Debit Card including VISA Debit and Credit Card)
Description
SCT Debit
VISA Debit
VISA Debit
Card
Card
Card (Int'l)
(Domestic)
Onus Card Onus ATMs- Cash Withdraw
Onus Card Onus ATMs- Balance enquiry
Onus Card Onus ATMs-Mini Statement
Onus Cards SCT ATMs-Cash Withdrawal
Onus Cards SCT ATMs-Balance Inquiry
Onus Cards SCT POS
Onus Cards HBL ATMs-Cash Withdrawal
Onus Cards HBL ATMs-Balance Inquiry
Free
Free
Rs. 5
Rs.25
Rs.3
Free
Rs.25
Rs.3
STANDARD TARIFF CHARGES (Summary)
Free
Free
Rs. 5
Rs.30
Rs.5
Free
Rs.20
Rs.5
4
Not Allowed
Visa Credit
Card
(Domestic)
VISA Credit
Card (Int'l)
Rs. 100
No Charge
NA
Rs. 150
Rs. 5
No charge
NPR. 150
NPR 5
Transaction
Onus Cards at VISA ATMs(Nepal)-Cash
Withdrawal
Onus Cards at VISA ATMs(India)-Cash
Withdrawal
Onus Card at VISA ATMs (India)-Balance
Inquiry
Onus Card at VISA ATMs(International)-Cash
Withdrawal
Onus Card at VISA ATMs(International)Balance Inquiry
VISA / Master Card acquiring
surcharge(Except for Cards issued from
Europe, India and Nepal)
Interest on cash withdrawal
Rs.150
Rs.250
Service not
available
NPR. 200
Service not
available
Rs.50
doesn’t allow.
NPR. 250
NPR. 50
USD 5
Not Allowed
USD 5
Service not
available
USD 0.75
Not Allowed
USD 0.75
NA
NA
Rs.400
NA
NA
NA
NA
NA
1% per month
Late Payment Fee
NA
NA
NA
2.5% per
month
NPR. 300
per instance
Over limit fee
Limit Enhancement fee (customer request)
Counter Bill Payment
Nepal Telecom Bill Payment
Nepal Telecom GSM Postpaid Bill Payment
Nepal Telecom ADSL Bill Payment
NA
NA
NA
NA
NA
NA
USD 5 per
instance
NPR.250.00 USD.5.00
NPR.500.00 USD.10.00
Free
3.REMITTANCES
Draft/SWIFT(including advance payment) in FCY
(Customer)
Draft/Swift FCY (Non Customer - Student studying
abroad only)
NPR Draft / MC Issuance (Customer)
NPR Draft / MC Issuance (Non Customer)
SWIFT MT 103 payment with charges “our” only to
customer
Cancellation of Remittance DD/MC/etc
a) Up to six months from draft issuance date
b) > 6 months to one year from draft issuance date
c) > 1 year after draft issuance date
d) Cancellation request of SWIFT Payment
Stop payment of Manager Cheque (MC) / Demand
Draft(DD)
i) 0.15% or minimum Rs.500/- for each draft /SWIFT in AUD / JPY*.
ii)0.15% or minimum Rs.300/- for each draft/SWIFT in USD / GBP /EURO
iii)0.15% or minimum Rs.200/- for each draft/SWIFT in INR*.
*Note: 1.For remittance outward through the medium of SWIFT
0.30% or minimum Rs.500/- for each draft/swift*.
*Note: 1.For remittance outward through the medium of SWIFT,
communication charges as per Section 5 of STC will also be charged in
addition to commissions specified as above
0.10% or minimum Rs. 200/0.20% or minimum Rs. 300/USD 20 / GBP 20 / EUR 35 / AUD 20 / JPY 5500 / INR 200 (or equivalent NPR
amount) initially and additional charges as per claim of the intermediary bank.
a)
b)
c)
d)
Rs. 300/- flat per draft plus communication
Rs. 500/- flat per draft plus communication
Rs. 1000/- flat per draft plus communication
Rs. 500/- flat plus communication
Stop payment of MC / DD(INR)
a) Rs. 300/-per instruction for same Prabhu Branch cheques(for MC)
b) Rs. 500/-per instruction for Other Prabhu Branch’s cheques(for MC)
c) Rs. 500/-(plus communication charges as per Section 5 of STC where ever
applicable) for DD issued in INR
Stop Payment of FCY Demand draft (other than INR)
a) GBP 25 or equivalent NPR per instrument issued in GBP
b) AUD 20 or equivalent NPR per instrument issued in AUD
c) USD 10 or equivalent NPR per instrument issued in USD
d) EUR 20 or equivalent NPR per instrument issued in EURO
5
STANDARD TARIFF CHARGES (Summary)
Remittance / Inward
Remittance inward
Transfer to another bank
Follow up SWIFT on remittances at customer’s
request
Clean Cheque Collection
Local clearing cheques (Normal Course)
Local clearing cheques (Special /Express clearing)
Inward clean collection (except local clearing)
Cheque Collection Outwards FCY/LCY
Issuance of Advance Payment Certificate
4.TRADE FINANCE
Documentary Credit
Issuance commission of
documentary credits
Revolving L/Cs reinstatement ( As par with 3.1.1)
Acceptance Commission
a) Received in FCY from Correspondent Banks : Free of Charge.
(i.e. Remittance from SCB / Common Wealth Bank / Mashreq Bank / NIC Bank
in USD / Yes Bank, etc.).
b) Received in LCY from other Local BFIs: Rs.200 flat per transaction or a/c
credit.
(i.e. remittance in NPR from any other Nepali Bank.)
c) Received in LCY from Remittance Companies / Money Transfer: Rs.200 flat
per transaction or a/c credit.
(such as Annapurna Travels, Prabhu Money Transfer, IME for their sub-agent
account funding or account credit of customers with us other than online
payment system)
d) Remittance in LCY through Online Payment System: Free of Charge,
Commission as per agreement.
(i.e. remittance payment of IME, SDBL, Western Union, etc. through online
payment system).
0.20% or minimum Rs. 300/- inclusive of communication charges as per STC
Sec.5.
Rs.750/- per message plus other bank charges if any plus communication (As
per section 5 of STC.)
Free
Rs. 500 or USD 10 per cheque
0.25% minimum Rs 500/-(plus out of pocket expenses)
0.125% or minimum Rs.500/- plus postage/courier
Note-1. Minimum Balance of NPR 10,000/- FCY to ensured before
cheque is sent for collection/presented for clearing(in case of outward
cheques).
Rs.250/- per certificate.
Domestic LCs - 0.25% or minimum Rs. 1,000 per quarter whichever is
higher. **
International LCs:For Industries: 0.125% or min. Rs. 1000 per quarter
For Trading and Others: 0.15% or min. Rs. 1000 per quarter **
Domestic LCs - 0.25% or minimum Rs. 1,000 per quarter whichever is
higher. **
International LCs :
For Industries: 0.125% or min. Rs. 1000 per quarter
For Trading and Others: 0.15% or min. Rs. 1000 per quarter
**
For Industries: 0.25% or min. Rs. 2000 per quarter
For Trading and Other Units: 0.30% or min. Rs. 2000 per quarter
**
(** Communication charges as per STC section 5).
L/C amendment (Import)
Confirming commission (Subject to approval for
import LC)
Discounting under Import LC
Rs 500/- on all amendments except for increase in LC amount and /
or extension of validity in which case charges shall be as per 3.1.1
plus communication charges as per section 5 of STC. However, no
communication charges shall be applicable, where LC amendment is
only for customs purpose.
025% - 0.50% per quarter or minimum Rs. 3,000/- per quarter,
whichever is higher (plus communication charges as per section 5 of
STC)
Negotiable
6
STANDARD TARIFF CHARGES (Summary)
L/C cancellation Charge
Document Handling Charges (import –LCs / Non LCs)
Documents against payment (DAP)
Documents against Acceptance(DAA)
Discrepancy Fees (Docs under import L/Cs)
a) Convertible FCY L/Cs
b) INR L/Cs
c) Rs. L/C (Domestic)
Over drawn commission under Import L/C
Issuance of Delivery Order under L/C against copy
documents.
Interest rate on BLC
Commission for Import bills for collection Documents
(including LC ) returned unpaid /unaccepted
BCI Report obtainment charge
Advising / Amendment in Export L/Cs
Advising Export Letter of Credit or subsequent
amendment for L/Cs not to be negotiated with us.
Advising Export Letter of Credit or subsequent
amendment for L/Cs to be negotiated (both LCY &
FCY) with us.
a) Documents Negotiation under Sight L/C
Fully unutilized: NPR 1,000 flat
Partially unutilized: NPR 500 flat (if partial shipment allowed) plus
communication charges as per STC Section 5).
'Only in case of L/Cs cancelled after obtaining consent from Beneficiary.
Not applicable where L/Cs can be cancelled merely on Applicants’
requests or upon expiry
Rs. 1,000/- for each set of documents (plus communication charges as per
Section 5).
0.25% - 0.375% or min Rs.1,000/(plus communication charges as per section 5 of STC).
a) 0.50% - 0.75% per quarter or min Rs.1,000/- per quarter at the time of
acceptance booking (plus Communication charges as per Section 5 of
STC).
b) Rs. 500/- flat at the time of payment.
a) USD 50 or equivalent per set of Docs plus communication fee of USD
10 per set of documents
b) INR 2,000 or equivalent per set of Docs plus communication fee of INR
500 per set of documents
c) Rs. 3,000 per set of Docs
0.50% on overdrawn amount or Rs.1,000/- whichever is higher.
Rs.500/- per set of documents
Highest published lending rate of the Bank.
Rs.1,000 per instrument or per set of document
(Communication charges as per Section 5 of STC.)
As claimed by the BCI report provider(plus communication charges as per
Section 5 of STC)
Rs.3,000/- Advising (plus communication charges as per STC Sec. 5).
Rs.2,000/- Amendment (plus communication charges as per STC Sec. 5).
Rs.1,000/- Advising / Amendment (plus communication charges as per
Section 5 of STC).
ai. Clean Sight Documentary Bills:
0.6% of Document value or Min. Rs. 1,000 up to 15 days.
Overdue Interest:
Highest published lending rate of the Bank, effective after 15 days from
negotiation date
(plus communication charge as per section 5).
ii. Discrepant Sight Documentary Bills:
0.75% of Document value or Min. Rs. 2,000 up to 15 days.
Overdue Interest:
Highest published lending rate of the Bank, effective after 15 days from
negotiation date
(plus communication charge as per section 5).
7
STANDARD TARIFF CHARGES (Summary)
b) Documents Negotiation under Usance L/C
b) Clean Usance Documentary Bills:
0.6% of Document value or Min. Rs. 1,000 per month.
Overdue Interest:
Highest published lending rate of the Bank, effective from next working day
after the date of maturity
(plus communication charge as per section 5).
ii. Discrepant Usance Documentary Bills:
0.75% of Document value or Min. Rs. 2,000 per month.
Overdue Interest:
Highest published lending rate of the Bank, effective from next working day
after the date of maturity
(plus communication charge as per section 5).
L/C Transferring Charge
Processing documents under collection under Export
LC
Documents under collection without L/C including CAD
Rs 1,500/- flat (plus communication charges as per STC Sec.5)
0.10% of document value or min Rs 1,000/- (plus communication / courier
charges as per STC sec 5).
0.25% per quarter or min Rs 2,000/- per quarter (plus courier /
communication charges as per STC Sec.5).
0.25% per quarter of LC value or minimum Rs.2,000 per quarter (plus
courier charges/communication charges as per Section 5 of STC).
Rs. 1,000/- for each set of documents (plus communication charges as per
Section 5 of STC).
Rs.300 per instrument
Confirmation Charge (Export LC) subjected to prior
arrangement
Document Handling charge (Export LCs / Non LCs)
Stop Payment/Cancellation Charge of NRB Security
Margin Cheques
Guarantees
Bid Bond
0.25% per quarter or minimum Rs 500/- per quarter, whichever is higher
Performance Bond
0.35% per quarter or minimum Rs 750/- per quarter, whichever is higher
Advance Payment Guarantee
0.40% per quarter or minimum Rs.1,000/- per quarter, whichever is higher
Supplier Credit Guarantee
0.40% per quarter or minimum Rs. 1,000 per quarter, whichever is higher
Guarantee issued by us against the guarantee issued
by other bank (FCY/NPR)
Other Guarantees:
a. 100% Cash margin (i.e. only either against
cash margins or lien mark of non-interest
bearing deposits)
b. Others (For special purpose)
0.35% per quarter or min. USD 50 per quarter plus commission / charge of
other bank plus out of pocket expenses
Negotiable
0.4375% per quarter or minimum Rs. 2,000 per quarter, whichever is
higher
Shipping Indemnity
Rs 1,000/- flat
Amendment not affecting value & validity
Rs.750/- flat plus communication charges.
Amendment affecting value & validity
The same rate as fresh issuance
Claim Handling Charge
NPR 1,000/- per claim
5. COMMUNICATION, POSTAGE AND TEST KEY HANDLING CHARGES
Communication – SWIFT
Simple payment message (Nepal)
Rs. 500/- per message
Simple payment message (India)
Rs.750/-per message
Other messages (India)
Rs.750/-per message
Prime clients: Rs.1,000/-per message
L/C, GTEE messages India
Non-prime Clients: Rs.1,500/-per message
Simple payment message (Elsewhere)
Rs.750/-per message
Corporate Clients: Rs.750/-per message
8
STANDARD TARIFF CHARGES (Summary)
Other messages (Elsewhere)
L/C, GTEE messages (Elsewhere)
SWIFT Charge for Placing Reimbursement
authorizations/ IRU Requests under L/Cs’
SWIFT charge for advising due date under Usance
Credit
SWIFT charge for Amendment in import LCs.
SWIFT charges for correspondence done on behalf of
bank for bank’s own purpose
Courier (For each packet up to 500 gms)
Nepal
India
Other Countries
Postage
Nepal
India
Other Countries
6. CREDIT ADMINISTRATION
Credit inquiries
Non-Corporate Clients: Rs.1,000/-per message
Rs.1,500/-per message
Rs. 750/-per message.
Rs. 750/- per message.
Rs.500/- per for single page amendment (i.e. for initial page only).
However Rs.300 per page to be charged for every additional page of
amendment.
Free
Rs. 100
Rs. 350
Actual Cost basis as per arrangement with Courier service or
Minimum Rs.1,000 per set of documents whichever is higher.
Rs. 50/- per set of documents
Rs. 100/- per set of documents
Rs. 500/- per set of documents
Reciprocal basis. Rs.500/- per enquiry for banks without reciprocal
arrangement.
CICL Charge
Credit Information
Black Listing / delisting charges
a) For entity with no transactional/clean report*
Off line
Online
Rs.275
Rs.250
b) For an entity with transaction/detail report*
Off Line
Online
Rs. 600
Rs.550
*Note: Charges above mentioned are on actual basis. Changed
rates shall be applicable, if amended by CICL from time to time.
a) For Borrower having exposure of Rs. 10 million and above*
-Rs. 3,000 per request of listing/delisting
b) For Borrower having exposure of below Rs. 10 million*
-Rs. 2,000 per request of listing /delisting
*Note: Charges above mentioned are on actual basis. Changed
rates shall be applicable, if amended by CICL from time to time.
LENDING FEES
Commitment Fee (Term Finance)
Commitment Fee (Working Capital Finance)
2% p.a. of undrawn limit
2% p.a. if utilization is below 50% (For eg. If utilization is 40% only,
the commitment fee will be applicable for the differentiate i.e. for
10% only)
Prepayment Charge
a) Term loan: 2% on flat for amount settled before the committed
Tenure
b) OD and revolving nature loan: Free
Loan Administration Fee
Upto1% of loan limit
Letter issue for Share pledge ( Margin Lending)
Rs. 100 per letter.
Pledged share release charge (Margin Lending)
Rs. 100 per letter.
Administrative Charge for Real Estate collateral release in Rs. 500 per instance
case of loan prepayment, where separate prepayment charge
not taken
Administrative Charge for letter issuance to Land revenue Rs. 500 per letter
office/ Local Authority/Survey office etc. on customer request
other than loan repayment fully
9
STANDARD TARIFF CHARGES (Summary)
Administrative charge for Temporary Release of original LOC
Letter issuance to Transportation Management Office
Certificate for Credit Line
PENAL INTEREST
Principal Penal
Interest rate on Interest
Rs. 500 per instance
Rs. 500 per letter
Rs. 500 per certificate
Ranging from 1% p.a. to 3% p.a. based on overdue tenure on
overdue amount.
Ranging from 1% to 3% p.a. based on overdue tenure on overdue
interest / outstanding principal amount.
10
STANDARD TARIFF CHARGES (Summary)