1. No category

Halifax Intermediaries
Product Guide
Customers with smaller loans will typically pay less over the
product life if they select products with smaller fees, despite
the higher interest rates payable.
For the use of mortgage intermediaries and other
professionals only.
Contact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
005CABFor the use of mortgage intermediaries
and other professionals only.
Product changes
Changes to our product range effective from Thursday 4th December 2014.
Acquisition
2 year fixed rates at 90% LTV increased by 0.20% for Homemovers and First Time Buyers including New Build (excludes affordable
housing)
Don’t forget we have increased the maximum loan to £250,000 on all affordable housing products (Shared Equity/Shared Ownership
including Help to Buy Equity Loan Scheme) and made these products available to Homemovers, in addition to First Time Buyers.
005CABContact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
Halifax Intermediary Rate Guide
4th December 2014
FTB
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Additional Info
Product Code
2.09
31/03/2017
£1,499
£200,000
£1,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH443
Repayment and Interest Only
2.19
31/03/2017
£999
£0
£1,000,000
0
60
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH166
Repayment and Interest Only
2.59
31/03/2017
£0
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH186
Repayment and Interest Only
30 June 2015
FAH444
Repayment and Interest Only
30 June 2015
FAH171
Repayment and Interest Only
£500 Cashback
2.24
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
2.39
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.5% to 31/03/2017
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH203
Repayment and Interest Only
£500 Cashback
2.64
31/03/2017
£1,499
£200,000
£1,000,000
75
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH445
Only available when taken on a repayment basis
2.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH172
Only available when taken on a repayment basis
£500 Cashback
30 June 2015
FAH204
Only available when taken on a repayment basis
£500 Cashback
2 year
3.19
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
2.89
31/03/2017
£1,499
£200,000
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH446
Only available when taken on a repayment basis
Not available for New Build
30 June 2015
FAH205
Not available for New Build
Only available when taken on a repayment basis
£500 cashback
3.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
3.44
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH206
Not available for New Build
Only available when taken on a repayment basis
£500 cashback
4.44
31/03/2017
£1,499
£200,000
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH480
Only available when taken on a repayment basis
Not available for New Build
4.59
31/03/2017
£999
£0
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH481
Not available for New Build
Only available when taken on a repayment basis
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH482
Not available for New Build
Only available when taken on a repayment basis
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH187
Repayment and Interest Only
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH188
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH207
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH208
Repayment and Interest Only
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH189
Only available when taken on a repayment basis
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH190
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH209
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH210
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH247
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH248
Only available when taken on a repayment basis
4.99
3.14
3.34
3.65
3.85
3.90
31/03/2017
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£750,000
85
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
0
0
60
60
75
5 year
4.10
4.36
4.56
5.14
5.34
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
75
80
£1,000,000
80
£750,000
85
£750,000
85
Tracker
First Time Buyer
Product Type
2 year
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.89
+1.39
31/03/2017
£999
£0
£1,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH167
Repayment and Interest Only
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH211
Repayment and Interest Only
2.49
+1.99
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH168
Only available when taken on a
repayment basis
2.74
+2.24
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH212
Not available for New Build
Only available when taken on a
repayment basis
£500 cashback
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
First Time Buyer
Product Type
Rate(%)
2.69
2 year
2.99
3.29
Until
31/03/2017
31/03/2017
31/03/2017
Fee
£1,499
£1,499
£1,499
Available between
£1,000,000
£1,000,000
£1,000,000
£5,000,000
£5,000,000
£2,000,000
Min LTV (%)
0
0
60
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH191
Only available when taken on a repayment basis
70
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH192
Only available when taken on a repayment basis
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH193
Only available when taken on a repayment basis
New Build
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
2.49
31/03/2017
£999
£0
2.89
31/03/2017
£0
£0
£500,000
2.69
31/03/2017
£999
£0
£500,000
£500,000
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
0
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH194
New Build Cases Only
Repayment and Interest Only
0
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH195
New Build Cases Only
Repayment and Interest Only
0
75
3% to 31/03/2016
1.5% to 31/03/2017
30 September 2015
FAH173
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH213
New Build Cases Only
Repayment and Interest Only
2 year
3.09
31/03/2017
£0
£0
£500,000
0
75
3% to 31/03/2016
2% to 31/03/2017
3.09
31/03/2017
£999
£0
£500,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH196
New Build Cases Only
Only available when taken on a repayment basis
3.49
31/03/2017
£0
£0
£500,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH197
New Build Cases Only
Only available when taken on a repayment basis
4th December 2014
HMV
Fixed
Homemover
Product Type
Rate(%)
Fee
2.09
31/03/2017
£1,499
£200,000
2.19
31/03/2017
£999
£0
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£1,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH443
Repayment and Interest Only
£1,000,000
0
60
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH166
Repayment and Interest Only
2.59
31/03/2017
£0
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH186
Repayment and Interest Only
2.24
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH444
Repayment and Interest Only
75
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH174
Repayment and Interest Only
2.39
2 year
Available between
Until
31/03/2017
£999
£0
£1,000,000
0
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH214
Repayment and Interest Only
2.64
31/03/2017
£1,499
£200,000
£1,000,000
75
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH445
Only available when taken on a repayment basis
2.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH198
Only available when taken on a repayment basis
3.19
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH199
Only available when taken on a repayment basis
2.89
31/03/2017
£1,499
£200,000
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH446
Only available when taken on a repayment basis
Not available for New Build
3.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH215
Not available for New Build
Only available when taken on a repayment basis
3.44
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH216
Not available for New Build
Only available when taken on a repayment basis
4.44
31/03/2017
£1,499
£200,000
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH480
Only available when taken on a repayment basis
Not available for New Build
4.59
31/03/2017
£999
£0
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH483
Not available for New Build
Only available when taken on a repayment basis
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH484
Not available for New Build
Only available when taken on a repayment basis
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH187
Repayment and Interest Only
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH188
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH207
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH208
Repayment and Interest Only
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH189
Only available when taken on a repayment basis
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH190
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH209
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH210
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH247
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH248
Only available when taken on a repayment basis
4.99
3.14
3.34
3.65
3.85
3.90
31/03/2017
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£750,000
85
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
0
0
60
60
75
5 year
4.10
4.36
4.56
5.14
5.34
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
£1,000,000
£750,000
75
80
80
85
£750,000
85
Tracker
Homemover
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.89
+1.39
31/03/2017
£999
£0
£1,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH167
Repayment and Interest Only
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH175
Repayment and Interest Only
2.49
+1.99
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH200
Only available when taken on a
repayment basis
2.74
+2.24
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH176
Not available for New Build
Only available when taken on a
repayment basis
2 year
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Homemover
Product Type
2 year
Rate(%)
Until
Fee
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
2.69
31/03/2017
£1,499
£1,000,000
£5,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH191
Only available when taken on a repayment basis
3.09
31/03/2017
£1,499
£1,000,000
£5,000,000
0
70
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH201
Only available when taken on a repayment basis
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH202
Only available when taken on a repayment basis
Complete by
Product Code
Additional Info
3.39
31/03/2017
£1,499
Available between
£1,000,000
£2,000,000
60
New Build
Fixed
Homemover
Product Type
Rate(%)
2.49
Until
31/03/2017
Fee
£999
Available between
£0
£500,000
Min LTV (%)
0
Max LTV (%)
ERCs
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH194
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH195
New Build Cases Only
Repayment and Interest Only
2.89
31/03/2017
£0
£0
£500,000
0
60
3% to 31/03/2016
2% to 31/03/2017
2.69
31/03/2017
£999
£0
£500,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 September 2015
FAH217
New Build Cases Only
Repayment and Interest Only
3.09
31/03/2017
£0
£0
£500,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH218
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH169
New Build Cases Only
Only available when taken on a repayment basis
30 September 2015
FAH170
New Build Cases Only
Only available when taken on a repayment basis
2 year
3.09
31/03/2017
£999
£0
£500,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
3.49
31/03/2017
£0
£0
£500,000
75
80
3% to 31/03/2016
2% to 31/03/2017
4th December 2014
Homebuyer Special (Help to Buy Mortgage Guarantee Scheme)
Fixed
Homemover
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
5.19
31/03/2017
£999
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
5.59
31/03/2017
£0
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
Product Code
Additional Info
30 June 2015
HTB247
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
30 June 2015
HTB248
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Complete by
Product Code
Additional Info
Complete by
2 year
Fixed
First Time Buyer
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
5.19
31/03/2017
£999
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
HTB243
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
£500 cashback
5.59
31/03/2017
£0
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
HTB244
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
£500 cashback
2 year
Existing Customers Moving Home
THESE PRODUCTS ARE AVAILABLE FOR EXISTING HALIFAX & BOS MORTGAGE CUSTOMERS FOR TOP UP WHEN PORTING ONLY
These products are not available to Consent to Lease customers
Fixed
Homemover Only
Product
Type
Available between
Rate(%)
Until
Fee
3.79
31/03/2017
£1,999
£1,000,000
4.19
31/03/2017
£1,999
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
£7,500,000
0
60
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH185
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
£7,500,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH165
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
2 year
4th December 2014
REM
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£1,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH177
Repayment and Interest Only
£250 Cashback
£0
£1,000,000
0
60
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH219
Repayment and Interest Only
£250 Cashback
£0
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH220
Repayment and Interest Only
£250 Cashback
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH181
Repayment and Interest Only
£250 Cashback
2.39
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH178
Repayment and Interest Only
£250 Cashback
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH221
Repayment and Interest Only
£250 Cashback
2.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH222
Only available when taken on a repayment basis
£250 Cashback
3.19
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH223
Only available when taken on a repayment basis
£250 Cashback
2.89
31/03/2017
£1,499
£200,000
£1,000,000
75
85
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH252
Only available when taken on a repayment basis
£250 Cashback
3.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH224
Only available when taken on a repayment basis
£250 Cashback
3.44
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH225
Only available when taken on a repayment basis
£250 Cashback
3.29
31/03/2020
£999
£0
£1,000,000
0
60
30 June 2015
FAH226
Repayment and Interest Only
3.49
31/03/2020
£0
£0
£1,000,000
0
60
30 June 2015
FAH227
Repayment and Interest Only
3.73
31/03/2020
£999
£0
£1,000,000
60
75
30 June 2015
FAH228
Repayment and Interest Only
3.93
31/03/2020
£0
£0
£1,000,000
60
75
30 June 2015
FAH229
Repayment and Interest Only
4.04
31/03/2020
£999
£0
£1,000,000
75
80
30 June 2015
FAH230
Only available when taken on a repayment basis
4.24
31/03/2020
£0
£0
£1,000,000
75
80
30 June 2015
FAH231
Only available when taken on a repayment basis
4.44
31/03/2020
£999
£0
£1,000,000
80
85
30 June 2015
FAH232
Only available when taken on a repayment basis
4.64
31/03/2020
£0
£0
£1,000,000
80
85
30 June 2015
FAH233
Only available when taken on a repayment basis
Rate(%)
Until
Fee
2.04
31/03/2017
£1,499
£200,000
2.19
31/03/2017
£999
2.59
31/03/2017
2.24
5 year
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
Tracker
Remortgage and Remortgage use own conveyancer
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
1.89
+1.39
31/03/2017
£999
£0
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
0
60
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH234
Repayment and Interest Only
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH235
Repayment and Interest Only
30 June 2015
FAH236
Only available when taken on
a repayment basis
30 June 2015
FAH179
Only available when taken on
a repayment basis
0
2 year
2.49
+1.99
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
2.74
+2.24
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
1.75% to 31/03/2017
Large Loans - Repayment
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£5,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH182
Only available when taken on a repayment basis
£1,000,000
£5,000,000
0
70
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH183
Only available when taken on a repayment basis
£1,000,000
£2,000,000
60
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH184
Only available when taken on a repayment basis
Rate(%)
Until
Fee
2.79
31/03/2017
£1,499
£1,000,000
3.29
31/03/2017
£1,499
3.59
31/03/2017
£1,499
4th December 2014
Self Build
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
2 year
5.59
31/03/2017
£999
£0
Min LTV (%) Max LTV (%)
£1,000,000
0
75
ERCs
Complete by
Product Code
Additional info
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
SBL008
Repayment and Interest Only
£500 Cashback
Affordable Housing - Shared Equity and Shared Ownership Schemes
FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
ERCs
Complete by
Product Code
Additional Info
3.24
31/03/2017
£999
£0
£250,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH332
Only available when taken on a repayment basis
Cannot be mixed and matched
3.64
31/03/2017
£999
£0
£250,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH333
Only available when taken on a repayment basis
Cannot be mixed and matched
4.24
31/03/2017
£999
£0
£250,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH334
Only available when taken on a repayment basis
Cannot be mixed and matched
5.64
31/03/2017
£999
£0
£250,000
80
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH335
Not available for New Build
Only available when taken on a repayment basis
Cannot be mixed and matched
Min LTV (%) Max LTV (%)
2 year
Help to Buy 'Equity Loan' Shared Equity Scheme
FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
2 year
3.94
31/03/2017
£0
Available between
£0
£250,000
Min LTV (%) Max LTV (%)
0
75
ERCs
Complete by
Product Code
Additional Info
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH336
Only available when taken on a repayment basis
Cannot be mixed and matched
4th December 2014
Product Transfers
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £0 - £149,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
30 April 2015
FAH410
30 April 2015
FAH411
Complete By
Product Code
2.34
30/04/2017
£0
£0
£149,999
0
60
3% to 30/04/2016
1.5% to 30/04/2017
2.54
30/04/2017
£0
£0
£149,999
60
75
3% to 30/04/2016
1.5% to 30/04/2017
2.89
30/04/2017
£0
£0
£149,999
75
85
3% to 30/04/2016
1.75% to 30/04/2017
30 April 2015
FAH412
2.14
30/04/2017
£999
£0
£149,999
0
60
3% to 30/04/2016
1.2% to 30/04/2017
30 April 2015
FAH415
2.34
30/04/2017
£999
£0
£149,999
60
75
3% to 30/04/2016
1.4% to 30/04/2017
30 April 2015
FAH416
2 year
2.69
30/04/2017
£999
£0
£149,999
75
85
3% to 30/04/2016
1.75% to 30/04/2017
30 April 2015
FAH417
3.29
30/04/2019
£0
£0
£149,999
0
60
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH413
3.74
30/04/2019
£0
£0
£149,999
60
75
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH414
85
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH389
30 April 2015
FAH390
3.98
30/04/2019
£0
£0
£149,999
75
4.49
30/04/2019
£0
£0
£149,999
85
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
4.49
30/04/2019
£0
£0
£149,999
95
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH391
60
4% to 30/04/2016
3% to 30/04/2018
1.75% to 30/04/2019
30 April 2015
FAH418
75
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH419
85
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH392
30 April 2015
FAH393
30 April 2015
FAH394
Complete By
Product Code
4 year
3.19
3.64
3.89
30/04/2019
30/04/2019
30/04/2019
£999
£999
£999
£0
£0
£0
£149,999
£149,999
£149,999
0
60
75
4.39
30/04/2019
£999
£0
£149,999
85
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
4.39
30/04/2019
£999
£0
£149,999
95
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £150,000-£299,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
2.14
30/04/2017
£0
£150,000
£299,999
0
60
3% to 30/04/2016
1.1% to 30/04/2017
30 April 2015
FAH420
2.34
30/04/2017
£0
£150,000
£299,999
60
75
3% to 30/04/2016
1.1% to 30/04/2017
30 April 2015
FAH421
2.69
30/04/2017
£0
£150,000
£299,999
75
85
3% to 30/04/2016
1.3% to 30/04/2017
30 April 2015
FAH422
1.94
30/04/2017
£999
£150,000
£299,999
0
60
2.75% to 30/04/2016
1% to 30/04/2017
30 April 2015
FAH425
2.14
30/04/2017
£999
£150,000
£299,999
60
75
2.75% to 30/04/2016
0.9% to 30/04/2017
30 April 2015
FAH426
2 year
2.49
30/04/2017
£999
£150,000
£299,999
75
85
3% to 30/04/2016
1.2% to 30/04/2017
30 April 2015
FAH427
3.09
30/04/2019
£0
£150,000
£299,999
0
60
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH423
3.54
30/04/2019
£0
£150,000
£299,999
60
75
4% to 30/04/2016
3% to 30/04/2018
1.75% to 30/04/2019
30 April 2015
FAH424
85
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH395
30 April 2015
FAH396
3.78
30/04/2019
£0
£150,000
£299,999
75
4.29
30/04/2019
£0
£150,000
£299,999
85
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
4.29
30/04/2019
£0
£150,000
£299,999
95
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH397
60
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH428
75
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH429
85
4% to 30/04/2016
3% to 30/04/2018
1.75% to 30/04/2019
30 April 2015
FAH398
30 April 2015
FAH399
30 April 2015
FAH400
4 year
2.99
3.44
3.69
30/04/2019
30/04/2019
30/04/2019
£999
£999
£999
£150,000
£150,000
£150,000
£299,999
£299,999
£299,999
0
60
75
4.19
30/04/2019
£999
£150,000
£299,999
85
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
4.19
30/04/2019
£999
£150,000
£299,999
95
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
Product Transfers - Large Loans
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £300,000 - £499,999
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.84
30/04/2017
£999
£300,000
£499,999
0
60
2.5% to 30/04/2016
0.9% to 30/04/2017
30 April 2015
FAH430
2.04
30/04/2017
£999
£300,000
£499,999
60
75
2.75% to 30/04/2016
0.9% to 30/04/2017
30 April 2015
FAH431
85
3% to 30/04/2016
1.1% to 30/04/2017
30 April 2015
FAH432
30 April 2015
FAH433
2.39
4 year
Until
30/04/2017
£999
£300,000
£499,999
75
2.89
30/04/2019
£999
£300,000
£499,999
0
60
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
3.34
30/04/2019
£999
£300,000
£499,999
60
75
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH434
85
4% to 30/04/2016
3% to 30/04/2018
1.75% to 30/04/2019
30 April 2015
FAH401
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH402
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH403
Complete By
Product Code
3.59
4.09
4.09
30/04/2019
30/04/2019
30/04/2019
£999
£999
£999
£300,000
£300,000
£300,000
£499,999
£499,999
£499,999
75
85
95
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £500,000 - £7,500,000
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
1.79
30/04/2017
£999
£500,000
£7,500,000
0
60
2.5% to 30/04/2016
0.9% to 30/04/2017
30 April 2015
FAH435
1.99
30/04/2017
£999
£500,000
£7,500,000
60
75
2.5% to 30/04/2016
0.8% to 30/04/2017
30 April 2015
FAH436
2.34
30/04/2017
£999
£500,000
£7,500,000
75
85
3% to 30/04/2016
1% to 30/04/2017
30 April 2015
FAH437
60
4% to 30/04/2016
3% to 30/04/2018
1.4% to 30/04/2019
30 April 2015
FAH438
30 April 2015
FAH439
2.84
4 year
Until
30/04/2019
£999
£500,000
£7,500,000
0
3.29
30/04/2019
£999
£500,000
£7,500,000
60
75
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
3.54
30/04/2019
£999
£500,000
£7,500,000
75
85
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH404
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH405
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH406
Max LTV
(%)
ERCs
Complete By
Product Code
60
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH407
4.04
4.04
30/04/2019
30/04/2019
£999
£999
£500,000
£500,000
£7,500,000
£7,500,000
85
95
Further Advances
These products are not available for customers on Consent to Lease
Please note the loan availability is based on the additional borrowing amount.
Further advance applications will not be permitted within 6 months of completion of the original mortgage.
Fixed
Product Type
Rate(%)
4.89
2 year
Until
30/04/2017
Fee
£0
Available between
£10,000
£50,000
Min LTV (%)
0
4.89
30/04/2017
£0
£10,000
£50,000
60
75
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH408
4.89
30/04/2017
£0
£10,000
£50,000
75
80
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH409
Rate(%)
Until
Fee
Max LTV
(%)
ERCs
Complete By
Product Code
Fixed - Large Loans
Product Type
2 year
Available between
Min LTV (%)
3.98
30/04/2017
£0
£50,000
£2,000,000
0
60
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH386
3.98
30/04/2017
£0
£50,000
£2,000,000
60
75
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH387
80
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH388
3.98
30/04/2017
£0
£50,000
£2,000,000
75
Withdrawn Products - 03/12/2014
Acquisition
FAH145
FAH146
FAH147
FAH148
FAH149
FAH150
FAH151
FAH152
FAH153
FAH154
FAH156
FAH157
FAH158
FAH160
FAH440