1. No category

Halifax Intermediaries
Product Guide
Customers with smaller loans will typically pay less over the
product life if they select products with smaller fees, despite
the higher interest rates payable.
For the use of mortgage intermediaries and other
professionals only.
Contact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
005CABFor the use of mortgage intermediaries
and other professionals only.
Product changes
Changes to our product range effective from Tuesday 6th January 2015.
New business
• Selected rate reductions across the range
o 2 year 0-60% LTV homemover (HMV), first time buyer (FTB) and remortgage (REM) products reduced by
0.40% (£1,499 fee HMV and FTB product reduced by 0.45%)
o 2 year 0-75% LTV Shared Equity/Shared Ownership products reduced by 0.20% including Help to Buy
Equity Loan
o 2 year 75-80% and 80-85% LTV HMV, FTB and REM products reduced by 0.20%
o Help to Buy Mortgage Guarantee Scheme products reduced by 0.20%
o All <90% LTV 5 year HMV, FTB and REM products reduced by 0.20%.
• Cashbacks removed from FTB and REM products.
• Selected early repayment charges amended.
Product transfers
• Selected rate reductions across 2 and 4 year products
o 2 year 0-60% LTV reduced by 0.15%
o 4 year 0-60% and 60-75% LTV reduced by 0.15%
o 4 year 75-85% LTV reduced by up to 0.10%.
• Selected early repayment charges amended.
005CABContact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
Halifax Intermediary Rate Guide
6th January 2015
FTB
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
Repayment and Interest Only
1.64
31/03/2017
£1,499
£200,000
£1,000,000
0
60
2.5% to 31/03/2016
0.9% to 31/03/2017
30 June 2015
FAH664
1.79
31/03/2017
£999
£0
£1,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH665
Repayment and Interest Only
2.19
31/03/2017
£0
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH666
Repayment and Interest Only
2.24
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH444
Repayment and Interest Only
2.39
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH658
Repayment and Interest Only
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH659
Repayment and Interest Only
2.44
31/03/2017
£1,499
£200,000
£1,000,000
75
80
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH676
Only available when taken on a repayment basis
2.59
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH677
Only available when taken on a repayment basis
2.99
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH678
Only available when taken on a repayment basis
2.69
31/03/2017
£1,499
£200,000
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH679
Only available when taken on a repayment basis
Not available for New Build
2.84
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH680
Not available for New Build
Only available when taken on a repayment basis
3.24
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH681
Not available for New Build
Only available when taken on a repayment basis
4.44
31/03/2017
£1,499
£200,000
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH480
Only available when taken on a repayment basis
Not available for New Build
4.59
31/03/2017
£999
£0
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH481
Not available for New Build
Only available when taken on a repayment basis
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH482
Not available for New Build
Only available when taken on a repayment basis
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
1.75% to 31/03/2020
30 June 2015
FAH706
Repayment and Interest Only
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH707
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH708
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH709
Repayment and Interest Only
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH710
Only available when taken on a repayment basis
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH711
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH712
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH713
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH247
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH248
Only available when taken on a repayment basis
2 year
4.99
2.94
3.14
3.45
3.65
3.70
31/03/2017
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£750,000
85
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
0
0
60
60
75
5 year
3.90
4.16
4.36
5.14
5.34
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
75
80
£1,000,000
£750,000
80
85
£750,000
85
Tracker
First Time Buyer
Product Type
2 year
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.49
+0.99
31/03/2017
£999
£0
£1,000,000
0
60
2.25% to 31/03/2016
1% to 31/03/2017
30 June 2015
FAH667
Repayment and Interest Only
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH211
Repayment and Interest Only
2.29
+1.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH682
Only available when taken on a
repayment basis
2.54
+2.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH683
Not available for New Build
Only available when taken on a
repayment basis
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
First Time Buyer
Product Type
Rate(%)
2.69
2 year
2.99
3.29
Until
31/03/2017
31/03/2017
31/03/2017
Fee
£1,499
£1,499
£1,499
Available between
£1,000,000
£1,000,000
£1,000,000
£5,000,000
£5,000,000
£2,000,000
Min LTV (%)
0
0
60
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH191
Only available when taken on a repayment basis
70
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH192
Only available when taken on a repayment basis
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH193
Only available when taken on a repayment basis
New Build
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
2.09
31/03/2017
£999
£0
£500,000
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
0
60
3% to 31/03/2016
1.75% to 31/03/2017
30 September 2015
FAH668
New Build Cases Only
Repayment and Interest Only
2.49
31/03/2017
£0
£0
£500,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH669
New Build Cases Only
Repayment and Interest Only
2.69
31/03/2017
£999
£0
£500,000
0
75
3% to 31/03/2016
1.5% to 31/03/2017
30 September 2015
FAH173
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH213
New Build Cases Only
Repayment and Interest Only
2 year
3.09
31/03/2017
£0
£0
£500,000
0
75
3% to 31/03/2016
2% to 31/03/2017
2.89
31/03/2017
£999
£0
£500,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH684
New Build Cases Only
Only available when taken on a repayment basis
3.29
31/03/2017
£0
£0
£500,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH685
New Build Cases Only
Only available when taken on a repayment basis
6th January 2015
HMV
Fixed
Homemover
Product Type
Until
Fee
1.64
31/03/2017
£1,499
£200,000
1.79
31/03/2017
£999
£0
Min LTV (%)
Max LTV (%)
ERCs
£1,000,000
0
60
2.5% to 31/03/2016
0.9% to 31/03/2017
£1,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
Product Code
Additional Info
30 June 2015
FAH664
Repayment and Interest Only
30 June 2015
FAH665
Repayment and Interest Only
Complete by
2.19
31/03/2017
£0
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH666
Repayment and Interest Only
2.24
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH444
Repayment and Interest Only
75
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH174
Repayment and Interest Only
2.39
2 year
Available between
Rate(%)
31/03/2017
£999
£0
£1,000,000
0
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH214
Repayment and Interest Only
2.44
31/03/2017
£1,499
£200,000
£1,000,000
75
80
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH676
Only available when taken on a repayment basis
2.59
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH686
Only available when taken on a repayment basis
2.99
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH687
Only available when taken on a repayment basis
2.69
31/03/2017
£1,499
£200,000
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH679
Only available when taken on a repayment basis
Not available for New Build
2.84
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH688
Not available for New Build
Only available when taken on a repayment basis
3.24
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH689
Not available for New Build
Only available when taken on a repayment basis
4.44
31/03/2017
£1,499
£200,000
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH480
Only available when taken on a repayment basis
Not available for New Build
4.59
31/03/2017
£999
£0
£750,000
85
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH483
Not available for New Build
Only available when taken on a repayment basis
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH484
Not available for New Build
Only available when taken on a repayment basis
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
1.75% to 31/03/2020
30 June 2015
FAH706
Repayment and Interest Only
60
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH707
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH708
Repayment and Interest Only
75
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH709
Repayment and Interest Only
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH710
Only available when taken on a repayment basis
80
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH711
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH712
Only available when taken on a repayment basis
85
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH713
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH247
Only available when taken on a repayment basis
90
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
30 June 2015
FAH248
Only available when taken on a repayment basis
4.99
2.94
3.14
3.45
3.65
3.70
31/03/2017
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£750,000
85
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
0
0
60
60
75
5 year
3.90
4.16
4.36
5.14
5.34
31/03/2020
31/03/2020
31/03/2020
31/03/2020
31/03/2020
£0
£999
£0
£999
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
£1,000,000
£750,000
75
80
80
85
£750,000
85
Tracker
Homemover
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.49
+0.99
31/03/2017
£999
£0
£1,000,000
0
60
2.25% to 31/03/2016
1% to 31/03/2017
30 June 2015
FAH667
Repayment and Interest Only
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH175
Repayment and Interest Only
2.29
+1.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH690
Only available when taken on a
repayment basis
2.54
+2.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH691
Not available for New Build
Only available when taken on a
repayment basis
2 year
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Homemover
Product Type
2 year
Rate(%)
Until
Fee
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
2.69
31/03/2017
£1,499
£1,000,000
£5,000,000
0
60
3% to 31/03/2016
1.2% to 31/03/2017
30 June 2015
FAH191
Only available when taken on a repayment basis
3.09
31/03/2017
£1,499
£1,000,000
£5,000,000
0
70
3% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH201
Only available when taken on a repayment basis
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH202
Only available when taken on a repayment basis
Complete by
Product Code
Additional Info
3.39
31/03/2017
£1,499
Available between
£1,000,000
£2,000,000
60
New Build
Fixed
Homemover
Product Type
Rate(%)
2.09
Until
31/03/2017
Fee
£999
Available between
£0
£500,000
Min LTV (%)
0
Max LTV (%)
ERCs
60
3% to 31/03/2016
1.75% to 31/03/2017
30 September 2015
FAH668
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH669
New Build Cases Only
Repayment and Interest Only
2.49
31/03/2017
£0
£0
£500,000
0
60
3% to 31/03/2016
2% to 31/03/2017
2.69
31/03/2017
£999
£0
£500,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 September 2015
FAH217
New Build Cases Only
Repayment and Interest Only
3.09
31/03/2017
£0
£0
£500,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH218
New Build Cases Only
Repayment and Interest Only
30 September 2015
FAH692
New Build Cases Only
Only available when taken on a repayment basis
30 September 2015
FAH693
New Build Cases Only
Only available when taken on a repayment basis
2 year
2.89
31/03/2017
£999
£0
£500,000
75
80
3% to 31/03/2016
1.5% to 31/03/2017
3.29
31/03/2017
£0
£0
£500,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
6th January 2015
Homebuyer Special (Help to Buy Mortgage Guarantee Scheme)
Fixed
Homemover
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
4.99
31/03/2017
£999
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
5.39
31/03/2017
£0
£0
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
Product Code
Additional Info
30 June 2015
HTB303
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
30 June 2015
HTB304
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Complete by
2 year
Fixed
First Time Buyer
Product
Type
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
HTB307
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
£600,000
90
95
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
HTB308
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Rate(%)
Until
Fee
Available between
4.99
31/03/2017
£999
£0
5.39
31/03/2017
£0
£0
2 year
Existing Customers Moving Home
THESE PRODUCTS ARE AVAILABLE FOR EXISTING HALIFAX & BOS MORTGAGE CUSTOMERS FOR TOP UP WHEN PORTING ONLY
These products are not available to Consent to Lease customers
Fixed
Homemover Only
Product
Type
Available between
Rate(%)
Until
Fee
3.79
31/03/2017
£1,999
£1,000,000
4.19
31/03/2017
£1,999
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
£7,500,000
0
60
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH185
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
£7,500,000
0
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH165
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
2 year
6th January 2015
REM
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£1,000,000
0
60
2.5% to 31/03/2016
1% to 31/03/2017
30 June 2015
FAH670
Repayment and Interest Only
£0
£1,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH671
Repayment and Interest Only
£0
£1,000,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH672
Repayment and Interest Only
30 June 2015
FAH660
Repayment and Interest Only
Rate(%)
Until
Fee
1.64
31/03/2017
£1,499
£200,000
1.79
31/03/2017
£999
2.19
31/03/2017
£0
2.24
31/03/2017
£1,499
£200,000
£1,000,000
60
75
3% to 31/03/2016
1.2% to 31/03/2017
2.39
31/03/2017
£999
£0
£1,000,000
0
75
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH661
Repayment and Interest Only
2.79
31/03/2017
£0
£0
£1,000,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH662
Repayment and Interest Only
30 June 2015
FAH694
Only available when taken on a repayment basis
2.59
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.5% to 31/03/2017
2.99
31/03/2017
£0
£0
£1,000,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH695
Only available when taken on a repayment basis
2.69
31/03/2017
£1,499
£200,000
£1,000,000
75
85
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH696
Only available when taken on a repayment basis
30 June 2015
FAH697
Only available when taken on a repayment basis
30 June 2015
FAH698
Only available when taken on a repayment basis
30 June 2015
FAH714
Repayment and Interest Only
30 June 2015
FAH715
Repayment and Interest Only
30 June 2015
FAH716
Repayment and Interest Only
30 June 2015
FAH717
Repayment and Interest Only
30 June 2015
FAH718
Only available when taken on a repayment basis
30 June 2015
FAH719
Only available when taken on a repayment basis
30 June 2015
FAH720
Only available when taken on a repayment basis
30 June 2015
FAH721
Only available when taken on a repayment basis
2.84
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
3.24
31/03/2017
£0
£0
£1,000,000
80
85
3% to 31/03/2016
2% to 31/03/2017
3.09
31/03/2020
£999
£0
£1,000,000
0
60
3.29
31/03/2020
£0
£0
£1,000,000
0
60
3.53
31/03/2020
£999
£0
£1,000,000
60
75
3.73
31/03/2020
£0
£0
£1,000,000
60
75
3.84
31/03/2020
£999
£0
£1,000,000
75
80
4.04
31/03/2020
£0
£0
£1,000,000
75
80
4.24
31/03/2020
£999
£0
£1,000,000
80
85
4.44
31/03/2020
£0
£0
£1,000,000
80
85
5 year
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
5% to 31/03/2016
4% to 31/03/2017
3% to 31/03/2019
2% to 31/03/2020
Tracker
Remortgage and Remortgage use own conveyancer
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
1.49
+0.99
31/03/2017
£999
£0
2.09
+1.59
31/03/2017
£999
£0
£1,000,000
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
0
60
2.75% to 31/03/2016
1.4% to 31/03/2017
30 June 2015
FAH673
Repayment and Interest Only
75
3% to 31/03/2016
1.75% to 31/03/2017
30 June 2015
FAH235
Repayment and Interest Only
30 June 2015
FAH699
Only available when taken on
a repayment basis
30 June 2015
FAH700
Only available when taken on
a repayment basis
0
2 year
2.29
+1.79
31/03/2017
£999
£0
£1,000,000
75
80
3% to 31/03/2016
1.75% to 31/03/2017
2.54
+2.04
31/03/2017
£999
£0
£1,000,000
80
85
3% to 31/03/2016
1.5% to 31/03/2017
Large Loans - Repayment
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£5,000,000
0
60
3% to 31/03/2016
1.3% to 31/03/2017
30 June 2015
FAH182
Only available when taken on a repayment basis
£1,000,000
£5,000,000
0
70
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH183
Only available when taken on a repayment basis
£1,000,000
£2,000,000
60
80
3% to 31/03/2016
1.5% to 31/03/2017
30 June 2015
FAH184
Only available when taken on a repayment basis
Rate(%)
Until
Fee
2.79
31/03/2017
£1,499
£1,000,000
3.29
31/03/2017
£1,499
3.59
31/03/2017
£1,499
6th January 2015
Self Build
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
2 year
5.59
31/03/2017
£999
£0
Min LTV (%) Max LTV (%)
£1,000,000
0
75
ERCs
Complete by
Product Code
Additional info
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
SBL008
Repayment and Interest Only
£500 Cashback
Affordable Housing - Shared Equity and Shared Ownership Schemes
FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
ERCs
Complete by
Product Code
Additional Info
3.24
31/03/2017
£999
£0
£250,000
0
60
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH332
Only available when taken on a repayment basis
Cannot be mixed and matched
3.44
31/03/2017
£999
£0
£250,000
0
75
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH722
Only available when taken on a repayment basis
Cannot be mixed and matched
4.24
31/03/2017
£999
£0
£250,000
75
80
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH334
Only available when taken on a repayment basis
Cannot be mixed and matched
5.64
31/03/2017
£999
£0
£250,000
80
90
3% to 31/03/2016
2% to 31/03/2017
30 June 2015
FAH335
Not available for New Build
Only available when taken on a repayment basis
Cannot be mixed and matched
Min LTV (%) Max LTV (%)
2 year
Help to Buy 'Equity Loan' Shared Equity Scheme
FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
2 year
3.74
31/03/2017
£0
Available between
£0
£250,000
Min LTV (%) Max LTV (%)
0
75
ERCs
Complete by
Product Code
Additional Info
3% to 31/03/2016
2% to 31/03/2017
30 September 2015
FAH723
Only available when taken on a repayment basis
Cannot be mixed and matched
6th January 2015
Product Transfers
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £0 - £149,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
30 April 2015
FAH724
30 April 2015
FAH411
Complete By
Product Code
2.19
30/04/2017
£0
£0
£149,999
0
60
3% to 30/04/2016
1.5% to 30/04/2017
2.54
30/04/2017
£0
£0
£149,999
60
75
3% to 30/04/2016
1.5% to 30/04/2017
2.89
30/04/2017
£0
£0
£149,999
75
85
3% to 30/04/2016
1.75% to 30/04/2017
30 April 2015
FAH412
1.99
30/04/2017
£999
£0
£149,999
0
60
3% to 30/04/2016
1.2% to 30/04/2017
30 April 2015
FAH728
2.34
30/04/2017
£999
£0
£149,999
60
75
3% to 30/04/2016
1.4% to 30/04/2017
30 April 2015
FAH416
2 year
2.69
30/04/2017
£999
£0
£149,999
75
85
3% to 30/04/2016
1.75% to 30/04/2017
30 April 2015
FAH417
3.14
30/04/2019
£0
£0
£149,999
0
60
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH725
3.59
30/04/2019
£0
£0
£149,999
60
75
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH726
85
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH727
30 April 2015
FAH390
3.89
30/04/2019
£0
£0
£149,999
75
4.49
30/04/2019
£0
£0
£149,999
85
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
4.49
30/04/2019
£0
£0
£149,999
95
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH391
60
4% to 30/04/2016
3% to 30/04/2018
1.75% to 30/04/2019
30 April 2015
FAH729
75
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH730
85
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH731
30 April 2015
FAH393
30 April 2015
FAH394
Complete By
Product Code
4 year
3.04
3.49
3.79
30/04/2019
30/04/2019
30/04/2019
£999
£999
£999
£0
£0
£0
£149,999
£149,999
£149,999
0
60
75
4.39
30/04/2019
£999
£0
£149,999
85
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
4.39
30/04/2019
£999
£0
£149,999
95
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £150,000-£299,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
1.99
30/04/2017
£0
£150,000
£299,999
0
60
3% to 30/04/2016
1.1% to 30/04/2017
30 April 2015
FAH732
2.34
30/04/2017
£0
£150,000
£299,999
60
75
3% to 30/04/2016
1.1% to 30/04/2017
30 April 2015
FAH421
2.69
30/04/2017
£0
£150,000
£299,999
75
85
3% to 30/04/2016
1.3% to 30/04/2017
30 April 2015
FAH422
1.79
30/04/2017
£999
£150,000
£299,999
0
60
2.75% to 30/04/2016
0.9% to 30/04/2017
30 April 2015
FAH736
2.14
30/04/2017
£999
£150,000
£299,999
60
75
2.75% to 30/04/2016
0.9% to 30/04/2017
30 April 2015
FAH426
2 year
2.49
30/04/2017
£999
£150,000
£299,999
75
85
3% to 30/04/2016
1.2% to 30/04/2017
30 April 2015
FAH427
2.94
30/04/2019
£0
£150,000
£299,999
0
60
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH733
3.39
30/04/2019
£0
£150,000
£299,999
60
75
4% to 30/04/2016
3% to 30/04/2018
1.75% to 30/04/2019
30 April 2015
FAH734
85
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH735
30 April 2015
FAH396
3.69
30/04/2019
£0
£150,000
£299,999
75
4.29
30/04/2019
£0
£150,000
£299,999
85
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
4.29
30/04/2019
£0
£150,000
£299,999
95
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH397
60
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH737
75
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH738
85
4% to 30/04/2016
3% to 30/04/2018
1.75% to 30/04/2019
30 April 2015
FAH739
30 April 2015
FAH399
30 April 2015
FAH400
4 year
2.84
3.29
3.59
30/04/2019
30/04/2019
30/04/2019
£999
£999
£999
£150,000
£150,000
£150,000
£299,999
£299,999
£299,999
0
60
75
4.19
30/04/2019
£999
£150,000
£299,999
85
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
4.19
30/04/2019
£999
£150,000
£299,999
95
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
Product Transfers - Large Loans
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £300,000 - £499,999
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.69
30/04/2017
£999
£300,000
£499,999
0
60
2.5% to 30/04/2016
0.9% to 30/04/2017
30 April 2015
FAH740
2.04
30/04/2017
£999
£300,000
£499,999
60
75
2.75% to 30/04/2016
0.9% to 30/04/2017
30 April 2015
FAH431
85
3% to 30/04/2016
1.1% to 30/04/2017
30 April 2015
FAH432
30 April 2015
FAH741
2.39
4 year
Until
30/04/2017
£999
£300,000
£499,999
75
2.74
30/04/2019
£999
£300,000
£499,999
0
60
4% to 30/04/2016
3% to 30/04/2018
1.4% to 30/04/2019
3.19
30/04/2019
£999
£300,000
£499,999
60
75
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH742
85
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH743
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH402
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH403
Complete By
Product Code
3.49
4.09
4.09
30/04/2019
30/04/2019
30/04/2019
£999
£999
£999
£300,000
£300,000
£300,000
£499,999
£499,999
£499,999
75
85
95
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £500,000 - £7,500,000
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
1.64
30/04/2017
£999
£500,000
£7,500,000
0
60
2.5% to 30/04/2016
0.8% to 30/04/2017
30 April 2015
FAH744
1.99
30/04/2017
£999
£500,000
£7,500,000
60
75
2.5% to 30/04/2016
0.8% to 30/04/2017
30 April 2015
FAH436
2.34
30/04/2017
£999
£500,000
£7,500,000
75
85
3% to 30/04/2016
1% to 30/04/2017
30 April 2015
FAH437
60
4% to 30/04/2016
3% to 30/04/2018
1.4% to 30/04/2019
30 April 2015
FAH745
30 April 2015
FAH746
2.69
4 year
Until
30/04/2019
£999
£500,000
£7,500,000
0
3.14
30/04/2019
£999
£500,000
£7,500,000
60
75
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
3.44
30/04/2019
£999
£500,000
£7,500,000
75
85
4% to 30/04/2016
3% to 30/04/2018
1.5% to 30/04/2019
30 April 2015
FAH747
95
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH405
120
4% to 30/04/2016
3% to 30/04/2018
2% to 30/04/2019
30 April 2015
FAH406
Max LTV
(%)
ERCs
Complete By
Product Code
60
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH407
4.04
4.04
30/04/2019
30/04/2019
£999
£999
£500,000
£500,000
£7,500,000
£7,500,000
85
95
Further Advances
These products are not available for customers on Consent to Lease
Please note the loan availability is based on the additional borrowing amount.
Further advance applications will not be permitted within 6 months of completion of the original mortgage.
Fixed
Product Type
Rate(%)
4.89
2 year
Until
30/04/2017
Fee
£0
Available between
£10,000
£50,000
Min LTV (%)
0
4.89
30/04/2017
£0
£10,000
£50,000
60
75
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH408
4.89
30/04/2017
£0
£10,000
£50,000
75
80
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH409
Rate(%)
Until
Fee
Max LTV
(%)
ERCs
Complete By
Product Code
Fixed - Large Loans
Product Type
2 year
Available between
Min LTV (%)
3.98
30/04/2017
£0
£50,000
£2,000,000
0
60
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH386
3.98
30/04/2017
£0
£50,000
£2,000,000
60
75
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH387
80
3% to 30/04/2016
2% to 30/04/2017
31 July 2015
FAH388
3.98
30/04/2017
£0
£50,000
£2,000,000
75
Withdrawn Products - 05/01/2015
FAH163
FAH164
FAH166
FAH167
FAH168
FAH169
FAH170
FAH171
FAH172
FAH176
FAH177
FAH178
FAH179
FAH181
HTB243
HTB244
HTB245
HTB246
HTB247
HTB248
HTB249
HTB250
FAH186
FAH187
FAH188
FAH189
FAH190
FAH194
FAH195
FAH196
FAH197
FAH507
Acquisition
FAH198
FAH199
FAH200
FAH203
FAH204
FAH205
FAH206
FAH207
FAH208
FAH209
FAH210
FAH212
FAH215
FAH216
FAH219
FAH220
FAH221
FAH222
FAH223
FAH224
FAH225
FAH226
FAH227
FAH228
FAH229
FAH230
FAH231
FAH232
FAH233
FAH234
FAH236
FAH508
FAH237
FAH238
FAH239
FAH240
FAH241
FAH252
FAH333
FAH336
FAH441
FAH443
FAH445
FAH446
FAH489
FAH490
FAH493
FAH494
FAH497
FAH500
FAH501
FAH502
FAH506
Retention
FAH389
FAH392
FAH395
FAH398
FAH401
FAH404
FAH410
FAH413
FAH414
FAH415
FAH418
FAH419
FAH420
FAH423
FAH424
FAH425
FAH428
FAH429
FAH430
FAH433
FAH434
FAH435
FAH438
FAH439