1. finance
2. bank
3. bank account

GO
LD
WINTER 2015
Our annual meeting and elections
are coming up soon. Plan to attend
to help choose the voice of your
credit union. The meeting will take
place at the Delaware State Troopers
Association, 6349 North DuPont
Highway, Dover, DE on March 25,
2015, at 4:00 p.m.
Mark your calendar now and
check our website for updates.
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Citizens Bank
Cards
Wells Fargo
Cards
DSPFCU
Cards
Nonintroductory
APR for purchases
and balance transfers
10.99%-22.99%
(variable)
13.99%-20.99%
(variable)
8.99%-25.99%
(variable)
9.90%12.90%
(fixed)
APR for cash
advances
Bank cash
advances: 24.99%
Others: 13.99%24.99% (variable)
21.99%
(variable)
23.99%-25.99%
(variable)
9.90%12.90%
(fixed)
Cash advance fee
$10 or 5%,
whichever is greater
Cash equivalent
transactions: $20 or 5%,
whichever is greater.
Others: $10 or 3%,
whichever is greater.
$10 ($20 if inperson transaction)
or 5%, whichever is
greater
None
None for some;
otherwise as high
as $99
None
None for some;
otherwise as high
as $175
None
$10 or 3%,
whichever is greater
$10 or 3%,
whichever is greater
$5 or 5%,
whichever is greater
None
25 days
21 days
25 days
25 days
Annual fee
Balance transfer fee
Grace period for
purchases
2014 Stocking and Toy Drive
$15
Win
if Your
Account Number
Is Here!
If your account number is
hidden in this newsletter, we’ll
deposit $15 into your share
savings account.
Delaware State Police FCU staff participated in the 2014
Stocking and Toy Drive sponsored by The Salvation Army.
There were many stockings overflowing
with
festive items to benefit both girls and boys ages three to twelve. In addition, more
than 50 family-friendly games were collected during the drive. Santa’s little helpers at
DSPFCU helped make the holiday a little brighter for many children this Christmas.
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The numbers are
upside down and spelled
out. If you find your
account number, please
call the Georgetown
branch at 800-288-1080
or 302-856-3501 by
January 31, 2015.
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Bank of
America Cards
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Annual
Meeting and
Elections
Coming
Soon!
The table below will provide you with
multiple reasons why DSPFCU Visa Gold,
Platinum and Titanium cards are superior
to the competition. Here’s one more: When
you transfer a balance of $5,000 or more to
a DSPFCU card, we’ll reward you with a $50
Wawa gift card. Much better than getting hit
with a fee,
don’t you think?
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Why Our Credit
Cards Are Better
IN
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A Quarterly Publication for Members of the Delaware State Police Federal Credit Union
D e law are Sta t e Po l i c e Fe d e r a l C r e d i t U n i o n
Box Scores—November 2014
Board of Directors
Jeffrey W. Weaver, Chairman
Philip N. Strohm, Vice Chairman
Antonio G. Williams, Secretary
Blaine Daisey
Ronnie Gaines
Robert Gouge
Donna Newth-Showell
Nichole Oldham
Gerald L. Reynolds
Make a Clean Sweep of
Those Holiday Bills
After the holiday season ends, reality sets in. It’s time to take down
the tree, start that new diet . . . and take care of your holiday bills. If
your mailbox is chock full of those bills, don’t get discouraged. Instead,
come to your credit union to
simplify your life
and save money at the same time.
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Members ���������������������������������������������9,600
Assets��������������������������������������$121,070,758
Shares��������������������������������������$109,716,601
Loans����������������������������������������$52,885,057
Checking����������������������������������$13,570,456
Money Market��������������������������$18,909,406
Holiday Clubs���������������������������������$68,064
Special Clubs������������������������������$1,882,297
IRA ��������������������������������������������$3,090,535
IRA Share Certificates ����������������$8,300,829
Share Certificates����������������������$29,714,975
VISA ������������������������������������������$3,174,183
You can get a Signature Loan for up to $35,000
with a low, variable rate—as low as 6.5% APR.*
It’s an affordable way to reduce those
bills to just one monthly payment.
This will help you pay off that
debt more easily and with a lot
less interest. To apply for a
Signature Loan online, visit
our website. We’ll help you
eliminate those bills in
no time.
*APR =
annual
percentage
rate.
Delaware State Police
Federal Credit Union
Georgetown
700 North Bedford St., Georgetown, DE 19947
Drive-thru Service
Phone: 302-856-3501, 800-288-1080
Fax: 302-856-2539
New Castle
235 Christiana Road, New Castle, DE 19720
Drive-thru Service
Phone: 302-324-8141
Fax: 302-324-1379
Dover
6349 North Dupont Highway, Dover, DE 19901
Phone: 302-736-1829
Fax: 302-736-1842
Hours
Monday - Thursday: 9 a.m. - 4 p.m.
Friday: 9 a.m. - 6 p.m.
Federally
Insured by
NCUA
Stay Warm and Do Your
Banking Inside
Banking from the warmth of your home, your work or any
other warm place
you happen to be
has never been easier. Anywhere you have online access, you can
use DSPFCU@Home Online Banking, Online Bill Pay and
e-Statements to manage
your accounts, send a
payment or check your
mailbox.
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Website: www.dspfcu.com
E-mail: [email protected]
Our online services
are safe and will save
you time and trouble.
We hope you’ll take full
advantage of them this
winter and every
other season
of the year.
Inclement Weather Notice
The credit union branches will be closed
to observe the following holidays:
January 19 —
Martin Luther King, Jr. Day
February 16 — Presidents Day
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Printed on recycled paper with soy ink
In case of snow or ice please check our website to find out
whether the branch you are interested in going to is
open or closed. If it is a shared branch operated
by another credit union, please check that credit
union’s website or call to find out if they are
open or closed. Please
know that the safety of both our members and our
employees is very important to us.
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Holiday Closings